{"success":true,"data":{"_id":361163912,"filings":[{"Organization":{"value":null,"Person":["BERTINE A NIXON","JAMES A FABRIE","PATRICE PRICE","STEPHEN M PARK","Cathy Corbi","David Goles","JIM E MARCH","KEVIN LEMAN","R LEE PIEKARZ","ERICKA GORMAN","KAMIL SAKICI","Steven Bugg","Chris Visocnik","ERIC VESSELE","Frederick Campobasso","Jim Buerer","Maria Michalak"],"Title":["SECRETARY","Treasurer","Vice Chair","Chair","Director","Director","DIRECTOR","Director","Director","CHIEF OPERATIONS OFFICER","EVP - CHIEF FINANCIAL OFFICER","President/CEO","Vice President Information Technology","VP, COMMERCIAL LENDING","Chief Lending Officer","Senior Architect","Loan Operations Senior Manager"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,278511,342420,472007,182388,231271,215158,159891,171057],"Direct compensation":[0,0,0,0,0,0,0,0,0,252965,312755,447159,165183,204490,204912,141324,147184],"Other compensation":[0,0,0,0,0,0,0,0,0,25546,29665,24848,17205,26781,10246,18567,23873]},"Basic":{"value":null,"mission":"The primary exempt purpose of great lakes credit union (glcu) is to provide loans, savings accounts, and other financial services that promote the financial prosperity of our 84,211 members.","year":2019,"name":"Great Lakes Credit Union","phone":8475787000,"website":"www.GCLU.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1938,"state_legal_domicile":"IL","total_volunteers":9,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"2111 Waukegan Road, Bannockburn, IL, 60015, USA","city":"Bannockburn","state":"IL","country":"USA","zip_code":60015},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":291,"Total Gross UBI":127031,"Net unrelated business taxable income":16217,"Number of employees":291,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":47845545,"Contributions":{"value":61244,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":61244,"Related organizations":0},"Program revenue":{"value":44170734,"Total revenue":{"value":44170734,"INTEREST ON LOANS":31444471,"SERVICE FEE INCOME":4939855,"ATM/CREDIT CARD SERVICES":4135056,"FEE/OTHER MISC INCOME":2402752,"Mortgage Loan Income":1248600},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3611067,"Investment income total":3506585,"Net investment gain":104482,"Income from invest bond proceeds":0},"Other revenues":{"value":2500,"Other total":0,"Royalties revenue":0,"Net rental income":2500,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":43742192,"Grant expense":{"value":6000,"Grants to domestic orgs":0,"Grants to domestic individuals":6000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":16148490,"Current officers":1092938,"Disqualified persons":0,"Other salaries and wages":12245145,"Pension plan contributions":410667,"Other employee benefits":1339848,"Payroll taxes":1059892},"Other expenses":{"value":27587702,"Management services":0,"Legal":238989,"Accounting":272963,"Lobbying services":0,"Investment management fees":23367,"Other services":3910108,"Advertising":850534,"Office expenses":1276263,"Information technology":1204063,"Royalties":0,"Occupancy":1484033,"Travel":0,"Conferences and meetings":344109,"Interest":7632870,"Payments to affiliates":0,"Depreciation and depletion":2456429,"Insurance":174530,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":5460090,"PROVISION FOR LOAN LOSS":4804847,"ATM NETWORK FEES":316733,"Shared Branching Expenses":257069,"ATM Machine Rental":81441},"All other expenses":2259354},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":883772298,"Non-interest bearing cash":63272729,"Savings and temp cash investments":17861510,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":7360681,"Receivables from disqual persons":0,"Other net note and loans":654270140,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1063994,"Land, building, equipment":21957737,"Investments publicly traded":86185747,"Investments other":7122082,"Investments program related":0,"Intangible assets":614952,"Other assets":24062726},"Liabilities":{"value":804189731,"Sum of Total Liabilities":0,"Accounts payable, accrued":4709587,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":4865406,"Loans from officers, directors":0,"Secured mortgages and notes payable":106954205,"Unsecured notes loans payable":0,"Other liabilities":687660533},"Fund balance":{"value":79582567,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.08576248844066882,"percentile":0.5978622200474089},"Liabilities to Assets Ratio":{"score":0.9099512768389579,"percentile":0.0630058518631408},"Operating Reserve Ratio":{"score":20.204115468196015,"percentile":0.9466022291880841},"Officer Compensation Ratio":{"score":0.04692730076261382,"percentile":0.771992047069005},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.073657774097397,"percentile":0.6933301529095138},"Asset Growth":{"score":0.058294619579102896,"percentile":0.5576710056304945},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6152179928789041,"percentile":0.6493930564918727}},"source_xml":"202023189349312277_public.xml"},{"Organization":{"value":null,"Person":["JAMES FABRIE","R LEE PIEKARZ","BERTINE A NIXON","STEPHEN PARK","DANIEL M DOYLE","JAMES E MARCH","PATRICE PRICE","JAMES A RHOADES","SHIRLEY M SOLBERG","VIKKI KAISER","KAMIL SAKICI","LORRAINE KOST","KEVIN BOGAC","RICH EDWARDS","YVONNE BAILEY","BRIAN BOCKHOLDT","PHILIP LAGIGLIA","JOSEPH LAGIGLIA","MICHAEL WALKER"],"Title":["CHAIR","VICE CHAIR","SECRETARY","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT/CEO","EVP-CFO","SVP-CAO","SVP-CIO","SVP-CLO","SVP-COO","SALES MANAGER","DIRECTOR OF MORTGAGE SERVICES","WHOLESALE SALES MANAGER","MORTGAGE TRAINING SALES MANAGER"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,470919,291799,221797,195699,224019,192637,121566,258606,121321,115343],"Direct compensation":[0,0,0,0,0,0,0,0,0,440996,257676,193471,195699,217561,156858,113793,228544,102737,100118],"Other compensation":[0,0,0,0,0,0,0,0,0,29923,34123,28326,0,6458,35779,7773,30062,18584,15225]},"Basic":{"value":null,"mission":"The primary exempt purpose of great lakes credit union (glcu) is to provide loans, savings accounts, and other financial services that promote the financial prosperity of our 58,205 members.","year":2014,"name":"GREAT LAKES CREDIT UNION","phone":8475787000,"website":"WWW.GLCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"VIKKI KAISER","year_formation":1938,"state_legal_domicile":"IL","total_volunteers":9,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"2111 WAUKEGAN ROAD, BANNOCKBURN, IL, 60015, USA","city":"BANNOCKBURN","state":"IL","country":"USA","zip_code":60015},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":265,"Total Gross UBI":207324,"Net unrelated business taxable income":-2448,"Number of employees":265,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":32168105,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":28126350,"Total revenue":{"value":28126350,"INTEREST ON LOANS":20244426,"SERVICE FEE INCOME":3801514,"ATM/CREDIT CARD SERVICES":3156090,"FEE/OTHER MISC INCOME":924320},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4000164,"Investment income total":1802909,"Net investment gain":2197255,"Income from invest bond proceeds":0},"Other revenues":{"value":41591,"Other total":0,"Royalties revenue":0,"Net rental income":41591,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":30553476,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":2345423,"Benefits paid to members Total":2345423},"Salaries":{"value":14628424,"Current officers":1404233,"Disqualified persons":0,"Other salaries and wages":10419246,"Pension plan contributions":264545,"Other employee benefits":1627667,"Payroll taxes":912733},"Other expenses":{"value":13579629,"Management services":0,"Legal":243828,"Accounting":237030,"Lobbying services":0,"Investment management fees":16429,"Other services":0,"Advertising":478988,"Office expenses":1230429,"Information technology":840482,"Royalties":0,"Occupancy":1278486,"Travel":0,"Conferences and meetings":270258,"Interest":244121,"Payments to affiliates":0,"Depreciation and depletion":1762358,"Insurance":411543,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":5321518,"PROVISION