{"success":true,"data":{"_id":381256372,"filings":[{"Organization":{"value":null,"Person":["CHRISTINE TRAMMELL","PAUL AIVARS","DAVE BENT","JOE BIPPUS","TERESA CYTLAK","TERESA DOEHRING","MARK HONEYSETT","KRISTEN MCENROE","BARRY MILLER","STEVE MILLER","RON MOAG","MIKE OROURKE","REX SCARE","DAVE SHANNON","MELISSA BARLOW","TERESA BELOTE","FRED HARVEY","GREG MOORE"],"Title":["PRESIDENT","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","TREASURER","2ND VICE CHA","1ST VICE CHA","CHAIRMAN"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,2.0,2.0,2.0,2.0],"Total Compensation":[55420,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[55420,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the three rivers area chamber of commerce is to promote, engage and enhance business throughout the three rivers area.","year":2020,"name":"THREE RIVERS AREA CHAMBER OF COMMERCE","phone":2692788193,"website":"WWW.TRCHAMBER.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CHRISTINE TRAMMELL","year_formation":1945,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2020-10-01T00:00:00","tax_period_end":"2021-09-30T00:00:00","address":"1116 N MAIN ST, THREE RIVERS, MI, 49093, USA","city":"THREE RIVERS","state":"MI","country":"USA","zip_code":49093},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":18,"Number of independent voting members":17,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":192199,"Contributions":{"value":16500,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":16500,"Related organizations":0},"Program revenue":{"value":97750,"Total revenue":{"value":97750,"DUES":51667,"WATER FESTIVAL":44583,"TRIDA":1500},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":420,"Investment income total":420,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":77529,"Other total":76255,"Royalties revenue":1274,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":175464,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":92547,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":83552,"Pension plan contributions":2506,"Other employee benefits":0,"Payroll taxes":6489},"Other expenses":{"value":82917,"Management services":0,"Legal":0,"Accounting":3575,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":10794,"Information technology":2129,"Royalties":0,"Occupancy":5630,"Travel":467,"Conferences and meetings":704,"Interest":1113,"Payments to affiliates":0,"Depreciation and depletion":3621,"Insurance":4192,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":42383,"WATER FESTIVAL":14746,"COMMUNITY CASH":14673,"ICE BREAKER":8858,"LEADERSHIP OF ST JOE COUN":4106},"All other expenses":8309},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":79585,"Non-interest bearing cash":49288,"Savings and temp cash investments":5335,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":24962,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":6681,"Sum of Total Liabilities":0,"Accounts payable, accrued":2868,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":3813,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":72904,"Net assets without donor restriction":72904,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.08707121264938944,"percentile":0.6002359233200297},"Liabilities to Assets Ratio":{"score":0.08394798014701263,"percentile":0.3422928209388873},"Operating Reserve Ratio":{"score":0.4535688232343957,"percentile":0.23141209867955578},"Officer Compensation Ratio":{"score":0.31584826517120324,"percentile":0.17288492034615077},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.03716814925141537,"percentile":0.24869318457012904},"Asset Growth":{"score":0.047790372155158696,"percentile":0.5182191342613477},"Independent Voting Board Pct":{"score":0.9444444444444444,"percentile":0.26473254673740193},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4402923945728826,"percentile":0.19242686010251614}},"source_xml":"202220369349300202_public.xml"},{"Organization":{"value":null,"Person":["JOHN SCHRAGG","MARIA BEHR","LYNN PAGE","KELSEY MCCLISH","TERESA BELOTE","JOE BIPPUS","ADAM CLOUTIER","TERESA CUPP","TERESA CYTLAK","ALICIA FINNERMAN","MEGAN GRIFFIN","KRISTEN MCENROE","BARRY MILLER","STEVE MILLER","GREG MOORE","NIKKI NASH","VERONICA RANKIN","REX SCARE"],"Title":["CHAIR","FIRST VICE C","SECOND VICE","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the three rivers area chamber of commerce is to promote, engage and enhance business throughout the three rivers area.","year":2024,"name":"THREE RIVERS AREA CHAMBER OF COMMERCE","phone":2692788193,"website":"WWW.TRCHAMBER.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JOHN SCHRAGG","year_formation":1945,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2024-10-01T00:00:00","tax_period_end":"2025-09-30T00:00:00","address":"1116 N MAIN ST, THREE RIVERS, MI, 49093, USA","city":"THREE RIVERS","state":"MI","country":"USA","zip_code":49093},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":18,"Number of independent voting members":18,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":201264,"Contributions":{"value":74164,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":74164,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":112005,"Total revenue":{"value":99890,"WATER FESTIVAL REVENUES":50796,"ICE BREAKER REVENUES":22678,"TRIP REVENUE":12950,"LEADERSHIP OF ST JOE COUNTY":7286,"GOLF OUTING REVENUES":6180},"Total other revenue":12115,"Unrelated business revenue":0},"Investment income":{"value":3377,"Investment income total":3377,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":11718,"Other total":0,"Royalties