{"success":true,"data":{"_id":316077716,"filings":[{"Organization":{"value":null,"Person":["JULIE RAY","SUSAN GRUNDEY","SPENCER WOOD","BRETT SHEARER","JOSEPH ECKSTEIN","MICHAEL MCCOLEMAN","BENITA NEELY","MATT CORLETT","KATHY LUDOWESE","CHRISTINE LESLIE","KERI COLEMAN","JAROD BACH"],"Title":["CHAIRMAN","VICE CHAIRMA","TREASURER","SECRETARY","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","PRESIDENT","VICE PRESIDE","VP LENDING,"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,130848,93438,97348],"Direct compensation":[0,0,0,0,0,0,0,0,0,125027,91357,86382],"Other compensation":[0,0,0,0,0,0,0,0,0,5821,2081,10966]},"Basic":{"value":null,"mission":"It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.","year":2014,"name":"BRIDGE CREDIT UNION FKA STATE TRANSPORT EMPLOYEES CU","phone":6144664988,"website":"WWW.BRIDGECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CHRISTINE LESLIE","year_formation":1967,"state_legal_domicile":"OH","total_volunteers":1,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"1980 W BROAD STREET, COLUMBUS, OH, 43223, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43223},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":18,"Total Gross UBI":12603,"Net unrelated business taxable income":-16815,"Number of employees":18,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3046609,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2936670,"Total revenue":{"value":2936670,"LOAN INTEREST":1962959,"FEE INCOME":8403,"OTHER INCOME":4200},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":109939,"Investment income total":109939,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2715776,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":150469,"Benefits paid to members Total":150469},"Salaries":{"value":1198118,"Current officers":302766,"Disqualified persons":0,"Other salaries and wages":512912,"Pension plan contributions":0,"Other employee benefits":314159,"Payroll taxes":68281},"Other expenses":{"value":1367189,"Management services":0,"Legal":10483,"Accounting":38308,"Lobbying services":0,"Investment management fees":0,"Other services":158558,"Advertising":119487,"Office expenses":233990,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":50944,"Interest":28834,"Payments to affiliates":0,"Depreciation and depletion":95471,"Insurance":5528,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":565539,"ATM/CHECK CARD":186840,"LOAN LOSSES":182378,"LOAN SERVICING":169347,"SURETY BOND":26974},"All other expenses":60047},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":51558523,"Non-interest bearing cash":283554,"Savings and temp cash investments":6074449,"Pledges and grants receivable":0,"Accounts receivable":566,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":38900655,"Inventories for sale or use":0,"Prepaid expenses deferred charges":82556,"Land, building, equipment":252484,"Investments publicly traded":0,"Investments other":0,"Investments program related":5485901,"Intangible assets":0,"Other assets":478358},"Liabilities":{"value":44932596,"Sum of Total Liabilities":0,"Accounts payable, accrued":963659,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":43968937},"Fund balance":{"value":6625927,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10859056741445981,"percentile":0.6376826362596779},"Liabilities to Assets Ratio":{"score":0.8714872611847317,"percentile":0.06914920202611134},"Operating Reserve Ratio":{"score":18.984821649502756,"percentile":0.9426236581391556},"Officer Compensation Ratio":{"score":0.11843171159918933,"percentile":0.49440769857785927},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5985470384355561,"percentile":0.6012685428296193}},"source_xml":"201503099349300865_public.xml"},{"Organization":{"value":null,"Person":["SARA DOWNS","JULIE RAY","MATT CORLETT","BRETT SHEARER","KATHY LUDOWESE","DAN DENIRO","ANTHONY LEO","MICHAEL MCCOLEMAN","BENITA NEELY","CHRISTINE LESLIE","JAROD BACH"],"Title":["BOARD MEMBER","CHAIRPERSON","VICE CHAIRPE","SECRETARY","TREASURER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","PRESIDENT","VP LENDING,"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,148636,106970],"Direct compensation":[0,0,0,0,0,0,0,0,0,142189,94500],"Other compensation":[0,0,0,0,0,0,0,0,0,6447,12470]},"Basic":{"value":null,"mission":"It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.","year":2017,"name":"BRIDGE CREDIT UNION","phone":6144664988,"website":"WWW.BRIDGECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CHRISTINE LESLIE","year_formation":1967,"state_legal_domicile":"OH","total_volunteers":9,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"1980 W BROAD STREET, COLUMBUS, OH, 43223, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43223},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":9,"Number of employees total":24,"Total Gross UBI":4988,"Net unrelated business taxable income":-38632,"Number of employees":24,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4964690,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4612363,"Total revenue":{"value":4612363,"LOAN INTEREST":3098525,"FEE INCOME":3488,"OTHER INCOME":1500},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":289847,"Investment income total":289847,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":62480,"Other total":62480,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4106433,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":297183,"Benefits paid to members Total":297183},"Salaries":{"value":1595551,"Current officers":236689,"Disqualified persons":0,"Other salaries and wages":872006,"Pension plan contributions":69596,"Other