{"success":true,"data":{"_id":383395829,"filings":[{"Organization":{"value":null,"Person":["RICK ANDERSON","SUE CLEARY","TOM JOHNSON","SHAR GRAWEY","ROGER ROYER","MEL MATCHETT","JAN BASSETT","DAVID WHITE","JASON ACOSTA","BRYAN GILLETT","KEVIN MAKAREWICZ PE","JANE MACKENZIE"],"Title":["VICE-PRESIDE","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","EXECUTIVE DI"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,79159],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,60000],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,19159]},"Basic":{"value":null,"mission":"Create housing for low income individuals in six county area.","year":2014,"name":"NORTHERN HOMES COMMUNITY DEVELOPMENT CORPORATION","phone":2315826244,"website":"WWW.NORTHERNHOMES.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"PO BOX 86 1048 E MAIN STREET, BOYNE CITY, MI, 49712, USA","city":"BOYNE CITY","state":"MI","country":"USA","zip_code":49712},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":12,"Number of independent voting members":12,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":657212,"Contributions":{"value":333633,"Other contributions":38742,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":294891,"Related organizations":0},"Program revenue":{"value":318216,"Total revenue":{"value":318216,"COBBLE CREEK RENTS":199695,"CONSULTING":61709,"SITE MANAGEMENT FEES":47812,"GROUND LEASE INCOME":5400,"COUNSELING FEES":3600},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5363,"Investment income total":5363,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":585252,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":172659,"Current officers":60000,"Disqualified persons":0,"Other salaries and wages":71856,"Pension plan contributions":0,"Other employee benefits":30563,"Payroll taxes":10240},"Other expenses":{"value":412593,"Management services":0,"Legal":0,"Accounting":11267,"Lobbying services":0,"Investment management fees":0,"Other services":17550,"Advertising":3714,"Office expenses":2799,"Information technology":0,"Royalties":0,"Occupancy":88995,"Travel":13015,"Conferences and meetings":2458,"Interest":35318,"Payments to affiliates":0,"Depreciation and depletion":27084,"Insurance":25384,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":177699,"TRANSFER TO AFFILIATE":94654,"OTHER ADMIN":61788,"SUPPLIES":16606,"COMMUNICATION":4651},"All other expenses":7310},"Functional Expenses":{"value":null,"Program Service Expenses":539983,"Management And General Expenses":45269,"Fundraising Expenses":0}},"Assets":{"value":1607571,"Non-interest bearing cash":198440,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":97079,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":152647,"Inventories for sale or use":0,"Prepaid expenses deferred charges":10154,"Land, building, equipment":1037505,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":9919,"Other assets":101827},"Liabilities":{"value":1093893,"Sum of Total Liabilities":0,"Accounts payable, accrued":37054,"Grants payable":0,"Deferred, revenue":132101,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":759729,"Unsecured notes loans payable":0,"Other liabilities":165009},"Fund balance":{"value":513678,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":513678,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.922650413838825,"percentile":0.8060674840695061},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10949282727643439,"percentile":0.6391416679183619},"Liabilities to Assets Ratio":{"score":0.680463257921423,"percentile":0.09698344730619288},"Operating Reserve Ratio":{"score":2.746801377867995,"percentile":0.6930213232573316},"Officer Compensation Ratio":{"score":0.13525626567700752,"percentile":0.4480844639952099},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7146661640253822,"percentile":0.8718592155840863}},"source_xml":"201512579349300401_public.xml"},{"Organization":{"value":null,"Person":["SUE CLEARY","TOM JOHNSON","SEAN BARON","DENNIS KEISER","SHANNON FENDER","BILL LORNE","MEL MATCHETT","DAVID WHITE","JANE MACKENZIE"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SECRETARY","TREASURER","VICE PRESIDENT","PRESIDENT","EXECUTIVE DIRECTOR"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.5,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,113171],"Direct compensation":[0,0,0,0,0,0,0,0,86171],"Other compensation":[0,0,0,0,0,0,0,0,27000]},"Basic":{"value":null,"mission":"To create and preserve quality affordable housing options for northern michigan residents.","year":2024,"name":"NORTHERN HOMES COMMUNITY DEVELOPMENT CORPORATION","phone":2315826244,"website":"WWW.NORTHERNHOMES.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JANE MACKENZIE","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":12,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"PO BOX 86 1048 E MAIN STREET, BOYNE CITY, MI, 49712, USA","city":"BOYNE CITY","state":"MI","country":"USA","zip_code":49712},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":963046,"Contributions":{"value":276530,"Other contributions":276530,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":688877,"Total revenue":{"value":688877,"RENTAL REVENUE":394516,"SITE MANAGEMENT FEES":209832,"CONSTRUCTION INCOME/OTHER":79099,"GROUND LEASE INCOME":5430},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":-5491,"Investment income total":2821,"Net investment gain":-8312,"Income from invest bond proceeds":0},"Other revenues":{"value":3130,"Other total":3130,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":871064,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":389028,"Current officers":113171,"Disqualified persons":0,"Other salaries and wages":207845,"Pension plan contributions":13897,"Other employee benefits":18507,"Payroll taxes":35608},"Other expenses":{"value":482036,"Management services":34278,"Legal":6487,"Accounting":44793,"Lobbying services":0,"Investment management fees":0,"Other services":53032,"Advertising":0,"Office expenses":8518,"Information technology":0,"Royalties":0,"Occupancy":143826,"Travel":11962,"Conferences and meetings":2805,"Interest":41384,"Payments