FOR LOAN LOSS":2701995,"LOAN SERVICING":2334857,"ATM NETWORK FEES":284666},"All other expenses":1244159},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":639824290,"Non-interest bearing cash":58819489,"Savings and temp cash investments":4959188,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":405844410,"Inventories for sale or use":0,"Prepaid expenses deferred charges":948176,"Land, building, equipment":26119382,"Investments publicly traded":119566755,"Investments other":3528644,"Investments program related":0,"Intangible assets":1170452,"Other assets":18867794},"Liabilities":{"value":577349621,"Sum of Total Liabilities":0,"Accounts payable, accrued":4703724,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":2953117,"Loans from officers, directors":0,"Secured mortgages and notes payable":20100000,"Unsecured notes loans payable":0,"Other liabilities":549592780},"Fund balance":{"value":62474669,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.05019347580468293,"percentile":0.5254441955546715},"Liabilities to Assets Ratio":{"score":0.9023565219757443,"percentile":0.0642793408419407},"Operating Reserve Ratio":{"score":20.941129251545718,"percentile":0.9488539302409191},"Officer Compensation Ratio":{"score":0.07245349105286744,"percentile":0.6546892452285589},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5854818619768452,"percentile":0.5626972973870201}},"source_xml":"201522199349301097_public.xml"},{"Organization":{"value":null,"Person":["JAMES A FABRIE","JIM E MARCH","PATRICE PRICE","STEPHEN M PARK","Cathy Corbi","David Goles","KEVIN LEMAN","Krystal Topps","R LEE PIEKARZ","Elizabeth Osborne","Fred Campobasso","Michael Hersh","Michelle Shelton","Steven Bugg","Timothy Lukomski","Bonita Fontenot","Donna Wiorek","Fay Shaoul","Marcos Gonzalez","Robert Foss"],"Title":["Treasurer","Secretary","Vice Chair","Chair","Director","Director","Director","Director","Director","Chief Operating Officer","Chief Lending Officer (started 9/30/22)","Chief Administrative Officer","Chief Experience Officer (until 8/19/22)","President/CEO","Chief Financial Officer","Mortgage Loan Originator","SVP, Accounting & Finance","Mortgage Loan Officer","Mortgage loan originator","Senior Mortgage Loan Officer"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,283448,74988,310395,221418,616251,139112,264851,241833,273468,219676,249052],"Direct compensation":[0,0,0,0,0,0,0,0,0,228235,70035,254494,177815,539409,128661,253102,232018,269519,194442,240319],"Other compensation":[0,0,0,0,0,0,0,0,0,55213,4953,55901,43603,76842,10451,11749,9815,3949,25234,8733]},"Basic":{"value":null,"mission":"The primary exempt purpose of great lakes credit union (glcu) is to provide loans, savings accounts, and other financial services that promote the financial prosperity of our 79,204 members.","year":2022,"name":"Great Lakes Credit Union","phone":8475787000,"website":"www.GCLU.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1938,"state_legal_domicile":"IL","total_volunteers":11,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"2111 Waukegan Road, Bannockburn, IL, 60015, USA","city":"Bannockburn","state":"IL","country":"USA","zip_code":60015},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":343,"Total Gross UBI":313818,"Net unrelated business taxable income":99444,"Number of employees":343,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":54056794,"Contributions":{"value":281781,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":281781,"Related organizations":0},"Program revenue":{"value":50491977,"Total revenue":{"value":50491977,"INTEREST ON LOANS":35552489,"SERVICE FEE INCOME":4425487,"ATM/CREDIT CARD SERVICES":3865495,"Mortgage Loan Income":346436,"Fee/Other Misc Income":6302070},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3283036,"Investment income total":3690654,"Net investment gain":-407618,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":44878605,"Grant expense":{"value":69530,"Grants to domestic orgs":49530,"Grants to domestic individuals":20000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":20733923,"Current officers":1645611,"Disqualified persons":0,"Other salaries and wages":15793424,"Pension plan contributions":442591,"Other employee benefits":1590963,"Payroll taxes":1261334},"Other expenses":{"value":24075152,"Management services":0,"Legal":53990,"Accounting":360000,"Lobbying services":0,"Investment management fees":26400,"Other services":5347598,"Advertising":1398547,"Office expenses":1358049,"Information technology":1265378,"Royalties":0,"Occupancy":1413288,"Travel":0,"Conferences and meetings":308590,"Interest":7937910,"Payments to affiliates":0,"Depreciation and depletion":1269515,"Insurance":157004,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":224608,"PROVISION FOR LOAN LOSS":-289167,"ATM NETWORK FEES":355637,"Shared Branching Expenses":110865,"ATM Machine Rental":47273},"All other expenses":2954275},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1341546042,"Non-interest bearing cash":58118359,"Savings and temp cash investments":14620292,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":4231634,"Receivables from disqual persons":0,"Other net note and loans":1087568673,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1965622,"Land, building, equipment":18475100,"Investments publicly traded":112433329,"Investments other":14328107,"Investments program related":0,"Intangible assets":159166,"Other assets":29645760},"Liabilities":{"value":1245630336,"Sum of Total Liabilities":0,"Accounts payable, accrued":16379616,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":7679461,"Loans from officers, directors":0,"Secured mortgages and notes payable":269229378,"Unsecured notes loans payable":0,"Other liabilities":952341881},"Fund balance":{"value":95915706,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1697878901216376,"percentile":0.7233780730306588},"Liabilities to Assets Ratio":{"score":0.9285036047983808,"percentile":0.060206511283395034},"Operating Reserve Ratio":{"score":29.892775009383648,"percentile":0.9670011210003356},"Officer Compensation Ratio":{"score":0.06449603324345754,"percentile":0.688938520092579},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.06308981033870593,"percentile":0.6574157208685357},"Asset Growth":{"score":0.07691243047353817,"percentile":0.6194239305691025},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6349294564338336,"percentile":0.703320125678373}},"source_xml":"202303059349303185_public.xml"},{"Organization":{"value":null,"Person":["JAMES A FABRIE","R LEE PIEKARZ","PATRICE PRICE","BERTINE A NIXON","RICH DURANTE","KEVIN LEMAN","JIM E MARCH","SHIRLEY M SOLBERG","STEPHEN M PARK","ERICKA GORMAN","KEVIN BOGAC","VIKKI KAISER","KAMIL SAKICI","YVONNE BAILEY","ERIC VESSELE","LORRAINE KOST","MICHAEL WALKER","LYNN ESP"],"Title":["CHAIR","VICE CHAIR","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CHIEF LENDING & OPERATIONS OFFICER","CHIEF TECHNOLOGY & MEMBER SERVICE OFFICER","PRESIDENT/CEO","EVP - CHIEF FINANCIAL OFFICER","VP, GROWTH AND DEVELOPMENT","VP, COMMERCIAL LENDING","VP, HUMAN RESOURCES AND ORGANIZATIONAL DEVELOPMENT","MANAGER, MORTGAGE DEPARTMENT TRAINING","GENERAL COUNSEL"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,272201,293221,603028,428646,222269,210524,186533,158859,169812],"Direct compensation":[0,0,0,0,0,0,0,0,0,248280,283508,581603,400349,198505,182227,168679,147721,147202],"Other compensation":[0,0,0,0,0,0,0,0,0,23921,9713,21425,28297,23764,28297,17854,11138,22610]},"Basic":{"value":null,"mission":"The primary exempt purpose of great lakes credit union (glcu) is to provide loans, savings accounts, and other financial services that promote the financial prosperity of our 86,023 members.","year":2017,"name":"Great Lakes Credit Union","phone":8475787000,"website":"www.GCLU.