{"success":true,"data":{"_id":314154280,"filings":[{"Organization":{"value":null,"Person":["Douglas McDowell","Kathy Foor","Henry Chang","Andrew Marfurt","Kenneth Crockett","Irene Smith","Larrry Jackson","Patrick Zollars","Linda Kennedy","Renee Rainey","Leslie Bumgarner","Sheila R Ponder","Robert Myles","Karen Daniels","Kristen Scott","David Ault","Christine Emrick-Law","Rosemary Riat","Kenneth Love"],"Title":["Chairperson","Vice Chairperson","Treasurer","Secretary","Director","Director","Director","Director","Director","Chairperson Supervisory Committee","President & CEO","Sr VP & CFO","Sr VP Lending & Member Services","Sr VP Wealth & Member Services","VP Risk Management","VP Information Services","Internal Auditor","Real Estate Sales Manager","Controller"],"Hours":[0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[1187,2290,0,0,0,562,1105,885,0,0,446491,290776,277766,230429,175751,165286,168263,120161,110057],"Direct compensation":[1187,2290,0,0,0,562,1105,885,0,0,430022,278137,265538,218786,169356,156207,162171,115381,101060],"Other compensation":[0,0,0,0,0,0,0,0,0,0,16469,12639,12228,11643,6395,9079,6092,4780,8997]},"Basic":{"value":null,"mission":"The credit union provides financial services to qualified members","year":2014,"name":"64 TELHIO CREDIT UNION INC","phone":6142213233,"website":"www.telhio.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Leslie Bumgarner","year_formation":1934,"state_legal_domicile":"OH","total_volunteers":9,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"96 North Fourth Street, Columbus, OH, 43215, USA","city":"Columbus","state":"OH","country":"USA","zip_code":43215},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":185,"Total Gross UBI":257472,"Net unrelated business taxable income":-91077,"Number of employees":185,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":28286817,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":27453873,"Total revenue":{"value":27453873,"Loan Interest":18389053,"Fee Income":7726944,"Other Income":1337876},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":832944,"Investment income total":832944,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":26283984,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":3189238,"Benefits paid to members Total":3189238},"Salaries":{"value":10710919,"Current officers":1198512,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":8865475,"Payroll taxes":646932},"Other expenses":{"value":12383827,"Management services":0,"Legal":116755,"Accounting":55124,"Lobbying services":0,"Investment management fees":78432,"Other services":0,"Advertising":1070206,"Office expenses":324138,"Information technology":1124742,"Royalties":0,"Occupancy":886822,"Travel":0,"Conferences and meetings":121272,"Interest":270060,"Payments to affiliates":0,"Depreciation and depletion":848941,"Insurance":67986,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":4999794,"Provision for Loan Loss":2764014,"Loan Servicing":1213294,"Card Services Expense":776806,"ATM Processing & Expense":245680},"All other expenses":2419555},"Functional Expenses":{"value":null,"Program Service Expenses":26283984,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":534888105,"Non-interest bearing cash":15974808,"Savings and temp cash investments":39399436,"Pledges and grants receivable":0,"Accounts receivable":1229218,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":406751394,"Inventories for sale or use":0,"Prepaid expenses deferred charges":475903,"Land, building, equipment":12808885,"Investments publicly traded":40233359,"Investments other":0,"Investments program related":1762524,"Intangible assets":0,"Other assets":16252578},"Liabilities":{"value":482033127,"Sum of Total Liabilities":0,"Accounts payable, accrued":29333515,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":452699612},"Fund balance":{"value":52854978,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07080446697131035,"percentile":0.5689375644911762},"Liabilities to Assets Ratio":{"score":0.9011849814831833,"percentile":0.06447291444415494},"Operating Reserve Ratio":{"score":20.35034357805118,"percentile":0.9470530948359817},"Officer Compensation Ratio":{"score":0.0757498939278003,"percentile":0.6413068906354775},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.802150755660164,"percentile":0.960155852061732}},"source_xml":"201501269349301455_public.xml"},{"Organization":{"value":null,"Person":["DERRICK BAILEY","LESLIE BUMGARNER","KRISTEN SCOTT","CHRISTOPHER WAMPLER","AISHA ALLEN","DAVID AULT","IGOR BABAMOVSKI","JESSICA BING","MITCH VOCKE","DONNA TATE","ALLEN MCCONNELL","DANIEL DAILY","JANET BORTON","DAVID BURNS","HENRY CHANG","KEN CROCKETT","SHIRLEY GREEN","D'JUAN HAMMONDS","LARRY JACKSON","LINDA KENNEDY","ANDY MARFURT","DOUG MCDOWELL","ROB MCNICOL","JAMES MOCK","CHINITA MONTGOMERY","GEORGE MUSSI","RENEE RAINEY","IRENE SMITH","JONATHAN WILKERSON","PATRICK ZOLLARS"],"Title":["CEO","CEO EMERITUS","CFO","VP RISK MANA","CHIEF HR OFF","CIO","VP MORT SALE","COO","CLO","VP OF MORTGA","VP COMMERCIA","EVP/CHIEF ST","VP HR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","TREASURER","CHAIRPERSON","VICE CHAIRPE","DIRECTOR"],"Hours":[40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[873441,745209,565476,415483,334213,328031,324994,284264,251539,236973,232328,229500,222259,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[821995,714139,548133,389240,310581,295340,278495,260609,246145,210557,211364,229500,211764,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[51446,31070,17343,26243,23632,32691,46499,23655,5394,26416,20964,0,10495,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.","year":2024,"name":"64 TELHIO CREDIT UNION INC","phone":6142213233,"website":"WWW.TELHIO.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DERRICK BAILEY","year_formation":1934,"state_legal_domicile":"OH","total_volunteers":19,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"330 RUSH ALLEY SUITE 500, COLUMBUS, OH, 43215, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43215},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":349,"Total Gross UBI":272241,"Net unrelated business taxable income":15590,"Number of employees":349,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":84664088,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":76619819,"Total revenue":{"value":76602796,"LOAN INCOME":59831787,"FEE INCOME":9406243,"OTHER OPERATING INCOME":7109548,"NON MEMBER ATM FEES":236862,"INSURANCE INCOME":18356},"Total other revenue":17023,"Unrelated business revenue":0},"Investment income":{"value":7915457,"Investment income total":6320782,"Net investment gain":1594675,"Income from invest bond proceeds":0},"Other revenues":{"value":128812,"Other total":128812,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":85823132,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":23047465,"Benefits paid to members Total":23047465},"Salaries":{"value":29679703,"Current officers":2924397,"Disqualified persons":548133,"Other salaries and wages":20372051,"Pension plan contributions":940031,"Other employee benefits":3159702,"Payroll taxes":1735389},"Other expenses":{"value":33095964,"Management