{"success":true,"data":{"_id":383410726,"filings":[{"Organization":{"value":null,"Person":["MARIE HAUSWIRTH","NIKKI BENNING","SUZETTE HALLMAN","KRISTINA MILLER","HILARY RENO"],"Title":["EXECUTIVE DI","TREASURER","VICE PRESIDE","PRESIDENT","SECRETARY"],"Hours":[40.0,0,0,0,0],"Total Compensation":[101762,0,0,0,0],"Direct compensation":[85762,0,0,0,0],"Other compensation":[16000,0,0,0,0]},"Basic":{"value":null,"mission":"To preserve and promote the vitality and economic growth of the business community in waterford and the surrounding areas.","year":2019,"name":"WATERFORD AREA CHAMBER OF COMMERCE","phone":2486668600,"website":"WWW.WATERFORDCHAMBER.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"KRISTINA MILLER","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"2309 AIRPORT ROAD, WATERFORD, MI, 48327, USA","city":"WATERFORD","state":"MI","country":"USA","zip_code":48327},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":247351,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":106320,"Total revenue":106320,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":7260,"Investment income total":7260,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":133771,"Other total":30434,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":103337,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":216650,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":189321,"Current officers":85762,"Disqualified persons":0,"Other salaries and wages":88667,"Pension plan contributions":0,"Other employee benefits":2080,"Payroll taxes":12812},"Other expenses":{"value":27329,"Management services":0,"Legal":0,"Accounting":2102,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":12826,"Information technology":0,"Royalties":0,"Occupancy":3022,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1890,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":7489,"CREDIT CARD FEES":4724,"PAYROLL EXPENSE":1472,"PROMOTION":1293},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":85762,"Management And General Expenses":130888,"Fundraising Expenses":0}},"Assets":{"value":506503,"Non-interest bearing cash":506503,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":13605,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":13605,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":492898,"Net assets without donor restriction":492898,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.3958550657742903,"percentile":0.46394472058195646},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.12411916669024989,"percentile":0.6621089335577077},"Liabilities to Assets Ratio":{"score":0.026860650381142857,"percentile":0.43720451860191106},"Operating Reserve Ratio":{"score":2.3378859912300944,"percentile":0.6554020313003018},"Officer Compensation Ratio":{"score":0.46970690053081005,"percentile":0.08273802750315377},"Program Expense Growth":{"score":0.36470811441106327,"percentile":0.8903942670143384},"Revenue Growth":{"score":0.025038100116355544,"percentile":0.4901338269709459},"Asset Growth":{"score":0.05509026821531054,"percentile":0.5459558313313205},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.610168244932253,"percentile":0.6349679614541526}},"source_xml":"202010929349300916_public.xml"},{"Organization":{"value":null,"Person":["MARIE HAUSWIRTH","ARCHIE MUNSON","AMY VERNON","DAVID MEYER","HILARY RENNO"],"Title":["EXECUTIVE DI","PRESIDENT","VICE PRESIDE","TREASURER","SECRETARY"],"Hours":[40.0,0,0,0,0],"Total Compensation":[80435,0,0,0,0],"Direct compensation":[72854,0,0,0,0],"Other compensation":[7581,0,0,0,0]},"Basic":{"value":null,"mission":"To preserve and promote the vitality and economic growth of the business community in waterford and the surrounding areas.","year":2014,"name":"WATERFORD AREA CHAMBER OF COMMERCE","phone":2486668600,"website":"WWW.WATERFORDCHAMBER.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MARIE HAUSWIRTH","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"2309 AIRPORT ROAD, WATERFORD, MI, 48327, USA","city":"WATERFORD","state":"MI","country":"USA","zip_code":48327},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":14,"Number of independent voting members":14,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":210053,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":103883,"Total revenue":103883,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":500,"Investment income total":500,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":105670,"Other total":36224,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":69446,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":181348,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":147652,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":128989,"Pension plan contributions":0,"Other employee benefits":8347,"Payroll taxes":10316},"Other expenses":{"value":33696,"Management services":0,"Legal":0,"Accounting":1130,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":20990,"Information technology":0,"Royalties":0,"Occupancy":2665,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1632,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":7279,"BANK FEES":3591,"MISCELLANEOUS":2676,"PAYROLL SERVICE