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1938,"state_legal_domicile":"IL","total_volunteers":10,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"2111 Waukegan Road, Bannockburn, IL, 60015, USA","city":"Bannockburn","state":"IL","country":"USA","zip_code":60015},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":310,"Total Gross UBI":154598,"Net unrelated business taxable income":-1110,"Number of employees":310,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":42027485,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":38814957,"Total revenue":{"value":38814957,"INTEREST ON LOANS":26080190,"SERVICE FEE INCOME":5334094,"ATM/CREDIT CARD SERVICES":3797576,"FEE/OTHER MISC INCOME":1870559,"Mortgage Loan Income":1732538},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3182528,"Investment income total":1959864,"Net investment gain":1222664,"Income from invest bond proceeds":0},"Other revenues":{"value":30000,"Other total":0,"Royalties revenue":0,"Net rental income":30000,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":39842140,"Grant expense":{"value":6000,"Grants to domestic orgs":0,"Grants to domestic individuals":6000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":17400250,"Current officers":1597096,"Disqualified persons":0,"Other salaries and wages":12675609,"Pension plan contributions":494547,"Other employee benefits":1508908,"Payroll taxes":1124090},"Other expenses":{"value":22435890,"Management services":0,"Legal":244350,"Accounting":324833,"Lobbying services":0,"Investment management fees":37673,"Other services":3264127,"Advertising":375115,"Office expenses":1453210,"Information technology":1008766,"Royalties":0,"Occupancy":1576207,"Travel":0,"Conferences and meetings":349599,"Interest":3859664,"Payments to affiliates":0,"Depreciation and depletion":2328152,"Insurance":183544,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":5558996,"PROVISION FOR LOAN LOSS":5165572,"ATM NETWORK FEES":268542,"CK & PMT PROCESSING FEE":66491,"ARMORED CAR SERVICE":58391},"All other expenses":1871654},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":796724477,"Non-interest bearing cash":39522612,"Savings and temp cash investments":11611979,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":2265416,"Receivables from disqual persons":0,"Other net note and loans":593798197,"Inventories for sale or use":0,"Prepaid expenses deferred charges":832283,"Land, building, equipment":27514869,"Investments publicly traded":90380242,"Investments other":3436023,"Investments program related":0,"Intangible assets":1178667,"Other assets":26184189},"Liabilities":{"value":724077868,"Sum of Total Liabilities":0,"Accounts payable, accrued":4479242,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":4545129,"Loans from officers, directors":0,"Secured mortgages and notes payable":63636068,"Unsecured notes loans payable":0,"Other liabilities":651417429},"Fund balance":{"value":72646609,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.051997996073283946,"percentile":0.5294083839599044},"Liabilities to Assets Ratio":{"score":0.9088184044833858,"percentile":0.063197377067448},"Operating Reserve Ratio":{"score":19.99703020470286,"percentile":0.9459527078109695},"Officer Compensation Ratio":{"score":0.06387942515135984,"percentile":0.691688640114244},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.07494530382039309,"percentile":0.6973286399684645},"Asset Growth":{"score":0.060752037573249006,"percentile":0.5664460317251159},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5982835987538329,"percentile":0.6004674041968385}},"source_xml":"201843189349302519_public.xml"},{"Organization":{"value":null,"Person":["STEPHEN M PARK","PATRICE PRICE","JAMES A FABRIE","JIM MARCH","R LEE PIEKARZ","KEVIN LEMAN","DAVID GOLES","CATHY CORBI","SARAH MARSHALL","STEVEN BUGG","TIMOTHY LUKOMSKI","MICHAEL HERSH","ELIZABETH OSBORNE","FRED CAMPOBASSO","PATRICK BASLER","DIANA BYERS","DION ROSECRANS","DONNA WIOREK","PREDRAG GRMUSA"],"Title":["BOARD CHAIR","BOARD VICE CHAIR","BOARD TREASURER","BOARD SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT/CEO","CHIEF FINANCIAL OFFICER","CHIEF ADMINISTRATIVE OFFICER","CHIEF OPERATIONS OFFICER","CHIEF LENDING OFFICER","CHIEF EXPERIENCE OFFICER","SVP ENTERPRISE RISK MANAGEMENT","MANAGER IT","SENIOR VICE PRESIDENT - ACCOUNTING AND FINANCE","VP OF HUMAN RESOURCES & ORGANIZATIONAL DEVELOPMENT"],"Hours":[7.0,7.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,612815,335797,301622,291231,268388,269441,215571,147569,231918,175643],"Direct compensation":[0,0,0,0,0,0,0,0,0,570574,291495,264560,245567,247900,235026,196820,140621,216693,147369],"Other compensation":[0,0,0,0,0,0,0,0,0,42241,44302,37062,45664,20488,34415,18751,6948,15225,28274]},"Basic":{"value":null,"mission":"The primary exempt purpose of great lakes credit union (glcu) is to provide loans, savings accounts and other financial services that promote the financial prosperity of our members.","year":2023,"name":"GREAT LAKES CREDIT UNION","phone":8475787000,"website":"WWW.GLCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STEVEN BUGG","year_formation":1938,"state_legal_domicile":"IL","total_volunteers":9,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"2111 WAUKEGAN ROAD, BANNOCKBURN, IL, 60015, USA","city":"BANNOCKBURN","state":"IL","country":"USA","zip_code":60015},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":315,"Total Gross UBI":336580,"Net unrelated business taxable income":47401,"Number of employees":315,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":64760572,"Contributions":{"value":534675,"Other contributions":10000,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":524675,"Related organizations":0},"Program revenue":{"value":56889514,"Total revenue":{"value":56889514,"INTEREST ON LOANS":46036336,"FEES & CHARGES":10092060,"MORTGAGE LOAN INCOME":424538,"FINANCE AND INSURANCE":336580},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":7293005,"Investment income total":7459046,"Net investment gain":-166041,"Income from invest bond proceeds":0},"Other revenues":{"value":43378,"Other total":43378,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":62052965,"Grant expense":{"value":24000,"Grants to domestic orgs":9000,"Grants to domestic individuals":15000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":21891886,"Current officers":2079294,"Disqualified persons":0,"Other salaries and wages":16071508,"Pension plan contributions":682530,"Other employee benefits":1762717,"Payroll taxes":1295837},"Other expenses":{"value":40137079,"Management services":0,"Legal":98629,"Accounting":197853,"Lobbying services":0,"Investment management fees":23111,"Other services":5157590,"Advertising":1144820,"Office expenses":3806922,"Information technology":2077051,"Royalties":0,"Occupancy":680340,"Travel":0,"Conferences and meetings":373186,"Interest":21351715,"Payments to affiliates":0,"Depreciation and depletion":1239361,"Insurance":172904,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":3813597,"LOAN SERVICING":2420496,"MISCELLANEOUS EXPENSES":1699830,"RECAPTURE OF CREDIT LOS":-306729},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1313509604,"Non-interest bearing cash":62582980,"Savings and temp cash investments":15768288,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":3612027,"Receivables from disqual persons":0,"Other net note and loans":1049778933,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1338668,"Land, building, equipment":17571387,"Investments publicly traded":111372309,"Investments other":9684253,"Investments program related":0,"Intangible assets":53749,"Other assets":41747010},"Liabilities":{"value":1221676485,"Sum of Total Liabilities":0,"Accounts payable, accrued":22454111,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":4269688,"Loans from officers, directors":0,"Secured mortgages and notes payable":190914183,"Unsecured notes loans payable":0,"Other liabilities":1004038503},"Fund balance":{"value":91833119,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.04180949791487327,"percentile":0.5063498142022334},"Liabilities to Assets Ratio":{"score":0.930085688966154,"percentile":0.05999777953666878},"Operating Reserve Ratio":{"score":21.167555877466935,"percentile":0.9495010265226618},"Officer Compensation