revenue":11718,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":196026,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":90413,"Current officers":53000,"Disqualified persons":0,"Other salaries and wages":29515,"Pension plan contributions":2430,"Other employee benefits":0,"Payroll taxes":5468},"Other expenses":{"value":105613,"Management services":0,"Legal":0,"Accounting":4877,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":9646,"Information technology":4553,"Royalties":0,"Occupancy":23510,"Travel":494,"Conferences and meetings":0,"Interest":221,"Payments to affiliates":0,"Depreciation and depletion":5852,"Insurance":5035,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":30620,"WF-FIREWORKS":10500,"SP-ICE BREAKER-MISCELLANE":8950,"SP-LEADERSHIP ST. JOE COU":5923,"SP-TRIP EXPENSE":5247},"All other expenses":20805},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":142909,"Non-interest bearing cash":60772,"Savings and temp cash investments":66850,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":15287,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":7573,"Sum of Total Liabilities":0,"Accounts payable, accrued":3427,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":4146,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":135336,"Net assets without donor restriction":135336,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.02602551872167899,"percentile":0.4678457669637651},"Liabilities to Assets Ratio":{"score":0.05299176398967175,"percentile":0.3835594354943112},"Operating Reserve Ratio":{"score":0.7290308428473774,"percentile":0.33874237383289757},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.007049548623074081,"percentile":0.4012544196272465},"Asset Growth":{"score":0.09841714360968186,"percentile":0.6791834871722122},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5365554344205734,"percentile":0.418667730051878}},"source_xml":"202513089349303156_public.xml"},{"Organization":{"value":null,"Person":["MARY KAY BALAGUER","PATTIE BENDER","JOE BIPPUS","RON BUCKHOLD","CHAD COTTINGHAM","LYN CROSE","TERESA CYTLAK","JANET HAFF","MARK HONEYSETT","JESSICA KLINE","JEAN LOGAN","STEVE MILLER","ERIC SHAFER","CHRISTINE TRAMMELL","BILL RUSSELL","MARY BETH FLEURY","GAYLENE ADAMS","DENNY MONROE","DAVID CASTERLINE"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","CHAIRMAN","VICE CHAIRMAN","VICE CHAIRMAN","TREASURER","PAST CHAIRMAN"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,2.0,2.0,2.0,2.0,2.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,41600,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,41600,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the three rivers area chamber of commerce is to create a favorable community environment for business and industrial opportunity, enhancing the quality of life in the three rivers area.","year":2014,"name":"THREE RIVERS AREA CHAMBER OF COMMERCE","phone":null,"website":"WWW.TRCHAMBER.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1945,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2014-10-01T00:00:00","tax_period_end":"2015-09-30T00:00:00","address":"57 NORTH MAIN STREET, THREE RIVERS, MI, 49093, USA","city":"THREE RIVERS","state":"MI","country":"USA","zip_code":49093},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":18,"Number of independent voting members":18,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":251289,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":193007,"Total revenue":{"value":193007,"MEMBERSHIP DUES":61013,"CHAMBER SPONSORED EVENT":90623,"WATER FESTIVAL":41346,"DOWNTOWN DEVELOP AUTHOR":25},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":58282,"Other total":58282,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":229203,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":117846,"Current officers":41600,"Disqualified persons":0,"Other salaries and wages":66220,"Pension plan contributions":1248,"Other employee benefits":31,"Payroll taxes":8747},"Other expenses":{"value":111357,"Management services":0,"Legal":0,"Accounting":3125,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":7551,"Information technology":3339,"Royalties":0,"Occupancy":15353,"Travel":737,"Conferences and meetings":90,"Interest":146,"Payments to affiliates":0,"Depreciation and depletion":1485,"Insurance":1607,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":26814,"DUES":1640,"WATER FESTIVAL":20851,"ANNUAL DINNER":1499,"GOLF OUTING":2824},"All other expenses":51110},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":60983,"Non-interest bearing cash":54913,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":6070,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":7183,"Sum of Total Liabilities":0,"Accounts payable, accrued":3040,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":4143,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":53800,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":53800,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.08789083485548511,"percentile":0.6017436640954096},"Liabilities to Assets Ratio":{"score":0.11778692422478396,"percentile":0.30916018963248465},"Operating Reserve Ratio":{"score":0.26606545289546824,"percentile":0.14680577552630128},"Officer Compensation Ratio":{"score":0.181498496965572,"percentile":0.3467178042799506},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.538001239495467,"percentile":0.4227362184056701}},"source_xml":"201533009349301153_public.xml"},{"Organization":{"value":null,"Person":["CHRISTINE TRAMMELL","MARIA BEHR","JOE BIPPUS","ADAM CLOUTIER","TERESA CYTLAK","SHAWN DEYOUNG","TERESA DOEHRING","JANET HAFF","MARK HONEYSETT","STEVE MILLER","GREG MOORE","NIKKI NASH","REX SCARE","JOHN SCHRAGG","MELISSA BARLOW","TERESA BELOTE","KRISTEN MCENROE","BARRY MILLER"],"Title":["PRESIDENT","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","TREASURER","1ST VICE CHA","CHAIRMAN","2ND VICE CHA"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,2.0,2.0,2.0,2.0],"Total Compensation":[53921,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[53921,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the three rivers area chamber of commerce is to promote, engage and enhance business throughout the three rivers area.","year":2022,"name":"THREE RIVERS AREA CHAMBER OF COMMERCE","phone":2692788193,"website":"WWW.TRCHAMBER.