FEES":1012},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":181348,"Fundraising Expenses":0}},"Assets":{"value":389438,"Non-interest bearing cash":389438,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":12442,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":12442,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":376996,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":376996,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1366559868223734,"percentile":0.6804465912687584},"Liabilities to Assets Ratio":{"score":0.031948602858478115,"percentile":0.42431989092690825},"Operating Reserve Ratio":{"score":2.1474623376050466,"percentile":0.6343944405496964},"Officer Compensation Ratio":{"score":0.4435394931292322,"percentile":0.09338051824939794},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5816967515706395,"percentile":0.5514765568957418}},"source_xml":"201501339349300140_public.xml"},{"Organization":{"value":null,"Person":["NIKKI TIPPETT","RACHEL AVILES","SARAH DAVIS","DEBORAH FALZON","JAY GORDINIER","MICHAEL KAZYAK","ROBERT MILNER","MIKE MORGAN","TILLIE RAYMOND","KATHY ROBICHAUD","RENEE DOYLE","TIM HARRY","SHELLY SCHLOSS"],"Title":["EXECUTIVE DI","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","PAST PRESIDE","PRESIDENT","VICE PRESIDE"],"Hours":[40.0,0,0,0,0,0,0,0,0,0,0,0,0],"Total Compensation":[57179,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[57179,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To preserve and promote the vitality and economic growth of the business community in waterford and the surrounding areas.","year":2024,"name":"WATERFORD AREA CHAMBER OF COMMERCE","phone":2486668600,"website":"WWW.WATERFORDCHAMBER.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"TIM HARRY","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"2309 AIRPORT ROAD, WATERFORD, MI, 48327, USA","city":"WATERFORD","state":"MI","country":"USA","zip_code":48327},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":198241,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":116300,"Total revenue":116300,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":78,"Investment income total":78,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":81863,"Other total":9678,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":72185,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":182816,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":134342,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":121760,"Pension plan contributions":0,"Other employee benefits":3083,"Payroll taxes":9499},"Other expenses":{"value":48474,"Management services":0,"Legal":0,"Accounting":2839,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":6260,"Office expenses":10503,"Information technology":0,"Royalties":0,"Occupancy":24995,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":85,"Insurance":3792,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":85,"Management And General Expenses":182731,"Fundraising Expenses":0}},"Assets":{"value":532441,"Non-interest bearing cash":532314,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":127,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":4150,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":4150,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":528291,"Net assets without donor restriction":528291,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0004649483633817609,"percentile":0.442176335059976},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07780933308447799,"percentile":0.582796225308401},"Liabilities to Assets Ratio":{"score":0.0077942908228329525,"percentile":0.5105144264567796},"Operating Reserve Ratio":{"score":2.912442018204096,"percentile":0.7059195971754915},"Officer Compensation Ratio":{"score":0.3127680290565377,"percentile":0.1754177071393233},"Program Expense Growth":{"score":0.014161708776745304,"percentile":0.3799696829737078},"Revenue Growth":{"score":-0.014789026472986062,"percentile":0.31334901707825996},"Asset Growth":{"score":0.037444443464199784,"percentile":0.4768557600354601},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5266639208101966,"percentile":0.3913246245337607}},"source_xml":"202511659349300501_public.xml"},{"Organization":{"value":null,"Person":["NIKKI BENNING","DEBORAH FALZON","TIM HARRY","RENEE DOYLE","SUZETTE HALLMAN","KERI MILNER","HILARY RENO","NIKKI TIPPETT"],"Title":["PRESIDENT","DIRECTOR","DIRECTOR","SECRETARY","PAST PRESIDE","TREASURER","VICE PRESIDE","EXECUTIVE DI"],"Hours":[40.0,0,0,0,0,0,0,0],"Total Compensation":[53000,0,0,0,0,0,0,0],"Direct compensation":[53000,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To preserve and promote the vitality and economic growth of the business community in waterford and the surrounding areas.","year":2021,"name":"WATERFORD AREA CHAMBER OF COMMERCE","phone":2486668600,"website":"WWW.WATERFORDCHAMBER.