Ratio":{"score":0.04592842582139307,"percentile":0.7770498064269099},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.06815074831087123,"percentile":0.6752255343238002},"Asset Growth":{"score":0.07710727193166275,"percentile":0.6200202589023802},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6004550635267308,"percentile":0.6068327166139074}},"source_xml":"202421349349308737_public.xml"},{"Organization":{"value":null,"Person":["BERTINE A NIXON","JAMES A FABRIE","PATRICE PRICE","STEPHEN M PARK","Cathy Corbi","David Goles","JIM E MARCH","KEVIN LEMAN","R LEE PIEKARZ","ERICKA GORMAN","KAMIL SAKICI","Steven Bugg","Frederick Campobasso","Michael Hersh","BONITA FONTENOT","Chris Visocnik","ERIC VESSELE","Maria Michalak","Mark Pokora"],"Title":["SECRETARY","Treasurer","Vice Chair","Chair","Director","Director","DIRECTOR","Director","Director","CHIEF OPERATIONS OFFICER","EVP - CHIEF FINANCIAL OFFICER","President/CEO","Chief Lending Officer","Chief HR and Organizational Development Officer","MORTGAGE LOAN OFFICER","Vice President Information Technology","VP, COMMERCIAL LENDING","Loan Operations Senior Manager","Senior Manager, Residential Sales"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,278847,339360,467328,218418,201204,502310,191999,213909,173063,315227],"Direct compensation":[0,0,0,0,0,0,0,0,0,245815,299962,445459,208017,175848,488560,175010,191201,152012,304038],"Other compensation":[0,0,0,0,0,0,0,0,0,33032,39398,21869,10401,25356,13750,16989,22708,21051,11189]},"Basic":{"value":null,"mission":"The primary exempt purpose of great lakes credit union (glcu) is to provide loans, savings accounts, and other financial services that promote the financial prosperity of our 81,456 members.","year":2020,"name":"Great Lakes Credit Union","phone":8475787000,"website":"www.GCLU.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1938,"state_legal_domicile":"IL","total_volunteers":9,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"2111 Waukegan Road, Bannockburn, IL, 60015, USA","city":"Bannockburn","state":"IL","country":"USA","zip_code":60015},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":280,"Total Gross UBI":119980,"Net unrelated business taxable income":21599,"Number of employees":280,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":49088626,"Contributions":{"value":323104,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":323104,"Related organizations":0},"Program revenue":{"value":44122309,"Total revenue":{"value":44122309,"INTEREST ON LOANS":30891926,"SERVICE FEE INCOME":4114023,"ATM/CREDIT CARD SERVICES":4122248,"Mortgage Loan Income":3018960,"Fee/Other Misc Income":1975152},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4643213,"Investment income total":3913238,"Net investment gain":729975,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":43178553,"Grant expense":{"value":6000,"Grants to domestic orgs":0,"Grants to domestic individuals":6000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":17687613,"Current officers":1075997,"Disqualified persons":0,"Other salaries and wages":13647122,"Pension plan contributions":498207,"Other employee benefits":1470252,"Payroll taxes":996035},"Other expenses":{"value":25484940,"Management services":0,"Legal":1661455,"Accounting":251500,"Lobbying services":0,"Investment management fees":26400,"Other services":3306123,"Advertising":636367,"Office expenses":1460224,"Information technology":1308767,"Royalties":0,"Occupancy":1229122,"Travel":0,"Conferences and meetings":50412,"Interest":6418650,"Payments to affiliates":0,"Depreciation and depletion":1793278,"Insurance":190404,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":5032451,"PROVISION FOR LOAN LOSS":4441618,"ATM NETWORK FEES":317097,"Shared Branching Expenses":186237,"ATM Machine Rental":87499},"All other expenses":2119787},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1027627838,"Non-interest bearing cash":57585131,"Savings and temp cash investments":18984138,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":6987563,"Receivables from disqual persons":0,"Other net note and loans":708712144,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1270244,"Land, building, equipment":20525520,"Investments publicly traded":181457248,"Investments other":8259894,"Investments program related":0,"Intangible assets":415713,"Other assets":23430243},"Liabilities":{"value":939159649,"Sum of Total Liabilities":0,"Accounts payable, accrued":7426682,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":5505197,"Loans from officers, directors":0,"Secured mortgages and notes payable":144748295,"Unsecured notes loans payable":0,"Other liabilities":781479475},"Fund balance":{"value":88468189,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.12039597523059618,"percentile":0.6564020185547088},"Liabilities to Assets Ratio":{"score":0.9139102837344506,"percentile":0.0623477016156124},"Operating Reserve Ratio":{"score":23.799496893747225,"percentile":0.9562276348105465},"Officer Compensation Ratio":{"score":0.06720153405789211,"percentile":0.6770809168238873},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.06981467739063198,"percentile":0.6808492291531758},"Asset Growth":{"score":0.06548760760459602,"percentile":0.5827910913537439},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6211446259017055,"percentile":0.6658909927499553}},"source_xml":"202111349349307316_public.xml"},{"Organization":{"value":null,"Person":["JAMES FABRIE","R LEE PIEKARZ","BERTINE A NIXON","PATRICE PRICE","RICH DURANTE","KEVIN LEMAN","JIM E MARCH","SHIRLEY M SOLBERG","STEPHEN M PARK","VIKKI KAISER","KAMIL SAKICI","LORRAINE KOST","RICH EDWARDS","KEVIN BOGAC","YVONNE BAILEY","BRIAN BOCKHOLDT","MICHAEL WALKER","JIM P BUERER","DION K ROSECRANS","ELENA PALOUMPIS"],"Title":["CHAIR","VICE CHAIR","SECRETARY","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT/CEO","EVP-CFO","SVP-CAO","SVP-CLO","SVP-CIO","SVP-COO","SALES MANAGER","MORTGAGE TRAINING SALES MA","DIRECTOR OF INFORMATION SYSTEMS","IT SOLUTIONS ENGINEER","MORTGAGE LOAN ORIGINATOR"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,500520,307377,177431,234420,214920,204381,201682,141591,128517,110625,108067],"Direct compensation":[0,0,0,0,0,0,0,0,0,477699,279444,158799,225495,214920,180440,185196,130604,111618,106373,102584],"Other compensation":[0,0,0,0,0,0,0,0,0,22821,27933,18632,8925,0,23941,16486,10987,16899,4252,5483]},"Basic":{"value":null,"mission":"The primary exempt purpose of great lakes credit union (glcu) is to provide loans, savings accounts, and other financial services that promote the financial prosperity of our 71,902 members.","year":2015,"name":"GREAT LAKES CREDIT UNION","phone":8475787000,"website":"WWW.GLCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"VIKKI KAISER","year_formation":1938,"state_legal_domicile":"IL","total_volunteers":10,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"2111 WAUKEGAN ROAD, BANNOCKBURN, IL, 60015, USA","city":"BANNOCKBURN","state":"IL","country":"USA","zip_code":60015},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":318,"Total Gross UBI":249272,"Net unrelated business taxable income":-23193,"Number of employees":318,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":33087410,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":29857668,"Total revenue":{"value":29857668,"INTEREST ON LOANS":21012768,"SERVICE FEE INCOME":3990237,"ATM/CREDIT CARD SERVICES":3411731,"FEE/OTHER MISC INCOME":1442932},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3106582,"Investment income total":1629257,"Net investment gain":1477325,"Income from invest bond proceeds":0},"Other revenues":{"value":123160,"Other total":113470,"Royalties revenue":0,"Net rental income":9690,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":31803691,"Grant expense":{"value":5092,"Grants to domestic orgs":0,"Grants to domestic individuals":5092,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":2095991,"Benefits paid to members Total":2095991},"Salaries":{"value":15375291,"Current officers":1649124,"Disqualified persons":0,"Other salaries and wages":11146828,"Pension plan contributions":361529,"Other