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CHRISTINE TRAMMELL","year_formation":1945,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2022-10-01T00:00:00","tax_period_end":"2023-09-30T00:00:00","address":"1116 N MAIN ST, THREE RIVERS, MI, 49093, USA","city":"THREE RIVERS","state":"MI","country":"USA","zip_code":49093},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":17,"Number of independent voting members":17,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":227924,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":128829,"Total revenue":{"value":128829,"WATER FESTIVAL REVENUES":67118,"DUES":60211,"TRIDA":1500},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1224,"Investment income total":1224,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":97871,"Other total":92586,"Royalties revenue":5285,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":191388,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":78597,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":70611,"Pension plan contributions":1557,"Other employee benefits":0,"Payroll taxes":6429},"Other expenses":{"value":112791,"Management services":0,"Legal":0,"Accounting":4048,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":15335,"Information technology":2683,"Royalties":0,"Occupancy":19487,"Travel":227,"Conferences and meetings":69,"Interest":307,"Payments to affiliates":0,"Depreciation and depletion":6495,"Insurance":1535,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":32968,"SP-ICE BREAKER-ITEMS PURC":10734,"WF-FIREWORKS":10500,"SP-TREASURES OF ST. JOE C":6834,"SP-LEADERSHIP ST. JOE COU":4900},"All other expenses":29637},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":145496,"Non-interest bearing cash":55612,"Savings and temp cash investments":62645,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":27239,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":9973,"Sum of Total Liabilities":0,"Accounts payable, accrued":3669,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":6304,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":135523,"Net assets without donor restriction":135523,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1602990470507713,"percentile":0.7118069064636182},"Liabilities to Assets Ratio":{"score":0.06854483972067961,"percentile":0.36101661168766686},"Operating Reserve Ratio":{"score":0.7602148515058416,"percentile":0.34953303778157124},"Officer Compensation Ratio":{"score":0.2817365770058729,"percentile":0.20498577077839972},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.0024012210394949427,"percentile":0.359186595409495},"Asset Growth":{"score":0.09742908622634472,"percentile":0.6766479002205602},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5564752775017835,"percentile":0.47644850404459016}},"source_xml":"202343219349300734_public.xml"},{"Organization":{"value":null,"Person":["CHRISTINE TRAMMELL","PAUL AIVARS","TERESA BELOTE","JOE BIPPUS","TERESA CYTLAK","TERESA DOEHRING","JANET HAFF","MARK HONEYSETT","BARRY MILLER","STEVE MILLER","RON MOAG","CAMERON NEVINS","REX SCARE","DAVE SHANNON","MELISSA BARLOW","FRED HARVEY","KRISTEN MCENROE","GREG MOORE"],"Title":["PRESIDENT","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","TREASURER","2ND VICE CHA","CHAIRMAN","1ST VICE CHA"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,2.0,2.0,2.0,2.0],"Total Compensation":[48427,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[48427,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the three rivers area chamber of commerce is to promote, engage and enhance business throughout the three rivers area.","year":2019,"name":"THREE RIVERS AREA CHAMBER OF COMMERCE","phone":2692788193,"website":"WWW.TRCHAMBER.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CHRISTINE TRAMMELL","year_formation":1945,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2019-10-01T00:00:00","tax_period_end":"2020-09-30T00:00:00","address":"57 N MAIN ST, THREE RIVERS, MI, 49093, USA","city":"THREE RIVERS","state":"MI","country":"USA","zip_code":49093},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":18,"Number of independent voting members":17,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":131617,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":121610,"Total revenue":{"value":121610,"MEMBERSHIP DUES":62372,"CHAMBER SPONSORED EVENT":55983,"WATER FESTIVAL":3255},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":852,"Investment income total":852,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":9155,"Other total":5596,"Royalties revenue":3559,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":133372,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":76716,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":69216,"Pension plan contributions":2111,"Other