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"NIKKI BENNING","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"2309 AIRPORT ROAD, WATERFORD, MI, 48327, USA","city":"WATERFORD","state":"MI","country":"USA","zip_code":48327},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":188650,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":77185,"Total revenue":77185,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3226,"Investment income total":3226,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":108239,"Other total":18749,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":89490,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":195628,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":156362,"Current officers":129496,"Disqualified persons":0,"Other salaries and wages":7292,"Pension plan contributions":0,"Other employee benefits":8727,"Payroll taxes":10847},"Other expenses":{"value":39266,"Management services":0,"Legal":0,"Accounting":2315,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":19693,"Information technology":0,"Royalties":0,"Occupancy":6619,"Travel":0,"Conferences and meetings":2161,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1632,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6846,"CREDIT CARD FEES":3768,"PAYROLL EXPENSE":1820,"MISCELLANEOUS":824,"PROMOTION":434},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":129496,"Management And General Expenses":66132,"Fundraising Expenses":0}},"Assets":{"value":597944,"Non-interest bearing cash":591189,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":6755,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":5563,"Sum of Total Liabilities":0,"Accounts payable, accrued":2488,"Grants payable":0,"Deferred, revenue":3075,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":592381,"Net assets without donor restriction":592381,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6619502320731183,"percentile":0.5175150846269727},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.036989133315663926,"percentile":0.30647409378115015},"Liabilities to Assets Ratio":{"score":0.009303546820438035,"percentile":0.5019668716703292},"Operating Reserve Ratio":{"score":3.0565358742102355,"percentile":0.7163396257148221},"Officer Compensation Ratio":{"score":0.2709223628519435,"percentile":0.21652250229176667},"Program Expense Growth":{"score":0.2391928766976699,"percentile":0.832591831540847},"Revenue Growth":{"score":0.010782851584540155,"percentile":0.41871343457495847},"Asset Growth":{"score":0.06759325079664573,"percentile":0.5897732073913313},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5698555560681646,"percentile":0.516380245273212}},"source_xml":"202221269349301937_public.xml"},{"Organization":{"value":null,"Person":["MARIE HAUSWIRTH","DAVID MEYER","HILARY RENO","KRISTINA MILLER","ADAM APFELBLAT","SUZETTE HALLMAN"],"Title":["EXECUTIVE DI","PAST PRESIDE","PRESIDENT","VICE PRESIDE","TREASURER","SECRETARY"],"Hours":[40.0,0,0,0,0,0],"Total Compensation":[97061,0,0,0,0,0],"Direct compensation":[84561,0,0,0,0,0],"Other compensation":[12500,0,0,0,0,0]},"Basic":{"value":null,"mission":"To preserve and promote the vitality and economic growth of the business community in waterford and the surrounding areas.","year":2017,"name":"WATERFORD AREA CHAMBER OF COMMERCE","phone":2486668600,"website":"WWW.WATERFORDCHAMBER.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"HILARY RENO","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"2309 AIRPORT ROAD, WATERFORD, MI, 48327, USA","city":"WATERFORD","state":"MI","country":"USA","zip_code":48327},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":227022,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":111725,"Total revenue":111725,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1330,"Investment income total":1330,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":113967,"Other total":28647,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":85320,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":203467,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":184620,"Current officers":98800,"Disqualified persons":0,"Other salaries and wages":69637,"Pension plan contributions":0,"Other employee benefits":3793,"Payroll taxes":12390},"Other expenses":{"value":18847,"Management services":0,"Legal":0,"Accounting":1119,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":5451,"Information technology":0,"Royalties":0,"Occupancy":2443,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":2533,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":7301,"CREDIT CARD FEES":3879,"PROMOTION":2148,"PAYROLL EXPENSE":1239,"MISCELLANEOUS":35},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":98800,"Management And General Expenses":104667,"Fundraising Expenses":0}},"Assets":{"value":456626,"Non-interest bearing cash":455740,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":250,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":636,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":22453,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":22453,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":434173,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":434173,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.4855824286002153,"percentile":0.4734871065711777},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10375646413122958,"percentile":0.6296393140859632},"Liabilities to Assets Ratio":{"score":0.04917153206343922,"percentile":0.3899100835254731},"Operating Reserve