employee benefits":1181038,"Payroll taxes":1036772},"Other expenses":{"value":14327317,"Management services":0,"Legal":247209,"Accounting":168540,"Lobbying services":0,"Investment management fees":1572,"Other services":2363934,"Advertising":412537,"Office expenses":1380031,"Information technology":0,"Royalties":0,"Occupancy":1419817,"Travel":0,"Conferences and meetings":376520,"Interest":288789,"Payments to affiliates":0,"Depreciation and depletion":2228240,"Insurance":298290,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2931325,"PROVISION FOR LOAN LOSS":1779130,"EQUIPMENT MAINT":855852,"ATM NETWORK FEES":218722,"CK & PMT PROCESSING FEE":77621},"All other expenses":2210513},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":719627155,"Non-interest bearing cash":61874193,"Savings and temp cash investments":17037208,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":487504263,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1078801,"Land, building, equipment":29260032,"Investments publicly traded":94039606,"Investments other":4187249,"Investments program related":0,"Intangible assets":1895189,"Other assets":22750614},"Liabilities":{"value":650245048,"Sum of Total Liabilities":0,"Accounts payable, accrued":4756638,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":3507214,"Loans from officers, directors":0,"Secured mortgages and notes payable":9500000,"Unsecured notes loans payable":0,"Other liabilities":632481196},"Fund balance":{"value":69382107,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.038797808592452535,"percentile":0.49923502230327277},"Liabilities to Assets Ratio":{"score":0.903586035465824,"percentile":0.06407573008998202},"Operating Reserve Ratio":{"score":22.62715843264859,"percentile":0.9534179597308872},"Officer Compensation Ratio":{"score":0.07324719008243415,"percentile":0.6514199674048996},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.018405526045320243,"percentile":0.456543680013528},"Asset Growth":{"score":0.05681446151786654,"percentile":0.5523186294148833},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5656693180679004,"percentile":0.503900601213947}},"source_xml":"201632289349301933_public.xml"},{"Organization":{"value":null,"Person":["STEPHEN M PARK","PATRICE PRICE","JAMES A FABRIE","BERTINE A NIXON","RICH DURANTE","SHIRLEY M SOLBERG","KEVIN LEMAN","JIM E MARCH","R LEE PIEKARZ","Cathy Corbi","David Goles","Steven Bugg","KAMIL SAKICI","ERICKA GORMAN","KEVIN BOGAC","LORRAINE KOST","ERIC VESSELE","Jeff Wheatley","Frederick Campobasso","LYNN ESP"],"Title":["Chair","Vice Chair","Treasurer","SECRETARY","DIRECTOR (partial year)","DIRECTOR (partial year)","DIRECTOR","DIRECTOR","Director","Director","Director","President/CEO (began 5/21/18)","EVP - CHIEF FINANCIAL OFFICER","CHIEF LENDING & OPERATIONS OFFICER","CHIEF TECHNOLOGY & MEMBER SERVICE OFFICER (Partial year)","VP, HUMAN RESOURCES AND ORGANIZATIONAL DEVELOPMENT","VP, COMMERCIAL LENDING","VP, Residential Lending","Chief Lending Officer","GENERAL COUNSEL"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,297346,390441,227903,361060,187625,190781,177482,167057,173047],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,291683,361388,203224,350491,168060,166525,162290,161157,155670],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,5663,29053,24679,10569,19565,24256,15192,5900,17377]},"Basic":{"value":null,"mission":"The primary exempt purpose of great lakes credit union (glcu) is to provide loans, savings accounts, and other financial services that promote the financial prosperity of our 81,775 members.","year":2018,"name":"Great Lakes Credit Union","phone":8475787000,"website":"www.GCLU.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1938,"state_legal_domicile":"IL","total_volunteers":9,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"2111 Waukegan Road, Bannockburn, IL, 60015, USA","city":"Bannockburn","state":"IL","country":"USA","zip_code":60015},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":298,"Total Gross UBI":159575,"Net unrelated business taxable income":1815,"Number of employees":298,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":43394934,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":40194365,"Total revenue":{"value":40194365,"INTEREST ON LOANS":27786700,"SERVICE FEE INCOME":5210324,"ATM/CREDIT CARD SERVICES":3962626,"FEE/OTHER MISC INCOME":2251158,"Mortgage Loan Income":983557},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3170569,"Investment income total":2993309,"Net investment gain":177260,"Income from invest bond proceeds":0},"Other revenues":{"value":30000,"Other total":0,"Royalties revenue":0,"Net rental income":30000,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":42703211,"Grant expense":{"value":6000,"Grants to domestic orgs":0,"Grants to domestic individuals":6000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":16709275,"Current officers":1276750,"Disqualified persons":0,"Other salaries and wages":12478536,"Pension plan contributions":389862,"Other employee benefits":1517744,"Payroll taxes":1046383},"Other expenses":{"value":25987936,"Management services":0,"Legal":348515,"Accounting":298000,"Lobbying services":0,"Investment management fees":31138,"Other services":3804225,"Advertising":537054,"Office expenses":1189915,"Information technology":1075530,"Royalties":0,"Occupancy":1506022,"Travel":0,"Conferences and meetings":389446,"Interest":5561391,"Payments to affiliates":0,"Depreciation and depletion":2972154,"Insurance":172840,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6202884,"PROVISION FOR LOAN LOSS":5518886,"ATM NETWORK FEES":247611,"Shared Branching Expenses":245805,"ATM Machine Rental":190582},"All other expenses":1898822},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":860514440,"Non-interest bearing cash":35559118,"Savings and temp cash investments":13745097,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":2320802,"Receivables from disqual persons":0,"Other net note and loans":642682971,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1041579,"Land, building, equipment":25430702,"Investments publicly traded":108080609,"Investments other":5902452,"Investments program related":0,"Intangible assets":847238,"Other assets":24903872},"Liabilities":{"value":787355040,"Sum of Total Liabilities":0,"Accounts payable, accrued":4331658,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":4788484,"Loans from officers, directors":0,"Secured mortgages and notes payable":111125818,"Unsecured notes loans payable":0,"Other liabilities":667109080},"Fund balance":{"value":73159400,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.015940178639285405,"percentile":0.4414519474373604},"Liabilities to Assets Ratio":{"score":0.9149817869413092,"percentile":0.06217686523016618},"Operating Reserve Ratio":{"score":20.151047657751075,"percentile":0.9464468209929998},"Officer Compensation Ratio":{"score":0.05088006145486343,"percentile":0.7524623366398916},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.07173841327577889,"percentile":0.687185159739306},"Asset Growth":{"score":0.06203186842984109,"percentile":0.5709012520091387},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5848213262675912,"percentile":0.5607620456273049}},"source_xml":"201913189349311321_public.xml"},{"Organization":{"value":null,"Person":["JAMES FABRIE","R LEE PIEKARZ","BERTINE A NIXON","STEPHEN PARK","DANIEL M DOYLE","ROBERT GREEN","JAMES E MARCH","PATRICE PRICE","JAMES A RHOADES","SHIRLEY M SOLBERG","VIKKI KAISER","KAMIL SAKICI","LORRAINE KOST","KEVIN BOGAC","RICH EDWARDS","YVONNE BAILEY","CARL SORGATZ","PHILIP LAGIGLIA"],"Title":["CHAIR","VICE CHAIR","SECRETARY","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT/CEO","SVP - CFO","SVP - ADMINISTRATION","SVP - INFO SYSTEMS/OPERATIONS","SVP - LENDING","VP - MARKETING/PLANNING","VICE PRESIDENT","DIRECTOR OF MORTGAGES"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,438907,282833,214549,194715,214586,172060,154894,182078],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,406252,242960,185335,193692,206983,135255,127439,157769],"Other