{"success":true,"data":{"_id":382343764,"filings":[{"Organization":{"value":null,"Person":["Kynita Grady","James O Dogan","John Dogan","Clorine Parker","Arnold Vann","Kenneth Hollowell","Elmer Duff","Richard Dixon","Kevin Solomon"],"Title":["Secretary","Director","Director","Mgr & Treasurer","Director","Chairperson","Vice Chair","Director","Director"],"Hours":[1.0,2.0,1.0,40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide financial services and products to members.","year":2019,"name":"I M Detroit District Credit Union","phone":3132595817,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"James O Dogan","year_formation":1957,"state_legal_domicile":"MI","total_volunteers":12,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"2101 Gratiot, Detroit, MI, 48207, USA","city":"Detroit","state":"MI","country":"USA","zip_code":48207},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":8,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":44584,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":24635,"Total revenue":{"value":24635,"Fees & Charges":19103,"Interest on Loans":1405,"Other Program Revenue":4127},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":19949,"Investment income total":19949,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":16142,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":16142,"Management services":0,"Legal":0,"Accounting":3731,"Lobbying services":0,"Investment management fees":0,"Other services":884,"Advertising":0,"Office expenses":4869,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":2441,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":2090,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2127,"State Supervision Fee":1628,"ACH-ICUL Services Cor.":279,"Provision for Loan Losses":220},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1394754,"Non-interest bearing cash":144618,"Savings and temp cash investments":1221165,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":14471,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2604,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":6700,"Investments program related":0,"Intangible assets":0,"Other assets":5196},"Liabilities":{"value":1086269,"Sum of Total Liabilities":0,"Accounts payable, accrued":2330,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1083939},"Fund balance":{"value":308485,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.637941862551588,"percentile":0.9491800869794009},"Liabilities to Assets Ratio":{"score":0.7788247963440148,"percentile":0.08186872882980763},"Operating Reserve Ratio":{"score":86.40527815636229,"percentile":0.9880418547210241},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.0422336822009917,"percentile":0.5724939254185015},"Asset Growth":{"score":0.021773377561477146,"percentile":0.4113373034352381},"Independent Voting Board Pct":{"score":0.8888888888888888,"percentile":0.2330250129411084},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5854426903297966,"percentile":0.5625869058430124}},"source_xml":"202011269349300416_public.xml"},{"Organization":{"value":null,"Person":["Kynita Grady","James O Dogan","Georgia Callahan","Clorine Parker","Arnold Vann","Kenneth Hollowell","Elmer Duff","Richard Dixon","Kevin Solomon"],"Title":["Secretary","Pres&Chairman","Director","Mgr & Treasurer","Director","Director","Vice Chair","Director","Director"],"Hours":[1.0,2.0,1.0,40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide financial services and products to members.","year":2016,"name":"I M Detroit District Credit Union","phone":3132595817,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"James O Dogan","year_formation":1957,"state_legal_domicile":"MI","total_volunteers":14,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"2101 Gratiot, Detroit, MI, 48207, USA","city":"Detroit","state":"MI","country":"USA","zip_code":48207},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":27483,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":22651,"Total revenue":{"value":22651,"Fees & Charges":14106,"Interest on Loans":6000,"Other Program Revenue":2545},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4832,"Investment income total":4832,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":19797,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":19797,"Management services":0,"Legal":0,"Accounting":5222,"Lobbying services":0,"Investment management fees":0,"Other services":273,"Advertising":400,"Office expenses":3789,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":1991,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":2598,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":7507,"Loan Servicing":3417,"Service Bureau Chg":2175,"State Operating Fee":1688,"MCUL Dues":227},"All other expenses":-1983},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1458571,"Non-interest bearing cash":256693,"Savings and temp cash investments":1141898,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":38655,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3287,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":6700,"Investments program related":0,"Intangible assets":0,"Other assets":11338},"Liabilities":{"value":1202629,"Sum of Total Liabilities":0,"Accounts payable, accrued":3885,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1198744},"Fund balance":{"value":255942,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2796637921624277,"percentile":0.822230881620746},"Liabilities to Assets