to affiliates":0,"Depreciation and depletion":94590,"Insurance":37241,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":3120,"DUES & SUBSCRIPTIONS, B":2546,"BAD DEBT":574},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":655311,"Management And General Expenses":215753,"Fundraising Expenses":0}},"Assets":{"value":5485121,"Non-interest bearing cash":171972,"Savings and temp cash investments":0,"Pledges and grants receivable":5920,"Accounts receivable":110965,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":24787,"Land, building, equipment":4891567,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":279910},"Liabilities":{"value":3112862,"Sum of Total Liabilities":0,"Accounts payable, accrued":90442,"Grants payable":0,"Deferred, revenue":2410,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2623088,"Unsecured notes loans payable":0,"Other liabilities":396922},"Fund balance":{"value":2372259,"Net assets without donor restriction":456774,"Net assets with donor restriction":1915485,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.7523109668175932,"percentile":0.5754487122682929},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.09551153319779118,"percentile":0.6153844586124342},"Liabilities to Assets Ratio":{"score":0.5675101789003378,"percentile":0.11913912390840875},"Operating Reserve Ratio":{"score":6.297035579475216,"percentile":0.8395419479861502},"Officer Compensation Ratio":{"score":0.12992271520806736,"percentile":0.4621676572015197},"Program Expense Growth":{"score":0.06627745752080089,"percentile":0.5878015528692777},"Revenue Growth":{"score":0.07152425128122006,"percentile":0.6864849625586286},"Asset Growth":{"score":0.12943667997401095,"percentile":0.7466883030772168},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6419771085812885,"percentile":0.7214431374556709}},"source_xml":"202523159349302892_public.xml"},{"Organization":{"value":null,"Person":["RICK ANDERSON","DAVID WHITE","SHANNON FENDER","SUE CLEARY","TOM JOHNSON","MEL MATCHETT","JANE MACKENZIE"],"Title":["PRESIDENT","VICE-PRESIDE","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","EXECUTIVE DI"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[0,0,0,0,0,0,50208],"Direct compensation":[0,0,0,0,0,0,50208],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Create housing for low income individuals in six county area.","year":2017,"name":"NORTHERN HOMES COMMUNITY DEVELOPMENT CORPORATION","phone":2315826244,"website":"WWW.NORTHERNHOMES.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JANE MACKENZIE","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"PO BOX 86 1048 E MAIN STREET, BOYNE CITY, MI, 49712, USA","city":"BOYNE CITY","state":"MI","country":"USA","zip_code":49712},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":483023,"Contributions":{"value":142130,"Other contributions":17994,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":124136,"Related organizations":0},"Program revenue":{"value":338648,"Total revenue":{"value":338648,"RENTS":216419,"SITE MANAGEMENT FEES":71129,"CONSULTING":38770,"LOAN PROCESSING":7200,"GROUND LEASE INCOME":5130},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2245,"Investment income total":89,"Net investment gain":2156,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":614023,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":224980,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":158191,"Pension plan contributions":0,"Other employee benefits":54041,"Payroll taxes":12748},"Other expenses":{"value":389043,"Management services":0,"Legal":0,"Accounting":19526,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":3160,"Office expenses":597,"Information technology":0,"Royalties":0,"Occupancy":81010,"Travel":4631,"Conferences and meetings":1417,"Interest":26319,"Payments to affiliates":0,"Depreciation and depletion":44897,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":183834,"OTHER ADMIN":61790,"OPERATING AND MAINT.":56711,"REHABILITATION COSTS":56484,"MISC":8849},"All other expenses":23652},"Functional Expenses":{"value":null,"Program Service Expenses":546682,"Management And General Expenses":67341,"Fundraising Expenses":0}},"Assets":{"value":2305329,"Non-interest bearing cash":29751,"Savings and temp cash investments":9195,"Pledges and grants receivable":24779,"Accounts receivable":13207,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":82200,"Inventories for sale or use":0,"Prepaid expenses deferred charges":12184,"Land, building, equipment":1697309,"Investments publicly traded":0,"Investments other":362703,"Investments program related":0,"Intangible assets":8746,"Other assets":65255},"Liabilities":{"value":1011409,"Sum of Total Liabilities":0,"Accounts payable, accrued":50321,"Grants payable":0,"Deferred, revenue":768,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":772045,"Unsecured notes loans payable":0,"Other liabilities":188275},"Fund balance":{"value":1293920,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1023435,"Temporarily restricted net assets":270485,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8903282124610967,"percentile":0.7553070094173185},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.2712086173950309,"percentile":0.12212170390604317},"Liabilities to Assets Ratio":{"score":0.43872653317595883,"percentile":0.15262100705795983},"Operating Reserve Ratio":{"score":3.754466852218891,"percentile":0.7571616602930444},"Officer Compensation Ratio":{"score":0.08176892396538891,"percentile":0.6174510279861708},"Program Expense Growth":{"score":0.05567301858193288,"percentile":0.5521799038732614},"Revenue Growth":{"score":0.055501424691591326,"percentile":0.6287781881159097},"Asset Growth":{"score":0.1276314614700035,"percentile":0.7433029412416133},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6063620357441256,"percentile":0.6239678040662086}},"source_xml":"201823179349300022_public.xml"},{"Organization":{"value":null,"Person":["SUE CLEARY","TOM JOHNSON","SEAN BARON","DENNY KEISER","SHANNON FENDER","BILL LORNE","MEL MATCHETT","DAVID WHITE","JANE MACKENZIE"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SECRETARY","TREASURER","VICE PRESIDENT","PRESIDENT","EXECUTIVE DIRECTOR"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.5,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,108649],"Direct compensation":[0,0,0,0,0,0,0,0,83625],"Other compensation":[0,0,0,0,0,0,0,0,25024]},"Basic":{"value":null,"mission":"To create and preserve quality affordable housing options for northern michigan residents.","year":2023,"name":"NORTHERN HOMES COMMUNITY DEVELOPMENT CORPORATION","phone":2315826244,"website":"WWW.NORTHERNHOMES.