employee benefits":323959,"Payroll taxes":93301},"Other expenses":{"value":2213699,"Management services":0,"Legal":31671,"Accounting":47186,"Lobbying services":0,"Investment management fees":0,"Other services":202235,"Advertising":167657,"Office expenses":388068,"Information technology":0,"Royalties":0,"Occupancy":93962,"Travel":0,"Conferences and meetings":32684,"Interest":32440,"Payments to affiliates":0,"Depreciation and depletion":151689,"Insurance":11479,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":936571,"ATM/CHECK CARD":409224,"LOAN SERVICING":342443,"LOAN LOSSES":131121,"OVERDRAWN ACCTS WRITE OFF":53783},"All other expenses":118057},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":83985527,"Non-interest bearing cash":615301,"Savings and temp cash investments":15565014,"Pledges and grants receivable":0,"Accounts receivable":121814,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":56540639,"Inventories for sale or use":0,"Prepaid expenses deferred charges":118987,"Land, building, equipment":399404,"Investments publicly traded":0,"Investments other":0,"Investments program related":9796819,"Intangible assets":0,"Other assets":827549},"Liabilities":{"value":74230355,"Sum of Total Liabilities":0,"Accounts payable, accrued":1467935,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":72762420},"Fund balance":{"value":9755172,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1728722236433695,"percentile":0.7269964063269678},"Liabilities to Assets Ratio":{"score":0.8838469871124343,"percentile":0.06726713402913313},"Operating Reserve Ratio":{"score":20.45218490110517,"percentile":0.9473687614168943},"Officer Compensation Ratio":{"score":0.0622452624942377,"percentile":0.6990545271976663},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.1809491937382649,"percentile":0.880964239549746},"Asset Growth":{"score":0.18653615528360404,"percentile":0.8318592407201134},"Independent Voting Board Pct":{"score":0.8181818181818182,"percentile":0.19651986163686286},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6013647737594646,"percentile":0.6095257103305887}},"source_xml":"201823039349300637_public.xml"},{"Organization":{"value":null,"Person":["CHRISTINE LESLIE","JAROD BACH","JOHN AUDET","DAN DENIRO","SARA DOWNS","ANNA POST LEWIS","KATHY LUDOWESE","MICHAEL MCCOLEMAN","BENITA NEELY","JULIE RAY","BRETT SHEARER"],"Title":["PRESIDENT","EVP","BOARD MEMBER","SECRETARY","BOARD MEMBER","DIRECTOR","TREASURER","BOARD MEMBER","BOARD MEMBER","CHAIRPERSON","VICE CHAIRPE"],"Hours":[40.0,40.0,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25],"Total Compensation":[179306,133223,0,0,0,0,0,0,0,0,0],"Direct compensation":[168854,118607,0,0,0,0,0,0,0,0,0],"Other compensation":[10452,14616,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.","year":2019,"name":"BRIDGE CREDIT UNION","phone":6144664988,"website":"WWW.BRIDGECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CHRISTINE LESLIE","year_formation":1967,"state_legal_domicile":"OH","total_volunteers":9,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"1980 W BROAD STREET, COLUMBUS, OH, 43223, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43223},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":39,"Total Gross UBI":22778,"Net unrelated business taxable income":null,"Number of employees":39,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5669091,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4989615,"Total revenue":{"value":4989615,"LOAN INTEREST":3465610,"FEE INCOME":1243549,"OTHER INCOME":2100,"ATM SURCHARGE INCOME":20678},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":673628,"Investment income total":673628,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":5848,"Other total":5848,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5050792,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":588799,"Benefits paid to members Total":588799},"Salaries":{"value":2220458,"Current officers":287461,"Disqualified persons":0,"Other salaries and wages":1128792,"Pension plan contributions":103520,"Other employee benefits":584205,"Payroll taxes":116480},"Other expenses":{"value":2241535,"Management services":0,"Legal":0,"Accounting":47355,"Lobbying services":0,"Investment management fees":0,"Other services":212032,"Advertising":241631,"Office expenses":415671,"Information technology":0,"Royalties":0,"Occupancy":69636,"Travel":0,"Conferences and meetings":64800,"Interest":19097,"Payments to affiliates":0,"Depreciation and depletion":159924,"Insurance":6932,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":866085,"ATM/CHECK CARD":406798,"LOAN SERVICING":300538,"LOAN LOSSES":108846,"OVERDRAWN ACCTS WRITE OFF":49903},"All other expenses":138372},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":90046539,"Non-interest bearing cash":416224,"Savings and temp cash investments":21272804,"Pledges and grants receivable":0,"Accounts receivable":-370,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":61267668,"Inventories for sale or use":0,"Prepaid expenses deferred charges":236921,"Land, building, equipment":266599,"Investments publicly traded":0,"Investments other":0,"Investments program related":5658365,"Intangible assets":0,"Other assets":928328},"Liabilities":{"value":78822378,"Sum of Total Liabilities":0,"Accounts payable, accrued":1872012,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":76950366},"Fund balance":{"value":11224161,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10906492769299346,"percentile":0.6384477158583229},"Liabilities to Assets Ratio":{"score":0.8753515557105421,"percentile":0.06858159096607361},"Operating