employee benefits":0,"Payroll taxes":5389},"Other expenses":{"value":56656,"Management services":0,"Legal":0,"Accounting":3505,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":7736,"Information technology":1234,"Royalties":0,"Occupancy":12646,"Travel":388,"Conferences and meetings":49,"Interest":1410,"Payments to affiliates":0,"Depreciation and depletion":1769,"Insurance":2013,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":19736,"LEADERSHIP ST JOE COUNTY":6738,"ICE BREAKER":5419,"SEMINAR":5275,"ANNUAL DINNER":2304},"All other expenses":6170},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":63866,"Non-interest bearing cash":27088,"Savings and temp cash investments":31682,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":5096,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":7697,"Sum of Total Liabilities":0,"Accounts payable, accrued":2491,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":5206,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":56169,"Net assets without donor restriction":56169,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.013334143765622981,"percentile":0.3527361378235666},"Liabilities to Assets Ratio":{"score":0.12051795947765634,"percentile":0.3067805657838891},"Operating Reserve Ratio":{"score":0.4788561317218007,"percentile":0.24216254646331165},"Officer Compensation Ratio":{"score":0.36309720181147465,"percentile":0.13718073382442503},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.06843378342927812,"percentile":0.18617153963029254},"Asset Growth":{"score":0.048843314685434874,"percentile":0.5223152118115064},"Independent Voting Board Pct":{"score":0.9444444444444444,"percentile":0.26473254673740193},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.38411090052688657,"percentile":0.09761092300329795}},"source_xml":"202033359349300308_public.xml"},{"Organization":{"value":null,"Person":["TERESA DOEHRING","LYN CROSE","TERESA CYTLAK","JANET HAFF","MARK HONEYSETT","PAUL AIVARS","STEVE MILLER","ERIC SHAFER","CAMERON NEVINS","DAVID CASTERLINE","GREG MOORE","FRED HARVEY","JULIE ROBINSON","BARRY MILLER","REX SCARE","JOE BIPPUS","KRISTEN MCENROE","CHRISTINE TRAMMELL","MELISSA BARLOW"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","VICE CHAIRMAN","CHAIRMAN","VICE CHAIRMAN","PRESIDENT & CEO","TREASURER"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,2.0,2.0,2.0,40.0,2.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,49499,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,49499,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the three rivers area chamber of commerce is to promote, engage and enhance business throughout the three rivers area.","year":2017,"name":"THREE RIVERS AREA CHAMBER OF COMMERCE","phone":null,"website":"WWW.TRCHAMBER.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1945,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2017-10-01T00:00:00","tax_period_end":"2018-09-30T00:00:00","address":"57 NORTH MAIN STREET, THREE RIVERS, MI, 49093, USA","city":"THREE RIVERS","state":"MI","country":"USA","zip_code":49093},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":18,"Number of independent voting members":18,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":161002,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":155179,"Total revenue":{"value":155179,"MEMBERSHIP DUES":57206,"CHAMBER SPONSORED EVENT":58408,"WATER FESTIVAL":39565},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":156,"Investment income total":156,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":5667,"Other total":5667,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":169137,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":82621,"Current officers":49120,"Disqualified persons":0,"Other salaries and wages":26000,"Pension plan contributions":1474,"Other employee benefits":56,"Payroll taxes":5971},"Other expenses":{"value":86516,"Management services":0,"Legal":0,"Accounting":3360,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":25,"Office expenses":9388,"Information technology":1846,"Royalties":0,"Occupancy":14463,"Travel":1623,"Conferences and meetings":1092,"Interest":652,"Payments to affiliates":0,"Depreciation and depletion":1322,"Insurance":1754,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":28367,"DUES":1780,"WATER FESTIVAL":22040,"ANNUAL DINNER":3253,"GOLF OUTING":1294},"All other expenses":22624},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":79945,"Non-interest bearing cash":42034,"Savings and temp cash investments":30260,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":7651,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":8950,"Sum of Total Liabilities":0,"Accounts payable, accrued":1785,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":7165,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":70995,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":70995,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.05052732264195476,"percentile":0.2844846789447608},"Liabilities to Assets Ratio":{"score":0.1119519669772969,"percentile":0.3143426363372679},"Operating Reserve Ratio":{"score":0.47266417164783575,"percentile":0.2395286907981171},"Officer Compensation Ratio":{"score":0.2926562490761927,"percentile":0.1940058030413954},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.06271622735862274,"percentile":0.19578672234648087},"Asset Growth":{"score":0.151258222015304,"percentile":0.784121293239061},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.45625081646992405,"percentile":0.22373526187894008}},"source_xml":"201833069349300803_public.xml"},{"Organization":{"value":null,"Person":["TERESA DOEHRING","JOE BIPPUS","TERESA CYTLAK","JANET HAFF","MARK HONEYSETT","PAUL AIVARS","STEVE MILLER","CAMERON NEVINS","FRED HARVEY","BARRY MILLER","RON MOAG","JIM MOHNEY","DAVE SHANNON","TERESA BELOTE","REX SCARE","KRISTEN MCENROE","CHRISTINE TRAMMELL","GREG MOORE","MELISSA BARLOW"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CHAIRMAN","VICE CHAIRMAN","PRESIDENT & CEO","VICE CHAIRMAN","TREASURER"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,2.0,2.0,40.0,2.0,2.