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JANE MACKENZIE","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":12,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"PO BOX 86 1048 E MAIN STREET, BOYNE CITY, MI, 49712, USA","city":"BOYNE CITY","state":"MI","country":"USA","zip_code":49712},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":6,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":6,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1647392,"Contributions":{"value":319656,"Other contributions":168060,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":151596,"Related organizations":0},"Program revenue":{"value":1355072,"Total revenue":{"value":1355072,"CONSTRUCTION INCOME/OTHER":759284,"RENTAL REVENUE":368014,"SITE MANAGEMENT FEES":222704,"GROUND LEASE INCOME":5070},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":-27941,"Investment income total":1827,"Net investment gain":-29768,"Income from invest bond proceeds":0},"Other revenues":{"value":605,"Other total":605,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1619675,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":521278,"Current officers":108649,"Disqualified persons":0,"Other salaries and wages":330477,"Pension plan contributions":8891,"Other employee benefits":43300,"Payroll taxes":29961},"Other expenses":{"value":1098397,"Management services":32855,"Legal":1972,"Accounting":29399,"Lobbying services":0,"Investment management fees":0,"Other services":52799,"Advertising":6816,"Office expenses":7661,"Information technology":0,"Royalties":0,"Occupancy":158777,"Travel":13201,"Conferences and meetings":1736,"Interest":41207,"Payments to affiliates":0,"Depreciation and depletion":94348,"Insurance":48387,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":609239,"REHABILITATION/CONSTRUC":600595,"DUES & SUBSCRIPTIONS, B":7424,"BAD DEBT":1220},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":1443395,"Management And General Expenses":176280,"Fundraising Expenses":0}},"Assets":{"value":5333546,"Non-interest bearing cash":395771,"Savings and temp cash investments":0,"Pledges and grants receivable":9106,"Accounts receivable":103234,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":4910,"Inventories for sale or use":0,"Prepaid expenses deferred charges":5522,"Land, building, equipment":4588409,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":226594},"Liabilities":{"value":3053269,"Sum of Total Liabilities":0,"Accounts payable, accrued":90848,"Grants payable":0,"Deferred, revenue":3099,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2636197,"Unsecured notes loans payable":0,"Other liabilities":323125},"Fund balance":{"value":2280277,"Net assets without donor restriction":364792,"Net assets with donor restriction":1915485,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8911633506722028,"percentile":0.7565987690622156},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.016824775159767682,"percentile":0.44384643870120705},"Liabilities to Assets Ratio":{"score":0.5724651104537206,"percentile":0.11803401323756664},"Operating Reserve Ratio":{"score":3.292972972972973,"percentile":0.7316765351207364},"Officer Compensation Ratio":{"score":0.06708074150678377,"percentile":0.6775834693904462},"Program Expense Growth":{"score":0.08704981593467964,"percentile":0.6456399780291534},"Revenue Growth":{"score":0.09135136719647804,"percentile":0.7433546360136523},"Asset Growth":{"score":0.1376524143947477,"percentile":0.7616012775500466},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6819305983151343,"percentile":0.8151931562042347}},"source_xml":"202413209349301111_public.xml"},{"Organization":{"value":null,"Person":["JANE MACKENZIE","RICK ANDERSON","SUE CLEARY","SHANNON FENDER","LAURIE JAMISON","TOM JOHNSON","CAROLINE KENNEDY","MEL MATCHETT","DAVID WHITE"],"Title":["EXECUTIVE DI","PRESIDENT","SECRETARY","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","VICE-PRESIDE"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[63300,0,0,0,0,0,0,0,0],"Direct compensation":[63300,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Create housing for low income individuals in six county area.","year":2020,"name":"NORTHERN HOMES COMMUNITY DEVELOPMENT CORPORATION","phone":2315826244,"website":"WWW.NORTHERNHOMES.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JANE MACKENZIE","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"PO BOX 86 1048 E MAIN STREET, BOYNE CITY, MI, 49712, USA","city":"BOYNE CITY","state":"MI","country":"USA","zip_code":49712},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":6,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":6,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":905904,"Contributions":{"value":443971,"Other contributions":16000,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":427971,"Related organizations":0},"Program revenue":{"value":461931,"Total revenue":{"value":461931,"RENTAL INCOME":282627,"SITE MANAGEMENT FEES":162778,"LOAN PROCESSING/OTHER":10487,"GROUND LEASE INCOME":6039},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2,"Investment income total":2,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":633739,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":233031,"Current officers":63300,"Disqualified persons":0,"Other salaries and wages":111249,"Pension plan contributions":0,"Other employee benefits":44397,"Payroll taxes":14085},"Other expenses":{"value":400708,"Management services":0,"Legal":220,"Accounting":21396,"Lobbying services":0,"Investment management fees":0,"Other