{"success":true,"data":{"_id":391025741,"filings":[{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"A cooperative non-profit corporation incorporated to encourage thrift among its members create a source of credit at a fair and reasonable cost and provide an opportunity for its members to improve their economic and social conditions","primary_activities":"We have deposit transaction and investment accounts with 1723 members at 1231 During 2010 we opened 161 new deposit transaction and investment accounts\n\nWe funded 269 loans during 2010 As of 12312010 we had 68 mortgageshome equity 952 consumer loans and 4 member business loans We also had 92 cedit card accounts with our members","year":2010,"name":"Federated Family Credit Union","website":"www.fedfmcu.com","type":"990","principal_officer":"Dawn Swaningson","year_formation":1934,"state_legal_domicile":"WI","tax_period_begin":"2010-01-01T00:00:00","tax_period_end":"2010-12-31T00:00:00","address":"626 E Wisconsin Ave, Milwaukee, WI, 53202, USA","city":"Milwaukee","state":"WI","country":"USA","zip_code":"53202"},"Governance":{"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":12,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":12,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":false,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":600796,"Contributions":{"value":0},"Program revenue":{"value":549234,"Total revenue":{"value":549234,"VARIOUS":549234},"Unrelated business revenue":0},"Investment income":{"value":48594,"Investment income total":48594},"Other revenues":{"value":2968,"Other total":301,"Royalties revenue":2667}},"Expenses":{"value":752494,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":0},"Salaries":{"value":254125,"Current officers":129341,"Other salaries and wages":65452,"Pension plan contributions":9034,"Other employee benefits":34120,"Payroll taxes":16178},"Other expenses":{"value":498369,"Legal":7148,"Accounting":2903,"Other services":650,"Advertising":2556,"Office expenses":39563,"Information technology":51191,"Travel":1288,"Conferences and meetings":1457,"Depreciation and depletion":10689,"Insurance":11153,"Itemized Expenses":{"value":363732,"VARIOUS":363732},"All other expenses":6039}},"Assets":{"value":10731614,"Non-interest bearing cash":233330,"Savings and temp cash investments":3986767,"Other net note and loans":5784933,"Prepaid expenses deferred charges":13867,"Land, building, equipment":64699,"Investments program related":101517,"Other assets":546501},"Liabilities":{"value":10395766,"Accounts payable, accrued":212651,"Other liabilities":10183115},"Fund balance":{"value":335848},"Form990Details":{"program_service_accomplishments":[{"description":"We have deposit transaction and investment accounts with 1723 members at 1231 During 2010 we opened 161 new deposit transaction and investment accounts"},{"description":"We funded 269 loans during 2010 As of 12312010 we had 68 mortgageshome equity 952 consumer loans and 4 member business loans We also had 92 cedit card accounts with our members"}],"program_service_revenue_detail":[{"description":"Interest on Loans"},{"description":"AccountCardLoan Fees"},{"description":"Other Member Fee Income"},{"description":"Insurance Sales"},{"description":"NA"}],"functional_expense_allocations":{"current_officers_directors":{"total":129341},"other_salaries_and_wages":{"total":65452},"pension_plan_contributions":{"total":9034},"other_employee_benefits":{"total":34120},"payroll_taxes":{"total":16178},"legal_fees":{"total":7148},"accounting_fees":{"total":2903},"other_service_fees":{"total":650},"advertising":{"total":2556},"office_expenses":{"total":39563},"information_technology":{"total":51191},"travel":{"total":1288},"conferences_meetings":{"total":1457},"depreciation_depletion":{"total":10689},"insurance":{"total":11153},"all_other_expenses":{"total":6039}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"backup_withholding_compliance":true,"employment_tax_returns_filed":true,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"Dawn Swaningson"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"person_name":"Dawn Swaningson","phone":"4142787220","address_line1":"626 E Wisconsin Ave","city":"Milwaukee","state":"WI","zip":"53202"},"officers_directors_key_employees":[{"title":"Director","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Secretary","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Treasurer","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Director","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Director","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Chair","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Vice-Chair","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"PresidentCEO","average_hours_per_week":40.0,"reportable_comp_from_org":71439,"reportable_comp_from_related_orgs":0,"other_compensation":9383,"officer":true},{"title":"Vice