Ratio":{"score":0.8245255116137644,"percentile":0.07562418781022986},"Operating Reserve Ratio":{"score":73.67636510582412,"percentile":0.9863491381514186},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.09399781263773035,"percentile":0.15079800361213275},"Asset Growth":{"score":0.06279640297137931,"percentile":0.5735175829946336},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5963174804741483,"percentile":0.5946650486572729}},"source_xml":"201741249349300409_public.xml"},{"Organization":{"value":null,"Person":["Kynita Grady","James O Dogan","Georgia Callahan","Latasha Bailey","Arnold Vann","Kenneth Hollowell","Elmer Duff","Richard Dixon","Kevin Solomon"],"Title":["Secretary","Pres&Chairman","Director","Mgr & Treasurer","Director","Director","Vice Chair","Director","Director"],"Hours":[1.0,2.0,1.0,40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide financial services and products to members.","year":2014,"name":"I M Detroit District Credit Union","phone":3132595817,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"James O Dogan","year_formation":1957,"state_legal_domicile":"MI","total_volunteers":13,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"2101 Gratiot, Detroit, MI, 48207, USA","city":"Detroit","state":"MI","country":"USA","zip_code":48207},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":28102,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":24487,"Total revenue":{"value":24487,"Fees & Charges":12414,"Interest on Loans":10418,"Other Program Revenue":1655},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3615,"Investment income total":3615,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":17276,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":17276,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":830,"Office expenses":8858,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":3656,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":612,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":13663,"Loan Servicing Expense":5904,"Prof & Outside Services":5212,"State Supervision Fee":1694,"Other Misc Operating Expenses":853},"All other expenses":-10343},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1284258,"Non-interest bearing cash":0,"Savings and temp cash investments":991525,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":72192,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3742,"Land, building, equipment":450,"Investments publicly traded":0,"Investments other":206700,"Investments program related":0,"Intangible assets":0,"Other assets":9649},"Liabilities":{"value":1032425,"Sum of Total Liabilities":0,"Accounts payable, accrued":2549,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1029876},"Fund balance":{"value":251833,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3852394847341826,"percentile":0.8788233344793902},"Liabilities to Assets Ratio":{"score":0.8039077817697067,"percentile":0.07842946874390602},"Operating Reserve Ratio":{"score":74.33769391062746,"percentile":0.9864576611693123},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6695692726504582,"percentile":0.7880886324107573}},"source_xml":"201531179349301158_public.xml"},{"Organization":{"value":null,"Person":["Kynita Grady","James O Dogan","Georgia Callahan","Clorine Parker","Arnold Vann","Kenneth Hollowell","Elmer Duff","Richard Dixon","Kevin Solomon"],"Title":["Secretary","Pres&Chairman","Director","Mgr & Treasurer","Director","Director","Vice Chair","Director","Director"],"Hours":[1.0,2.0,1.0,40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide financial services and products to members.","year":2017,"name":"I M Detroit District Credit Union","phone":3132595817,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"James O Dogan","year_formation":1957,"state_legal_domicile":"MI","total_volunteers":14,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"2101 Gratiot, Detroit, MI, 48207, USA","city":"Detroit","state":"MI","country":"USA","zip_code":48207},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":34895,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":25783,"Total revenue":{"value":25783,"Fees & Charges":14336,"Interest on Loans":2533,"Other Program Revenue":8914},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":9112,"Investment income total":9112,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":25834,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":25834,"Management services":0,"Legal":0,"Accounting":547,"Lobbying services":0,"Investment management fees":0,"Other services":190,"Advertising":400,"Office expenses":4893,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":2645,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":2496,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":13444,"Loan Servicing":5737,"Provision for Loan Losses":3231,"Service Bureau Chg":2774,"State Operating Fee":1702},"All other expenses":1219},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1383241,"Non-interest bearing cash":117862,"Savings and temp cash investments":1243047,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3145,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":6700,"Investments program related":0,"Intangible assets":0,"Other assets":12487},"Liabilities":{"value":1117479,"Sum of Total Liabilities":0,"Accounts payable, accrued":1242,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1116237},"Fund balance":{"value":265762,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.25966470841094713,"percentile":0.8081219496934688},"Liabilities