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,52812,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,52812,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the three rivers area chamber of commerce is to promote, engage and enhance business throughout the three rivers area.","year":2018,"name":"THREE RIVERS AREA CHAMBER OF COMMERCE","phone":null,"website":"WWW.TRCHAMBER.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1945,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2018-10-01T00:00:00","tax_period_end":"2019-09-30T00:00:00","address":"57 NORTH MAIN STREET, THREE RIVERS, MI, 49093, USA","city":"THREE RIVERS","state":"MI","country":"USA","zip_code":49093},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":18,"Number of independent voting members":18,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":160756,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":150997,"Total revenue":{"value":150997,"MEMBERSHIP DUES":54753,"CHAMBER SPONSORED EVENT":60118,"WATER FESTIVAL":36126},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":574,"Investment income total":574,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":9185,"Other total":9185,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":173827,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":89497,"Current officers":52812,"Disqualified persons":0,"Other salaries and wages":28071,"Pension plan contributions":2159,"Other employee benefits":43,"Payroll taxes":6412},"Other expenses":{"value":84330,"Management services":0,"Legal":0,"Accounting":3495,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":25,"Office expenses":9228,"Information technology":1543,"Royalties":0,"Occupancy":15451,"Travel":1174,"Conferences and meetings":42,"Interest":1644,"Payments to affiliates":0,"Depreciation and depletion":1904,"Insurance":3978,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":25819,"DUES":900,"WATER FESTIVAL":20054,"ANNUAL DINNER":3380,"GOLF OUTING":1485},"All other expenses":20027},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":66526,"Non-interest bearing cash":29830,"Savings and temp cash investments":30830,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":5866,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":8602,"Sum of Total Liabilities":0,"Accounts payable, accrued":2299,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":6303,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":57924,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":57924,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.08130956231804723,"percentile":0.24345896684906432},"Liabilities to Assets Ratio":{"score":0.12930282896912484,"percentile":0.29947024333328415},"Operating Reserve Ratio":{"score":0.38271384767613775,"percentile":0.20039027868185558},"Officer Compensation Ratio":{"score":0.3038193146059013,"percentile":0.1835425511599978},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.05723515550905874,"percentile":0.20570650903411145},"Asset Growth":{"score":0.08549445186314525,"percentile":0.6445731738601284},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.43679908809695805,"percentile":0.18578336899393508}},"source_xml":"201903239349300705_public.xml"},{"Organization":{"value":null,"Person":["Pattie Bender","Gaylene Adams","Mark Honeysett","Mary Kay Balaguer","Chad Cottingham","Ron Buckhold","Lyn Crose","Aaron Meyer","Teresa Cytlak","Jessica Kline","Steve Miller","Eric Shafer","Janet Haff","Mary Beth Fleury","Christine D Trammell","David Casterline","Denny Monroe","Bill Russell"],"Title":["Director","Vice Chairman","Director","Director","Director","Director","Director","Director","Director","Director","Director","Director","Director","Vice Chairman","President & CEO","Past Chairman","Treasurer","Chairman"],"Hours":[1.0,2.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,2.0,40.0,2.0,2.0,2.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,44880,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,44880,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the three rivers area chamber of commerce is to create a favorable community environment for business and industrial opportunity, enhancing the quality of life in the three rivers area.","year":2013,"name":"Three Rivers Area Chamber of Commerce","phone":2692788193,"website":"www.trchamber.