President term 710","average_hours_per_week":40.0,"reportable_comp_from_org":29558,"reportable_comp_from_related_orgs":0,"other_compensation":1517,"officer":true},{"title":"Loan Officer","average_hours_per_week":40.0,"reportable_comp_from_org":28344,"reportable_comp_from_related_orgs":0,"other_compensation":10917,"officer":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleD":{"land_buildings_equipment":{"equipment":{"other_cost_or_other_basis":158289,"book_value":51909,"depreciation":106380},"other_land_buildings":{"other_cost_or_other_basis":124434,"book_value":12790,"depreciation":111644},"total_book_value":64699},"program_related_investments":{"investments":[{"description":"NCUA Capitalization","book_value":101517}],"total_book_value":101517},"other_assets":{"assets":[{"description":"Accrued Income","book_value":17654},{"description":"Other Real Estate Owned","book_value":528847}],"total_book_value":546501},"other_liabilities":{"liabilities":[{"description":"Member Shares & Deposits","amount":10183115}],"total_liability":10183115}},"source_xml":"201111199349300111_public.xml"},{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"A cooperative non-profit corporation incorporated to encourage thrift among its members create a source of credit at a fair and reasonable cost and provide an opportunity for its members to improve their economic and social conditions","primary_activities":"We funded 185 loans during 2011 Prior to the merger we had 78 mortgages 298 consumer loans 4 member loans and 86 credit card accounts with our members\n\nFederated Family Credit Union merged with Great Lakes Credit Union on 09302011 Federated Family Credit Union ceased to exist","year":2011,"name":"Federated Family Credit Union","website":"www.fedfmcu.com","type":"990","principal_officer":"Dawn Swaningson","year_formation":1934,"state_legal_domicile":"WI","tax_period_begin":"2011-01-01T00:00:00","tax_period_end":"2011-12-31T00:00:00","address":"626 E Wisconsin Ave, Milwaukee, WI, 53202, USA","city":"Milwaukee","state":"WI","country":"USA","zip_code":"53202"},"Governance":{"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":true,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":false,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":426056,"Contributions":{"value":0},"Program revenue":{"value":393700,"Total revenue":{"value":393700,"VARIOUS":393700},"Unrelated business revenue":0},"Investment income":{"value":31435,"Investment income total":31435},"Other revenues":{"value":921,"Other total":921}},"Expenses":{"value":560016,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":0},"Salaries":{"value":174148,"Other salaries and wages":128860,"Pension plan contributions":6062,"Other employee benefits":26766,"Payroll taxes":12460},"Other expenses":{"value":385868,"Legal":5722,"Accounting":68,"Advertising":1017,"Office expenses":23753,"Information technology":64149,"Travel":3466,"Depreciation and depletion":8294,"Insurance":7819,"Itemized Expenses":{"value":267186,"VARIOUS":267186},"All other expenses":4394}},"Assets":{"value":0},"Liabilities":{"value":0},"Fund balance":{"value":0},"Form990Details":{"program_service_accomplishments":[{"description":"We funded 185 loans during 2011 Prior to the merger we had 78 mortgages 298 consumer loans 4 member loans and 86 credit card accounts with our members"}],"program_service_revenue_detail":[{"business_code":"522100","description":"Interest on Loans","total_revenue":284507,"related_or_exempt_function_income":284507},{"business_code":"522100","description":"AccountCardLoan Fees","total_revenue":98515,"related_or_exempt_function_income":98515},{"business_code":"522100","description":"Other Member Fee Income","total_revenue":4808,"related_or_exempt_function_income":4808},{"business_code":"524298","description":"Insurance Sales","total_revenue":5870,"related_or_exempt_function_income":5870}],"functional_expense_allocations":{"other_salaries_and_wages":{"total":128860},"pension_plan_contributions":{"total":6062},"other_employee_benefits":{"total":26766},"payroll_taxes":{"total":12460},"legal_fees":{"total":5722},"accounting_fees":{"total":68},"advertising":{"total":1017},"office_expenses":{"total":23753},"information_technology":{"total":64149},"travel":{"total":3466},"depreciation_depletion":{"total":8294},"insurance":{"total":7819},"all_other_expenses":{"total":4394}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"backup_withholding_compliance":true,"employment_tax_returns_filed":true,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_iii":true,"schedule_o_part_vi":true,"schedule_o_part_xi":true},"principal_officer_detail":{"person_name":"Dawn