Reserve Ratio":{"score":17.828201794886823,"percentile":0.9384233929549767},"Officer Compensation Ratio":{"score":0.0618772263835058,"percentile":0.7007228649696442},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.1262707399454815,"percentile":0.8145742921527241},"Asset Growth":{"score":0.11357680108353284,"percentile":0.7144888159700484},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6401362829621476,"percentile":0.716755696513647}},"source_xml":"202043019349300434_public.xml"},{"Organization":{"value":null,"Person":["JAROD BACH","AMY ROBINETTE","BRANDYNN ADAMS","JEFF CHRISTENSEN","PATRICK CURTAIN","JOHN AUDET","DAN DENIRO","SARA DOWNS","KATHY LUDOWESE","MICHAEL MCCOLEMAN","BENITA NEELY","JULIE RAY","BRETT SHEARER","RON WEHNER"],"Title":["PRESIDENT/CE","VP / CFO","VP / CXO","VP / CIO","VP / CLO","DIRECTOR","SECRETARY","DIRECTOR","TREASURER","DIRECTOR","DIRECTOR","CHAIRPERSON","VICE CHAIRPE","DIRECTOR"],"Hours":[40.0,40.0,40.0,40.0,40.0,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25],"Total Compensation":[206123,143777,119064,112304,109305,0,0,0,0,0,0,0,0,0],"Direct compensation":[194104,133858,107526,105934,98186,0,0,0,0,0,0,0,0,0],"Other compensation":[12019,9919,11538,6370,11119,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.","year":2022,"name":"BRIDGE CREDIT UNION","phone":6144664988,"website":"WWW.BRIDGECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAROD BACH","year_formation":1967,"state_legal_domicile":"OH","total_volunteers":9,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"10567 SAWMILL PARKWAY, POWELL, OH, 43065, USA","city":"POWELL","state":"OH","country":"USA","zip_code":43065},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":47,"Total Gross UBI":16939,"Net unrelated business taxable income":null,"Number of employees":47,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":8389453,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":7141399,"Total revenue":{"value":7141399,"LOAN INTEREST":4877727,"FEE INCOME":1919172,"OTHER INCOME":327561,"ATM SURCHARGE INCOME":15589,"OTHER INCOME - UBIT":1350},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":687152,"Investment income total":687152,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":560902,"Other total":452113,"Royalties revenue":0,"Net rental income":108789,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":7099461,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":430793,"Benefits paid to members Total":430793},"Salaries":{"value":2778439,"Current officers":639608,"Disqualified persons":0,"Other salaries and wages":1246307,"Pension plan contributions":155388,"Other employee benefits":579762,"Payroll taxes":157374},"Other expenses":{"value":3890229,"Management services":0,"Legal":40771,"Accounting":64168,"Lobbying services":0,"Investment management fees":0,"Other services":266907,"Advertising":285725,"Office expenses":537431,"Information technology":0,"Royalties":0,"Occupancy":407362,"Travel":0,"Conferences and meetings":146363,"Interest":6612,"Payments to affiliates":0,"Depreciation and depletion":431151,"Insurance":19367,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1513351,"ATM/CHECK CARD":579964,"LOAN SERVICING":406511,"LOAN LOSSES":363499,"OVERDRAWN ACCTS WRITE OFF":163377},"All other expenses":171021},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":143847202,"Non-interest bearing cash":1471322,"Savings and temp cash investments":20557473,"Pledges and grants receivable":0,"Accounts receivable":244043,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":89372977,"Inventories for sale or use":0,"Prepaid expenses deferred charges":362185,"Land, building, equipment":4652723,"Investments publicly traded":0,"Investments other":0,"Investments program related":26234717,"Intangible assets":0,"Other assets":951762},"Liabilities":{"value":127342000,"Sum of Total Liabilities":0,"Accounts payable, accrued":1973562,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":125368438},"Fund balance":{"value":16505202,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1537635409602986,"percentile":0.7034959898538299},"Liabilities to Assets Ratio":{"score":0.8852587900875541,"percentile":0.06704242477873205},"Operating Reserve Ratio":{"score":20.261707473285647,"percentile":0.9467849197061027},"Officer Compensation Ratio":{"score":0.09727118720702882,"percentile":0.5611783270420655},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.11612453915196207,"percentile":0.79697865336488},"Asset Growth":{"score":0.12111140353747574,"percentile":0.7303953906371125},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6432722952889751,"percentile":0.7247808817844553}},"source_xml":"202302929349300745_public.xml"},{"Organization":{"value":null,"Person":["JAROD BACH","AMY ROBINETTE","JEFF CHRISTENSEN","BRANDYNN ADAMS","PATRICK CURTAIN","JOHN AUDET","DAN DENIRO","SARA DOWNS","SHARI FOWLER","KATHY LUDOWESE","MICHAEL MCCOLEMAN","BENITA NEELY","BILL PETRUNAK","JULIE RAY","BRETT SHEARER","RON WEHNER"],"Title":["PRESIDENT/CE","VP / CFO","VP / CIO","VP / CXO","VP / CLO","DIRECTOR","SECRETARY","DIRECTOR","DIRECTOR","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","CHAIRPERSON","VICE CHAIRPE","DIRECTOR"],"Hours":[40.0,40.0,40.0,40.0,40.0,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25],"Total Compensation":[365818,206737,184800,179639,170302,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[349418,189842,167693,163239,153195,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[16400,16895,17107,16400,17107,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.","year":2024,"name":"BRIDGE