services":0,"Legal":338018,"Accounting":126465,"Lobbying services":0,"Investment management fees":435741,"Other services":182675,"Advertising":2404068,"Office expenses":8482232,"Information technology":0,"Royalties":0,"Occupancy":2805856,"Travel":156696,"Conferences and meetings":603237,"Interest":4280381,"Payments to affiliates":0,"Depreciation and depletion":2421010,"Insurance":178888,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9022843,"PROVISION FOR LOAN LOSS":4655679,"CARD SERVICES EXPENSE":1969327,"LOAN SERVICING":1566409,"OTHER OPERATING EXPENSES":831428},"All other expenses":1657854},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1427045503,"Non-interest bearing cash":140564026,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":4146723,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":1114676033,"Inventories for sale or use":0,"Prepaid expenses deferred charges":5511490,"Land, building, equipment":32462023,"Investments publicly traded":86725777,"Investments other":0,"Investments program related":14210040,"Intangible assets":0,"Other assets":28749391},"Liabilities":{"value":1306123817,"Sum of Total Liabilities":0,"Accounts payable, accrued":122160578,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1183963239},"Fund balance":{"value":120921686,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.013689913012468758,"percentile":0.35194395231479375},"Liabilities to Assets Ratio":{"score":0.915264309550191,"percentile":0.06213507791286279},"Operating Reserve Ratio":{"score":16.627749066533717,"percentile":0.9336160455626918},"Officer Compensation Ratio":{"score":0.058768654586038645,"percentile":0.715028763686499},"Program Expense Growth":{"score":-0.34277143191161424,"percentile":0.05474973886054939},"Revenue Growth":{"score":0.10649347959327682,"percentile":0.7780766890892146},"Asset Growth":{"score":0.09655044321216431,"percentile":0.6743937959424441},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5220405315459451,"percentile":0.3789061757869347}},"source_xml":"202523179349302312_public.xml"},{"Organization":{"value":null,"Person":["LARRY JACKSON","HENRY CHANG","KEN CROCKETT","KATHY FOOR","LINDA KENNEDY","ANDY MARFURT","DOUG MCDOWELL","IRENE SMITH","PAT ZOLLARS","D'JUAN HAMMONDS","ROB MCNICOL","RENEE RAINEY","DAVID BURNS","DENISE HERRMANN","PAUL LAIL","CHERYL LONG","MITCH RHODUS","LESLIE BUMGARNER","IGOR BABAMOVSKI","KAREN DANIELS","EDWARD SMALLWOOD","DANIEL DAILY","KRISTEN SCOTT","RANDY ROBERTY","DAVID AULT","CHRISTINE EMRICK-LAW","KAREN MITCHAM","GEORGE GORDON IV","DERRICK BAILEY","RICKEY SMITH","JOHN FRANCIS","JESSICA BING","SHEILA PONDER","JAMES SCHULTHEISS"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT/CE","MORTGAGE LOA","SVP MEMBER S","SVP CONSUMER","EVP/CHIEF ST","VP RISK MANA","REAL ESTATE","VP INFO. SYS","VP INTERNAL","MORTGAGE LOA","FORMER CFO","VP BUSINESS","MORTGAGE LOA","MORTGAGE LOA","COMMUNICATIO","CFO/SVP SUPP","PRESIDENT CE"],"Hours":[0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,0.0,0.0],"Total Compensation":[2213,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,606047,291933,276496,255822,218393,208702,179639,192409,194471,192181,161258,206065,153197,145770,127309,343516,116921],"Direct compensation":[2213,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,568859,259355,245994,233048,198201,191559,166524,164595,164451,159019,151328,182892,140444,130683,120057,318305,116921],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,37188,32578,30502,22774,20192,17143,13115,27814,30020,33162,9930,23173,12753,15087,7252,25211,0]},"Basic":{"value":null,"mission":"To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.","year":2017,"name":"64 TELHIO CREDIT UNION INC","phone":6142213233,"website":"WWW.TELHIO.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LESLIE BUMGARNER","year_formation":1934,"state_legal_domicile":"OH","total_volunteers":9,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"96 N 4TH STREET, COLUMBUS, OH, 43215, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43215},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":17,"Number of independent voting members":17,"Number of employees total":266,"Total Gross UBI":432190,"Net unrelated business taxable income":-80924,"Number of employees":266,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":43376991,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":41953999,"Total revenue":{"value":41912099,"LOAN INTEREST":29577475,"FEE INCOME":7109300,"OTHER INCOME":4835034,"NON MEMBER ATM FEES":252830,"INSURANCE INCOME":137460},"Total other revenue":41900,"Unrelated business revenue":0},"Investment income":{"value":1253127,"Investment income total":1253127,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":169865,"Other total":169865,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":41133275,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":4260648,"Benefits paid to members Total":4260648},"Salaries":{"value":17143969,"Current officers":2649867,"Disqualified persons":318305,"Other salaries and wages":10756869,"Pension plan contributions":537136,"Other employee benefits":1397973,"Payroll taxes":1483819},"Other expenses":{"value":19728658,"Management services":0,"Legal":117974,"Accounting":160134,"Lobbying services":0,"Investment management fees":76180,"Other services":353704,"Advertising":1532958,"Office expenses":635365,"Information technology":0,"Royalties":0,"Occupancy":1478708,"Travel":376371,"Conferences and meetings":88644,"Interest":383129,"Payments to affiliates":0,"Depreciation and depletion":1744281,"Insurance":175896,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":10327954,"PROVISION FOR LOAN LOSS":2887819,"DATA PROCESSING":2552525,"CARD SERVICES EXPENSE":2519180,"LOAN SERVICING":2368430},"All other expenses":2277360},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":816299042,"Non-interest bearing cash":30445927,"Savings and temp cash investments":290748,"Pledges and grants receivable":0,"Accounts receivable":1928792,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":703544404,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3035055,"Land, building, equipment":26096174,"Investments publicly traded":38031465,"Investments other":0,"Investments program related":3931308,"Intangible assets":0,"Other assets":8995169},"Liabilities":{"value":746859024,"Sum of Total Liabilities":0,"Accounts payable, accrued":42634580,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":704224444},"Fund balance":{"value":69440018,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.05172594844119086,"percentile":0.5288130729562704},"Liabilities to Assets Ratio":{"score":0.9149331134459423,"percentile":0.06218608302074781},"Operating Reserve Ratio":{"score":19.84522365408541,"percentile":0.9454703159232368},"Officer Compensation Ratio":{"score":0.09414134906593263,"percentile":0.5720435232988547},"Program Expense Growth":{"score":-0.48541985538676824,"percentile":0.03469619991756648},"Revenue Growth":{"score":0.11851276709889405,"percentile":0.8013368978717197},"Asset