compensation":[0,0,0,0,0,0,0,0,0,0,32655,39873,29214,1023,7603,36805,27455,24309]},"Basic":{"value":null,"mission":"The primary exempt purpose of great lakes credit union (glcu) is to provide loans, savings accounts, and other financial services that promote the financial prosperity of our 56,430 members.","year":2013,"name":"GREAT LAKES CREDIT UNION","phone":8475787000,"website":"WWW.GLCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"VIKKI KAISER","year_formation":1938,"state_legal_domicile":"IL","total_volunteers":9,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"2525 GREEN BAY ROAD, NORTH CHICAGO, IL, 60064, USA","city":"NORTH CHICAGO","state":"IL","country":"USA","zip_code":60064},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":252,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":252,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":31895335,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":27785793,"Total revenue":{"value":27785793,"INTEREST ON LOANS":20218326,"SERVICE FEE INCOME":3719857,"ATM/CREDIT CARD SERVICES":2957622,"FEE/OTHER MISC INCOME":889988},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3847540,"Investment income total":1434545,"Net investment gain":2412995,"Income from invest bond proceeds":0},"Other revenues":{"value":262002,"Other total":197249,"Royalties revenue":0,"Net rental income":64753,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":31197102,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":2799346,"Benefits paid to members Total":2799346},"Salaries":{"value":13335024,"Current officers":1373756,"Disqualified persons":0,"Other salaries and wages":9185717,"Pension plan contributions":393240,"Other employee benefits":1575047,"Payroll taxes":807264},"Other expenses":{"value":15062732,"Management services":0,"Legal":310363,"Accounting":147592,"Lobbying services":0,"Investment management fees":9139,"Other services":0,"Advertising":405457,"Office expenses":1054617,"Information technology":867234,"Royalties":0,"Occupancy":1157373,"Travel":0,"Conferences and meetings":224888,"Interest":527915,"Payments to affiliates":0,"Depreciation and depletion":1715516,"Insurance":576081,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":5989459,"PROVISION FOR LOAN LOSS":3530618,"LOAN SERVICING":1792851,"INSURANCE PREMIUM ASSES":430516,"ATM NETWORK FEES":235474},"All other expenses":2077098},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":643753161,"Non-interest bearing cash":47775251,"Savings and temp cash investments":28580614,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":403150390,"Inventories for sale or use":0,"Prepaid expenses deferred charges":528559,"Land, building, equipment":21801162,"Investments publicly traded":115028357,"Investments other":4063684,"Investments program related":0,"Intangible assets":1399196,"Other assets":21425948},"Liabilities":{"value":583836464,"Sum of Total Liabilities":0,"Accounts payable, accrued":5060113,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":2442759,"Loans from officers, directors":0,"Secured mortgages and notes payable":8600000,"Unsecured notes loans payable":0,"Other liabilities":567733592},"Fund balance":{"value":59916697,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.02189138317562741,"percentile":0.4572473561037924},"Liabilities to Assets Ratio":{"score":0.9069259762438665,"percentile":0.0635081190299443},"Operating Reserve Ratio":{"score":20.63503081151576,"percentile":0.9479289584478097},"Officer Compensation Ratio":{"score":0.05944853467479127,"percentile":0.7118405584829066},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.57435235461092,"percentile":0.5298166160472108}},"source_xml":"201422259349300822_public.xml"},{"Organization":{"value":null,"Person":["STEPHEN M PARK","PATRICE PRICE","JAMES A FABRIE","JIM MARCH","R LEE PIEKARZ","KEVIN LEMAN","DAVID GOLES","CATHY CORBI","SARAH MARSHALL","WILLIAM HARLAN","STEVEN BUGG","TIMOTHY LUKOMSKI","MICHAEL HERSH","ELIZABETH OSBORNE","FRED CAMPOBASSO","PATRICK BASLER","MICHAEL ABRAHAM","DIANA BYERS","DION ROSECRANS","DONNA WIOREK","PREDRAG GRMUSA","BRIAN GAWIN"],"Title":["DIRECTOR","BOARD CHAIR","DIRECTOR","EMERITUS DIRECTOR","BOARD TREASURER","BOARD VICE CHAIR","DIRECTOR","BOARD SECRETARY","DIRECTOR","DIRECTOR","PRESIDENT/CEO","CHIEF FINANCIAL OFFICER","CHIEF ADMINISTRATIVE OFFICER","CHIEF OPERATIONS OFFICER","CHIEF LENDING OFFICER","CHIEF EXPERIENCE OFFICER","CHIEF STRATEGY OFFICER","SVP ENTERPRISE RISK MANAGE","MANAGER IT","SENIOR VICE PRESIDENT - AC","VP OF HUMAN RESOURCES & OR","VP COMMERCIAL LENDING"],"Hours":[7.0,7.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,735702,363907,323071,300313,303884,311248,140497,230108,168420,245379,196823,230597],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,685247,313735,276900,259885,272089,260853,130812,210981,146577,233645,153202,196712],"Other compensation":[0,0,0,0,0,0,0,0,0,0,50455,50172,46171,40428,31795,50395,9685,19127,21843,11734,43621,33885]},"Basic":{"value":null,"mission":"The primary exempt purpose of great lakes credit union (glcu) is to provide loans, savings accounts and other financial services that promote the financial prosperity of our members.","year":2024,"name":"GREAT LAKES CREDIT UNION","phone":8475787000,"website":"WWW.GLCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STEVEN BUGG","year_formation":1938,"state_legal_domicile":"IL","total_volunteers":10,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"2111 WAUKEGAN ROAD, BANNOCKBURN, IL, 60015, USA","city":"BANNOCKBURN","state":"IL","country":"USA","zip_code":60015},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":290,"Total Gross UBI":354558,"Net unrelated business taxable income":15206,"Number of employees":290,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":80666017,"Contributions":{"value":346088,"Other contributions":15900,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":330188,"Related organizations":0},"Program revenue":{"value":65112284,"Total revenue":{"value":65112284,"INTEREST ON LOANS":53059829,"FEES & CHARGES":11265474,"MORTGAGE LOAN INCOME":425033,"FINANCE AND INSURANCE":361948},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":15154059,"Investment income total":14603636,"Net investment gain":550423,"Income from invest bond proceeds":0},"Other revenues":{"value":53586,"Other total":53586,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":83814042,"Grant expense":{"value":53568,"Grants to domestic orgs":36068,"Grants to domestic individuals":17500,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":23513782,"Current officers":2478622,"Disqualified persons":0,"Other salaries and wages":17141304,"Pension plan contributions":810236,"Other employee benefits":1639801,"Payroll taxes":1443819},"Other expenses":{"value":60246692,"Management services":0,"Legal":361828,"Accounting":214428,"Lobbying services":0,"Investment management fees":23084,"Other services":9194646,"Advertising":1070390,"Office expenses":3780717,"Information technology":2689891,"Royalties":0,"Occupancy":1932125,"Travel":0,"Conferences and meetings":413174,"Interest":30528120,"Payments to affiliates":0,"Depreciation and depletion":1954658,"Insurance":201073,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":7882558,"LOAN SERVICING":3905657,"RECAPTURE OF CREDIT LOS":3090478,"MISCELLANEOUS EXPENSES":886423},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1481537874,"Non-interest bearing cash":60448552,"Savings and temp cash investments":14659300,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":4439415,"Receivables from disqual persons":0,"Other net note and loans":1159606723,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2538328,"Land, building, equipment":24253158,"Investments publicly traded":129421381,"Investments other":7964723,"Investments program related":0,"Intangible assets":12589878,"Other assets":65616416},"Liabilities":{"value":1385759569,"Sum of Total Liabilities":0,"Accounts payable, accrued":25218982,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":6567858,"Loans from officers, directors":0,"Secured