CREDIT UNION","phone":6144664988,"website":"WWW.BRIDGECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAROD BACH","year_formation":1967,"state_legal_domicile":"OH","total_volunteers":11,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"10567 SAWMILL PARKWAY, POWELL, OH, 43065, USA","city":"POWELL","state":"OH","country":"USA","zip_code":43065},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":84,"Total Gross UBI":40968,"Net unrelated business taxable income":null,"Number of employees":84,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":17746189,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":13658168,"Total revenue":{"value":13658168,"LOAN INTEREST":9614665,"FEE INCOME":3539295,"OTHER INCOME":463240,"ATM SURCHARGE INCOME":39318,"OTHER INCOME - UBIT":1650},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3580851,"Investment income total":3580851,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":507170,"Other total":390702,"Royalties revenue":0,"Net rental income":116468,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":16353665,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":2774455,"Benefits paid to members Total":2774455},"Salaries":{"value":5916657,"Current officers":1023387,"Disqualified persons":0,"Other salaries and wages":3068929,"Pension plan contributions":344088,"Other employee benefits":1146984,"Payroll taxes":333269},"Other expenses":{"value":7662553,"Management services":0,"Legal":27432,"Accounting":90044,"Lobbying services":0,"Investment management fees":0,"Other services":455382,"Advertising":525183,"Office expenses":1081599,"Information technology":0,"Royalties":0,"Occupancy":555930,"Travel":0,"Conferences and meetings":165064,"Interest":820,"Payments to affiliates":0,"Depreciation and depletion":1130520,"Insurance":30133,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":3261051,"LOAN LOSSES":1494437,"ATM/CHECK CARD":1001643,"LOAN SERVICING":604007,"DEBIT CARD FRAUD":160964},"All other expenses":339395},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":231392285,"Non-interest bearing cash":2949575,"Savings and temp cash investments":57474971,"Pledges and grants receivable":0,"Accounts receivable":517346,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":139679135,"Inventories for sale or use":0,"Prepaid expenses deferred charges":240462,"Land, building, equipment":7021420,"Investments publicly traded":0,"Investments other":0,"Investments program related":19616944,"Intangible assets":0,"Other assets":3892432},"Liabilities":{"value":206951284,"Sum of Total Liabilities":0,"Accounts payable, accrued":2340142,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":204611142},"Fund balance":{"value":24441001,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07846890394326354,"percentile":0.5840510455238666},"Liabilities to Assets Ratio":{"score":0.8943741750076066,"percentile":0.06559441229825329},"Operating Reserve Ratio":{"score":14.149261648688535,"percentile":0.9218203816736351},"Officer Compensation Ratio":{"score":0.06770934833262146,"percentile":0.6749168639352356},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.17076107670640414,"percentile":0.8713549361381536},"Asset Growth":{"score":0.14583186252277,"percentile":0.7754528044113157},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.636587959014086,"percentile":0.707642194607893}},"source_xml":"202542749349301034_public.xml"},{"Organization":{"value":null,"Person":["JULIE RAY","SUSAN GRUNDEY","SPENCER WOOD","BRETT SHEARER","JOSEPH ECKSTEIN","MICHAEL MCCOLEMAN","BENITA NEELY","MATT CORLETT","KATHY LUDOWESE","CHRISTINE LESLIE","KERI COLEMAN","JAROD BACH"],"Title":["CHAIRMAN","VICE CHAIRMA","TREASURER","SECRETARY","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","PRESIDENT","VICE PRESIDE","VP LENDING,"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,136286,98458,98493],"Direct compensation":[0,0,0,0,0,0,0,0,0,130284,92883,87101],"Other compensation":[0,0,0,0,0,0,0,0,0,6002,5575,11392]},"Basic":{"value":null,"mission":"It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.","year":2015,"name":"BRIDGE CREDIT UNION FKA STATE TRANSPORT EMPLOYEES CU","phone":6144664988,"website":"WWW.BRIDGECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CHRISTINE LESLIE","year_formation":1967,"state_legal_domicile":"OH","total_volunteers":1,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"1980 W BROAD STREET, COLUMBUS, OH, 43223, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43223},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":9,"Number of employees total":18,"Total Gross UBI":9653,"Net unrelated business taxable income":-20978,"Number of employees":18,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3226699,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3101383,"Total revenue":{"value":3101383,"LOAN INTEREST":2130944,"FEE INCOME":6803,"OTHER INCOME":2850},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":125316,"Investment income total":125316,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2922898,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":204512,"Benefits paid to members Total":204512},"Salaries":{"value":1269615,"Current officers":310268,"Disqualified persons":0,"Other salaries and wages":520474,"Pension plan contributions":0,"Other employee benefits":368263,"Payroll taxes":70610},"Other expenses":{"value":1448771,"Management services":0,"Legal":18157,"Accounting":41698,"Lobbying services":0,"Investment management fees":0,"Other services":163551,"Advertising":125753,"Office expenses":240106,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":51110,"Interest":54615,"Payments