services":3022,"Advertising":3833,"Office expenses":643,"Information technology":0,"Royalties":0,"Occupancy":100014,"Travel":2951,"Conferences and meetings":2528,"Interest":22047,"Payments to affiliates":0,"Depreciation and depletion":61294,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":177748,"ADMINISTRATIVE EXPENSES":98694,"OPERATING AND MAINTENANCE":57082,"MISC":12393,"BAD DEBTS":9579},"All other expenses":5012},"Functional Expenses":{"value":null,"Program Service Expenses":398231,"Management And General Expenses":235508,"Fundraising Expenses":0}},"Assets":{"value":3044401,"Non-interest bearing cash":68659,"Savings and temp cash investments":0,"Pledges and grants receivable":34984,"Accounts receivable":59500,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":19900,"Inventories for sale or use":0,"Prepaid expenses deferred charges":11966,"Land, building, equipment":2474878,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":374514},"Liabilities":{"value":1614465,"Sum of Total Liabilities":0,"Accounts payable, accrued":209798,"Grants payable":0,"Deferred, revenue":2931,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1217767,"Unsecured notes loans payable":0,"Other liabilities":183969},"Fund balance":{"value":1429936,"Net assets without donor restriction":630001,"Net assets with donor restriction":799935,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6283832934378348,"percentile":0.5045030330371456},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.30043470389798477,"percentile":0.8355883888063597},"Liabilities to Assets Ratio":{"score":0.530306290137206,"percentile":0.1278218729567231},"Operating Reserve Ratio":{"score":4.803871940972545,"percentile":0.7998758755352134},"Officer Compensation Ratio":{"score":0.09988339048093932,"percentile":0.5524215072962916},"Program Expense Growth":{"score":-0.020405719274700255,"percentile":0.258821971874917},"Revenue Growth":{"score":0.05013361300911154,"percentile":0.6069354516747759},"Asset Growth":{"score":0.1092826295016133,"percentile":0.7049618610602645},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6163209474534193,"percentile":0.6525028182841195}},"source_xml":"202103159349301965_public.xml"},{"Organization":{"value":null,"Person":["RICK ANDERSON","SUE CLEARY","TOM JOHNSON","SHAR GRAWEY","ROGER ROYER","MEL MATCHETT","JAN BASSETT","DAVID WHITE","JASON ACOSTA","BRYAN GILLETT","KEVIN MAKAREWICZ PE","JANE MACKENZIE"],"Title":["VICE-PRESIDE","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","EXECUTIVE DI"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,82662],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,60000],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,22662]},"Basic":{"value":null,"mission":"Create housing for low income individuals in six county area.","year":2015,"name":"NORTHERN HOMES COMMUNITY DEVELOPMENT CORPORATION","phone":2315826244,"website":"WWW.NORTHERNHOMES.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JANE MACKENZIE","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"PO BOX 86 1048 E MAIN STREET, BOYNE CITY, MI, 49712, USA","city":"BOYNE CITY","state":"MI","country":"USA","zip_code":49712},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":12,"Number of independent voting members":12,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":904459,"Contributions":{"value":598660,"Other contributions":46855,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":551805,"Related organizations":0},"Program revenue":{"value":302789,"Total revenue":{"value":302789,"COBBLE CREEK RENTS":198855,"SITE MANAGEMENT FEES":61550,"CONSULTING":34946,"GROUND LEASE INCOME":5400,"COUNSELING FEES":2038},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3010,"Investment income total":3010,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":548733,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":222911,"Current officers":60000,"Disqualified persons":0,"Other salaries and wages":100188,"Pension plan contributions":0,"Other employee benefits":50275,"Payroll taxes":12448},"Other expenses":{"value":325822,"Management services":0,"Legal":0,"Accounting":11213,"Lobbying services":0,"Investment management fees":0,"Other services":6614,"Advertising":1298,"Office expenses":1356,"Information technology":0,"Royalties":0,"Occupancy":67851,"Travel":16360,"Conferences and meetings":3522,"Interest":38202,"Payments to affiliates":0,"Depreciation and depletion":24427,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":124637,"OTHER ADMIN":57557,"REPAIRS & MAINT.":47563,"SUPPLIES":12162,"MISC":7355},"All other expenses":30342},"Functional Expenses":{"value":null,"Program Service Expenses":460840,"Management And General Expenses":87893,"Fundraising Expenses":0}},"Assets":{"value":1952797,"Non-interest bearing cash":91844,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":124727,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":125514,"Inventories for sale or use":0,"Prepaid expenses deferred charges":11066,"Land, building, equipment":1020670,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":9527,"Other assets":569449},"Liabilities":{"value":1103393,"Sum of Total Liabilities":0,"Accounts payable, accrued":128457,"Grants payable":0,"Deferred, revenue":45694,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":753400,"Unsecured notes loans payable":0,"Other liabilities":175842},"Fund balance":{"value":849404,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":578919,"Temporarily restricted net assets":270485,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8398255617941695,"percentile":0.6782954572917758},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3933025156474754,"percentile":0.8822303231982366},"Liabilities to Assets Ratio":{"score":0.5650321052316242,"percentile":0.1197009994543068},"Operating Reserve Ratio":{"score":3.5587380383538076,"percentile":0.7470191030825185},"Officer Compensation Ratio":{"score":0.1506415688504245,"percentile":0.4107353823868268},"Program Expense Growth":{"score":-0.005637356637951658,"percentile":0.30204901281147145},"Revenue Growth":{"score":0.3416938707536607,"percentile":0.9574355145273417},"Asset Growth":{"score":0.17439181478838847,"percentile":0.8169953294622924},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7032938254769442,"percentile":0.8542103674858506}},"source_xml":"201633089349300303_public.xml"},{"Organization":{"value":null,"Person":["JANE MACKENZIE","SUE CLEARY","SHANNON FENDER","TOM JOHNSON","DENNIS KEISER","MISTELLE LANGEN","BILL LORNE","MEL MATCHETT","DAVID WHITE"],"Title":["EXECUTIVE DI","DIRECTOR","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","TREASURER","VICE-PRESIDE","PRESIDENT"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[78704,0,0,0,0,0,0,0,0],"Direct compensation":[78704,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Create housing for low income individuals in six county area.","year":2022,"name":"NORTHERN HOMES COMMUNITY DEVELOPMENT CORPORATION","phone":2315826244,"website":"WWW.NORTHERNHOMES.