Ratio":{"score":2.2442263364575092,"percentile":0.6453346520463056},"Officer Compensation Ratio":{"score":0.4770355880806224,"percentile":0.0800523748661203},"Program Expense Growth":{"score":0.7600342150282932,"percentile":0.9685724348136805},"Revenue Growth":{"score":0.02471471504170387,"percentile":0.4885492143989209},"Asset Growth":{"score":0.05640123884468974,"percentile":0.5508086038375284},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6128865411852005,"percentile":0.6427031689372594}},"source_xml":"201810749349301901_public.xml"},{"Organization":{"value":null,"Person":["MARIE HAUSWIRTH","AMY VERNON","DAVID MEYER","HILARY RENO","KRISTINA MILLER","ARCHIE MUNSON"],"Title":["EXECUTIVE DI","PRESIDENT","VICE PRESIDE","TREASURER","SECRETARY","PAST PRESIDE"],"Hours":[40.0,0,0,0,0,0],"Total Compensation":[89175,0,0,0,0,0],"Direct compensation":[86893,0,0,0,0,0],"Other compensation":[2282,0,0,0,0,0]},"Basic":{"value":null,"mission":"To preserve and promote the vitality and economic growth of the business community in waterford and the surrounding areas.","year":2015,"name":"WATERFORD AREA CHAMBER OF COMMERCE","phone":2486668600,"website":"WWW.WATERFORDCHAMBER.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MARIE HAUSWIRTH","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"2309 AIRPORT ROAD, WATERFORD, MI, 48327, USA","city":"WATERFORD","state":"MI","country":"USA","zip_code":48327},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":220181,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":99268,"Total revenue":99268,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":180,"Investment income total":180,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":120733,"Other total":33866,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":86867,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":208492,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":174470,"Current officers":89175,"Disqualified persons":0,"Other salaries and wages":66758,"Pension plan contributions":0,"Other employee benefits":6002,"Payroll taxes":12535},"Other expenses":{"value":34022,"Management services":0,"Legal":0,"Accounting":1415,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":20918,"Information technology":0,"Royalties":0,"Occupancy":2001,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":2544,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":7144,"CREDIT CARD FEES":3579,"PROMOTION":2013,"PAYROLL SERVICE FEES":1468,"MISCELLANEOUS":84},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":208492,"Fundraising Expenses":0}},"Assets":{"value":399932,"Non-interest bearing cash":399932,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":11247,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":11247,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":388685,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":388685,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.05308814112026015,"percentile":0.531826312664839},"Liabilities to Assets Ratio":{"score":0.028122280787733916,"percentile":0.433853134786221},"Operating Reserve Ratio":{"score":1.9182126892158933,"percentile":0.6051136369377593},"Officer Compensation Ratio":{"score":0.42771425282504844,"percentile":0.10057595747496882},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.020435642453399162,"percentile":0.4669038546120765},"Asset Growth":{"score":0.05175599211923784,"percentile":0.5334906907455842},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5385537733020416,"percentile":0.4242840998379524}},"source_xml":"201621269349300047_public.xml"},{"Organization":{"value":null,"Person":["TIM HARRY","NIKKI BENNING","RENEE DOYLE","KERI MILNER","SHELLY SCHLOSS","NIKKI TIPPETT"],"Title":["TREASURER","PAST PRESIDE","VICE PRESIDE","PRESIDENT","SECRETARY","EXECUTIVE DI"],"Hours":[0,0,0,0,0,0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To preserve and promote the vitality and economic growth of the business community in waterford and the surrounding areas.","year":2022,"name":"WATERFORD AREA CHAMBER OF COMMERCE","phone":2486668600,"website":"WWW.WATERFORDCHAMBER.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"KERI MILNER","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"2309 AIRPORT ROAD, WATERFORD, MI, 48327, USA","city":"WATERFORD","state":"MI","country":"USA","zip_code":48327},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":162288,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":82035,"Total revenue":82035,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":155,"Investment income total":155,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":80098,"Other total":22501,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":57597,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":249767,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":195895,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":178207,"Pension plan contributions":0,"Other employee benefits":3846,"Payroll taxes":13842},"Other expenses":{"value":53872,"Management services":0,"Legal":0,"Accounting":1390,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":12680,"Information