to affiliates":0,"Depreciation and depletion":99666,"Insurance":7347,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":592932,"LOAN SERVICING":196533,"ATM/CHECK CARD":196135,"LOAN LOSSES":174155,"SURETY BOND":26109},"All other expenses":53836},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":52953650,"Non-interest bearing cash":179630,"Savings and temp cash investments":7694898,"Pledges and grants receivable":0,"Accounts receivable":30106,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":41332852,"Inventories for sale or use":0,"Prepaid expenses deferred charges":65457,"Land, building, equipment":205878,"Investments publicly traded":0,"Investments other":0,"Investments program related":2841130,"Intangible assets":0,"Other assets":603699},"Liabilities":{"value":46023922,"Sum of Total Liabilities":0,"Accounts payable, accrued":758994,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":45264928},"Fund balance":{"value":6929728,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.09415225901145412,"percentile":0.6130246140006306},"Liabilities to Assets Ratio":{"score":0.8691359707971027,"percentile":0.06948985059805025},"Operating Reserve Ratio":{"score":18.116831309200663,"percentile":0.9395150900549062},"Officer Compensation Ratio":{"score":0.11400911013658363,"percentile":0.5076484202804624},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.75,"percentile":0.17719847849878714},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5085397000797861,"percentile":0.34283873855262686}},"source_xml":"201613059349301066_public.xml"},{"Organization":{"value":null,"Person":["CHRISTINE LESLIE","JAROD BACH","AMY ROBINETTE","BRANDYNN ADAMS","PATRICK CURTIN","JOHN AUDET","DAN DENIRO","SARA DOWNS","ANNA POST LEWIS","KATHY LUDOWESE","MICHAEL MCCOLEMAN","BENITA NEELY","JULIE RAY","BRETT SHEARER"],"Title":["FORMER PRESI","PRESIDENT/CE","AVP FINANCE","AVP MEMBER S","AVP LENDING","DIRECTOR","SECRETARY","DIRECTOR","DIRECTOR","TREASURER","DIRECTOR","DIRECTOR","CHAIRPERSON","VICE CHAIRPE"],"Hours":[40.0,40.0,40.0,40.0,40.0,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25],"Total Compensation":[556052,183435,114364,92258,90356,0,0,0,0,0,0,0,0,0],"Direct compensation":[554931,172381,105110,81204,76902,0,0,0,0,0,0,0,0,0],"Other compensation":[1121,11054,9254,11054,13454,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.","year":2020,"name":"BRIDGE CREDIT UNION","phone":6144664988,"website":"WWW.BRIDGECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAROD BACH","year_formation":1967,"state_legal_domicile":"OH","total_volunteers":9,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"1980 W BROAD STREET, COLUMBUS, OH, 43223, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43223},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":41,"Total Gross UBI":15672,"Net unrelated business taxable income":null,"Number of employees":41,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5615616,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5252255,"Total revenue":{"value":5252255,"LOAN INTEREST":3660700,"FEE INCOME":1312085,"OTHER INCOME":2570,"ATM SURCHARGE INCOME":13102},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":362838,"Investment income total":362838,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":523,"Other total":523,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5274542,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":522963,"Benefits paid to members Total":522963},"Salaries":{"value":2020221,"Current officers":435597,"Disqualified persons":554931,"Other salaries and wages":424741,"Pension plan contributions":120809,"Other employee benefits":381360,"Payroll taxes":102783},"Other expenses":{"value":2731358,"Management services":0,"Legal":7289,"Accounting":61607,"Lobbying services":0,"Investment management fees":0,"Other services":271675,"Advertising":239331,"Office expenses":463659,"Information technology":0,"Royalties":0,"Occupancy":79140,"Travel":0,"Conferences and meetings":81902,"Interest":13928,"Payments to affiliates":0,"Depreciation and depletion":162073,"Insurance":10986,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1185236,"ATM/CHECK CARD":513048,"LOAN SERVICING":340253,"LOAN LOSSES":268046,"OVERDRAWN ACCTS WRITE OFF":63889},"All other expenses":154532},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":105859488,"Non-interest bearing cash":1000624,"Savings and temp cash investments":23937612,"Pledges and grants receivable":0,"Accounts receivable":-818,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":71946603,"Inventories for sale or use":0,"Prepaid expenses deferred charges":198722,"Land, building, equipment":186489,"Investments publicly traded":0,"Investments other":0,"Investments program related":8156807,"Intangible assets":0,"Other assets":433449},"Liabilities":{"value":93817243,"Sum of Total Liabilities":0,"Accounts payable, accrued":1396937,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":92420306},"Fund balance":{"value":12042245,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.06073670279449307,"percentile":0.548270225135983},"Liabilities to Assets Ratio":{"score":0.8862431206922142,"percentile":0.06688777073675137},"Operating Reserve Ratio":{"score":20.069891945120542,"percentile":0.9461857190579556},"Officer Compensation Ratio":{"score":0.19650331725484413,"percentile":0.31989155804482144},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.10208717135219349,"percentile":0.7685950505774177},"Asset