{"success":true,"data":{"_id":311540078,"filings":[{"Organization":{"value":null,"Person":["STEVE LAWSON","SUSAN RUSSELL","TRAVIS BAILEY","NATHAN FRALEY","TRAVIS BAILEY","MELISSA MILLER","ANGELA HOPPER","DOUG DONALDSON"],"Title":["Director","Director","Director","Chairman","Director","Director","Director","Director"],"Hours":[0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Meeting obligations of insolvent individually self-insured employers.","year":2020,"name":"KENTUCKY INDIVIDUAL SELF INSURERS GUARANTY FUND","phone":8598998700,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1997,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2020-07-01T00:00:00","tax_period_end":"2021-06-30T00:00:00","address":"300 WEST VINE STREET 1700, LEXINGTON, KY, 40507, USA","city":"LEXINGTON","state":"KY","country":"USA","zip_code":40507},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":7,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":136771,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":136771,"Investment income total":136771,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":-434208,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":-434208,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":47569,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":-481777,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":15639722,"Non-interest bearing cash":1621412,"Savings and temp cash investments":12179152,"Pledges and grants receivable":0,"Accounts receivable":44466,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":1778607,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":16085},"Liabilities":{"value":11507774,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":11507774},"Fund balance":{"value":4131948,"Net assets without donor restriction":723706,"Net assets with donor restriction":3408242,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":null,"percentile":null},"Liabilities to Assets Ratio":{"score":0.7358042553441807,"percentile":0.08820073644001554},"Operating Reserve Ratio":{"score":-36.01896326184686,"percentile":4.607681206662788e-05},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.017017624704808363,"percentile":0.3920712150203813},"Revenue Growth":{"score":-0.07573521792448963,"percentile":0.17488719434265315},"Asset Growth":{"score":0.0202111815845343,"percentile":0.4047479734789492},"Independent Voting Board Pct":{"score":0.875,"percentile":0.22520058322737488},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.3630617466052775,"percentile":0.06806318635992482}},"source_xml":"202221369349311332_public.xml"},{"Organization":{"value":null,"Person":["STEVE LAWSON","MIA KUO","GEOFFREY MANUAL","NATHAN FRALEY","TRAVIS BAILEY","STEVEN RUDOLF","MELISSA MILLER","ANGELA HOPPER","DOUG DONALDSON"],"Title":["Director","Director","Director","Director","Director","Director","Director","BOARD CHAIR","Vice President"],"Hours":[0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Meeting obligations of insolvent individually self-insured employers.","year":2023,"name":"KENTUCKY INDIVIDUAL SELF INSURERS GUARANTY FUND","phone":8598998700,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1997,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2023-07-01T00:00:00","tax_period_end":"2024-06-30T00:00:00","address":"300 WEST VINE STREET 1700, LEXINGTON, KY, 40507, USA","city":"LEXINGTON","state":"KY","country":"USA","zip_code":40507},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1234486,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1019811,"Total revenue":1019811,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":214675,"Investment income total":214675,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1866402,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1866402,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1866402,"CLAIMS AND RESERVE ADJUSTMENT T":1306407,"LOSS ADUSTMENT EXPENSES":542164,"ADMINSTRATIVE EXPENSES":17831},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":1848571,"Management And General Expenses":17831,"Fundraising Expenses":0}},"Assets":{"value":13562087,"Non-interest bearing cash":261092,"Savings and temp cash investments":13238467,"Pledges and grants receivable":0,"Accounts receivable":21862,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":40666},"Liabilities":{"value":9980129,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":9980129},"Fund balance":{"value":3581958,"Net assets without donor restriction":669435,"Net assets with donor restriction":2912523,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9904463239966523,"percentile":0.9067254477052838},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.5118859185118341,"percentile":0.0729911208782967},"Liabilities to Assets Ratio":{"score":0.735884454951513,"percentile":0.08818762669341056},"Operating Reserve Ratio":{"score":7.266434026538763,"percentile":0.8577063165044514},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.04549398348048534,"percentile":0.5140728242735011},"Revenue Growth":{"score":0.08016350662880063,"percentile":0.7129804686701657},"Asset Growth":{"score":0.010665213454022255,"percentile":0.36443371097056293},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6248539760604572,"percentile":0.6761256087783676}},"source_xml":"202521159349301447_public.xml"},{"Organization":{"value":null,"Person":["STEVE LAWSON","SUSAN RUSSELL","NATHAN FRALEY","TRAVIS BAILEY","MELISSA MILLER","ANGELA HOPPER","DOUG DONALDSON"],"Title":["Director","Director","Chairman","Director","Director","Director","Director"],"Hours":[0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Meeting obligations of insolvent individually self-insured employers.","year":2018,"name":"KENTUCKY INDIVIDUAL SELF INSURERS GUARANTY FUND","phone":8598998700,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1997,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2018-07-01T00:00:00","tax_period_end":"2019-06-30T00:00:00","address":"300 WEST VINE STREET, LEXINGTON, KY, 40507, USA","city":"LEXINGTON","state":"KY","country":"USA","zip_code":40507},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":236923,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":236923,"Investment income total":236923,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":428884,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":428884,"Management