to Assets Ratio":{"score":0.8078700674719734,"percentile":0.07788049810482225},"Operating Reserve Ratio":{"score":53.543431137260974,"percentile":0.9820664197245941},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.01863521728911109,"percentile":0.30076142593854},"Asset Growth":{"score":0.04074979276292078,"percentile":0.49035907825078145},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6038127982784374,"percentile":0.6166187670024477}},"source_xml":"201820999349301107_public.xml"},{"Organization":{"value":null,"Person":["Kynita Grady","James O Dogan","Georgia Callahan","Latasha Bailey","Arnold Vann","Kenneth Hollowell","Elmer Duff","Richard Dixon","Kevin Solomon"],"Title":["Secretary","Pres&Chairman","Director","Mgr & Treasurer","Director","Director","Vice Chair","Director","Director"],"Hours":[1.0,2.0,1.0,40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide financial services and products to members.","year":2015,"name":"I M Detroit District Credit Union","phone":3132595817,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"James O Dogan","year_formation":1957,"state_legal_domicile":"MI","total_volunteers":13,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"2101 Gratiot, Detroit, MI, 48207, USA","city":"Detroit","state":"MI","country":"USA","zip_code":48207},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":29418,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":25103,"Total revenue":{"value":25103,"Fees & Charges":17450,"Interest on Loans":7653},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4315,"Investment income total":4315,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":32995,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":32995,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":760,"Office expenses":21413,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":2172,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":13128,"Loan Servicing Expense":6080,"Prof & Outside Services":4690,"State Supervision Fee":1780,"Other Misc Operating Expenses":578},"All other expenses":-4478},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1333927,"Non-interest bearing cash":0,"Savings and temp cash investments":1261649,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":50945,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3317,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":6700,"Investments program related":0,"Intangible assets":0,"Other assets":11316},"Liabilities":{"value":1085671,"Sum of Total Liabilities":0,"Accounts payable, accrued":3318,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1082353},"Fund balance":{"value":248256,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.12159222244884084,"percentile":0.20305567166712965},"Liabilities to Assets Ratio":{"score":0.8138908650923177,"percentile":0.07706052442263857},"Operating Reserve Ratio":{"score":40.428155781178965,"percentile":0.9764741497969286},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.12785803722682265,"percentile":0.1175401773478233},"Asset Growth":{"score":0.05300338360716206,"percentile":0.5381620695368741},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4660153260019093,"percentile":0.24396491228771877}},"source_xml":"201611279349300286_public.xml"},{"Organization":{"value":null,"Person":["Clorine D Parker","Kynita Grady","Kenneth L Hollowell","Richard Dixon","John F Dogan","Dewitt McGowan Jr","Debbie Dick"],"Title":["Foundation Mgr.","Secretary","Chairman","Director","Director","Director","Director"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide financial services and products to members","year":2023,"name":"I M DETROIT DISTRICT CREDIT UNION","phone":3132595817,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CLORINE PARKER","year_formation":1957,"state_legal_domicile":"MI","total_volunteers":10,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"2101 GRATIOT, DETROIT, MI, 48207, USA","city":"DETROIT","state":"MI","country":"USA","zip_code":48207},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":63461,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":26281,"Total revenue":{"value":26281,"FEE AND OTHER INCOME":25214,"LOAN INTEREST INCOME":1067},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":37180,"Investment income total":37180,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":16941,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":16941,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":5828,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":2891,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":8222,"PROF. & OUTSIDE":6204,"OP FEES":1387,"PLL":631},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1623320,"Non-interest bearing cash":0,"Savings and temp cash investments":1594142,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":16584,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":6700,"Investments program related":0,"Intangible assets":0,"Other assets":5894},"Liabilities":{"value":1227750,"Sum of Total Liabilities":0,"Accounts payable, accrued":3301,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1224449},"Fund balance":{"value":395570,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.733048644049101,"percentile":0.9641586498729589},"Liabilities to Assets Ratio":{"score":0.7563203804548703,"percentile":0.08511093303705305},"Operating Reserve Ratio":{"score":95.82197036774689,"percentile":0.9890124991436382},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.05339738674533747,"percentile":0.6203327070474104},"Asset Growth":{"score":0.025057053304557403,"percentile":0.4251835034331634},"Independent Voting Board Pct":{"score":0.8571428571428571,"percentile":0.21680981203217933},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.593231724105944,"percentile":0.5855689454187809}},"source_xml":"202412819349301121_public.xml"},{"Organization":{"value":null,"Person":["Kynita Grady","John Dogan","Clorine Parker","Arnold Vann","Kenneth Hollowell","Richard Dixon","Kevin Solomon"],"Title":["Secretary","Director","CEO/Treasurer","Director","Chair Person","Director","Director"],"Hours":[1.0,1.0,40.