Growth":{"score":0.10951896758626953,"percentile":0.7055015564253607},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5946457005069374,"percentile":0.5897172276603612}},"source_xml":"202103029349301620_public.xml"},{"Organization":{"value":null,"Person":["JAROD BACH","AMY ROBINETTE","JEFF CHRISTENSEN","BRANDYNN ADAMS","PATRICK CURTAIN","JOHN AUDET","DAN DENIRO","SARA DOWNS","SHARI FOWLER","KATHY LUDOWESE","MICHAEL MCCOLEMAN","BENITA NEELY","BILL PETRUNAK","JULIE RAY","BRETT SHEARER","RON WEHNER"],"Title":["PRESIDENT/CE","VP / CFO","VP / CIO","VP / CXO","VP / CLO","DIRECTOR","SECRETARY","DIRECTOR","DIRECTOR","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","CHAIRPERSON","VICE CHAIRPE","DIRECTOR"],"Hours":[40.0,40.0,40.0,40.0,40.0,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25],"Total Compensation":[308203,182213,169329,156039,146977,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[291569,169928,152264,139675,129912,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[16634,12285,17065,16364,17065,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.","year":2023,"name":"BRIDGE CREDIT UNION","phone":6144664988,"website":"WWW.BRIDGECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAROD BACH","year_formation":1967,"state_legal_domicile":"OH","total_volunteers":11,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"10567 SAWMILL PARKWAY, POWELL, OH, 43065, USA","city":"POWELL","state":"OH","country":"USA","zip_code":43065},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":70,"Total Gross UBI":21626,"Net unrelated business taxable income":null,"Number of employees":70,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":13368309,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":9884452,"Total revenue":{"value":9884452,"LOAN INTEREST":6982989,"FEE INCOME":2461435,"OTHER INCOME":418402,"ATM SURCHARGE INCOME":20726,"OTHER INCOME - UBIT":900},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2564525,"Investment income total":2564525,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":919332,"Other total":804761,"Royalties revenue":0,"Net rental income":114571,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":11967614,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":1558430,"Benefits paid to members Total":1558430},"Salaries":{"value":4511555,"Current officers":765696,"Disqualified persons":0,"Other salaries and wages":2367939,"Pension plan contributions":304933,"Other employee benefits":816056,"Payroll taxes":256931},"Other expenses":{"value":5897629,"Management services":0,"Legal":53935,"Accounting":67164,"Lobbying services":0,"Investment management fees":0,"Other services":509981,"Advertising":386111,"Office expenses":905504,"Information technology":0,"Royalties":0,"Occupancy":490402,"Travel":0,"Conferences and meetings":123905,"Interest":3753,"Payments to affiliates":0,"Depreciation and depletion":818118,"Insurance":19370,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2281635,"LOAN LOSSES":984652,"ATM/CHECK CARD":691134,"LOAN SERVICING":520486,"OVERDRAWN ACCTS WRITE OFF":85363},"All other expenses":237751},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":194911490,"Non-interest bearing cash":3356045,"Savings and temp cash investments":38217845,"Pledges and grants receivable":0,"Accounts receivable":227972,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":116763042,"Inventories for sale or use":0,"Prepaid expenses deferred charges":322190,"Land, building, equipment":7075253,"Investments publicly traded":0,"Investments other":0,"Investments program related":25862957,"Intangible assets":0,"Other assets":3086186},"Liabilities":{"value":173412533,"Sum of Total Liabilities":0,"Accounts payable, accrued":2299363,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":171113170},"Fund balance":{"value":21498957,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10477727586937136,"percentile":0.6313936575023554},"Liabilities to Assets Ratio":{"score":0.8896988730628451,"percentile":0.06633429362227215},"Operating Reserve Ratio":{"score":16.286578928765582,"percentile":0.9321607862482542},"Officer Compensation Ratio":{"score":0.08044719690992708,"percentile":0.6225512772112191},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.15143878806753322,"percentile":0.8501099289975982},"Asset Growth":{"score":0.13911111226434725,"percentile":0.7641147159646374},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6400512362164936,"percentile":0.7165345134562693}},"source_xml":"202433109349300243_public.xml"},{"Organization":{"value":null,"Person":["JULIE RAY","SUSAN GRUNDEY","MATT CORLETT","BRETT SHEARER","KATHY LUDOWESE","DAN DENIRO","ANTHONY LEO","MICHAEL MCCOLEMAN","BENITA NEELY","CHRISTINE LESLIE","KERI LILLIE","JAROD BACH"],"Title":["CHAIRMAN","VICE CHAIRMA","TREASURER","SECRETARY","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","PRESIDENT","VICE PRESIDE","VP LENDING,"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,141654,105274,105372],"Direct compensation":[0,0,0,0,0,0,0,0,0,135840,98873,93816],"Other compensation":[0,0,0,0,0,0,0,0,0,5814,6401,11556]},"Basic":{"value":null,"mission":"It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.","year":2016,"name":"BRIDGE CREDIT UNION FKA STATE TRANSPORT EMPLOYEES CU","phone":6144664988,"website":"WWW.BRIDGECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CHRISTINE LESLIE","year_formation":1967,"state_legal_domicile":"OH","total_volunteers":9,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"1980 W BROAD STREET, COLUMBUS, OH, 43223, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43223},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":9,"Number of employees total":24,"Total Gross UBI":35130,"Net