Swaningson"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"person_name":"Dawn Swaningson","phone":"4142787220","address_line1":"626 E Wisconsin Ave","city":"Milwaukee","state":"WI","zip":"53202"},"officers_directors_key_employees":[{"title":"Director","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Director","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Secretary","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Treasurer","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Director","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Director","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Chair","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Vice-Chair","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"PresidentCEO","average_hours_per_week":40.0,"reportable_comp_from_org":67231,"reportable_comp_from_related_orgs":0,"other_compensation":10075,"officer":true},{"title":"Loan Officer","average_hours_per_week":40.0,"reportable_comp_from_org":24232,"reportable_comp_from_related_orgs":0,"other_compensation":8164,"officer":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleN":{"termination_or_liquidation":{"assets_distributed":true,"liabilities_paid":true,"bonds_outstanding":false,"bond_liabilities_discharged":false,"required_to_notify_attorney_general":true,"attorney_general_notified":true},"successor_relationships":{"director_of_successor":false,"employee_of_successor":true,"owner_of_successor":false,"received_compensation":false},"liquidations":[{"person_name":"Great Lakes Credit Union","ein":361163912,"irc_section":"501c14","distribution_date":"2011-09-30T00:00:00","description":"All Assets & Liabilities of th","fair_market_value":10391770,"method_of_fmv_determination":"Net Book Value","address_line1":"2525 Green Bay Road","city":"North Chicago","state":"IL","zip":"60064","name":"Great Lakes Credit Union","address":"2525 Green Bay Road, North Chicago, IL, 60064"}]},"source_xml":"201210679349301036_public.xml"}],"Latest":{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"A cooperative non-profit corporation incorporated to encourage thrift among its members create a source of credit at a fair and reasonable cost and provide an opportunity for its members to improve their economic and social conditions","primary_activities":"We funded 185 loans during 2011 Prior to the merger we had 78 mortgages 298 consumer loans 4 member loans and 86 credit card accounts with our members\n\nFederated Family Credit Union merged with Great Lakes Credit Union on 09302011 Federated Family Credit Union ceased to exist","year":2011,"name":"Federated Family Credit Union","website":"www.fedfmcu.com","type":"990","principal_officer":"Dawn Swaningson","year_formation":1934,"state_legal_domicile":"WI","tax_period_begin":"2011-01-01T00:00:00","tax_period_end":"2011-12-31T00:00:00","address":"626 E Wisconsin Ave, Milwaukee, WI, 53202, USA","city":"Milwaukee","state":"WI","country":"USA","zip_code":"53202"},"Governance":{"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":true,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":false,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":426056,"Contributions":{"value":0},"Program revenue":{"value":393700,"Total revenue":{"value":393700,"VARIOUS":393700},"Unrelated business revenue":0},"Investment income":{"value":31435,"Investment income total":31435},"Other revenues":{"value":921,"Other total":921}},"Expenses":{"value":560016,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":0},"Salaries":{"value":174148,"Other salaries and wages":128860,"Pension plan contributions":6062,"Other employee benefits":26766,"Payroll taxes":12460},"Other expenses":{"value":385868,"Legal":5722,"Accounting":68,"Advertising":1017,"Office expenses":23753,"Information technology":64149,"Travel":3466,"Depreciation and depletion":8294,"Insurance":7819,"Itemized Expenses":{"value":267186,"VARIOUS":267186},"All other expenses":4394}},"Assets":{"value":0},"Liabilities":{"value":0},"Fund balance":{"value":0},"Form990Details":{"program_service_accomplishments":[{"description":"We funded 185 loans during 2011 Prior to the merger we had 78 mortgages 298 consumer loans 4 member loans and 86 credit card accounts with our members"}],"program_service_revenue_detail":[{"business_code":"522100","description":"Interest on Loans","total_revenue":284507,"related_or_exempt_function_income":284507},{"business_code":"522100","description":"AccountCardLoan Fees","total_revenue":98515,"related_or_exempt_function_income":98515},{"business_code":"522100","description":"Other Member Fee Income","total_revenue":4808,"related_or_exempt_function_income":4808},{"business_code":"524298","description":"Insurance