Growth":{"score":0.13161971064106417,"percentile":0.7507333548837665},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5483169877744218,"percentile":0.4523581493657586}},"source_xml":"201813179349303816_public.xml"},{"Organization":{"value":null,"Person":["LESLIE BUMGARNER","DANIEL DAILY","DERRICK BAILEY","KAREN DANIELS","CHRISTOPHER WAMPLER","TIM RICHEY","IGOR BABAMOVSKI","JESSICA BING","KRISTEN SCOTT","EDWARD SMALLWOOD","JASON YOHEIM","CHAD MAZE","DAVID AULT","MITCH VOCKE","DONNA TATE","DAVID BURNS","HENRY CHANG","KEN CROCKETT","KATHY FOOR","SHIRLEY GREEN","D'JUAN HAMMONDS","FRED HARRIS","DENISE HERRMANN","LARRY JACKSON","LINDA KENNEDY","ANDY MARFURT","DOUG MCDOWELL","ROB MCNICOL","JAMES MOCK","CHINITA MONTGOMERY","GEORGE MUSSI","RENEE RAINEY","IRENE SMITH","LARRY WATTS","JONATHAN WILKERSON","PATRICK ZOLLARS"],"Title":["CEO","EVP/CHIEF ST","PRESIDENT","CHIEF RETAIL","CFO","CHIEF CAPITO","VP MORT SALE","CHIEF COMM.","CFO","CHIEF LENDIN","VP OF BUSINE","CHIEF OPERAT","VP INFO. SEC","VP COM REL M","VP OF MORTGA","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[1022043,605966,456386,404443,367688,350365,325684,319762,318487,309619,303954,256476,240304,234648,217152,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[960850,559686,417879,374161,327422,344081,282899,285310,290353,295335,273858,229792,203167,209438,192345,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[61193,46280,38507,30282,40266,6284,42785,34452,28134,14284,30096,26684,37137,25210,24807,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.","year":2022,"name":"64 TELHIO CREDIT UNION INC","phone":6142213233,"website":"WWW.TELHIO.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LESLIE BUMGARNER","year_formation":1934,"state_legal_domicile":"OH","total_volunteers":21,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"PO BOX 1298, COLUMBUS, OH, 43216, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43216},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":12,"Number of employees total":331,"Total Gross UBI":276694,"Net unrelated business taxable income":3697,"Number of employees":331,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":63054320,"Contributions":{"value":175895,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":175895,"Related organizations":0},"Program revenue":{"value":58124406,"Total revenue":{"value":58116566,"LOAN INCOME":42490911,"OTHER OPERATING INCOME":8209353,"FEE INCOME":7147448,"NON MEMBER ATM FEES":257976,"SHARED BRANCHING FEES":10878},"Total other revenue":7840,"Unrelated business revenue":0},"Investment income":{"value":4242481,"Investment income total":3145384,"Net investment gain":1097097,"Income from invest bond proceeds":0},"Other revenues":{"value":511538,"Other total":511538,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":56895023,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":5448887,"Benefits paid to members Total":5448887},"Salaries":{"value":25863685,"Current officers":3087951,"Disqualified persons":996918,"Other salaries and wages":17131240,"Pension plan contributions":835663,"Other employee benefits":2401227,"Payroll taxes":1410686},"Other expenses":{"value":25582451,"Management services":0,"Legal":246057,"Accounting":128038,"Lobbying services":0,"Investment management fees":-120828,"Other services":83239,"Advertising":2187878,"Office expenses":8257612,"Information technology":0,"Royalties":0,"Occupancy":1871253,"Travel":124436,"Conferences and meetings":537714,"Interest":1983120,"Payments to affiliates":0,"Depreciation and depletion":2473512,"Insurance":161284,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6322589,"LOAN SERVICING":3268312,"CARD SERVICES EXPENSE":1840824,"OTHER OPERATING EXPENSES":820427,"FEES":393026},"All other expenses":1326547},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1377748045,"Non-interest bearing cash":47806272,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":3552112,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":1108238927,"Inventories for sale or use":0,"Prepaid expenses deferred charges":7196107,"Land, building, equipment":33344137,"Investments publicly traded":151230880,"Investments other":0,"Investments program related":11817800,"Intangible assets":0,"Other assets":14561810},"Liabilities":{"value":1257501687,"Sum of Total Liabilities":0,"Accounts payable, accrued":150891958,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1106609729},"Fund balance":{"value":120246358,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.09768239511583028,"percentile":0.6192143402900414},"Liabilities to Assets Ratio":{"score":0.9127225341118158,"percentile":0.06255131236757107},"Operating Reserve Ratio":{"score":24.215616276312957,"percentile":0.957152000329813},"Officer Compensation Ratio":{"score":0.10076412131866086,"percentile":0.5494169364610434},"Program Expense Growth":{"score":-0.402641962213962,"percentile":0.044708187910721585},"Revenue Growth":{"score":0.10054327668010446,"percentile":0.7651125424884745},"Asset Growth":{"score":0.10463511582898244,"percentile":0.6942615944087},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5575512864308081,"percentile":0.4796464590812344}},"source_xml":"202343129349301544_public.xml"},{"Organization":{"value":null,"Person":["LESLIE BUMGARNER","IGOR BABAMOVSKI","DANIEL DAILY","CHRISTOPHER WAMPLER","KAREN DANIELS","EDWARD SMALLWOOD","DERRICK BAILEY","KRISTEN SCOTT","JESSICA BING","RICKEY SMITH","DAVID AULT","CHRISTINE EMRICK-LAW","JANET BORTON","DAVID BURNS","HENRY CHANG","KEN CROCKETT","KATHY FOOR","DENISE HERRMANN","LARRY JACKSON","LINDA KENNEDY","ANDY MARFURT","DOUG MCDOWELL","RENEE RAINEY","MITCH RHODUS","IRENE SMITH","PAT ZOLLARS"],"Title":["PRESIDENT/CE","VP MORT SALE","EVP/CHIEF ST","CFO","CHIEF RETAIL","CHIEF LENDIN","CHIEF SALES","CHIEF RISK O","CHIEF COMM.","MORTGAGE LOA","VP INFO. SYS","VP INTERNAL","DIRECTOR OF","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[748857,517258,369392,349025,321025,318727,317461,275653,232563,228335,222851,219837,205302,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[689416,480278,328343,314852,284957,282851,283989,251141,211087,207317,191931,189314,171127,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[59441,36980,41049,34173,36068,35876,33472,24512,21476,21018,30920,30523,34175,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.","year":2020,"name":"64 TELHIO CREDIT UNION INC","phone":6142213233,"website":"WWW.TELHIO.