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JANE MACKENZIE","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"PO BOX 86 1048 E MAIN STREET, BOYNE CITY, MI, 49712, USA","city":"BOYNE CITY","state":"MI","country":"USA","zip_code":49712},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1069277,"Contributions":{"value":420358,"Other contributions":341000,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":79358,"Related organizations":0},"Program revenue":{"value":602811,"Total revenue":{"value":602811,"RENTAL INCOME":316636,"SITE MANAGEMENT FEES":184843,"CONSTRUCTION INCOME / OTHER":96322,"GROUND LEASE INCOME":5010},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":46108,"Investment income total":115,"Net investment gain":45993,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":930755,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":494579,"Current officers":79496,"Disqualified persons":0,"Other salaries and wages":310688,"Pension plan contributions":0,"Other employee benefits":73158,"Payroll taxes":31237},"Other expenses":{"value":436176,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":37231,"Advertising":5057,"Office expenses":5210,"Information technology":0,"Royalties":0,"Occupancy":171012,"Travel":16207,"Conferences and meetings":7285,"Interest":47901,"Payments to affiliates":0,"Depreciation and depletion":112174,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":34099,"REHABILITATION COSTS":13394,"DUES & MEMBERSHIPS":9635,"SUPPLIES":9364,"BAD DEBTS":1706},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":692959,"Management And General Expenses":237796,"Fundraising Expenses":0}},"Assets":{"value":5128943,"Non-interest bearing cash":924423,"Savings and temp cash investments":0,"Pledges and grants receivable":11617,"Accounts receivable":23979,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":4910,"Inventories for sale or use":0,"Prepaid expenses deferred charges":756,"Land, building, equipment":3782289,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":380969},"Liabilities":{"value":2876383,"Sum of Total Liabilities":0,"Accounts payable, accrued":66306,"Grants payable":0,"Deferred, revenue":4139,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2589099,"Unsecured notes loans payable":0,"Other liabilities":216839},"Fund balance":{"value":2252560,"Net assets without donor restriction":443575,"Net assets with donor restriction":1808985,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.7445127880054364,"percentile":0.5683625627351309},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1295473483484635,"percentile":0.6701850681489455},"Liabilities to Assets Ratio":{"score":0.560813992278721,"percentile":0.12066681906747095},"Operating Reserve Ratio":{"score":5.510518879834113,"percentile":0.8208733617217692},"Officer Compensation Ratio":{"score":0.08455930937787065,"percentile":0.606784117776051},"Program Expense Growth":{"score":0.013762148461317689,"percentile":0.37832529706486967},"Revenue Growth":{"score":0.06014963695894669,"percentile":0.6466736714381423},"Asset Growth":{"score":0.13835864257513053,"percentile":0.7628230917843787},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6303066008989832,"percentile":0.6909252751239255}},"source_xml":"202333109349303468_public.xml"},{"Organization":{"value":null,"Person":["RICK ANDERSON","SUE CLEARY","TOM JOHNSON","SHAR GRAWEY","JANIS KELLOGG","ROGER ROYER","MEL MATCHETT","JAN BASSETT","DAVID WHITE","BRIDGET BROWN POWERS","BRYAN GILLETT","KEVIN MAKAREWICZ PE","JANE MACKENZIE"],"Title":["VICE-PRESIDE","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","EXECUTIVE DI"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,75830],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,54375],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,21455]},"Basic":{"value":null,"mission":"Create housing for low income individuals in six county area.","year":2013,"name":"NORTHERN HOMES COMMUNITY DEVELOPMENT CORPORATION","phone":2315826244,"website":"WWW.NORTHERNHOMES.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"PO BOX 86 1048 E MAIN STREET, BOYNE CITY, MI, 49712, USA","city":"BOYNE CITY","state":"MI","country":"USA","zip_code":49712},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":12,"Number of independent voting members":12,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":446912,"Contributions":{"value":199883,"Other contributions":38415,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":161468,"Related organizations":0},"Program revenue":{"value":246895,"Total revenue":{"value":246895,"COBBLE CREEK RENTS":186995,"SITE MANAGEMENT FEES":42800,"COUNSELING FEES":11700,"GROUND LEASE INCOME":5400},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":134,"Investment income total":134,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":512404,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":161246,"Current officers":54375,"Disqualified persons":0,"Other salaries and wages":62019,"Pension plan contributions":0,"Other employee benefits":35163,"Payroll taxes":9689},"Other expenses":{"value":351158,"Management services":0,"Legal":0,"Accounting":11192,"Lobbying services":0,"Investment