unrelated business taxable income":-9212,"Number of employees":24,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4667817,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4350939,"Total revenue":{"value":4350939,"LOAN INTEREST":2901149,"FEE INCOME":31730,"OTHER INCOME":3400},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":256273,"Investment income total":256273,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":60605,"Other total":60605,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4143589,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":267326,"Benefits paid to members Total":267326},"Salaries":{"value":1628605,"Current officers":328529,"Disqualified persons":0,"Other salaries and wages":798428,"Pension plan contributions":77859,"Other employee benefits":326121,"Payroll taxes":97668},"Other expenses":{"value":2247658,"Management services":0,"Legal":32289,"Accounting":55719,"Lobbying services":0,"Investment management fees":0,"Other services":179807,"Advertising":155842,"Office expenses":376013,"Information technology":0,"Royalties":0,"Occupancy":92473,"Travel":0,"Conferences and meetings":42582,"Interest":42052,"Payments to affiliates":0,"Depreciation and depletion":171998,"Insurance":10578,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":971624,"ATM/CHECK CARD":471053,"LOAN SERVICING":313913,"LOAN LOSSES":137705,"SURETY BOND":48953},"All other expenses":116681},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":81656411,"Non-interest bearing cash":747122,"Savings and temp cash investments":20780841,"Pledges and grants receivable":0,"Accounts receivable":129585,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":55368759,"Inventories for sale or use":0,"Prepaid expenses deferred charges":184651,"Land, building, equipment":223361,"Investments publicly traded":0,"Investments other":0,"Investments program related":3057252,"Intangible assets":0,"Other assets":1164840},"Liabilities":{"value":72759496,"Sum of Total Liabilities":0,"Accounts payable, accrued":1584940,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":71174556},"Fund balance":{"value":8896915,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.11230688778073347,"percentile":0.6436846592165495},"Liabilities to Assets Ratio":{"score":0.8910445010863874,"percentile":0.06612433283680168},"Operating Reserve Ratio":{"score":19.70668688424455,"percentile":0.9450307673870749},"Officer Compensation Ratio":{"score":0.0850229112974284,"percentile":0.6050757320833172},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.22226343269087961,"percentile":0.9115374633488351},"Asset Growth":{"score":0.24250510494294783,"percentile":0.8846007950483721},"Independent Voting Board Pct":{"score":0.75,"percentile":0.17719847849878714},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5843156452810734,"percentile":0.5592635604112725}},"source_xml":"201703179349303885_public.xml"},{"Organization":{"value":null,"Person":["SARA DOWNS","JULIE RAY","BRETT SHEARER","ANTHONY LEO","KATHY LUDOWESE","DAN DENIRO","MICHAEL MCCOLEMAN","BENITA NEELY","JOHN AUDET","CHRISTINE LESLIE","JAROD BACH"],"Title":["BOARD MEMBER","CHAIRPERSON","VICE CHAIRPE","SECRETARY","TREASURER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","PRESIDENT","EVP"],"Hours":[1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,160948,119964],"Direct compensation":[0,0,0,0,0,0,0,0,0,153652,105491],"Other compensation":[0,0,0,0,0,0,0,0,0,7296,14473]},"Basic":{"value":null,"mission":"It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.","year":2018,"name":"BRIDGE CREDIT UNION","phone":6144664988,"website":"WWW.BRIDGECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CHRISTINE LESLIE","year_formation":1967,"state_legal_domicile":"OH","total_volunteers":9,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"1980 W BROAD STREET, COLUMBUS, OH, 43223, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43223},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":9,"Number of employees total":35,"Total Gross UBI":3149,"Net unrelated business taxable income":null,"Number of employees":35,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5373479,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4838547,"Total revenue":{"value":4838547,"LOAN INTEREST":3217975,"FEE INCOME":1312574,"OTHER INCOME":3149},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":534932,"Investment income total":534932,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4522789,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":399329,"Benefits paid to members Total":399329},"Salaries":{"value":1852491,"Current officers":259143,"Disqualified persons":0,"Other salaries and wages":975234,"Pension plan contributions":119899,"Other employee benefits":395796,"Payroll taxes":102419},"Other expenses":{"value":2270969,"Management services":0,"Legal":37809,"Accounting":45822,"Lobbying services":0,"Investment management fees":0,"Other services":193260,"Advertising":235215,"Office expenses":402195,"Information technology":0,"Royalties":0,"Occupancy":98569,"Travel":0,"Conferences and meetings":48525,"Interest":25041,"Payments to affiliates":0,"Depreciation and depletion":133444,"Insurance":11453,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":901253,"ATM/CHECK CARD":401812,"LOAN SERVICING":385117,"LOAN LOSSES":70040,"SURETY BOND":44284},"All other expenses":138383},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":86733130,"Non-interest bearing cash":667373,"Savings and temp cash investments":22959895,"Pledges and grants receivable":0,"Accounts receivable":4023,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":58651562,"Inventories