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LESLIE BUMGARNER","year_formation":1934,"state_legal_domicile":"OH","total_volunteers":13,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"96 N 4TH STREET, COLUMBUS, OH, 43215, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43215},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":253,"Total Gross UBI":245034,"Net unrelated business taxable income":null,"Number of employees":253,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":49616547,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":47452630,"Total revenue":{"value":47452630,"LOAN INCOME":30930974,"OTHER OPERATING INCOME":8757397,"FEE INCOME":7519225,"NON MEMBER ATM FEES":232035,"INSURANCE INCOME":12999},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2128718,"Investment income total":1647501,"Net investment gain":481217,"Income from invest bond proceeds":0},"Other revenues":{"value":35199,"Other total":35199,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":43224022,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":5913670,"Benefits paid to members Total":5913670},"Salaries":{"value":18713870,"Current officers":2646636,"Disqualified persons":0,"Other salaries and wages":12994094,"Pension plan contributions":581291,"Other employee benefits":1455208,"Payroll taxes":1036641},"Other expenses":{"value":18596482,"Management services":0,"Legal":269340,"Accounting":184777,"Lobbying services":0,"Investment management fees":329999,"Other services":140436,"Advertising":1624846,"Office expenses":4388493,"Information technology":0,"Royalties":0,"Occupancy":1468882,"Travel":74946,"Conferences and meetings":442577,"Interest":495108,"Payments to affiliates":0,"Depreciation and depletion":1457736,"Insurance":159376,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6719587,"PROVISION FOR LOAN LOSS":2716400,"LOAN SERVICING":2558286,"CARD SERVICES EXPENSE":1232712,"ATM PROCESSING & EXPENSE":212189},"All other expenses":840379},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":948938318,"Non-interest bearing cash":78844314,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":2210163,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":702416795,"Inventories for sale or use":0,"Prepaid expenses deferred charges":8944938,"Land, building, equipment":27346746,"Investments publicly traded":114358449,"Investments other":0,"Investments program related":4878972,"Intangible assets":0,"Other assets":9937941},"Liabilities":{"value":855711377,"Sum of Total Liabilities":0,"Accounts payable, accrued":29047861,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":826663516},"Fund balance":{"value":93226941,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.12883857072923677,"percentile":0.6691515788988845},"Liabilities to Assets Ratio":{"score":0.9017565849838514,"percentile":0.06437889298022231},"Operating Reserve Ratio":{"score":21.95395694551516,"percentile":0.9516791663492149},"Officer Compensation Ratio":{"score":0.10008985281378951,"percentile":0.5517187151259532},"Program Expense Growth":{"score":-0.4706361353854355,"percentile":0.036453267820678814},"Revenue Growth":{"score":0.10150787302633246,"percentile":0.767282565818115},"Asset Growth":{"score":0.08634076621384394,"percentile":0.646972785615899},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.562448043624032,"percentile":0.49425973970393866}},"source_xml":"202102959349300025_public.xml"},{"Organization":{"value":null,"Person":["Douglas McDowell","Kathy Foor","Henry Chang","Andrew Marfurt","Kenneth Crockett","Irene Smith","Larrry Jackson","Patrick Zollars","Linda Kennedy","Leslie Bumgarner","Sheila R Ponder","Karen Daniels","Robert Myles","Kristen Scott","David Ault","Christine Emrick-Law","IGOR BABAMOVSKI","DERRICK BAILEY","SUZANN CARR","JAMES HOUSTON","MARCIA LANGSTRAAT"],"Title":["Chairperson","Vice Chairperson","Treasurer","Director","Director","Director","Director","Director","Secretary","President & CEO","Sr VP & CFO","Sr VP Wealth & Member Services","Sr VP Lending & Member Services","VP Risk Management","VP Information Services","Internal Auditor","MORTGAGE LOAN ORIGINATOR","BUSINESS LENDER","LENDING OPERATIONS MANAGER","RETAIL MARKET MANAGER","DIRECTOR OF ASSET PROTECTION"],"Hours":[0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,1638,0,654,0,0,2686,129,636,520904,326857,259124,338255,200788,196104,198851,173573,129650,120454,119504,114907],"Direct compensation":[0,1638,0,654,0,0,2686,129,636,473459,291327,229411,298820,184187,165652,169740,154640,118604,110876,102708,100889],"Other compensation":[0,0,0,0,0,0,0,0,0,47445,35530,29713,39435,16601,30452,29111,18933,11046,9578,16796,14018]},"Basic":{"value":null,"mission":"The credit union provides financial services to qualified members","year":2015,"name":"64 TELHIO CREDIT UNION INC","phone":6142213233,"website":"www.telhio.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1934,"state_legal_domicile":"OH","total_volunteers":9,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"96 North Fourth Street, Columbus, OH, 43215, USA","city":"Columbus","state":"OH","country":"USA","zip_code":43215},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":198,"Total Gross UBI":253282,"Net unrelated business taxable income":-79176,"Number of employees":198,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":28351591,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":27658975,"Total revenue":{"value":27658975,"Loan Interest":18885110,"Fee Income":7254935,"Other Income":1518930},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":692616,"Investment income total":692616,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":26146130,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":3138522,"Benefits paid to members Total":3138522},"Salaries":{"value":9644698,"Current officers":1298760,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":7640023,"Payroll taxes":705915},"Other expenses":{"value":13362910,"Management services":0,"Legal":158187,"Accounting":40651,"Lobbying services":0,"Investment management fees":58470,"Other services":0,"Advertising":1256069,"Office expenses":365808,"Information technology":1160730,"Royalties":0,"Occupancy":1080405,"Travel":0,"Conferences and meetings":211483,"Interest":251196,"Payments to affiliates":0,"Depreciation and depletion":889096,"Insurance":70034,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":5034995,"PROVISION FOR LOAN LOSS":2849264,"LOAN SERVICING":1074267,"CARD SERVICES EXPENSE":869560,"ATM PROCESSING & EXPENSE":241904},"All other expenses":2785786},"Functional Expenses":{"value":null,"Program Service Expenses":26146130,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":572393614,"Non-interest bearing cash":30280093,"Savings and temp cash investments":47272882,"Pledges and grants receivable":0,"Accounts receivable":3104962,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":416449055,"Inventories for sale or use":0,"Prepaid expenses deferred charges":556590,"Land, building, equipment":16041460,"Investments publicly traded":41106878,"Investments other":0,"Investments program related":1748624,"Intangible assets":0,"Other assets":15833070},"Liabilities":{"value":517536419,"Sum of Total Liabilities":0,"Accounts payable, accrued":24171900,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":493364519},"Fund balance":{"value":54857195,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.0777896732497305,"percentile":0.5827568911681404},"Liabilities to Assets Ratio":{"score":0.9041617627131668,"percentile":0.06397351503442128},"Operating Reserve Ratio":{"score":21.892096994851627,"percentile":0.951510824312147},"Officer Compensation Ratio":{"score":0.10344605492285092,"percentile":0.5407358170532838},"Program Expense Growth":{"score":0.04374043383969532,"percentile":0.5070711164771924},"Revenue Growth":{"score":0.025813373076651987,"percentile":0.4940049290969864},"Asset