management fees":0,"Other services":6000,"Advertising":6056,"Office expenses":906,"Information technology":0,"Royalties":0,"Occupancy":101415,"Travel":11165,"Conferences and meetings":3976,"Interest":39168,"Payments to affiliates":0,"Depreciation and depletion":24663,"Insurance":27198,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":109770,"OTHER ADMIN":66226,"REHABILITATION COSTS":30585,"SUPPLIES":6734,"MISC.":6225},"All other expenses":9649},"Functional Expenses":{"value":null,"Program Service Expenses":466354,"Management And General Expenses":46050,"Fundraising Expenses":0}},"Assets":{"value":1378588,"Non-interest bearing cash":57248,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":121559,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":9461,"Land, building, equipment":1059437,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":10311,"Other assets":120572},"Liabilities":{"value":936870,"Sum of Total Liabilities":0,"Accounts payable, accrued":36354,"Grants payable":0,"Deferred, revenue":2514,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":727704,"Unsecured notes loans payable":0,"Other liabilities":170298},"Fund balance":{"value":441718,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":158867,"Temporarily restricted net assets":282851,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9101295071857363,"percentile":0.7873053499069547},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.14654339109265357,"percentile":0.18348459314334603},"Liabilities to Assets Ratio":{"score":0.679586649528358,"percentile":0.09713584811047583},"Operating Reserve Ratio":{"score":2.690431768682524,"percentile":0.6883629171391392},"Officer Compensation Ratio":{"score":0.1479886964192317,"percentile":0.41680703788484463},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.602982184431197,"percentile":0.6142197507670912}},"source_xml":"201431999349300808_public.xml"},{"Organization":{"value":null,"Person":["RICK ANDERSON","DAVID WHITE","SHANNON FENDER","SUE CLEARY","TOM JOHNSON","MEL MATCHETT","JANE MACKENZIE"],"Title":["PRESIDENT","VICE-PRESIDE","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","EXECUTIVE DI"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[0,0,0,0,0,0,36539],"Direct compensation":[0,0,0,0,0,0,36539],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Create housing for low income individuals in six county area.","year":2018,"name":"NORTHERN HOMES COMMUNITY DEVELOPMENT CORPORATION","phone":2315826244,"website":"WWW.NORTHERNHOMES.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JANE MACKENZIE","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"PO BOX 86 1048 E MAIN STREET, BOYNE CITY, MI, 49712, USA","city":"BOYNE CITY","state":"MI","country":"USA","zip_code":49712},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":550701,"Contributions":{"value":140867,"Other contributions":14376,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":126491,"Related organizations":0},"Program revenue":{"value":409711,"Total revenue":{"value":409711,"RENTS/OTHER":248706,"SITE MANAGEMENT FEES":148420,"GROUND LEASE INCOME":7116,"FINANCIAL COUNSELING":3069,"LOAN PROCESSING":2400},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":123,"Investment income total":123,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":507765,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":237831,"Current officers":36538,"Disqualified persons":0,"Other salaries and wages":127306,"Pension plan contributions":0,"Other employee benefits":60793,"Payroll taxes":13194},"Other expenses":{"value":269934,"Management services":18950,"Legal":8597,"Accounting":22264,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":1011,"Office expenses":3836,"Information technology":0,"Royalties":0,"Occupancy":121472,"Travel":4818,"Conferences and meetings":751,"Interest":24041,"Payments to affiliates":0,"Depreciation and depletion":40903,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":22840,"REHABILITATION COSTS":15132,"SUPPLIES":4591,"MISC":2682,"DUES & MEMBERSHIPS":435},"All other expenses":451},"Functional Expenses":{"value":null,"Program Service Expenses":419256,"Management And General Expenses":88509,"Fundraising Expenses":0}},"Assets":{"value":2365042,"Non-interest bearing cash":52146,"Savings and temp cash investments":3034,"Pledges and grants receivable":52256,"Accounts receivable":17133,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":82200,"Inventories for sale or use":0,"Prepaid expenses deferred charges":10314,"Land, building, equipment":1681335,"Investments publicly traded":0,"Investments other":186157,"Investments program related":0,"Intangible assets":8354,"Other assets":272113},"Liabilities":{"value":1204701,"Sum of Total Liabilities":0,"Accounts payable, accrued":39108,"Grants payable":0,"Deferred, revenue":19196,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":937446,"Unsecured notes loans payable":0,"Other liabilities":208951},"Fund balance":{"value":1160341,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":883856,"Temporarily restricted net assets":276485,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8256890490679744,"percentile":0.6587037693441712},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07796608322846699,"percentile":0.5830990778080245},"Liabilities to Assets Ratio":{"score":0.5093782689694306,"percentile":0.13304836021650746},"Operating Reserve Ratio":{"score":4.657749155613325,"percentile":0.7948625971275958},"Officer Compensation Ratio":{"score":0.0719604541470956,"percentile":0.656785900396914},"Program Expense Growth":{"score":0.00016270914583481938,"percentile":0.32497958442194996},"Revenue Growth":{"score":0.0026094732399933765,"percentile":0.38140588731164876},"Asset Growth":{"score":0.10530975006595915,"percentile":0.6958363834298664},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6096796027298401,"percentile":0.6335532698195319}},"source_xml":"201932989349300303_public.xml"},{"Organization":{"value":null,"Person":["RICK ANDERSON","DAVID WHITE","SHANNON FENDER","SUE CLEARY","TOM JOHNSON","MEL MATCHETT","JANE MACKENZIE"],"Title":["PRESIDENT","DIRECTOR","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","EXECUTIVE DI"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[0,0,0,0,0,0,82998],"Direct compensation":[0,0,0,0,0,0,60000],"Other compensation":[0,0,0,0,0,0,22998]},"Basic":{"value":null,"mission":"Create housing for low income individuals in six county area.","year":2016,"name":"NORTHERN HOMES COMMUNITY DEVELOPMENT CORPORATION","phone":2315826244,"website":"WWW.NORTHERNHOMES.