services":0,"Legal":0,"Accounting":39063,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":389821,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":411134,"Management And General Expenses":17750,"Fundraising Expenses":0}},"Assets":{"value":12032491,"Non-interest bearing cash":331918,"Savings and temp cash investments":9354121,"Pledges and grants receivable":0,"Accounts receivable":41853,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":2268981,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":35618},"Liabilities":{"value":7795131,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":7795131},"Fund balance":{"value":4237360,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":743840,"Temporarily restricted net assets":3493520,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.958613517874297,"percentile":0.8578244705275793},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.8102252630601503,"percentile":0.049508231535015844},"Liabilities to Assets Ratio":{"score":0.6478401687564113,"percentile":0.10281134419148096},"Operating Reserve Ratio":{"score":28.055350630939834,"percentile":0.9643280596266283},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.1174543788286713,"percentile":0.7082380392133341},"Revenue Growth":{"score":0.027512286556961286,"percentile":0.5024394914569504},"Asset Growth":{"score":-0.007231369505922604,"percentile":0.2904940441462398},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6121373352496384,"percentile":0.6405413345337747}},"source_xml":"202031369349303903_public.xml"},{"Organization":{"value":null,"Person":["LISA SMITH","ANN SCHNURE","KELLY TOLER","NATHAN FRALEY","TRAVIS BAILEY","ALBERT CATES","ANGELA HOPPER","DOUG DONALDSON"],"Title":["Director","Director","Director","Director","Director","Director","Director","Director"],"Hours":[0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Meeting obligations of insolvent individually insured employers","year":2014,"name":"KENTUCKY INDIVIDUAL SELF INSURERS GUARANTY FUND","phone":5022235322,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1997,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2014-07-01T00:00:00","tax_period_end":"2015-06-30T00:00:00","address":"1501 TWILIGHT TRAIL, FRANKFORT, KY, 40601, USA","city":"FRANKFORT","state":"KY","country":"USA","zip_code":40601},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":99851,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":99851,"Investment income total":99851,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":80298,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":80298,"Management services":14200,"Legal":56521,"Accounting":24500,"Lobbying services":0,"Investment management fees":0,"Other services":8519,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":-23442,"CLAIMS ADMIN EXPENSES":29876,"CLAIMS AND RESERVE ADJUSTMENT T":-53318},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":12078605,"Non-interest bearing cash":554882,"Savings and temp cash investments":11092669,"Pledges and grants receivable":0,"Accounts receivable":510,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":397513,"Investments program related":0,"Intangible assets":0,"Other assets":33031},"Liabilities":{"value":8073255,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":8073255},"Fund balance":{"value":4005350,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":605445,"Temporarily restricted net assets":3399905,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.19582177444392143,"percentile":0.7520765063294338},"Liabilities to Assets Ratio":{"score":0.6683929973701433,"percentile":0.09907588576822296},"Operating Reserve Ratio":{"score":150.42223965727663,"percentile":0.9923128518535509},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6410419438809973,"percentile":0.7190717191063165}},"source_xml":"201533439349300118_public.xml"},{"Organization":{"value":null,"Person":["AARON POWELL","ANN SCHNURE","KELLY TOLER","NATHAN FRALEY","TRAVIS BAILEY","ALBERT CATES","MARK HAUSFELD","DEBBIE LUCAS","DOUG DONALDSON"],"Title":["Director","Director","Director","Director","Director","Director","Director","Director","Director"],"Hours":[0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Meeting obligations of insolvent individually insured employers","year":2013,"name":"KENTUCKY INDIVIDUAL SELF INSURERS GUARANTY FUND","phone":5022235322,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1997,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2013-07-01T00:00:00","tax_period_end":"2014-06-30T00:00:00","address":"1501 TWILIGHT TRAIL, FRANKFORT, KY, 40601, USA","city":"FRANKFORT","state":"KY","country":"USA","zip_code":40601},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":88931,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":32691,"Total revenue":32691,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":56240,"Investment income total":56240,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":162406,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":162406,"Management services":17191,"Legal":48321,"Accounting":23500,"Lobbying services":0,"Investment management fees":0,"Other services":3251,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":70143,"CLAIMS ADMIN EXPENSES":35536,"CLAIMS AND RESERVE ADJUSTMENT T":32426,"MISCELLANEOUS":2181},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":12436727,"Non-interest bearing cash":589624,"Savings and temp cash investments":1535592,"Pledges and grants receivable":0,"Accounts receivable":510,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":10306576,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":4425},"Liabilities":{"value":8623270,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":8623270},"Fund balance":{"value":3813457,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":575832,"Temporarily restricted net assets":3237625,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.8262023366430153,"percentile":0.04872562480651373},"Liabilities to Assets Ratio":{"score":0.693371334757127,"percentile":0.09483938921690567},"Operating Reserve Ratio":{"score":76.57800204425945,"percentile":0.9867864636834894},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.47008907861566357,"percentile":0.2526210492276292}},"source_xml":"201540229349300304_public.xml"},{"Organization":{"value":null,"Person":["LISA SMITH","ROB CRAWFORD","KELLY GOLEBIESKI","NATHAN FRALEY","TRAVIS BAILEY","ALBERT CATES","MELISSA