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide financial services and products to members.","year":2022,"name":"I M Detroit District Credit Union","phone":3132595817,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Kenneth Hollowell","year_formation":1957,"state_legal_domicile":"MI","total_volunteers":10,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"2101 Gratiot, Detroit, MI, 48207, USA","city":"Detroit","state":"MI","country":"USA","zip_code":48207},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":36261,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":21277,"Total revenue":{"value":21277,"VARIOUS":21277},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":14984,"Investment income total":14984,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":15303,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":15303,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":189,"Advertising":0,"Office expenses":3125,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":2663,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9326,"Miscellaneous Expenses":9053,"Provision for Loan Losses":273},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1547371,"Non-interest bearing cash":0,"Savings and temp cash investments":1511806,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":21370,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":6700,"Investments program related":0,"Intangible assets":0,"Other assets":7495},"Liabilities":{"value":1198321,"Sum of Total Liabilities":0,"Accounts payable, accrued":2337,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1195984},"Fund balance":{"value":349050,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5779763382146107,"percentile":0.9374619778469306},"Liabilities to Assets Ratio":{"score":0.7744238453480129,"percentile":0.08248918855584671},"Operating Reserve Ratio":{"score":101.11553290204535,"percentile":0.989490040840627},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.01567823425891409,"percentile":0.44279562613334095},"Asset Growth":{"score":0.02402049877126757,"percentile":0.42082472741178645},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6409976493117793,"percentile":0.7189647273018887}},"source_xml":"202321289349302292_public.xml"},{"Organization":{"value":null,"Person":["Kynita Grady","James O Dogan","Georgia Callahan","Latasha Bailey","Arnold Vann","Kenneth Hollowell","Elmer Duff","Richard Dixon","Kevin Solomon"],"Title":["Secretary","Pres&Chairman","Director","Mgr & Treasurer","Director","Director","Vice Chair","Director","Director"],"Hours":[1.0,2.0,1.0,40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide financial services and products to members.","year":2013,"name":"I M Detroit District Credit Union","phone":3132595817,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"James O Dogan","year_formation":1957,"state_legal_domicile":"MI","total_volunteers":13,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"2101 Gratiot, Detroit, MI, 48207, USA","city":"Detroit","state":"MI","country":"USA","zip_code":48207},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":37519,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":33910,"Total revenue":{"value":33910,"Fees & Charges":13681,"Interest on Loans":15282,"Other Program Revenue":4947},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3609,"Investment income total":3609,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":39260,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":39260,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":7688,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":4786,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":848,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":24934,"Provision for Loan Losses":13896,"Loan Servicing Expense":5282,"Prof & Outside Services":3799,"State Supervision Fee":1957},"All other expenses":1004},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1199043,"Non-interest bearing cash":0,"Savings and temp cash investments":968790,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":108185,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":106700,"Investments program related":0,"Intangible assets":0,"Other assets":15368},"Liabilities":{"value":957586,"Sum of Total Liabilities":0,"Accounts payable, accrued":2604,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":954982},"Fund balance":{"value":241457,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.04640315573442789,"percentile":0.2908445814368537},"Liabilities to Assets Ratio":{"score":0.7986252369598088,"percentile":0.07915214352550583},"Operating Reserve Ratio":{"score":30.54108507386653,"percentile":0.967829897343692},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5258723897333911,"percentile":0.38917598911923346}},"source_xml":"201401299349302080_public.xml"},{"Organization":{"value":null,"Person":["Kynita