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JANE MACKENZIE","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"PO BOX 86 1048 E MAIN STREET, BOYNE CITY, MI, 49712, USA","city":"BOYNE CITY","state":"MI","country":"USA","zip_code":49712},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":969143,"Contributions":{"value":642052,"Other contributions":34091,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":607961,"Related organizations":0},"Program revenue":{"value":326649,"Total revenue":{"value":326649,"COBBLE CREEK RENTS":205479,"SITE MANAGEMENT FEES":86296,"CONSULTING":27701,"GROUND LEASE INCOME":5400,"COUNSELING FEES":1773},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":442,"Investment income total":442,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":777087,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":238979,"Current officers":60000,"Disqualified persons":0,"Other salaries and wages":112762,"Pension plan contributions":0,"Other employee benefits":52432,"Payroll taxes":13785},"Other expenses":{"value":538108,"Management services":0,"Legal":0,"Accounting":13041,"Lobbying services":0,"Investment management fees":0,"Other services":264,"Advertising":8756,"Office expenses":1305,"Information technology":0,"Royalties":0,"Occupancy":78031,"Travel":5302,"Conferences and meetings":1061,"Interest":46018,"Payments to affiliates":0,"Depreciation and depletion":24144,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":335332,"REHABILITATION COSTS":192478,"OTHER ADMIN":65739,"OPERATING AND MAINT.":49818,"MISC.":27297},"All other expenses":24854},"Functional Expenses":{"value":null,"Program Service Expenses":679187,"Management And General Expenses":97900,"Fundraising Expenses":0}},"Assets":{"value":2152822,"Non-interest bearing cash":69372,"Savings and temp cash investments":27928,"Pledges and grants receivable":50931,"Accounts receivable":21661,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":85157,"Inventories for sale or use":0,"Prepaid expenses deferred charges":13078,"Land, building, equipment":1816337,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":9138,"Other assets":59220},"Liabilities":{"value":1074326,"Sum of Total Liabilities":0,"Accounts payable, accrued":33265,"Grants payable":0,"Deferred, revenue":4683,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":746732,"Unsecured notes loans payable":0,"Other liabilities":289646},"Fund balance":{"value":1078496,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":808011,"Temporarily restricted net assets":270485,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8740166802430102,"percentile":0.7300202202476376},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1981709613545163,"percentile":0.7544516362289035},"Liabilities to Assets Ratio":{"score":0.4990315037657549,"percentile":0.1357821520632283},"Operating Reserve Ratio":{"score":2.7703744883134065,"percentile":0.6949252252155759},"Officer Compensation Ratio":{"score":0.10680657378131406,"percentile":0.5299770896589919},"Program Expense Growth":{"score":0.10424252363532001,"percentile":0.6839107250122322},"Revenue Growth":{"score":0.24366781900013634,"percentile":0.9234116988642583},"Asset Growth":{"score":0.15048006296869415,"percentile":0.7828837787759261},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7384988535069261,"percentile":0.9039731556562768}},"source_xml":"201722349349300102_public.xml"},{"Organization":{"value":null,"Person":["JANE MACKENZIE","RICK ANDERSON","SUE CLEARY","SHANNON FENDER","LAURIE JAMISON","TOM JOHNSON","CAROLINE KENNEDY","MEL MATCHETT","DAVID WHITE"],"Title":["EXECUTIVE DI","PRESIDENT","SECRETARY","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","VICE-PRESIDE"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[59154,0,0,0,0,0,0,0,0],"Direct compensation":[59154,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Create housing for low income individuals in six county area.","year":2019,"name":"NORTHERN HOMES COMMUNITY DEVELOPMENT CORPORATION","phone":2315826244,"website":"WWW.NORTHERNHOMES.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JANE MACKENZIE","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"PO BOX 86 1048 E MAIN STREET, BOYNE CITY, MI, 49712, USA","city":"BOYNE CITY","state":"MI","country":"USA","zip_code":49712},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":940858,"Contributions":{"value":665398,"Other contributions":17679,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":647719,"Related organizations":0},"Program revenue":{"value":359373,"Total revenue":{"value":359373,"RENTS/OTHER":295149,"SITE MANAGEMENT FEES":55221,"GROUND LEASE INCOME":5550,"LOAN PROCESSING":2300,"FINANCIAL COUNSELING":1153},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":-83913,"Investment income total":2908,"Net investment gain":-86821,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":602073,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":254637,"Current officers":59154,"Disqualified persons":0,"Other salaries and wages":123852,"Pension plan contributions":0,"Other employee benefits":55718,"Payroll taxes":15913},"Other expenses":{"value":347436,"Management services":19344,"Legal":9968,"Accounting":23097,"Lobbying services":0,"Investment management fees":0,"Other services":10947,"Advertising":797,"Office expenses":399,"Information technology":0,"Royalties":0,"Occupancy":143537,"Travel":11103,"Conferences and meetings":2618,"Interest":40372,"Payments to affiliates":0,"Depreciation and depletion":43265,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":36737,"ADMINISTRATIVE EXPENSES":15992,"BAD DEBTS":10296,"OPERATING AND