for sale or use":0,"Prepaid expenses deferred charges":219773,"Land, building, equipment":320702,"Investments publicly traded":0,"Investments other":0,"Investments program related":3004006,"Intangible assets":0,"Other assets":905796},"Liabilities":{"value":76127268,"Sum of Total Liabilities":0,"Accounts payable, accrued":1796922,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":74330346},"Fund balance":{"value":10605862,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.15831270579079215,"percentile":0.7092819807450212},"Liabilities to Assets Ratio":{"score":0.8777184450739873,"percentile":0.06822455521087847},"Operating Reserve Ratio":{"score":19.17691274123113,"percentile":0.9432721690598653},"Officer Compensation Ratio":{"score":0.06211034828288474,"percentile":0.6996435246663446},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.15018663213168634,"percentile":0.8485429543393608},"Asset Growth":{"score":0.1420351855615931,"percentile":0.769164021692109},"Independent Voting Board Pct":{"score":0.8181818181818182,"percentile":0.19651986163686286},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.590723353395898,"percentile":0.5781625127515232}},"source_xml":"201942979349300139_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["JAROD BACH","AMY ROBINETTE","JEFF CHRISTENSEN","BRANDYNN ADAMS","PATRICK CURTAIN","JOHN AUDET","DAN DENIRO","SARA DOWNS","SHARI FOWLER","KATHY LUDOWESE","MICHAEL MCCOLEMAN","BENITA NEELY","BILL PETRUNAK","JULIE RAY","BRETT SHEARER","RON WEHNER"],"Title":["PRESIDENT/CE","VP / CFO","VP / CIO","VP / CXO","VP / CLO","DIRECTOR","SECRETARY","DIRECTOR","DIRECTOR","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","CHAIRPERSON","VICE CHAIRPE","DIRECTOR"],"Hours":[40.0,40.0,40.0,40.0,40.0,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25,1.25],"Total Compensation":[365818,206737,184800,179639,170302,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[349418,189842,167693,163239,153195,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[16400,16895,17107,16400,17107,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.","year":2024,"name":"BRIDGE CREDIT UNION","phone":6144664988,"website":"WWW.BRIDGECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAROD BACH","year_formation":1967,"state_legal_domicile":"OH","total_volunteers":11,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"10567 SAWMILL PARKWAY, POWELL, OH, 43065, USA","city":"POWELL","state":"OH","country":"USA","zip_code":43065},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":84,"Total Gross UBI":40968,"Net unrelated business taxable income":null,"Number of employees":84,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":17746189,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":13658168,"Total revenue":{"value":13658168,"LOAN INTEREST":9614665,"FEE INCOME":3539295,"OTHER INCOME":463240,"ATM SURCHARGE INCOME":39318,"OTHER INCOME - UBIT":1650},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3580851,"Investment income total":3580851,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":507170,"Other total":390702,"Royalties revenue":0,"Net rental income":116468,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":16353665,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":2774455,"Benefits paid to members Total":2774455},"Salaries":{"value":5916657,"Current officers":1023387,"Disqualified persons":0,"Other salaries and wages":3068929,"Pension plan contributions":344088,"Other employee benefits":1146984,"Payroll taxes":333269},"Other expenses":{"value":7662553,"Management services":0,"Legal":27432,"Accounting":90044,"Lobbying services":0,"Investment management fees":0,"Other services":455382,"Advertising":525183,"Office expenses":1081599,"Information technology":0,"Royalties":0,"Occupancy":555930,"Travel":0,"Conferences and meetings":165064,"Interest":820,"Payments to affiliates":0,"Depreciation and depletion":1130520,"Insurance":30133,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":3261051,"LOAN LOSSES":1494437,"ATM/CHECK CARD":1001643,"LOAN SERVICING":604007,"DEBIT CARD FRAUD":160964},"All other expenses":339395},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":231392285,"Non-interest bearing cash":2949575,"Savings and temp cash investments":57474971,"Pledges and grants receivable":0,"Accounts receivable":517346,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":139679135,"Inventories for sale or use":0,"Prepaid expenses deferred charges":240462,"Land, building, equipment":7021420,"Investments publicly traded":0,"Investments other":0,"Investments program related":19616944,"Intangible assets":0,"Other assets":3892432},"Liabilities":{"value":206951284,"Sum of Total Liabilities":0,"Accounts payable, accrued":2340142,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":204611142},"Fund balance":{"value":24441001,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07846890394326354,"percentile":0.5840510455238666},"Liabilities to Assets Ratio":{"score":0.8943741750076066,"percentile":0.06559441229825329},"Operating Reserve Ratio":{"score":14.149261648688535,"percentile":0.9218203816736351},"Officer Compensation Ratio":{"score":0.06770934833262146,"percentile":0.6749168639352356},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.17076107670640414,"percentile":0.8713549361381536},"Asset Growth":{"score":0.14583186252277,"percentile":0.7754528044113157},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.636587959014086,"percentile":0.707642194607893}},"source_xml":"202542749349301034_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}