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1945,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2013-10-01T00:00:00","tax_period_end":"2014-09-30T00:00:00","address":"57 North Main Street, Three Rivers, MI, 49093, USA","city":"Three Rivers","state":"MI","country":"USA","zip_code":49093},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":18,"Number of independent voting members":18,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":178231,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":175663,"Total revenue":{"value":175663,"Chamber Sponsored Events":53692,"Downtown Develop. Auth.":19542,"Membership Dues & Assessments":56769,"Water Festival":45660},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":24,"Investment income total":24,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":2544,"Other total":2544,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":164329,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":80113,"Current officers":44880,"Disqualified persons":0,"Other salaries and wages":27793,"Pension plan contributions":1555,"Other employee benefits":117,"Payroll taxes":5768},"Other expenses":{"value":84216,"Management services":0,"Legal":0,"Accounting":3570,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":9519,"Information technology":3675,"Royalties":0,"Occupancy":15631,"Travel":379,"Conferences and meetings":444,"Interest":505,"Payments to affiliates":0,"Depreciation and depletion":1485,"Insurance":2692,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":38712,"Waterfestival expenses":22847,"Unauthorized Payments":7441,"Special function group":5306,"Silent Auction expense":3118},"All other expenses":7604},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":40210,"Non-interest bearing cash":32655,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":7554,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1},"Liabilities":{"value":8496,"Sum of Total Liabilities":0,"Accounts payable, accrued":3239,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":5257,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":31714,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":31714,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07799989900746784,"percentile":0.5831565504896489},"Liabilities to Assets Ratio":{"score":0.211290723700572,"percentile":0.24464057171604944},"Operating Reserve Ratio":{"score":0.24469205070316255,"percentile":0.13659046545461748},"Officer Compensation Ratio":{"score":0.2731106499765714,"percentile":0.2141059521466418},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5183663050970557,"percentile":0.3690229328433442}},"source_xml":"201413389349300221_public.xml"},{"Organization":{"value":null,"Person":["TERESA DOEHRING","KRISTEN MCENROE","LYN CROSE","TERESA CYTLAK","JANET HAFF","PAUL AIVARS","JEAN LOGAN","STEVE MILLER","ERIC SHAFER","BILL RUSSELL","MARY BETH FLEURY","DAVID CASTERLINE","TERRY CROPPER","REX SCARE","JOE BIPPUS","MARK HONEYSETT","CHRISTINE TRAMMELL","GAYLENE ADAMS","DENNY MONROE"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","VICE CHAIRMAN","VICE CHAIRMAN","CHAIRMAN","PRESIDENT & CEO","PAST CHAIRMAN","TREASURER"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,2.0,1.0,1.0,2.0,2.0,2.0,40.0,2.0,2.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,44850,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,44850,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the three rivers area chamber of commerce is to promote, engage and enhance business throughout the three rivers area.","year":2016,"name":"THREE RIVERS AREA CHAMBER OF COMMERCE","phone":null,"website":"WWW.TRCHAMBER.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1945,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2016-10-01T00:00:00","tax_period_end":"2017-09-30T00:00:00","address":"57 NORTH MAIN STREET, THREE RIVERS, MI, 49093, USA","city":"THREE RIVERS","state":"MI","country":"USA","zip_code":49093},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":18,"Number of independent voting members":18,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":168459,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":164083,"Total revenue":{"value":164083,"MEMBERSHIP DUES":62104,"CHAMBER SPONSORED EVENT":58083,"WATER FESTIVAL":42396,"DOWNTOWN DEVELOP AUTHOR":1500},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":4376,"Other total":4376,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":155134,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":80742,"Current officers":48269,"Disqualified persons":0,"Other salaries and wages":25140,"Pension plan contributions":1423,"Other employee benefits":43,"Payroll taxes":5867},"Other expenses":{"value":74392,"Management services":0,"Legal":0,"Accounting":3360,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":25,"Office expenses":9848,"Information technology":1038,"Royalties":0,"Occupancy":14540,"Travel":1488,"Conferences and meetings":403,"Interest":79,"Payments to affiliates":0,"Depreciation and depletion":1471,"Insurance":862,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":22310,"DUES":1435,"WATER FESTIVAL":17279,"ANNUAL DINNER":2564,"GOLF OUTING":1032},"All other expenses":18968},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":82879,"Non-interest bearing cash":74653,"Savings and temp cash investments":5104,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":3122,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":3749,"Sum of Total Liabilities":0,"Accounts payable, accrued":2219,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1530,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":79130,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":79130,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07909936542422785,"percentile":0.5852732571256445},"Liabilities to Assets Ratio":{"score":0.04523461914357075,"percentile":0.39685435727009194},"Operating Reserve Ratio":{"score":0.5342413655291555,"percentile":0.26518498728542705},"Officer Compensation Ratio":{"score":0.28910490285817425,"percentile":0.19756811443156128},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.05400927826661,"percentile":0.2118587813433427},"Asset Growth":{"score":0.21648956810422879,"percentile":0.8629437312210545},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5261654287030443,"percentile":0.3899805274915941}},"source_xml":"201703179349303150_public.xml"},{"Organization":{"value":null,"Person":["REX SCARE","PATTIE BENDER","JOE BIPPUS","RON BUCKHOLD","LYN CROSE","TERESA CYTLAK","JANET HAFF","PAUL AIVARS","JEAN LOGAN","STEVE MILLER","ERIC SHAFER","BILL RUSSELL","DAVID CASTERLINE","CHAD COTTINGHAM","MARK HONEYSETT","CHRISTINE TRAMMELL","MARY BETH FLEURY","GAYLENE ADAMS","DENNY MONROE"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","VICE CHAIRMAN","VICE CHAIRMAN","PRESIDENT & CEO","PAST CHAIRMAN","CHAIRMAN","TREASURER"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,2.0,2.0,40.0,2.0,2.0,2.