MAINTENANCE":6646,"SUPPLIES":3803},"All other expenses":5252},"Functional Expenses":{"value":null,"Program Service Expenses":514333,"Management And General Expenses":87740,"Fundraising Expenses":0}},"Assets":{"value":3109113,"Non-interest bearing cash":7208,"Savings and temp cash investments":77945,"Pledges and grants receivable":72062,"Accounts receivable":22729,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":82200,"Inventories for sale or use":0,"Prepaid expenses deferred charges":13091,"Land, building, equipment":2300932,"Investments publicly traded":0,"Investments other":186151,"Investments program related":0,"Intangible assets":8679,"Other assets":338116},"Liabilities":{"value":1490648,"Sum of Total Liabilities":0,"Accounts payable, accrued":110889,"Grants payable":0,"Deferred, revenue":2323,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1139170,"Unsecured notes loans payable":0,"Other liabilities":238266},"Fund balance":{"value":1618465,"Net assets without donor restriction":3696,"Net assets with donor restriction":1614769,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8542701632526288,"percentile":0.7000054377159982},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3600809048761875,"percentile":0.8675837567527853},"Liabilities to Assets Ratio":{"score":0.4794447805531674,"percentile":0.14100597640573354},"Operating Reserve Ratio":{"score":5.164013333931267,"percentile":0.8111246804179005},"Officer Compensation Ratio":{"score":0.0982505443692044,"percentile":0.557877303915368},"Program Expense Growth":{"score":-0.0008048094169939902,"percentile":0.31861583666166526},"Revenue Growth":{"score":0.04277702436924359,"percentile":0.5749027605014879},"Asset Growth":{"score":0.11866929988860393,"percentile":0.7253424402136689},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6825488827330832,"percentile":0.8165074555289065}},"source_xml":"202003229349301955_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["SUE CLEARY","TOM JOHNSON","SEAN BARON","DENNIS KEISER","SHANNON FENDER","BILL LORNE","MEL MATCHETT","DAVID WHITE","JANE MACKENZIE"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SECRETARY","TREASURER","VICE PRESIDENT","PRESIDENT","EXECUTIVE DIRECTOR"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.5,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,113171],"Direct compensation":[0,0,0,0,0,0,0,0,86171],"Other compensation":[0,0,0,0,0,0,0,0,27000]},"Basic":{"value":null,"mission":"To create and preserve quality affordable housing options for northern michigan residents.","year":2024,"name":"NORTHERN HOMES COMMUNITY DEVELOPMENT CORPORATION","phone":2315826244,"website":"WWW.NORTHERNHOMES.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JANE MACKENZIE","year_formation":1998,"state_legal_domicile":"MI","total_volunteers":12,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"PO BOX 86 1048 E MAIN STREET, BOYNE CITY, MI, 49712, USA","city":"BOYNE CITY","state":"MI","country":"USA","zip_code":49712},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":963046,"Contributions":{"value":276530,"Other contributions":276530,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":688877,"Total revenue":{"value":688877,"RENTAL REVENUE":394516,"SITE MANAGEMENT FEES":209832,"CONSTRUCTION INCOME/OTHER":79099,"GROUND LEASE INCOME":5430},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":-5491,"Investment income total":2821,"Net investment gain":-8312,"Income from invest bond proceeds":0},"Other revenues":{"value":3130,"Other total":3130,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":871064,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":389028,"Current officers":113171,"Disqualified persons":0,"Other salaries and wages":207845,"Pension plan contributions":13897,"Other employee benefits":18507,"Payroll taxes":35608},"Other expenses":{"value":482036,"Management services":34278,"Legal":6487,"Accounting":44793,"Lobbying services":0,"Investment management fees":0,"Other services":53032,"Advertising":0,"Office expenses":8518,"Information technology":0,"Royalties":0,"Occupancy":143826,"Travel":11962,"Conferences and meetings":2805,"Interest":41384,"Payments to affiliates":0,"Depreciation and depletion":94590,"Insurance":37241,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":3120,"DUES & SUBSCRIPTIONS, B":2546,"BAD DEBT":574},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":655311,"Management And General Expenses":215753,"Fundraising Expenses":0}},"Assets":{"value":5485121,"Non-interest bearing cash":171972,"Savings and temp cash investments":0,"Pledges and grants receivable":5920,"Accounts receivable":110965,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":24787,"Land, building, equipment":4891567,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":279910},"Liabilities":{"value":3112862,"Sum of Total Liabilities":0,"Accounts payable, accrued":90442,"Grants payable":0,"Deferred, revenue":2410,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2623088,"Unsecured notes loans payable":0,"Other liabilities":396922},"Fund balance":{"value":2372259,"Net assets without donor restriction":456774,"Net assets with donor restriction":1915485,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.7523109668175932,"percentile":0.5754487122682929},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.09551153319779118,"percentile":0.6153844586124342},"Liabilities to Assets Ratio":{"score":0.5675101789003378,"percentile":0.11913912390840875},"Operating Reserve Ratio":{"score":6.297035579475216,"percentile":0.8395419479861502},"Officer Compensation Ratio":{"score":0.12992271520806736,"percentile":0.4621676572015197},"Program Expense Growth":{"score":0.06627745752080089,"percentile":0.5878015528692777},"Revenue Growth":{"score":0.07152425128122006,"percentile":0.6864849625586286},"Asset Growth":{"score":0.12943667997401095,"percentile":0.7466883030772168},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6419771085812885,"percentile":0.7214431374556709}},"source_xml":"202523159349302892_public.xml"},"sector":"Human Services","donation_categories":[],"zakat_policy":null},"error":null}