Grady","James O Dogan","Georgia Callahan","Clorine Parker","Arnold Vann","Kenneth Hollowell","Elmer Duff","Richard Dixon","Kevin Solomon"],"Title":["Secretary","Pres&Chairman","Director","Mgr & Treasurer","Director","Director","Vice Chair","Director","Director"],"Hours":[1.0,2.0,1.0,40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide financial services and products to members.","year":2018,"name":"I M Detroit District Credit Union","phone":3132595817,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"James O Dogan","year_formation":1957,"state_legal_domicile":"MI","total_volunteers":14,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"2101 Gratiot, Detroit, MI, 48207, USA","city":"Detroit","state":"MI","country":"USA","zip_code":48207},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":34765,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":16705,"Total revenue":{"value":16705,"Fees & Charges":14113,"Interest on Loans":122,"Other Program Revenue":2470},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":18060,"Investment income total":18060,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":20484,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":20484,"Management services":0,"Legal":0,"Accounting":4295,"Lobbying services":0,"Investment management fees":0,"Other services":751,"Advertising":400,"Office expenses":5364,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":2732,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":2332,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":4610,"Loan Servicing":2093,"State Operating Fee":1874,"Service Bureau Chg":552,"MCUL Contribution":91},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1376702,"Non-interest bearing cash":81407,"Savings and temp cash investments":1254303,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":19634,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2996,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":6700,"Investments program related":0,"Intangible assets":0,"Other assets":11662},"Liabilities":{"value":1096659,"Sum of Total Liabilities":0,"Accounts payable, accrued":2395,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1094264},"Fund balance":{"value":280043,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.4107867107723285,"percentile":0.8891580231761645},"Liabilities to Assets Ratio":{"score":0.7965841554671962,"percentile":0.07943564179583863},"Operating Reserve Ratio":{"score":67.2086506541691,"percentile":0.9852857338308282},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.004169262172613163,"percentile":0.38829475249667467},"Asset Growth":{"score":0.027944180956958126,"percentile":0.4374086548071998},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6261451700980888,"percentile":0.6796367398257294}},"source_xml":"201931289349300433_public.xml"},{"Organization":{"value":null,"Person":["Kynita Grady","James O Dogan","John Dogan","Clorine Parker","Arnold Vann","Kenneth Hollowell","Elmer Duff","Richard Dixon","Kevin Solomon"],"Title":["Secretary","Director","Director","Mgr & Treasurer","Director","Chairperson","Vice Chair","Director","Director"],"Hours":[1.0,2.0,1.0,40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide financial services and products to members.","year":2020,"name":"I M Detroit District Credit Union","phone":3132595817,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"James O Dogan","year_formation":1957,"state_legal_domicile":"MI","total_volunteers":12,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"2101 Gratiot, Detroit, MI, 48207, USA","city":"Detroit","state":"MI","country":"USA","zip_code":48207},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":8,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":28374,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":22802,"Total revenue":{"value":22802,"Fees & Charges":20088,"Interest on Loans":966,"Other Program Revenue":1748},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5572,"Investment income total":5572,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":20968,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":20968,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":9478,"Advertising":0,"Office expenses":7779,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":2449,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1262,"State Supervision Fee":1305,"Misc Expense":38,"Provision for Loan Losses":-81},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1519565,"Non-interest bearing cash":273619,"Savings and temp cash investments":1223161,"Pledges and grants receivable":0,"Accounts receivable":1058,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":9170,"Inventories for sale or use":0,"Prepaid expenses deferred charges":-367,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":6700,"Investments program related":0,"Intangible assets":0,"Other assets":6224},"Liabilities":{"value":1203594,"Sum of Total Liabilities":0,"Accounts payable, accrued":1965,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1201629},"Fund balance":{"value":315971,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2610136040036653,"percentile":0.8091297596602508},"Liabilities to Assets Ratio":{"score":0.7920648343440393,"percentile":0.08004032885799359},"Operating Reserve Ratio":{"score":72.47066959175888,"percentile":0.9861747333759207},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.01503177117569514,"percentile":0.43953905132100973},"Asset