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,44200,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,44200,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the three rivers area chamber of commerce is to promote, engage and enhance business throughout the three rivers area.","year":2015,"name":"THREE RIVERS AREA CHAMBER OF COMMERCE","phone":null,"website":"WWW.TRCHAMBER.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1945,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2015-10-01T00:00:00","tax_period_end":"2016-09-30T00:00:00","address":"57 NORTH MAIN STREET, THREE RIVERS, MI, 49093, USA","city":"THREE RIVERS","state":"MI","country":"USA","zip_code":49093},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":18,"Number of independent voting members":18,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":176088,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":155496,"Total revenue":{"value":155496,"MEMBERSHIP DUES":60068,"CHAMBER SPONSORED EVENT":48744,"WATER FESTIVAL":43684,"DOWNTOWN DEVELOP AUTHOR":3000},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":20592,"Other total":20592,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":164083,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":90291,"Current officers":44200,"Disqualified persons":0,"Other salaries and wages":37881,"Pension plan contributions":1502,"Other employee benefits":43,"Payroll taxes":6665},"Other expenses":{"value":73792,"Management services":0,"Legal":1000,"Accounting":3350,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":110,"Office expenses":10352,"Information technology":2154,"Royalties":0,"Occupancy":15072,"Travel":1143,"Conferences and meetings":393,"Interest":108,"Payments to affiliates":0,"Depreciation and depletion":1477,"Insurance":2255,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":23407,"DUES":1440,"WATER FESTIVAL":18585,"ANNUAL DINNER":2092,"GOLF OUTING":1290},"All other expenses":12971},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":71059,"Non-interest bearing cash":66466,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":4593,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":5254,"Sum of Total Liabilities":0,"Accounts payable, accrued":2347,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2907,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":65805,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":65805,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.06817613920312571,"percentile":0.5636366267285877},"Liabilities to Assets Ratio":{"score":0.07393855809960737,"percentile":0.3541276446865378},"Operating Reserve Ratio":{"score":0.4330674110054058,"percentile":0.22253422870549017},"Officer Compensation Ratio":{"score":0.2693758646538642,"percentile":0.21823967899149568},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.00530788893145401,"percentile":0.34760828489206297},"Asset Growth":{"score":0.2686383902654251,"percentile":0.9023224283095311},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5341005602637756,"percentile":0.4118154549361519}},"source_xml":"201720119349300402_public.xml"},{"Organization":{"value":null,"Person":["TERESA BELOTE","JOE BIPPUS","ADAM CLOUTIER","TERESA CUPP","TERESA CYTLAK","LISA GIBAS","MARK HONEYSETT","KRISTEN MCENROE","STEVE MILLER","GREG MOORE","NIKKI NASH","LYNN PAGE","REX SCARE","JIM SUTTON","MELISSA BARLOW","MARIA BEHR","BARRY MILLER","JOHN SCHRAGG"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","TREASURER","SECOND VICE","CHAIRMAN","FIRST VICE-C"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the three rivers area chamber of commerce is to promote, engage and enhance business throughout the three rivers area.","year":2023,"name":"THREE RIVERS AREA CHAMBER OF COMMERCE","phone":2692788193,"website":"WWW.TRCHAMBER.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"BARRY MILLER","year_formation":1945,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2023-10-01T00:00:00","tax_period_end":"2024-09-30T00:00:00","address":"1116 N MAIN ST, THREE RIVERS, MI, 49093, USA","city":"THREE RIVERS","state":"MI","country":"USA","zip_code":49093},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":18,"Number of independent voting members":18,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":205341,"Contributions":{"value":63599,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":63599,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":123835,"Total revenue":{"value":97785,"WATER FESTIVAL REVENUES":53750,"ICE BREAKER REVENUES":18524,"GOLF OUTING REVENUES":11689,"LEADERSHIP OF ST JOE COUNTY":6986,"ANNUAL DINNER REVENUES":6836},"Total other revenue":26050,"Unrelated business revenue":0},"Investment income":{"value":1851,"Investment income total":1851,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":16056,"Other total":0,"Royalties