Sales","total_revenue":5870,"related_or_exempt_function_income":5870}],"functional_expense_allocations":{"other_salaries_and_wages":{"total":128860},"pension_plan_contributions":{"total":6062},"other_employee_benefits":{"total":26766},"payroll_taxes":{"total":12460},"legal_fees":{"total":5722},"accounting_fees":{"total":68},"advertising":{"total":1017},"office_expenses":{"total":23753},"information_technology":{"total":64149},"travel":{"total":3466},"depreciation_depletion":{"total":8294},"insurance":{"total":7819},"all_other_expenses":{"total":4394}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"backup_withholding_compliance":true,"employment_tax_returns_filed":true,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_iii":true,"schedule_o_part_vi":true,"schedule_o_part_xi":true},"principal_officer_detail":{"person_name":"Dawn Swaningson"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"person_name":"Dawn Swaningson","phone":"4142787220","address_line1":"626 E Wisconsin Ave","city":"Milwaukee","state":"WI","zip":"53202"},"officers_directors_key_employees":[{"title":"Director","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Director","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Secretary","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Treasurer","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Director","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Director","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Chair","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Vice-Chair","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"PresidentCEO","average_hours_per_week":40.0,"reportable_comp_from_org":67231,"reportable_comp_from_related_orgs":0,"other_compensation":10075,"officer":true},{"title":"Loan Officer","average_hours_per_week":40.0,"reportable_comp_from_org":24232,"reportable_comp_from_related_orgs":0,"other_compensation":8164,"officer":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleN":{"termination_or_liquidation":{"assets_distributed":true,"liabilities_paid":true,"bonds_outstanding":false,"bond_liabilities_discharged":false,"required_to_notify_attorney_general":true,"attorney_general_notified":true},"successor_relationships":{"director_of_successor":false,"employee_of_successor":true,"owner_of_successor":false,"received_compensation":false},"liquidations":[{"person_name":"Great Lakes Credit Union","ein":361163912,"irc_section":"501c14","distribution_date":"2011-09-30T00:00:00","description":"All Assets & Liabilities of th","fair_market_value":10391770,"method_of_fmv_determination":"Net Book Value","address_line1":"2525 Green Bay Road","city":"North Chicago","state":"IL","zip":"60064","name":"Great Lakes Credit Union","address":"2525 Green Bay Road, North Chicago, IL, 60064"}]},"Ratings":{"Mission Deployment Rate":{"score":null},"Program Expense Ratio":{"score":null},"Fundraising Efficiency":{"score":null,"percentile":null},"Filing Consistency Score":{"score":1.0},"Grant Itemization Coverage":{"score":null},"Independent Voting Board Pct":{"score":1.0},"Operating Margin":{"score":-0.31441876185290196,"percentile":0.15251154859042437},"Operating Reserve Ratio":{"score":0.0,"percentile":0.026800149493383534},"Liabilities to Assets Ratio":{"score":null,"percentile":null},"Officer Compensation Ratio":{"score":0.19589083169052313,"percentile":0.2914672526490251},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Foreign Oversight Score":{"score":null},"Major-Donor Itemization":{"score":null},"Related-Party Transparency":{"score":null},"Pay-Setting Controls":{"score":null,"weight":5,"atoms":{"Compensation committee":{"value":null},"Independent compensation consultant":{"value":null},"Form 990 of other organizations reviewed":{"value":null},"Written employment contract":{"value":null},"Compensation survey or study":{"value":null},"Board or committee approval":{"value":null}}},"Governance Policy Score":{"score":0.6666666666666666,"weight":5,"atoms":{"Conflict of interest policy":{"value":true},"Whistle blower policy":{"value":true},"Document retention policy":{"value":true},"Compensation process for CEO":{"value":true},"Compensation process for other employees":{"value":true},"Form 990 provided to governing body":{"value":false},"Minutes of governing body":{"value":true},"Audit committee":{"value":false},"Independent audit financial statements":{"value":false}}},"Categories":{"Financial Efficiency":{"score":null,"weight":45},"Transparency & Controls":{"score":1.0,"weight":20},"Accountability":{"score":0.861111111111111,"weight":14},"Sustainability":{"score":0.1291351760992242,"weight":13},"Growth":{"score":null,"weight":8}},"Overall Score":{"score":0.7177513371243717,"percentile":0.3936320489262603}},"source_xml":"201210679349301036_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}