mortgages and notes payable":127560316,"Unsecured notes loans payable":14405254,"Other liabilities":1212007159},"Fund balance":{"value":95778305,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.0390254176055327,"percentile":0.3029878253702759},"Liabilities to Assets Ratio":{"score":0.9353521049438929,"percentile":0.05935171483679185},"Operating Reserve Ratio":{"score":17.67648759858163,"percentile":0.9378504641733587},"Officer Compensation Ratio":{"score":0.04235506265167357,"percentile":0.795266238088796},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.07855752069777452,"percentile":0.7082529478413293},"Asset Growth":{"score":0.07917140189523689,"percentile":0.6262647445474647},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5663877001136035,"percentile":0.5060032401518044}},"source_xml":"202503109349304805_public.xml"},{"Organization":{"value":null,"Person":["JAMES A FABRIE","R LEE PIEKARZ","BERTINE A NIXON","PATRICE PRICE","RICH DURANTE","KEVIN LEMAN","JIM E MARCH","SHIRLEY M SOLBERG","STEPHEN M PARK","VIKKI KAISER","KAMIL SAKICI","RICH EDWARDS","KEVIN BOGAC","YVONNE BAILEY","BRIAN BOCKHOLDT","LORRAINE KOST","LYNN ESP","ERICKA GORMAN","MICHAEL WALKER"],"Title":["CHAIR","VICE CHAIR","SECRETARY","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT/CEO","EVP-CFO","SVP-CLO","SVP-CIO","SVP-COO","SALES MANAGER","VP OF HR & STAFF DEVELOPMENT/SVP-CAO","GENERAL COUNSEL","SVP, CHIEF LENDING OFFICER","MORTGAGE TRAINING SALES MANAGER"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,509452,317401,192302,237688,261277,193267,185686,162951,133921,140206],"Direct compensation":[0,0,0,0,0,0,0,0,0,482010,284604,184675,237688,230546,174118,163458,140536,127799,127226],"Other compensation":[0,0,0,0,0,0,0,0,0,27442,32797,7627,0,30731,19149,22228,22415,6122,12980]},"Basic":{"value":null,"mission":"The primary exempt purpose of great lakes credit union (glcu) is to provide loans, savings accounts, and other financial services that promote the financial prosperity of our 83,219 members.","year":2016,"name":"GREAT LAKES CREDIT UNION","phone":8475787000,"website":"WWW.GLCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"VIKKI KAISER","year_formation":1938,"state_legal_domicile":"IL","total_volunteers":9,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"2111 WAUKEGAN ROAD, BANNOCKBURN, IL, 60015, USA","city":"BANNOCKBURN","state":"IL","country":"USA","zip_code":60015},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":322,"Total Gross UBI":318453,"Net unrelated business taxable income":-32230,"Number of employees":322,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":38542487,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":34275704,"Total revenue":{"value":34275704,"INTEREST ON LOANS":24453144,"SERVICE FEE INCOME":4871093,"ATM/CREDIT CARD SERVICES":3719167,"FEE/OTHER MISC INCOME":1232300},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4235133,"Investment income total":1579373,"Net investment gain":2655760,"Income from invest bond proceeds":0},"Other revenues":{"value":31650,"Other total":0,"Royalties revenue":0,"Net rental income":31650,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":36864902,"Grant expense":{"value":6000,"Grants to domestic orgs":0,"Grants to domestic individuals":6000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":2675894,"Benefits paid to members Total":2675894},"Salaries":{"value":16883195,"Current officers":1526359,"Disqualified persons":0,"Other salaries and wages":12316670,"Pension plan contributions":485481,"Other employee benefits":1440795,"Payroll taxes":1113890},"Other expenses":{"value":17299813,"Management services":0,"Legal":220953,"Accounting":237939,"Lobbying services":0,"Investment management fees":46519,"Other services":3064560,"Advertising":417307,"Office expenses":1484406,"Information technology":1023196,"Royalties":0,"Occupancy":1645550,"Travel":0,"Conferences and meetings":295225,"Interest":488551,"Payments to affiliates":0,"Depreciation and depletion":2235372,"Insurance":228934,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":3806767,"PROVISION FOR LOAN LOSS":3418306,"ATM NETWORK FEES":258967,"CK & PMT PROCESSING FEE":69919,"ARMORED CAR SERVICE":59575},"All other expenses":2104534},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":767316538,"Non-interest bearing cash":25370368,"Savings and temp cash investments":18058385,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":590966030,"Inventories for sale or use":0,"Prepaid expenses deferred charges":833162,"Land, building, equipment":28554320,"Investments publicly traded":74276752,"Investments other":4349000,"Investments program related":0,"Intangible assets":1510095,"Other assets":23398426},"Liabilities":{"value":696382876,"Sum of Total Liabilities":0,"Accounts payable, accrued":4870342,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":4154766,"Loans from officers, directors":0,"Secured mortgages and notes payable":43927910,"Unsecured notes loans payable":0,"Other liabilities":643429858},"Fund balance":{"value":70933662,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.04352560331667232,"percentile":0.510280782582272},"Liabilities to Assets Ratio":{"score":0.9075561929306416,"percentile":0.06340508461522075},"Operating Reserve Ratio":{"score":20.814283949540947,"percentile":0.9484723819024025},"Officer Compensation Ratio":{"score":0.06331634897605316,"percentile":0.6941725879796654},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.06149384033499007,"percentile":0.6516391641196679},"Asset Growth":{"score":0.06504090351024587,"percentile":0.5812516278473837},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5913792837623281,"percentile":0.5801371614934296}},"source_xml":"201723179349303682_public.xml"},{"Organization":{"value":null,"Person":["JAMES A FABRIE","JIM E MARCH","PATRICE PRICE","STEPHEN M PARK","Cathy Corbi","David Goles","KEVIN LEMAN","Krystal Topps","R LEE PIEKARZ","Donna Wiorek","Elizabeth Osborne","Ericka Gorman","Frederick Campobasso","Michael Hersh","Michelle Shelton","Steven Bugg","Chris Visocnik","Diana Byers","ERIC VESSELE","Maria Michalak","Mark Pokora"],"Title":["Treasurer","Secretary","Vice Chair","Chair","Director","Director","Director","Director","Director","VP, Accounting & Interim CFO","Chief Operating Officer","Chief Operating Officer (partial year)","Chief Lending Officer (partial year)","Chief HR and Organizational Development Officer","Chief Experience Officer","President/CEO","Vice President Information Technology","SVP Risk Management","SVP LENDING","Loan Operations Senior Manager","Senior Manager, Residential Sales"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,5.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,241386,111468,116158,174167,268959,241473,538612,198801,148044,236961,190389,232404],"Direct compensation":[0,0,0,0,0,0,0,0,0,226632,111468,104536,164749,223476,203634,491794,176483,141220,210546,165049,215500],"Other compensation":[0,0,0,0,0,0,0,0,0,14754,0,11622,9418,45483,37839,46818,22318,6824,26415,25340,16904]},"Basic":{"value":null,"mission":"The primary exempt purpose of great lakes credit union (glcu) is to provide loans, savings accounts, and other financial services that promote the financial prosperity of our 78,518 members.","year":2021,"name":"Great Lakes Credit Union","phone":8475787000,"website":"www.GCLU.