technology":0,"Royalties":0,"Occupancy":22118,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":3381,"Insurance":1529,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":12774,"PAYROLL EXPENSE":5627,"CREDIT CARD FEES":3924,"PROMOTION":1674,"MISCELLANEOUS":1549},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":9008,"Management And General Expenses":240759,"Fundraising Expenses":0}},"Assets":{"value":510412,"Non-interest bearing cash":510412,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":5510,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":5510,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":504902,"Net assets without donor restriction":504902,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.036065613151457156,"percentile":0.44416754609974785},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.5390355417529331,"percentile":0.06981932178567214},"Liabilities to Assets Ratio":{"score":0.010795200739794519,"percentile":0.49432081680276224},"Operating Reserve Ratio":{"score":2.043552591014826,"percentile":0.6216994704602165},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.13920778178996934,"percentile":0.741317273935498},"Revenue Growth":{"score":-0.007908263548875957,"percentile":0.3376957773434558},"Asset Growth":{"score":0.05337096659907075,"percentile":0.5395321948611469},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4999688769928927,"percentile":0.32150097302546626}},"source_xml":"202331329349302363_public.xml"},{"Organization":{"value":null,"Person":["NIKKI TIPPETT","RICHARD ANDERSON","SARAH DAVIS","DEBORAH FALZON","JAY GORDINIER","MICHAEL KAZYAK","MARI LATOZAS","ROBERT MILNER","KATHY ROBICHAUD","BREONA CLAWSON","RENEE DOYLE","TIM HARRY","SHELLY SCHLOSS"],"Title":["EXECUTIVE DI","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SECRETARY","PRESIDENT","VICE PRESIDE","TREASURER"],"Hours":[40.0,0,0,0,0,0,0,0,0,0,0,0,0],"Total Compensation":[62725,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[62725,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To preserve and promote the vitality and economic growth of the business community in waterford and the surrounding areas.","year":2023,"name":"WATERFORD AREA CHAMBER OF COMMERCE","phone":2486668600,"website":"WWW.WATERFORDCHAMBER.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"RENEE DOYLE","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"2309 AIRPORT ROAD, WATERFORD, MI, 48327, USA","city":"WATERFORD","state":"MI","country":"USA","zip_code":48327},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":178375,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":88285,"Total revenue":88285,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":154,"Investment income total":154,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":89936,"Other total":8235,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":81701,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":170411,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":121370,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":110378,"Pension plan contributions":0,"Other employee benefits":2140,"Payroll taxes":8852},"Other expenses":{"value":49041,"Management services":0,"Legal":0,"Accounting":210,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":14525,"Information technology":0,"Royalties":0,"Occupancy":20092,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":1112,"Insurance":4744,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":8358,"CREDIT CARD FEES":5019,"PAYROLL EXPENSE":1453,"MISCELLANEOUS":1261,"PROMOTION":625},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":2565,"Management And General Expenses":167846,"Fundraising Expenses":0}},"Assets":{"value":512866,"Non-interest bearing cash":512654,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":212,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":512866,"Net assets without donor restriction":512866,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.015051845244731854,"percentile":0.4431311577098757},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.04464751226348984,"percentile":0.5128236430383972},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":3.0095827147308567,"percentile":0.7130364437269755},"Officer Compensation Ratio":{"score":0.3680806990159086,"percentile":0.13389973465810553},"Program Expense Growth":{"score":0.06679685042672313,"percentile":0.5893855275188282},"Revenue Growth":{"score":-0.01485608365713269,"percentile":0.3131432414174051},"Asset Growth":{"score":0.04341366035050059,"percentile":0.5009816848420179},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.565017424273893,"percentile":0.5019499506337814}},"source_xml":"202431439349301033_public.xml"},{"Organization":{"value":null,"Person":["MARIE HAUSWIRTH","AMY VERNON","DAVID MEYER","HILARY RENO","KRISTINA MILLER","ADREW ROGERS"],"Title":["EXECUTIVE DI","PAST PRESIDE","PRESIDENT","VICE PRESIDE","TREASURER","SECRETARY"],"Hours":[40.0,0,0,0,0,0],"Total Compensation":[91175,0,0,0,0,0],"Direct compensation":[86175,0,0,0,0,0],"Other compensation":[5000,0,0,0,0,0]},"Basic":{"value":null,"mission":"To preserve and promote the vitality and economic growth of the business community in waterford and the surrounding areas.","year":2016,"name":"WATERFORD AREA CHAMBER OF COMMERCE","phone":2486668600,"website":"WWW.WATERFORDCHAMBER.