Growth":{"score":0.046074855105428796,"percentile":0.5114907451356626},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7227614570559195,"percentile":0.883584317441284}},"source_xml":"201621799349300817_public.xml"},{"Organization":{"value":null,"Person":["HENRY CHANG","KEN CROCKETT","KATHY FOOR","LARRY JACKSON","LINDA KENNEDY","ANDY MARFURT","DOUG MCDOWELL","IRENE SMITH","PAT ZOLLARS","D'JUAN HAMMONDS","ROB MCNICOL","RENEE RAINEY","DAVID BURNS","DENISE HERRMANN","PAUL LAIL","CHERYL LONG","MITCH RHODUS","LESLIE BUMGARNER","DANIEL DAILY","CHRISTOPHER WAMPLER","EDWARD SMALLWOOD","KAREN DANIELS","DERRICK BAILEY","KRISTEN SCOTT","IGOR BABAMOVSKI","CHRISTINE EMRICK-LAW","DAVID AULT","DINA ASAK SHULTZ","JANET BORTON","SHEILA PONDER"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT/CE","EVP/CHIEF ST","CFO","CHIEF LENDIN","CHIEF RETAIL","CHIEF SALES","CHIEF RISK O","VP MORT SALE","VP INTERNAL","VP INFO. SYS","VP CRM","DIRECTOR OF","FORMER CFO"],"Hours":[0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,649917,340444,255307,250149,254238,241064,208599,280205,199902,197672,184717,183071,247770],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,617155,306393,222701,220968,219772,212241,187963,244342,167608,166935,157811,150953,247770],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,32762,34051,32606,29181,34466,28823,20636,35863,32294,30737,26906,32118,0]},"Basic":{"value":null,"mission":"To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.","year":2018,"name":"64 TELHIO CREDIT UNION INC","phone":6142213233,"website":"WWW.TELHIO.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LESLIE BUMGARNER","year_formation":1934,"state_legal_domicile":"OH","total_volunteers":9,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"96 N 4TH STREET, COLUMBUS, OH, 43215, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43215},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":17,"Number of independent voting members":17,"Number of employees total":263,"Total Gross UBI":383319,"Net unrelated business taxable income":null,"Number of employees":263,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":49151053,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":44330618,"Total revenue":{"value":44326613,"LOAN INTEREST":31819947,"FEE INCOME":7790067,"OTHER OPERATING INCOME":4337285,"NON MEMBER ATM FEES":341158,"INSURANCE INCOME":38156},"Total other revenue":4005,"Unrelated business revenue":0},"Investment income":{"value":1251032,"Investment income total":1251032,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":3569403,"Other total":3569403,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":40046739,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":4982598,"Benefits paid to members Total":4982598},"Salaries":{"value":15979344,"Current officers":1987193,"Disqualified persons":247770,"Other salaries and wages":10962754,"Pension plan contributions":472301,"Other employee benefits":1348322,"Payroll taxes":961004},"Other expenses":{"value":19084797,"Management services":0,"Legal":82372,"Accounting":200681,"Lobbying services":0,"Investment management fees":107162,"Other services":250435,"Advertising":1448746,"Office expenses":857805,"Information technology":0,"Royalties":0,"Occupancy":1621495,"Travel":297713,"Conferences and meetings":157437,"Interest":716817,"Payments to affiliates":0,"Depreciation and depletion":2139447,"Insurance":165971,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9239919,"PROVISION FOR LOAN LOSS":2693788,"DATA PROCESSING":2468541,"CARD SERVICES EXPENSE":2051910,"LOAN SERVICING":2025680},"All other expenses":1798797},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":836202879,"Non-interest bearing cash":60863614,"Savings and temp cash investments":426442,"Pledges and grants receivable":0,"Accounts receivable":2020161,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":711785151,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2496010,"Land, building, equipment":23460873,"Investments publicly traded":22472545,"Investments other":0,"Investments program related":4192294,"Intangible assets":0,"Other assets":8485789},"Liabilities":{"value":757815296,"Sum of Total Liabilities":0,"Accounts payable, accrued":45050680,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":712764616},"Fund balance":{"value":78387583,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1852313113210413,"percentile":0.7409312897786874},"Liabilities to Assets Ratio":{"score":0.9062576977805407,"percentile":0.06362508255043565},"Operating Reserve Ratio":{"score":20.88067343011375,"percentile":0.9486704313577765},"Officer Compensation Ratio":{"score":0.08722445540447125,"percentile":0.5969513764519203},"Program Expense Growth":{"score":-0.5042879008366411,"percentile":0.031788318947455915},"Revenue Growth":{"score":0.13215910228453445,"percentile":0.823739568083887},"Asset Growth":{"score":0.11094426910532203,"percentile":0.7086870207049571},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5846438652635875,"percentile":0.5602206870953685}},"source_xml":"201902889349301235_public.xml"},{"Organization":{"value":null,"Person":["Douglas McDowell","Kathy Foor","Henry Chang","Andrew Marfurt","Kenneth Crockett","Irene Smith","Larrry Jackson","Patrick Zollars","Linda Kennedy","Renee Rainey","Leslie Bumgarner","Sheila R Ponder","Karen Daniels","Robert Myles","Kristen Scott","David Ault","Igor Baborowski","Christine Emrick-Law","Melissa truitt"],"Title":["Chairperson","Vice Chairperson","Treasurer","Secretary","Director","Director","Director","Director","Director","Chairperson Supervisory Committee","President & CEO","Sr VP & CFO","Sr VP Wealth & Member Services","Sr VP Lending & Member Services","VP Risk Management","VP Information Services","Mortgage Loan Originator","Internal Auditor","VP Member Services"],"Hours":[0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,40.0,40.0,40.0,40.0,40.0,40.0,59.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,711,1632,506,0,0,409887,293825,240073,267958,157957,170167,163333,162740,128770],"Direct compensation":[0,0,0,0,0,711,1632,506,0,0,393969,277463,224040,256162,153700,150517,147355,158316,118038],"Other compensation":[0,0,0,0,0,0,0,0,0,0,15918,16362,16033,11796,4257,19650,15978,4424,10732]},"Basic":{"value":null,"mission":"The credit union provides financial services to qualified members","year":2013,"name":"64 TELHIO CREDIT UNION INC","phone":6142213233,"website":"www.telhio.