revenue":16056,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":210766,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":93869,"Current officers":53000,"Disqualified persons":0,"Other salaries and wages":32055,"Pension plan contributions":2204,"Other employee benefits":0,"Payroll taxes":6610},"Other expenses":{"value":116897,"Management services":0,"Legal":0,"Accounting":5049,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":25,"Office expenses":22741,"Information technology":2455,"Royalties":0,"Occupancy":22007,"Travel":349,"Conferences and meetings":0,"Interest":283,"Payments to affiliates":0,"Depreciation and depletion":6099,"Insurance":4487,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":25927,"WF-FIREWORKS":10500,"SP-TREASURES OF ST. JOE C":5774,"SP-LEADERSHIP ST. JOE COU":5494,"WF-EQUIPMENT RENTAL":4159},"All other expenses":27475},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":137993,"Non-interest bearing cash":52357,"Savings and temp cash investments":64496,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":21140,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":7895,"Sum of Total Liabilities":0,"Accounts payable, accrued":2691,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":5204,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":130098,"Net assets without donor restriction":130098,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.026419468104275326,"percentile":0.3257777816726955},"Liabilities to Assets Ratio":{"score":0.057213047038617904,"percentile":0.37699923635726024},"Operating Reserve Ratio":{"score":0.6547213497433172,"percentile":0.3119875091421043},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.004733380695248159,"percentile":0.39080857516172984},"Asset Growth":{"score":0.10124372128953671,"percentile":0.6861742944078869},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5052726635132265,"percentile":0.3346171683249063}},"source_xml":"202510169349301611_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["JOHN SCHRAGG","MARIA BEHR","LYNN PAGE","KELSEY MCCLISH","TERESA BELOTE","JOE BIPPUS","ADAM CLOUTIER","TERESA CUPP","TERESA CYTLAK","ALICIA FINNERMAN","MEGAN GRIFFIN","KRISTEN MCENROE","BARRY MILLER","STEVE MILLER","GREG MOORE","NIKKI NASH","VERONICA RANKIN","REX SCARE"],"Title":["CHAIR","FIRST VICE C","SECOND VICE","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the three rivers area chamber of commerce is to promote, engage and enhance business throughout the three rivers area.","year":2024,"name":"THREE RIVERS AREA CHAMBER OF COMMERCE","phone":2692788193,"website":"WWW.TRCHAMBER.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JOHN SCHRAGG","year_formation":1945,"state_legal_domicile":"MI","total_volunteers":null,"tax_period_begin":"2024-10-01T00:00:00","tax_period_end":"2025-09-30T00:00:00","address":"1116 N MAIN ST, THREE RIVERS, MI, 49093, USA","city":"THREE RIVERS","state":"MI","country":"USA","zip_code":49093},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":18,"Number of independent voting members":18,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":201264,"Contributions":{"value":74164,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":74164,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":112005,"Total revenue":{"value":99890,"WATER FESTIVAL REVENUES":50796,"ICE BREAKER REVENUES":22678,"TRIP REVENUE":12950,"LEADERSHIP OF ST JOE COUNTY":7286,"GOLF OUTING REVENUES":6180},"Total other revenue":12115,"Unrelated business revenue":0},"Investment income":{"value":3377,"Investment income total":3377,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":11718,"Other total":0,"Royalties revenue":11718,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":196026,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":90413,"Current officers":53000,"Disqualified persons":0,"Other salaries and wages":29515,"Pension plan contributions":2430,"Other employee benefits":0,"Payroll taxes":5468},"Other expenses":{"value":105613,"Management services":0,"Legal":0,"Accounting":4877,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":9646,"Information technology":4553,"Royalties":0,"Occupancy":23510,"Travel":494,"Conferences and meetings":0,"Interest":221,"Payments to affiliates":0,"Depreciation and depletion":5852,"Insurance":5035,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":30620,"WF-FIREWORKS":10500,"SP-ICE BREAKER-MISCELLANE":8950,"SP-LEADERSHIP ST. JOE COU":5923,"SP-TRIP EXPENSE":5247},"All other expenses":20805},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":142909,"Non-interest bearing cash":60772,"Savings and temp cash investments":66850,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":15287,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":7573,"Sum of Total Liabilities":0,"Accounts payable, accrued":3427,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":4146,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":135336,"Net assets without donor restriction":135336,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.02602551872167899,"percentile":0.4678457669637651},"Liabilities to Assets Ratio":{"score":0.05299176398967175,"percentile":0.3835594354943112},"Operating Reserve Ratio":{"score":0.7290308428473774,"percentile":0.33874237383289757},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.007049548623074081,"percentile":0.4012544196272465},"Asset Growth":{"score":0.09841714360968186,"percentile":0.6791834871722122},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5365554344205734,"percentile":0.418667730051878}},"source_xml":"202513089349303156_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}