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVID MEYER","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"2309 AIRPORT ROAD, WATERFORD, MI, 48327, USA","city":"WATERFORD","state":"MI","country":"USA","zip_code":48327},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":233361,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":113152,"Total revenue":113152,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2162,"Investment income total":2162,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":118047,"Other total":30685,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":87362,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":211428,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":183670,"Current officers":91175,"Disqualified persons":0,"Other salaries and wages":75376,"Pension plan contributions":0,"Other employee benefits":4043,"Payroll taxes":13076},"Other expenses":{"value":27758,"Management services":0,"Legal":0,"Accounting":1033,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":14894,"Information technology":0,"Royalties":0,"Occupancy":3530,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":2108,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6193,"CREDIT CARD FEES":3633,"PROMOTION":1356,"PAYROLL EXPENSE":1184,"MISCELLANEOUS":20},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":91175,"Management And General Expenses":120253,"Fundraising Expenses":0}},"Assets":{"value":425955,"Non-interest bearing cash":425955,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":15337,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":15337,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":410618,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":410618,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.43123427360614486,"percentile":0.46727179718527706},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.09398742720505997,"percentile":0.6127341935349755},"Liabilities to Assets Ratio":{"score":0.036006150884483105,"percentile":0.41509779870967317},"Operating Reserve Ratio":{"score":2.014657472047222,"percentile":0.6179805867073651},"Officer Compensation Ratio":{"score":0.43123427360614486,"percentile":0.0988617111109049},"Program Expense Growth":{"score":1.2,"percentile":0.9924014632378207},"Revenue Growth":{"score":0.034693051927125115,"percentile":0.5373964367494612},"Asset Growth":{"score":0.05269492697973458,"percentile":0.5370358584815019},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6154916492274615,"percentile":0.6501563980199117}},"source_xml":"201701319349301305_public.xml"},{"Organization":{"value":null,"Person":["MARIE HAUSWIRTH","HILARY RENO","KRISTINA MILLER","ADAM APFELBLAT","SUZETTE HALLMAN","NIKKI BENNING"],"Title":["EXECUTIVE DI","PAST PRESIDE","PRESIDENT","VICE PRESIDE","TREASURER","SECRETARY"],"Hours":[0,0,0,0,0,0],"Total Compensation":[100812,0,0,0,0,0],"Direct compensation":[85312,0,0,0,0,0],"Other compensation":[15500,0,0,0,0,0]},"Basic":{"value":null,"mission":"To preserve and promote the vitality and economic growth of the business community in waterford and the surrounding areas.","year":2018,"name":"WATERFORD AREA CHAMBER OF COMMERCE","phone":2486668600,"website":"WWW.WATERFORDCHAMBER.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"KRISTINA MILLER","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"2309 AIRPORT ROAD, WATERFORD, MI, 48327, USA","city":"WATERFORD","state":"MI","country":"USA","zip_code":48327},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":231953,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":100495,"Total revenue":100495,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4521,"Investment income total":4521,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":126937,"Other total":24076,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":102861,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":203929,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":171082,"Current officers":85312,"Disqualified persons":0,"Other salaries and wages":69964,"Pension plan contributions":0,"Other employee benefits":3365,"Payroll taxes":12441},"Other expenses":{"value":32847,"Management services":0,"Legal":0,"Accounting":2330,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":16717,"Information technology":0,"Royalties":0,"Occupancy":1483,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":3965,"Insurance":1887,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6465,"CREDIT CARD FEES":3795,"PROMOTION":1382,"PAYROLL EXPENSE":1288},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":85312,"Management And General Expenses":118617,"Fundraising Expenses":0}},"Assets":{"value":473637,"Non-interest bearing cash":473537,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":100,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":11440,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":11440,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":462197,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":462197,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.41834167774078235,"percentile":0.4660015870074839},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.12081757942341767,"percentile":0.6570425740098343},"Liabilities