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Leslie Bumgarner","year_formation":1934,"state_legal_domicile":"OH","total_volunteers":9,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"96 North Fourth Street, Columbus, OH, 43215, USA","city":"Columbus","state":"OH","country":"USA","zip_code":43215},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":170,"Total Gross UBI":52612,"Net unrelated business taxable income":-156847,"Number of employees":170,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":26913749,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":25828971,"Total revenue":{"value":25828971,"Loan Interest":16926227,"Fee Income":7420487,"Other Income":1482257},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1084778,"Investment income total":1084778,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":23919746,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":3070508,"Benefits paid to members Total":3070508},"Salaries":{"value":9549082,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":8988750,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":560332},"Other expenses":{"value":11300156,"Management services":0,"Legal":116814,"Accounting":38804,"Lobbying services":0,"Investment management fees":87700,"Other services":321641,"Advertising":874745,"Office expenses":329995,"Information technology":1098177,"Royalties":0,"Occupancy":800928,"Travel":0,"Conferences and meetings":139951,"Interest":227628,"Payments to affiliates":0,"Depreciation and depletion":856285,"Insurance":75623,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6331865,"Provision for Loan Loss":2215095,"Loan Servicing":1234677,"Card Services Expense":682896,"All Other Expenses":2199197},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":23919746,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":522337307,"Non-interest bearing cash":24438928,"Savings and temp cash investments":14211693,"Pledges and grants receivable":0,"Accounts receivable":1409395,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":379567075,"Inventories for sale or use":0,"Prepaid expenses deferred charges":491539,"Land, building, equipment":9748434,"Investments publicly traded":72603072,"Investments other":598000,"Investments program related":2662380,"Intangible assets":0,"Other assets":16606791},"Liabilities":{"value":471564238,"Sum of Total Liabilities":0,"Accounts payable, accrued":44754841,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":426809397},"Fund balance":{"value":50773069,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.11124436807373064,"percentile":0.6419653700598714},"Liabilities to Assets Ratio":{"score":0.9027963955099995,"percentile":0.06421174371100874},"Operating Reserve Ratio":{"score":21.837075820119495,"percentile":0.9513505659263187},"Officer Compensation Ratio":{"score":0.08351087841819056,"percentile":0.6107776768982592},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8165231812815116,"percentile":0.9678870598512154}},"source_xml":"201401209349300035_public.xml"},{"Organization":{"value":null,"Person":["LESLIE BUMGARNER","DERRICK BAILEY","DANIEL DAILY","KRISTEN SCOTT","JESSICA BING","CHRISTOPHER WAMPLER","DAVID AULT","IGOR BABAMOVSKI","MITCH VOCKE","CHAD MAZE","ALLEN MCCONNELL","JASON BITTINGER","DONNA TATE","DAVID BURNS","HENRY CHANG","KEN CROCKETT","KATHY FOOR","SHIRLEY GREEN","D'JUAN HAMMONDS","FRED HARRIS","LARRY JACKSON","LINDA KENNEDY","ANDY MARFURT","DOUG MCDOWELL","ROB MCNICOL","JAMES MOCK","CHINITA MONTGOMERY","GEORGE MUSSI","RENEE RAINEY","IRENE SMITH","JONATHAN WILKERSON","PATRICK ZOLLARS"],"Title":["CEO","PRESIDENT","EVP/CHIEF ST","CFO","CHIEF COMM.","VP RISK MANA","VP INFO. SEC","VP MORT SALE","VP COM REL M","COO","VP COMMERCIA","SVP INFORMAT","VP OF MORTGA","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[40.0,40.0,0.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[891214,864501,392652,369076,313565,277215,261231,251441,245792,245191,232565,230597,225711,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[827404,821901,384407,341076,279711,238271,221790,212441,219365,219247,204947,198621,197661,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[63810,42600,8245,28000,33854,38944,39441,39000,26427,25944,27618,31976,28050,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.","year":2023,"name":"64 TELHIO CREDIT UNION INC","phone":6142213233,"website":"WWW.TELHIO.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DERRICK BAILEY","year_formation":1934,"state_legal_domicile":"OH","total_volunteers":19,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"330 RUSH ALLEY SUITE 500, COLUMBUS, OH, 43215, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43215},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":318,"Total Gross UBI":264503,"Net unrelated business taxable income":9977,"Number of employees":318,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":75863938,"Contributions":{"value":175895,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":175895,"Related organizations":0},"Program revenue":{"value":69681479,"Total revenue":{"value":69681479,"LOAN INCOME":53637873,"FEE INCOME":9062782,"OTHER OPERATING INCOME":6716321,"NON MEMBER ATM FEES":249536,"INSURANCE INCOME":14967},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5587467,"Investment income total":4811076,"Net investment gain":776391,"Income from invest bond proceeds":0},"Other revenues":{"value":419097,"Other total":419097,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":75483158,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":16647958,"Benefits paid to members Total":16647958},"Salaries":{"value":25478322,"Current officers":2930494,"Disqualified persons":384407,"Other salaries and wages":16942455,"Pension plan contributions":872778,"Other employee benefits":2784497,"Payroll taxes":1563691},"Other expenses":{"value":33356878,"Management services":0,"Legal":210191,"Accounting":160867,"Lobbying services":0,"Investment management fees":517060,"Other services":187804,"Advertising":2668703,"Office expenses":9463197,"Information technology":0,"Royalties":0,"Occupancy":2791814,"Travel":157292,"Conferences and meetings":711319,"Interest":4705314,"Payments to affiliates":0,"Depreciation and depletion":2100268,"Insurance":158829,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":8055245,"LOAN SERVICING":3148319,"PROVISION FOR LOAN LOSS":2408845,"CARD SERVICES EXPENSE":1870857,"OTHER OPERATING EXPENSES":627224},"All other expenses":1468975},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1363973734,"Non-interest bearing cash":58064645,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":3805274,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":1121302949,"Inventories for sale or use":0,"Prepaid expenses deferred charges":7859746,"Land, building, equipment":36301590,"Investments publicly traded":99847012,"Investments other":0,"Investments program related":12693217,"Intangible assets":0,"Other assets":24099301},"Liabilities":{"value":1242665907,"Sum of Total Liabilities":0,"Accounts payable, accrued":118476474,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1124189433},"Fund balance":{"value":121307827,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.005019249066664586,"percentile":0.4106233564494437},"Liabilities to Assets Ratio":{"score":0.9110629303364577,"percentile":0.0628210863719268},"Operating Reserve Ratio":{"score":18.069908177397664,"percentile":0.9393425041009373},"Officer Compensation Ratio":{"score":0.06360029345884018,"percentile":0.6929017990795816},"Program Expense Growth":{"score":-0.3667172538235301,"percentile":0.05091855105522618},"Revenue Growth":{"score":0.1051818442813048,"percentile":0.7753173354655611},"Asset Growth":{"score":0.10164351728572242,"percentile":0.6871092991053392},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5309828580208754,"percentile":0.403174916801373}},"source_xml":"202423129349302982_public.xml"},{"Organization":{"value":null,"Person":["LARRY