{"success":true,"data":{"_id":390986983,"filings":[{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"Employee Owned Credit Union Serving Brownberry Employees","primary_activities":"We have deposit transaction and investment accounts with 159 members at 123110 During 2010 we opened 7 new deposit transaction and investment accounts\n\nWe funded 41 loans during 2010 As of 123110 we had 47 consumer loans","year":2010,"name":"Brownberry Credit Union","type":"990","principal_officer":"J Joan Ebert","year_formation":1957,"state_legal_domicile":"WI","tax_period_begin":"2010-01-01T00:00:00","tax_period_end":"2010-12-31T00:00:00","address":"PO BOX 497, Oconomowoc, WI, 53066, USA","city":"Oconomowoc","state":"WI","country":"USA","zip_code":"53066"},"Governance":{"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":1,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":false,"Compensation process for CEO":true,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":false,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":18088,"Contributions":{"value":0},"Program revenue":{"value":17230,"Total revenue":{"value":17230,"VARIOUS":17230},"Unrelated business revenue":0},"Investment income":{"value":858,"Investment income total":858},"Other revenues":{"value":0}},"Expenses":{"value":26941,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":0},"Salaries":{"value":13336,"Current officers":12306,"Payroll taxes":1030},"Other expenses":{"value":13605,"Accounting":802,"Advertising":65,"Office expenses":5840,"Occupancy":300,"Conferences and meetings":11,"Depreciation and depletion":1593,"Insurance":1825,"Itemized Expenses":{"value":3005,"VARIOUS":3005},"All other expenses":164}},"Assets":{"value":634038,"Non-interest bearing cash":130797,"Savings and temp cash investments":239735,"Other net note and loans":252803,"Prepaid expenses deferred charges":924,"Land, building, equipment":4382,"Investments program related":5397},"Liabilities":{"value":552522,"Accounts payable, accrued":-9920,"Other liabilities":562442},"Fund balance":{"value":81516},"Form990Details":{"program_service_accomplishments":[{"description":"We have deposit transaction and investment accounts with 159 members at 123110 During 2010 we opened 7 new deposit transaction and investment accounts"},{"description":"We funded 41 loans during 2010 As of 123110 we had 47 consumer loans"}],"program_service_revenue_detail":[{"business_code":"522100","description":"Interest on Loans","total_revenue":17116,"related_or_exempt_function_income":17116},{"business_code":"524298","description":"Insurance Sales","total_revenue":110,"related_or_exempt_function_income":110},{"business_code":"522100","description":"Charges and Fees","total_revenue":4,"related_or_exempt_function_income":4}],"functional_expense_allocations":{"current_officers_directors":{"total":12306},"payroll_taxes":{"total":1030},"accounting_fees":{"total":802},"advertising":{"total":65},"office_expenses":{"total":5840},"occupancy":{"total":300},"conferences_meetings":{"total":11},"depreciation_depletion":{"total":1593},"insurance":{"total":1825},"all_other_expenses":{"total":164}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"backup_withholding_compliance":true,"employment_tax_returns_filed":true,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"J Joan Ebert"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"person_name":"J Joan Ebert","phone":"2625676411","address_line1":"PO BOX 497","city":"Oconomowoc","state":"WI","zip":"53066"},"officers_directors_key_employees":[{"title":"Chair","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Treasurer","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Secretary","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Vice-Chair","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Director","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"PresManager","average_hours_per_week":14.0,"reportable_comp_from_org":12306,"reportable_comp_from_related_orgs":0,"other_compensation":0,"officer":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleD":{"land_buildings_equipment":{"equipment":{"other_cost_or_other_basis":1,"book_value":1},"other_land_buildings":{"other_cost_or_other_basis":7567,"book_value":4381,"depreciation":3186},"total_book_value":4382},"program_related_investments":{"investments":[{"description":"NCUA Capitalization","book_value":5397}],"total_book_value":5397},"other_liabilities":{"liabilities":[{"description":"Member SharesCertificates","amount":562442}],"total_liability":562442}},"source_xml":"201111309349300046_public.xml"}],"Latest":{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"Employee Owned Credit Union Serving Brownberry Employees","primary_activities":"We have deposit transaction and investment accounts with 159 members at 123110 During 2010 we opened 7 new deposit transaction and investment accounts\n\nWe funded 41 loans during 2010 As of 123110 we had 47 consumer loans","year":2010,"name":"Brownberry Credit Union","type":"990","principal_officer":"J Joan Ebert","year_formation":1957,"state_legal_domicile":"WI","tax_period_begin":"2010-01-01T00:00:00","tax_period_end":"2010-12-31T00:00:00","address":"PO BOX 497, Oconomowoc, WI, 53066, USA","city":"Oconomowoc","state":"WI","country":"USA","zip_code":"53066"},"Governance":{"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":1,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":false,"Compensation process for CEO":true,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":false,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":18088,"Contributions":{"value":0},"Program