Growth":{"score":0.02478028378541627,"percentile":0.4240542084042764},"Independent Voting Board Pct":{"score":0.8888888888888888,"percentile":0.2330250129411084},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5438521972057088,"percentile":0.4394285397738533}},"source_xml":"202141329349300934_public.xml"},{"Organization":{"value":null,"Person":["Clorine D Parker","Kynita Grady","Kenneth L Hollowell","Richard Dixon","John F Dogan","Dewitt McGowan Jr","Debbie Dick"],"Title":["Foundation Mgr.","Secretary","Chairman","Director","Director","Director","Director"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide financial services and products to members","year":2024,"name":"I M DETROIT DISTRICT CREDIT UNION","phone":3132595817,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CLORINE PARKER","year_formation":1957,"state_legal_domicile":"MI","total_volunteers":10,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"2101 GRATIOT, DETROIT, MI, 48207, USA","city":"DETROIT","state":"MI","country":"USA","zip_code":48207},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":79544,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":25368,"Total revenue":{"value":25368,"FEE AND OTHER INCOME":25004,"LOAN INTEREST INCOME":364},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":54176,"Investment income total":54176,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":19076,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":19076,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":6493,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":2644,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9939,"PROF. & OUTSIDE":8530,"OP FEES":1442,"PLL":-33},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1843218,"Non-interest bearing cash":0,"Savings and temp cash investments":1832331,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":2089,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":6700,"Investments program related":0,"Intangible assets":0,"Other assets":2098},"Liabilities":{"value":1387180,"Sum of Total Liabilities":0,"Accounts payable, accrued":6939,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1380241},"Fund balance":{"value":456038,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.7601830433470783,"percentile":0.9678309911856879},"Liabilities to Assets Ratio":{"score":0.7525859664998931,"percentile":0.08566645854943931},"Operating Reserve Ratio":{"score":96.62497378905431,"percentile":0.9890927293821928},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.08026896279131618,"percentile":0.7133029905222811},"Asset Growth":{"score":0.03041468729524805,"percentile":0.4476390360395949},"Independent Voting Board Pct":{"score":0.8571428571428571,"percentile":0.21680981203217933},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6054224418296342,"percentile":0.6212608114218451}},"source_xml":"202501359349312255_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["Clorine D Parker","Kynita Grady","Kenneth L Hollowell","Richard Dixon","John F Dogan","Dewitt McGowan Jr","Debbie Dick"],"Title":["Foundation Mgr.","Secretary","Chairman","Director","Director","Director","Director"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide financial services and products to members","year":2024,"name":"I M DETROIT DISTRICT CREDIT UNION","phone":3132595817,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CLORINE PARKER","year_formation":1957,"state_legal_domicile":"MI","total_volunteers":10,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"2101 GRATIOT, DETROIT, MI, 48207, USA","city":"DETROIT","state":"MI","country":"USA","zip_code":48207},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":79544,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":25368,"Total revenue":{"value":25368,"FEE AND OTHER INCOME":25004,"LOAN INTEREST INCOME":364},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":54176,"Investment income total":54176,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":19076,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":19076,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":6493,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":2644,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9939,"PROF. & OUTSIDE":8530,"OP FEES":1442,"PLL":-33},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1843218,"Non-interest bearing cash":0,"Savings and temp cash investments":1832331,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":2089,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":6700,"Investments program related":0,"Intangible assets":0,"Other assets":2098},"Liabilities":{"value":1387180,"Sum of Total Liabilities":0,"Accounts payable, accrued":6939,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1380241},"Fund balance":{"value":456038,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.7601830433470783,"percentile":0.9678309911856879},"Liabilities to Assets Ratio":{"score":0.7525859664998931,"percentile":0.08566645854943931},"Operating Reserve Ratio":{"score":96.62497378905431,"percentile":0.9890927293821928},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.08026896279131618,"percentile":0.7133029905222811},"Asset Growth":{"score":0.03041468729524805,"percentile":0.4476390360395949},"Independent Voting Board Pct":{"score":0.8571428571428571,"percentile":0.21680981203217933},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6054224418296342,"percentile":0.6212608114218451}},"source_xml":"202501359349312255_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}