JACKSON","IRENE SMITH","LINDA KENNEDY","PAT ZOLLARS","ANDY MARFURT","DAVID BURNS","HENRY CHANG","KEN CROCKETT","JERRY FLYR","KATHY FOOR","DENISE HERRMANN","JEFF KENWORTHY","PAUL LAIL","CHERYL LONG","SCOTT MARTIN","DOUG MCDOWELL","MITCH RHODUS","LESLIE BUMGARNER","SHEILA PONDER","KAREN DANIELS","EDWARD SMALLWOOD","DERRICK BAILEY","ROBERT HATCH","CHRISTINE EMRICK-LAW","IGOR BABAMOVSKI","KRISTEN SCOTT","DAVID AULT","RANDY ROBERTY","JAMES HOUSTON"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT/CE","CFO/SVP SUPP","SVP MEMBER S","SVP CONSUMER","VP BUSINESS","VP COMM. REL","VP INTERNAL","MORTGAGE LOA","VP RISK MANA","VP INFO. SYS","REAL ESTATE","REGIONAL SAL"],"Hours":[0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[4132,3980,2799,1300,655,0,0,0,0,0,0,0,0,0,0,0,0,552506,294507,230833,223587,188617,171349,185747,223432,207838,205641,156333,154534],"Direct compensation":[4132,3980,2799,1300,655,0,0,0,0,0,0,0,0,0,0,0,0,506058,264231,205598,203407,172514,166330,156289,196156,190736,176462,146415,132239],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,46448,30276,25235,20180,16103,5019,29458,27276,17102,29179,9918,22295]},"Basic":{"value":null,"mission":"To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.","year":2016,"name":"64 TELHIO CREDIT UNION INC","phone":6142213233,"website":"WWW.TELHIO.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LESLIE BUMGARNER","year_formation":1934,"state_legal_domicile":"OH","total_volunteers":9,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"96 N 4TH STREET, COLUMBUS, OH, 43215, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43215},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":15,"Number of independent voting members":15,"Number of employees total":279,"Total Gross UBI":417777,"Net unrelated business taxable income":-12132,"Number of employees":279,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":33350765,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":32400347,"Total revenue":{"value":32270211,"LOAN INTEREST":22408262,"FEE INCOME":6902981,"OTHER INCOME":2671327,"INSURANCE INCOME":152790,"NON MEMBER ATM FEES":134851},"Total other revenue":130136,"Unrelated business revenue":0},"Investment income":{"value":878611,"Investment income total":878611,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":71807,"Other total":71807,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":32602093,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":3794528,"Benefits paid to members Total":3794528},"Salaries":{"value":13372715,"Current officers":1687293,"Disqualified persons":0,"Other salaries and wages":9344235,"Pension plan contributions":351810,"Other employee benefits":1072829,"Payroll taxes":916548},"Other expenses":{"value":15434850,"Management services":0,"Legal":75272,"Accounting":80027,"Lobbying services":0,"Investment management fees":59268,"Other services":453280,"Advertising":1796064,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":1845750,"Travel":182854,"Conferences and meetings":12102,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":1192563,"Insurance":83083,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":7723391,"PROVISION FOR LOAN LOSS":2641632,"CARD SERVICES EXPENSE":1770042,"DATA PROCESSING":1736379,"LOAN SERVICING":1575338},"All other expenses":1931196},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":801924952,"Non-interest bearing cash":15124549,"Savings and temp cash investments":38305062,"Pledges and grants receivable":0,"Accounts receivable":1952803,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":660522006,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1873042,"Land, building, equipment":24483029,"Investments publicly traded":50181404,"Investments other":0,"Investments program related":3390431,"Intangible assets":0,"Other assets":6092626},"Liabilities":{"value":734651475,"Sum of Total Liabilities":0,"Accounts payable, accrued":32242001,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":702409474},"Fund balance":{"value":67273477,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.02244842059844804,"percentile":0.45869436333617913},"Liabilities to Assets Ratio":{"score":0.9161100090074265,"percentile":0.06200541432534786},"Operating Reserve Ratio":{"score":24.597345698020064,"percentile":0.9579829996772602},"Officer Compensation Ratio":{"score":0.08612299829952635,"percentile":0.6010206359121427},"Program Expense Growth":{"score":-0.3766717686188292,"percentile":0.04930929793547735},"Revenue Growth":{"score":0.06629713498521449,"percentile":0.668857687512721},"Asset Growth":{"score":0.14415012879524403,"percentile":0.7726884426971087},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5299929625569999,"percentile":0.40044192614845703}},"source_xml":"201723189349308742_public.xml"},{"Organization":{"value":null,"Person":["LESLIE BUMGARNER","DANIEL DAILY","CHRISTOPHER WAMPLER","IGOR BABAMOVSKI","EDWARD SMALLWOOD","KAREN DANIELS","DERRICK BAILEY","KRISTEN SCOTT","CHRISTINE EMRICK-LAW","DAVID AULT","JANET BORTON","JESSICA BING","DAVID BURNS","HENRY CHANG","KEN CROCKETT","KATHY FOOR","DENISE HERRMANN","LARRY JACKSON","LINDA KENNEDY","ANDY MARFURT","DOUG MCDOWELL","RENEE RAINEY","MITCH RHODUS","IRENE SMITH","PAT ZOLLARS"],"Title":["PRESIDENT/CE","EVP/CHIEF ST","CFO","VP MORT SALE","CHIEF LENDIN","CHIEF RETAIL","CHIEF SALES","CHIEF RISK O","VP INTERNAL","VP INFO. SYS","DIRECTOR OF","CHIEF COMMUN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[791959,460876,287931,279030,278670,273315,257419,228105,211492,208477,194778,149772,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[759398,432613,266791,255056,253670,249336,238419,217320,186492,187189,167978,142180,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[32561,28263,21140,23974,25000,23979,19000,10785,25000,21288,26800,7592,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.","year":2019,"name":"64 TELHIO CREDIT UNION INC","phone":6142213233,"website":"WWW.TELHIO.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LESLIE BUMGARNER","year_formation":1934,"state_legal_domicile":"OH","total_volunteers":9,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"96 N 4TH STREET, COLUMBUS, OH, 43215, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43215},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":243,"Total Gross UBI":324612,"Net unrelated business taxable income":null,"Number of employees":243,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":47326708,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":44733039,"Total revenue":{"value":44733039,"LOAN INCOME":31686492,"FEE INCOME":7900622,"OTHER OPERATING INCOME":4821313,"NON MEMBER ATM FEES":308723,"INSURANCE INCOME":15889},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2571876,"Investment income total":2571876,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":21793,"Other total":21793,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":41190448,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":6761021,"Benefits paid to members Total":6761021},"Salaries":{"value":16956402,"Current officers":2417547,"Disqualified persons":0,"Other