{"success":true,"data":{"_id":362255210,"filings":[{"Organization":{"value":null,"Person":["Nathaniel Schexnayder","Luke Glendenning","Ronald R Brown","Michael Wampfler","Kenneth Baldauf","James Musser","Curtis Derrer","James Heimerdinger","Kevin Erbsen","William Kuhlemeier","Scott Sheffey"],"Title":["Operations Manager","Secretary/Treasurer","President","Director","Director","Director","Director","Director","Director","Vice-President","Director"],"Hours":[40.0,30.0,1.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[62400,26400,700,380,318,318,257,245,173,161,156],"Direct compensation":[62400,26400,700,380,318,318,257,245,173,161,156],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Loran mutual insurance company is a farm mutual insurance company dedicated to providing quality insurance and superior service to about 300 policyholders in 6 counties in il. all expenses are relevant to this service.","year":2021,"name":"LORAN MUTUAL INSURANCE CO","phone":8154432074,"website":"www.loranmutual.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Luke Glendenning","year_formation":1879,"state_legal_domicile":"IL","total_volunteers":0,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"128 S Main St PO Box 187, Pearl City, IL, 61062, USA","city":"Pearl City","state":"IL","country":"USA","zip_code":61062},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":479949,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":455624,"Total revenue":455624,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":20775,"Investment income total":20775,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":3550,"Other total":2050,"Royalties revenue":0,"Net rental income":1500,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":477554,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":135200,"Benefits paid to members Total":135200},"Salaries":{"value":109720,"Current officers":97377,"Disqualified persons":0,"Other salaries and wages":4800,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":7543},"Other expenses":{"value":232634,"Management services":0,"Legal":0,"Accounting":6008,"Lobbying services":0,"Investment management fees":500,"Other services":4137,"Advertising":2238,"Office expenses":4726,"Information technology":1515,"Royalties":0,"Occupancy":5136,"Travel":0,"Conferences and meetings":2208,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":3770,"Insurance":107047,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":95349,"Agent Commissions":69688,"Fire Marshall Tax":1785,"Misc Other Expenses":23876},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1134165,"Non-interest bearing cash":102122,"Savings and temp cash investments":555108,"Pledges and grants receivable":0,"Accounts receivable":8248,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":19849,"Investments publicly traded":448838,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":264748,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":264748},"Fund balance":{"value":869417,"Net assets without donor restriction":869417,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.004990113532896204,"percentile":0.41053368276180285},"Liabilities to Assets Ratio":{"score":0.23342988013207955,"percentile":0.2327797333149797},"Operating Reserve Ratio":{"score":2.3749460793962567,"percentile":0.6591813403461703},"Officer Compensation Ratio":{"score":0.19161812067326417,"percentile":0.3284056483196723},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5263634043119793,"percentile":0.39050588724903673}},"source_xml":"202211339349307246_public.xml"},{"Organization":{"value":null,"Person":["RONALD BROWN","WILLIAM KUHLEMEIER","LUKE GLENDENNING","JAMES HEIMERDINGER","MICHAEL WAMPFLER","CURTIS DERRER","KENNETH BALDAUF","KEVIN EBSON","SCOTT SHEFFEY","JAMES MUSSER"],"Title":["PRESIDENT","VICE PRESIDE","SECRETARY/TR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[1.0,0.5,40.0,0.5,0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[1000,150,26400,300,225,300,300,150,150,150],"Direct compensation":[1000,150,26400,300,225,300,300,150,150,150],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Loran mutual insurance company is a farm mutual insurance company dedicated to providing quality insurance and superior service to about 300 policyholders in 6 counties in il. all expenses are relevant to this service.","year":2022,"name":"LORAN MUTUAL INSURANCE COMPANY","phone":8154432074,"website":"WWW.LORANMUTUAL.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LUKE GLENDENNING","year_formation":1879,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"128 S MAIN STREET, PEARL CITY, IL, 61062, USA","city":"PEARL CITY","state":"IL","country":"USA","zip_code":61062},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":591487,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":571092,"Total revenue":{"value":571092,"ASSESSMENTS - FIRE":313891,"ASSESSMENTS - WIND":257201},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":18617,"Investment income total":18617,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1778,"Other total":1778,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":526444,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":106468,"Current officers":29125,"Disqualified persons":0,"Other salaries and wages":69600,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":7743},"Other expenses":{"value":419976,"Management services":0,"Legal":0,"Accounting":5700,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":12512,"Information technology":0,"Royalties":0,"Occupancy":1768,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":2861,"Insurance":7720,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":375662,"LOSSES NET OF RECOVERIES":141432,"REINSURANCE EXPENSE":123646,"COMMISSIONS":90662,"COMPUTER SOFTWARE":19922},"All other expenses":13753},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1193690,"Non-interest bearing cash":192265,"Savings and temp cash investments":984437,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":16988,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":7718,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":7718},"Fund balance":{"value":1185972,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10996522324243813,"percentile":0.6398824948605768},"Liabilities to Assets Ratio":{"score":0.006465665289983161,"percentile":0.5188618527677133},"Operating Reserve Ratio":{"score":2.267458647073573,"percentile":0.6478440194824079},"Officer Compensation Ratio":{"score":0.05532402306798064,"percentile":0.7311495169585851},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.16488201116647255,"percentile":0.8653359280664283},"Asset Growth":{"score":0.05421522439141509,"percentile":0.5426997160221115},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6466276201395704,"percentile":0.7332756310866587}},"source_xml":"202301509349300795_public.xml"},{"Organization":{"value":null,"Person":["Nathaniel Schexnayder","Luke Glendenning","Ronald R Brown","Kenneth Baldauf","Kevin Erbsen","Curtis Derrer","James Heimerdinger","Michael Wampfler","William Kuhlemeier","Scott Sheffey","James Musser"],"Title":["Operations Manager","Secretary/Treasurer","President","Director","Director","Director","Director","Director","Vice-President","Director","Director"],"Hours":[40.0,40.0,1.0,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[60000,24000,903,312,248,246,245,245,236,232,80],"Direct compensation":[60000,24000,903,312,248,246,245,245,236,232,80],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Loran mutual insurance company is a farm mutual insurance company dedicated to providing quality insurance and superior service to about 300 policyholders in 6 counties in il. all expenses are relevant to this service.","year":2020,"name":"LORAN MUTUAL INSURANCE CO","phone":8154432074,"website":"www.loranmutual.