to Assets Ratio":{"score":0.024153518411779484,"percentile":0.4447895312118486},"Operating Reserve Ratio":{"score":2.322558341383521,"percentile":0.6537954056163996},"Officer Compensation Ratio":{"score":0.49434852326054657,"percentile":0.07397241675038473},"Program Expense Growth":{"score":0.5069836207303651,"percentile":0.9330566126335795},"Revenue Growth":{"score":0.021416475772330943,"percentile":0.47189594414772623},"Asset Growth":{"score":0.05434912354623925,"percentile":0.5432049269560874},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6127066451546631,"percentile":0.6421852086130202}},"source_xml":"201930899349300708_public.xml"},{"Organization":{"value":null,"Person":["MARIE HAUSWIRTH","JENNIFER HILL","ARCHIE MUNSON","AMY VERNON","DAVID MEYER"],"Title":["EXECUTIVE DI","PRESIDENT","VICE PRESIDE","TREASURER","SECRETARY"],"Hours":[40.0,5.0,5.0,5.0,5.0],"Total Compensation":[72376,0,0,0,0],"Direct compensation":[68176,0,0,0,0],"Other compensation":[4200,0,0,0,0]},"Basic":{"value":null,"mission":"To preserve and promote the vitality and economic growth of the business community in waterford and the surrounding areas.","year":2013,"name":"WATERFORD AREA CHAMBER OF COMMERCE","phone":2486668600,"website":"WWW.WATERFORDCHAMBER.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"AMY VERNON","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":12,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"2309 AIRPORT ROAD, WATERFORD, MI, 48327, USA","city":"WATERFORD","state":"MI","country":"USA","zip_code":48327},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":14,"Number of independent voting members":14,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":211439,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":106678,"Total revenue":106678,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":631,"Investment income total":631,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":104130,"Other total":30323,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":73807,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":160500,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":133174,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":115416,"Pension plan contributions":0,"Other employee benefits":8389,"Payroll taxes":9369},"Other expenses":{"value":27326,"Management services":0,"Legal":0,"Accounting":2257,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":14305,"Information technology":0,"Royalties":0,"Occupancy":2436,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":2571,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":5757,"BANK FEES":3686,"PAYROLL SERVICE FEES":1152,"MISCELLANEOUS":919},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":160500,"Fundraising Expenses":0}},"Assets":{"value":360265,"Non-interest bearing cash":360265,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":11974,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":11974,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":348291,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":348291,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2409158196926773,"percentile":0.7935774889696269},"Liabilities to Assets Ratio":{"score":0.03323664524724855,"percentile":0.42129932337320336},"Operating Reserve Ratio":{"score":2.2446417445482867,"percentile":0.6453793142194052},"Officer Compensation Ratio":{"score":0.45094080996884733,"percentile":0.09018742915303044},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6073806254603591,"percentile":0.6268899802275145}},"source_xml":"201431339349305058_public.xml"},{"Organization":{"value":null,"Person":["MARIE HAUSWIRTH","NIKKI BENNING","SUZETTE HALLMAN","KRISTINA MILLER","HILARY RENO"],"Title":["EXECUTIVE DI","VICE PRESIDE","PRESIDENT","PAST PRESIDE","TREASURER"],"Hours":[40.0,0,0,0,0],"Total Compensation":[84183,0,0,0,0],"Direct compensation":[67683,0,0,0,0],"Other compensation":[16500,0,0,0,0]},"Basic":{"value":null,"mission":"To preserve and promote the vitality and economic growth of the business community in waterford and the surrounding areas.","year":2020,"name":"WATERFORD AREA CHAMBER OF COMMERCE","phone":2486668600,"website":"WWW.WATERFORDCHAMBER.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SUZETTE HALLMAN","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"2309 AIRPORT ROAD, WATERFORD, MI, 48327, USA","city":"WATERFORD","state":"MI","country":"USA","zip_code":48327},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":271718,"Contributions":{"value":103000,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":103000,"Related organizations":0},"Program revenue":{"value":79115,"Total revenue":79115,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4528,"Investment income total":4528,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":85075,"Other total":22928,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":62147,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":165257,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":139902,"Current officers":67683,"Disqualified persons":0,"Other salaries and wages":56453,"Pension plan