salaries and wages":11589908,"Pension plan contributions":518204,"Other employee benefits":1456311,"Payroll taxes":974432},"Other expenses":{"value":17473025,"Management services":0,"Legal":145750,"Accounting":191844,"Lobbying services":0,"Investment management fees":156018,"Other services":190666,"Advertising":1583936,"Office expenses":4618637,"Information technology":0,"Royalties":0,"Occupancy":1538650,"Travel":158471,"Conferences and meetings":202598,"Interest":621435,"Payments to affiliates":0,"Depreciation and depletion":1372561,"Insurance":164681,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6047432,"LOAN SERVICING":2425746,"CARD SERVICES EXPENSE":1710603,"PROVISION FOR LOAN LOSS":1642270,"ATM PROCESSING & EXPENSE":268813},"All other expenses":480346},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":841649015,"Non-interest bearing cash":139302493,"Savings and temp cash investments":1109679,"Pledges and grants receivable":0,"Accounts receivable":1814089,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":617499166,"Inventories for sale or use":0,"Prepaid expenses deferred charges":7335503,"Land, building, equipment":22127777,"Investments publicly traded":39062494,"Investments other":0,"Investments program related":4592712,"Intangible assets":0,"Other assets":8805102},"Liabilities":{"value":756627159,"Sum of Total Liabilities":0,"Accounts payable, accrued":27225472,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":729401687},"Fund balance":{"value":85021856,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.12965744416450856,"percentile":0.6703442389445081},"Liabilities to Assets Ratio":{"score":0.8989818148839632,"percentile":0.06482995019935009},"Operating Reserve Ratio":{"score":20.43311145826819,"percentile":0.9473107612192491},"Officer Compensation Ratio":{"score":0.08792873532232522,"percentile":0.5943321447566283},"Program Expense Growth":{"score":-0.49270992769338406,"percentile":0.033937417362967126},"Revenue Growth":{"score":0.11488726623220616,"percentile":0.7946918838439789},"Asset Growth":{"score":0.09158454449093392,"percentile":0.6613704561505226},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5677533180861037,"percentile":0.5100659289498425}},"source_xml":"202003189349301915_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["DERRICK BAILEY","LESLIE BUMGARNER","KRISTEN SCOTT","CHRISTOPHER WAMPLER","AISHA ALLEN","DAVID AULT","IGOR BABAMOVSKI","JESSICA BING","MITCH VOCKE","DONNA TATE","ALLEN MCCONNELL","DANIEL DAILY","JANET BORTON","DAVID BURNS","HENRY CHANG","KEN CROCKETT","SHIRLEY GREEN","D'JUAN HAMMONDS","LARRY JACKSON","LINDA KENNEDY","ANDY MARFURT","DOUG MCDOWELL","ROB MCNICOL","JAMES MOCK","CHINITA MONTGOMERY","GEORGE MUSSI","RENEE RAINEY","IRENE SMITH","JONATHAN WILKERSON","PATRICK ZOLLARS"],"Title":["CEO","CEO EMERITUS","CFO","VP RISK MANA","CHIEF HR OFF","CIO","VP MORT SALE","COO","CLO","VP OF MORTGA","VP COMMERCIA","EVP/CHIEF ST","VP HR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","TREASURER","CHAIRPERSON","VICE CHAIRPE","DIRECTOR"],"Hours":[40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[873441,745209,565476,415483,334213,328031,324994,284264,251539,236973,232328,229500,222259,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[821995,714139,548133,389240,310581,295340,278495,260609,246145,210557,211364,229500,211764,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[51446,31070,17343,26243,23632,32691,46499,23655,5394,26416,20964,0,10495,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.","year":2024,"name":"64 TELHIO CREDIT UNION INC","phone":6142213233,"website":"WWW.TELHIO.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DERRICK BAILEY","year_formation":1934,"state_legal_domicile":"OH","total_volunteers":19,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"330 RUSH ALLEY SUITE 500, COLUMBUS, OH, 43215, USA","city":"COLUMBUS","state":"OH","country":"USA","zip_code":43215},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":349,"Total Gross UBI":272241,"Net unrelated business taxable income":15590,"Number of employees":349,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":84664088,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":76619819,"Total revenue":{"value":76602796,"LOAN INCOME":59831787,"FEE INCOME":9406243,"OTHER OPERATING INCOME":7109548,"NON MEMBER ATM FEES":236862,"INSURANCE INCOME":18356},"Total other revenue":17023,"Unrelated business revenue":0},"Investment income":{"value":7915457,"Investment income total":6320782,"Net investment gain":1594675,"Income from invest bond proceeds":0},"Other revenues":{"value":128812,"Other total":128812,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":85823132,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":23047465,"Benefits paid to members Total":23047465},"Salaries":{"value":29679703,"Current officers":2924397,"Disqualified persons":548133,"Other salaries and wages":20372051,"Pension plan contributions":940031,"Other employee benefits":3159702,"Payroll taxes":1735389},"Other expenses":{"value":33095964,"Management services":0,"Legal":338018,"Accounting":126465,"Lobbying services":0,"Investment management fees":435741,"Other services":182675,"Advertising":2404068,"Office expenses":8482232,"Information technology":0,"Royalties":0,"Occupancy":2805856,"Travel":156696,"Conferences and meetings":603237,"Interest":4280381,"Payments to affiliates":0,"Depreciation and depletion":2421010,"Insurance":178888,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9022843,"PROVISION FOR LOAN LOSS":4655679,"CARD SERVICES EXPENSE":1969327,"LOAN SERVICING":1566409,"OTHER OPERATING EXPENSES":831428},"All other expenses":1657854},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1427045503,"Non-interest bearing cash":140564026,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":4146723,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":1114676033,"Inventories for sale or use":0,"Prepaid expenses deferred charges":5511490,"Land, building, equipment":32462023,"Investments publicly traded":86725777,"Investments other":0,"Investments program related":14210040,"Intangible assets":0,"Other assets":28749391},"Liabilities":{"value":1306123817,"Sum of Total Liabilities":0,"Accounts payable, accrued":122160578,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1183963239},"Fund balance":{"value":120921686,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.013689913012468758,"percentile":0.35194395231479375},"Liabilities to Assets Ratio":{"score":0.915264309550191,"percentile":0.06213507791286279},"Operating Reserve Ratio":{"score":16.627749066533717,"percentile":0.9336160455626918},"Officer Compensation Ratio":{"score":0.058768654586038645,"percentile":0.715028763686499},"Program Expense Growth":{"score":-0.34277143191161424,"percentile":0.05474973886054939},"Revenue Growth":{"score":0.10649347959327682,"percentile":0.7780766890892146},"Asset Growth":{"score":0.09655044321216431,"percentile":0.6743937959424441},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5220405315459451,"percentile":0.3789061757869347}},"source_xml":"202523179349302312_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}