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1938,"state_legal_domicile":"IL","total_volunteers":10,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"2111 Waukegan Road, Bannockburn, IL, 60015, USA","city":"Bannockburn","state":"IL","country":"USA","zip_code":60015},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":340,"Total Gross UBI":118703,"Net unrelated business taxable income":10488,"Number of employees":340,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":50981092,"Contributions":{"value":367053,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":367053,"Related organizations":0},"Program revenue":{"value":47295638,"Total revenue":{"value":47295638,"INTEREST ON LOANS":28261147,"SERVICE FEE INCOME":4210770,"ATM/CREDIT CARD SERVICES":4976836,"Mortgage Loan Income":2679913,"Fee/Other Misc Income":7166972},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3318401,"Investment income total":2881919,"Net investment gain":436482,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":34186973,"Grant expense":{"value":5853,"Grants to domestic orgs":0,"Grants to domestic individuals":5853,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":16479401,"Current officers":1691953,"Disqualified persons":0,"Other salaries and wages":11606695,"Pension plan contributions":394828,"Other employee benefits":1551002,"Payroll taxes":1234923},"Other expenses":{"value":17701719,"Management services":0,"Legal":470947,"Accounting":372540,"Lobbying services":0,"Investment management fees":26400,"Other services":3991500,"Advertising":1338056,"Office expenses":1248945,"Information technology":1380842,"Royalties":0,"Occupancy":1507746,"Travel":0,"Conferences and meetings":204021,"Interest":4761337,"Payments to affiliates":0,"Depreciation and depletion":1556009,"Insurance":170964,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":-2095138,"PROVISION FOR LOAN LOSS":-2645514,"ATM NETWORK FEES":334061,"Shared Branching Expenses":135056,"ATM Machine Rental":81259},"All other expenses":2767550},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1045676236,"Non-interest bearing cash":67892255,"Savings and temp cash investments":21554967,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":4812661,"Receivables from disqual persons":0,"Other net note and loans":768595863,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1491879,"Land, building, equipment":18871090,"Investments publicly traded":128727861,"Investments other":7698519,"Investments program related":0,"Intangible assets":264583,"Other assets":25766558},"Liabilities":{"value":944722018,"Sum of Total Liabilities":0,"Accounts payable, accrued":17357824,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":5883268,"Loans from officers, directors":0,"Secured mortgages and notes payable":93507045,"Unsecured notes loans payable":0,"Other liabilities":827973881},"Fund balance":{"value":100954218,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3294185813046139,"percentile":0.852147858052259},"Liabilities to Assets Ratio":{"score":0.9034555682491383,"percentile":0.06409969634549426},"Operating Reserve Ratio":{"score":30.586979315191197,"percentile":0.9678854724459653},"Officer Compensation Ratio":{"score":0.078942993870794,"percentile":0.6285706750565433},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.06563403874729566,"percentile":0.66656279895214},"Asset Growth":{"score":0.06484756624534437,"percentile":0.5806017505194393},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6540877183976209,"percentile":0.7516098266872757}},"source_xml":"202201369349308595_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["STEPHEN M PARK","PATRICE PRICE","JAMES A FABRIE","JIM MARCH","R LEE PIEKARZ","KEVIN LEMAN","DAVID GOLES","CATHY CORBI","SARAH MARSHALL","WILLIAM HARLAN","STEVEN BUGG","TIMOTHY LUKOMSKI","MICHAEL HERSH","ELIZABETH OSBORNE","FRED CAMPOBASSO","PATRICK BASLER","MICHAEL ABRAHAM","DIANA BYERS","DION ROSECRANS","DONNA WIOREK","PREDRAG GRMUSA","BRIAN GAWIN"],"Title":["DIRECTOR","BOARD CHAIR","DIRECTOR","EMERITUS DIRECTOR","BOARD TREASURER","BOARD VICE CHAIR","DIRECTOR","BOARD SECRETARY","DIRECTOR","DIRECTOR","PRESIDENT/CEO","CHIEF FINANCIAL OFFICER","CHIEF ADMINISTRATIVE OFFICER","CHIEF OPERATIONS OFFICER","CHIEF LENDING OFFICER","CHIEF EXPERIENCE OFFICER","CHIEF STRATEGY OFFICER","SVP ENTERPRISE RISK MANAGE","MANAGER IT","SENIOR VICE PRESIDENT - AC","VP OF HUMAN RESOURCES & OR","VP COMMERCIAL LENDING"],"Hours":[7.0,7.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,735702,363907,323071,300313,303884,311248,140497,230108,168420,245379,196823,230597],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,685247,313735,276900,259885,272089,260853,130812,210981,146577,233645,153202,196712],"Other compensation":[0,0,0,0,0,0,0,0,0,0,50455,50172,46171,40428,31795,50395,9685,19127,21843,11734,43621,33885]},"Basic":{"value":null,"mission":"The primary exempt purpose of great lakes credit union (glcu) is to provide loans, savings accounts and other financial services that promote the financial prosperity of our members.","year":2024,"name":"GREAT LAKES CREDIT UNION","phone":8475787000,"website":"WWW.GLCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STEVEN BUGG","year_formation":1938,"state_legal_domicile":"IL","total_volunteers":10,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"2111 WAUKEGAN ROAD, BANNOCKBURN, IL, 60015, USA","city":"BANNOCKBURN","state":"IL","country":"USA","zip_code":60015},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":290,"Total Gross UBI":354558,"Net unrelated business taxable income":15206,"Number of employees":290,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":80666017,"Contributions":{"value":346088,"Other contributions":15900,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":330188,"Related organizations":0},"Program revenue":{"value":65112284,"Total revenue":{"value":65112284,"INTEREST ON LOANS":53059829,"FEES & CHARGES":11265474,"MORTGAGE LOAN INCOME":425033,"FINANCE AND INSURANCE":361948},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":15154059,"Investment income total":14603636,"Net investment gain":550423,"Income from invest bond proceeds":0},"Other revenues":{"value":53586,"Other total":53586,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":83814042,"Grant expense":{"value":53568,"Grants to domestic orgs":36068,"Grants to domestic individuals":17500,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":23513782,"Current officers":2478622,"Disqualified persons":0,"Other salaries and wages":17141304,"Pension plan contributions":810236,"Other employee benefits":1639801,"Payroll taxes":1443819},"Other expenses":{"value":60246692,"Management services":0,"Legal":361828,"Accounting":214428,"Lobbying services":0,"Investment management fees":23084,"Other services":9194646,"Advertising":1070390,"Office expenses":3780717,"Information technology":2689891,"Royalties":0,"Occupancy":1932125,"Travel":0,"Conferences and meetings":413174,"Interest":30528120,"Payments to affiliates":0,"Depreciation and depletion":1954658,"Insurance":201073,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":7882558,"LOAN SERVICING":3905657,"RECAPTURE OF CREDIT LOS":3090478,"MISCELLANEOUS EXPENSES":886423},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1481537874,"Non-interest bearing cash":60448552,"Savings and temp cash investments":14659300,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":4439415,"Receivables from disqual persons":0,"Other net note and loans":1159606723,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2538328,"Land, building, equipment":24253158,"Investments publicly traded":129421381,"Investments other":7964723,"Investments program related":0,"Intangible assets":12589878,"Other assets":65616416},"Liabilities":{"value":1385759569,"Sum of Total Liabilities":0,"Accounts payable, accrued":25218982,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":6567858,"Loans from officers, directors":0,"Secured mortgages and notes payable":127560316,"Unsecured notes loans payable":14405254,"Other liabilities":1212007159},"Fund balance":{"value":95778305,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.0390254176055327,"percentile":0.3029878253702759},"Liabilities to Assets Ratio":{"score":0.9353521049438929,"percentile":0.05935171483679185},"Operating Reserve Ratio":{"score":17.67648759858163,"percentile":0.9378504641733587},"Officer Compensation Ratio":{"score":0.04235506265167357,"percentile":0.795266238088796},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.07855752069777452,"percentile":0.7082529478413293},"Asset Growth":{"score":0.07917140189523689,"percentile":0.6262647445474647},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5663877001136035,"percentile":0.5060032401518044}},"source_xml":"202503109349304805_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}