contributions":0,"Other employee benefits":6172,"Payroll taxes":9594},"Other expenses":{"value":25355,"Management services":0,"Legal":0,"Accounting":904,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":10344,"Information technology":0,"Royalties":0,"Occupancy":4075,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":2467,"Insurance":1864,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":5701,"CREDIT CARD FEES":3286,"PAYROLL EXPENSE":1356,"MISCELLANEOUS":702,"PROMOTION":357},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":70150,"Management And General Expenses":95107,"Fundraising Expenses":0}},"Assets":{"value":621192,"Non-interest bearing cash":614950,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":6242,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":21833,"Sum of Total Liabilities":0,"Accounts payable, accrued":1879,"Grants payable":0,"Deferred, revenue":19954,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":599359,"Net assets without donor restriction":599359,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.4244903392897124,"percentile":0.4665922840823955},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.39180694690819157,"percentile":0.8816111671458434},"Liabilities to Assets Ratio":{"score":0.03514694329611457,"percentile":0.41697781830874436},"Operating Reserve Ratio":{"score":3.7589451581476125,"percentile":0.7573867899800718},"Officer Compensation Ratio":{"score":0.5094065606903188,"percentile":0.06915445652773783},"Program Expense Growth":{"score":0.2613799241296058,"percentile":0.8457670558979813},"Revenue Growth":{"score":0.03275990900904693,"percentile":0.5281230936004889},"Asset Growth":{"score":0.06981501014330634,"percentile":0.5971419415631877},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6525367738369313,"percentile":0.7478151173620101}},"source_xml":"202141329349303479_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["NIKKI TIPPETT","RACHEL AVILES","SARAH DAVIS","DEBORAH FALZON","JAY GORDINIER","MICHAEL KAZYAK","ROBERT MILNER","MIKE MORGAN","TILLIE RAYMOND","KATHY ROBICHAUD","RENEE DOYLE","TIM HARRY","SHELLY SCHLOSS"],"Title":["EXECUTIVE DI","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","PAST PRESIDE","PRESIDENT","VICE PRESIDE"],"Hours":[40.0,0,0,0,0,0,0,0,0,0,0,0,0],"Total Compensation":[57179,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[57179,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To preserve and promote the vitality and economic growth of the business community in waterford and the surrounding areas.","year":2024,"name":"WATERFORD AREA CHAMBER OF COMMERCE","phone":2486668600,"website":"WWW.WATERFORDCHAMBER.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"TIM HARRY","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"2309 AIRPORT ROAD, WATERFORD, MI, 48327, USA","city":"WATERFORD","state":"MI","country":"USA","zip_code":48327},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":198241,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":116300,"Total revenue":116300,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":78,"Investment income total":78,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":81863,"Other total":9678,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":72185,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":182816,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":134342,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":121760,"Pension plan contributions":0,"Other employee benefits":3083,"Payroll taxes":9499},"Other expenses":{"value":48474,"Management services":0,"Legal":0,"Accounting":2839,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":6260,"Office expenses":10503,"Information technology":0,"Royalties":0,"Occupancy":24995,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":85,"Insurance":3792,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":85,"Management And General Expenses":182731,"Fundraising Expenses":0}},"Assets":{"value":532441,"Non-interest bearing cash":532314,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":127,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":4150,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":4150,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":528291,"Net assets without donor restriction":528291,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0004649483633817609,"percentile":0.442176335059976},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07780933308447799,"percentile":0.582796225308401},"Liabilities to Assets Ratio":{"score":0.0077942908228329525,"percentile":0.5105144264567796},"Operating Reserve Ratio":{"score":2.912442018204096,"percentile":0.7059195971754915},"Officer Compensation Ratio":{"score":0.3127680290565377,"percentile":0.1754177071393233},"Program Expense Growth":{"score":0.014161708776745304,"percentile":0.3799696829737078},"Revenue Growth":{"score":-0.014789026472986062,"percentile":0.31334901707825996},"Asset Growth":{"score":0.037444443464199784,"percentile":0.4768557600354601},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5266639208101966,"percentile":0.3913246245337607}},"source_xml":"202511659349300501_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}