revenue":{"value":17230,"Total revenue":{"value":17230,"VARIOUS":17230},"Unrelated business revenue":0},"Investment income":{"value":858,"Investment income total":858},"Other revenues":{"value":0}},"Expenses":{"value":26941,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":0},"Salaries":{"value":13336,"Current officers":12306,"Payroll taxes":1030},"Other expenses":{"value":13605,"Accounting":802,"Advertising":65,"Office expenses":5840,"Occupancy":300,"Conferences and meetings":11,"Depreciation and depletion":1593,"Insurance":1825,"Itemized Expenses":{"value":3005,"VARIOUS":3005},"All other expenses":164}},"Assets":{"value":634038,"Non-interest bearing cash":130797,"Savings and temp cash investments":239735,"Other net note and loans":252803,"Prepaid expenses deferred charges":924,"Land, building, equipment":4382,"Investments program related":5397},"Liabilities":{"value":552522,"Accounts payable, accrued":-9920,"Other liabilities":562442},"Fund balance":{"value":81516},"Form990Details":{"program_service_accomplishments":[{"description":"We have deposit transaction and investment accounts with 159 members at 123110 During 2010 we opened 7 new deposit transaction and investment accounts"},{"description":"We funded 41 loans during 2010 As of 123110 we had 47 consumer loans"}],"program_service_revenue_detail":[{"business_code":"522100","description":"Interest on Loans","total_revenue":17116,"related_or_exempt_function_income":17116},{"business_code":"524298","description":"Insurance Sales","total_revenue":110,"related_or_exempt_function_income":110},{"business_code":"522100","description":"Charges and Fees","total_revenue":4,"related_or_exempt_function_income":4}],"functional_expense_allocations":{"current_officers_directors":{"total":12306},"payroll_taxes":{"total":1030},"accounting_fees":{"total":802},"advertising":{"total":65},"office_expenses":{"total":5840},"occupancy":{"total":300},"conferences_meetings":{"total":11},"depreciation_depletion":{"total":1593},"insurance":{"total":1825},"all_other_expenses":{"total":164}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"backup_withholding_compliance":true,"employment_tax_returns_filed":true,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"J Joan Ebert"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"person_name":"J Joan Ebert","phone":"2625676411","address_line1":"PO BOX 497","city":"Oconomowoc","state":"WI","zip":"53066"},"officers_directors_key_employees":[{"title":"Chair","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Treasurer","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Secretary","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Vice-Chair","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Director","reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"PresManager","average_hours_per_week":14.0,"reportable_comp_from_org":12306,"reportable_comp_from_related_orgs":0,"other_compensation":0,"officer":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleD":{"land_buildings_equipment":{"equipment":{"other_cost_or_other_basis":1,"book_value":1},"other_land_buildings":{"other_cost_or_other_basis":7567,"book_value":4381,"depreciation":3186},"total_book_value":4382},"program_related_investments":{"investments":[{"description":"NCUA Capitalization","book_value":5397}],"total_book_value":5397},"other_liabilities":{"liabilities":[{"description":"Member SharesCertificates","amount":562442}],"total_liability":562442}},"Ratings":{"Mission Deployment Rate":{"score":null},"Program Expense Ratio":{"score":null},"Fundraising Efficiency":{"score":null,"percentile":null},"Filing Consistency Score":{"score":1.0},"Grant Itemization Coverage":{"score":null},"Independent Voting Board Pct":{"score":1.0},"Operating Margin":{"score":-0.48944051304732417,"percentile":0.11531456417562493},"Operating Reserve Ratio":{"score":23.53431572695891,"percentile":0.9553346990753557},"Liabilities to Assets Ratio":{"score":0.8714335733820371,"percentile":0.0807014790009767},"Officer Compensation Ratio":{"score":0.4567759177461861,"percentile":0.07303674183876795},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Foreign Oversight Score":{"score":null},"Major-Donor Itemization":{"score":null},"Related-Party Transparency":{"score":null},"Pay-Setting Controls":{"score":null,"weight":5,"atoms":{"Compensation committee":{"value":null},"Independent compensation consultant":{"value":null},"Form 990 of other organizations reviewed":{"value":null},"Written employment contract":{"value":null},"Compensation survey or study":{"value":null},"Board or committee approval":{"value":null}}},"Governance Policy Score":{"score":0.5555555555555556,"weight":5,"atoms":{"Conflict of interest policy":{"value":true},"Whistle blower policy":{"value":false},"Document retention policy":{"value":true},"Compensation process for CEO":{"value":true},"Compensation process for other employees":{"value":false},"Form 990 provided to governing body":{"value":true},"Minutes of governing body":{"value":true},"Audit committee":{"value":false},"Independent audit financial statements":{"value":false}}},"Categories":{"Financial Efficiency":{"score":null,"weight":45},"Transparency & Controls":{"score":1.0,"weight":20},"Accountability":{"score":0.8148148148148149,"weight":14},"Sustainability":{"score":0.3533333206153686,"weight":13},"Growth":{"score":null,"weight":8}},"Overall Score":{"score":0.7659732037320681,"percentile":0.5576882949031352}},"source_xml":"201111309349300046_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}