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Luke Glendenning","year_formation":1879,"state_legal_domicile":"IL","total_volunteers":0,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"128 S Main St PO Box 187, Pearl City, IL, 61062, USA","city":"Pearl City","state":"IL","country":"USA","zip_code":61062},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":426799,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":385066,"Total revenue":385066,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":22668,"Investment income total":24693,"Net investment gain":-2025,"Income from invest bond proceeds":0},"Other revenues":{"value":19065,"Other total":17565,"Royalties revenue":0,"Net rental income":1500,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":423541,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":112043,"Benefits paid to members Total":112043},"Salaries":{"value":104503,"Current officers":92546,"Disqualified persons":0,"Other salaries and wages":4800,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":7157},"Other expenses":{"value":206995,"Management services":0,"Legal":0,"Accounting":5300,"Lobbying services":0,"Investment management fees":500,"Other services":0,"Advertising":439,"Office expenses":3388,"Information technology":7830,"Royalties":0,"Occupancy":4738,"Travel":0,"Conferences and meetings":2066,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":2862,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":159755,"Loss Adjusting":2405,"Agent Commissions":52761,"Association Dues":3607,"REINSURANCE PREMIUMS PAID":100982},"All other expenses":20117},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1070849,"Non-interest bearing cash":42004,"Savings and temp cash investments":549734,"Pledges and grants receivable":0,"Accounts receivable":4935,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":22711,"Investments publicly traded":451465,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":204746,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":204746},"Fund balance":{"value":866103,"Net assets without donor restriction":866103,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.007633569900585522,"percentile":0.4182818969816448},"Liabilities to Assets Ratio":{"score":0.19119969295390854,"percentile":0.2562607233630433},"Operating Reserve Ratio":{"score":2.5283242944602766,"percentile":0.6739893768697233},"Officer Compensation Ratio":{"score":0.2048137016251083,"percentile":0.30606330404137244},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5292881300547287,"percentile":0.3985318724585697}},"source_xml":"202141339349303649_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["RONALD BROWN","WILLIAM KUHLEMEIER","LUKE GLENDENNING","JAMES HEIMERDINGER","MICHAEL WAMPFLER","CURTIS DERRER","KENNETH BALDAUF","KEVIN EBSON","SCOTT SHEFFEY","JAMES MUSSER"],"Title":["PRESIDENT","VICE PRESIDE","SECRETARY/TR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[1.0,0.5,40.0,0.5,0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[1000,150,26400,300,225,300,300,150,150,150],"Direct compensation":[1000,150,26400,300,225,300,300,150,150,150],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Loran mutual insurance company is a farm mutual insurance company dedicated to providing quality insurance and superior service to about 300 policyholders in 6 counties in il. all expenses are relevant to this service.","year":2022,"name":"LORAN MUTUAL INSURANCE COMPANY","phone":8154432074,"website":"WWW.LORANMUTUAL.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LUKE GLENDENNING","year_formation":1879,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"128 S MAIN STREET, PEARL CITY, IL, 61062, USA","city":"PEARL CITY","state":"IL","country":"USA","zip_code":61062},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":591487,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":571092,"Total revenue":{"value":571092,"ASSESSMENTS - FIRE":313891,"ASSESSMENTS - WIND":257201},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":18617,"Investment income total":18617,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1778,"Other total":1778,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":526444,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":106468,"Current officers":29125,"Disqualified persons":0,"Other salaries and wages":69600,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":7743},"Other expenses":{"value":419976,"Management services":0,"Legal":0,"Accounting":5700,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":12512,"Information technology":0,"Royalties":0,"Occupancy":1768,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":2861,"Insurance":7720,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":375662,"LOSSES NET OF RECOVERIES":141432,"REINSURANCE EXPENSE":123646,"COMMISSIONS":90662,"COMPUTER SOFTWARE":19922},"All other expenses":13753},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1193690,"Non-interest bearing cash":192265,"Savings and temp cash investments":984437,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":16988,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":7718,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":7718},"Fund balance":{"value":1185972,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10996522324243813,"percentile":0.6398824948605768},"Liabilities to Assets Ratio":{"score":0.006465665289983161,"percentile":0.5188618527677133},"Operating Reserve Ratio":{"score":2.267458647073573,"percentile":0.6478440194824079},"Officer Compensation Ratio":{"score":0.05532402306798064,"percentile":0.7311495169585851},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.16488201116647255,"percentile":0.8653359280664283},"Asset Growth":{"score":0.05421522439141509,"percentile":0.5426997160221115},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6466276201395704,"percentile":0.7332756310866587}},"source_xml":"202301509349300795_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}