MILLER","ANGELA HOPPER","DOUG DONALDSON"],"Title":["Director","Director","Director","Director","Director","Director","Director","Director","Director"],"Hours":[0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Meeting obligations of insolvent individually self-insured employers.","year":2016,"name":"KENTUCKY INDIVIDUAL SELF INSURERS GUARANTY FUND","phone":8598998700,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1997,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2016-07-01T00:00:00","tax_period_end":"2017-06-30T00:00:00","address":"300 WEST VINE STREET, LEXINGTON, KY, 40507, USA","city":"LEXINGTON","state":"KY","country":"USA","zip_code":40507},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":228529,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":228529,"Investment income total":228529,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":-46404,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":-46404,"Management services":13018,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":50327,"Advertising":0,"Office expenses":1238,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":-110987,"CLAIMS FEES EXPENSES":25150,"CLAIMS AND RESERVE ADJUSTMENT T":-136137},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":-110987,"Management And General Expenses":64583,"Fundraising Expenses":0}},"Assets":{"value":12302192,"Non-interest bearing cash":664671,"Savings and temp cash investments":10420531,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":1184416,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":32574},"Liabilities":{"value":8174949,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":8174949},"Fund balance":{"value":4127243,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":576951,"Temporarily restricted net assets":3550292,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":null,"percentile":null},"Liabilities to Assets Ratio":{"score":0.664511576473526,"percentile":0.09978135400740373},"Operating Reserve Ratio":{"score":-265.11059391431775,"percentile":1.89965804134343e-05},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.3105362008092989,"percentile":0.8698840018131947},"Revenue Growth":{"score":0.37317840459114776,"percentile":0.9640816484226246},"Asset Growth":{"score":0.0018100616880715441,"percentile":0.3276354586303176},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5936454498453583,"percentile":0.5868102503348244}},"source_xml":"201821009349300632_public.xml"},{"Organization":{"value":null,"Person":["STEVE LAWSON","SUSAN RUSSELL","TRAVIS BAILEY","NATHAN FRALEY","TRAVIS BAILEY","MELISSA MILLER","ANGELA HOPPER","DOUG DONALDSON"],"Title":["Director","Director","Director","Chairman","Director","Director","Director","Director"],"Hours":[0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Meeting obligations of insolvent individually self-insured employers.","year":2021,"name":"KENTUCKY INDIVIDUAL SELF INSURERS GUARANTY FUND","phone":8598998700,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1997,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2021-07-01T00:00:00","tax_period_end":"2022-06-30T00:00:00","address":"300 WEST VINE STREET 1700, LEXINGTON, KY, 40507, USA","city":"LEXINGTON","state":"KY","country":"USA","zip_code":40507},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":154912,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":154912,"Investment income total":154912,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":-1319277,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":-1319277,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":-1319277,"OTHER":-16415,"CLAIMS AND RESERVE ADJUSTMENT T":-1302862},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":-1319277,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":13205422,"Non-interest bearing cash":518627,"Savings and temp cash investments":10910325,"Pledges and grants receivable":0,"Accounts receivable":78798,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":1682249,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":15423},"Liabilities":{"value":9615136,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":9615136},"Fund balance":{"value":3590286,"Net assets without donor restriction":681347,"Net assets with donor restriction":2908939,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":null,"percentile":null},"Liabilities to Assets Ratio":{"score":0.7281203130047642,"percentile":0.08935070702502158},"Operating Reserve Ratio":{"score":-10.009590101244848,"percentile":7.073194834789367e-05},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":-1.5478441031683732,"percentile":7.712075653748369e-06},"Revenue Growth":{"score":-0.0870361128877552,"percentile":0.15933839345482217},"Asset Growth":{"score":0.016829683205058146,"percentile":0.3904545973213728},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.38115248124914697,"percentile":0.09341444445355486}},"source_xml":"202311359349303581_public.xml"},{"Organization":{"value":null,"Person":["STEVE LAWSON","MIA KUO","GEOFFREY MANUAL","NATHAN FRALEY","TRAVIS BAILEY","STEVEN RUDOLF","MELISSA MILLER","ANGELA HOPPER","DOUG DONALDSON"],"Title":["Director","Director","Director","Chairman","Director","Director","Director","Director","Vice President"],"Hours":[0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Meeting obligations of insolvent individually self-insured employers.","year":2022,"name":"KENTUCKY INDIVIDUAL SELF INSURERS GUARANTY FUND","phone":8598998700,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1997,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2022-07-01T00:00:00","tax_period_end":"2023-06-30T00:00:00","address":"300 WEST VINE STREET 1700, LEXINGTON, KY, 40507, USA","city":"LEXINGTON","state":"KY","country":"USA","zip_code":40507},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":159850,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":159850,"Investment income total":159850,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":-419562,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":-419562,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":73920,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":-493482,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":-419562,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":12238900,"Non-interest bearing cash":540405,"Savings and temp cash investments":10246719,"Pledges and grants receivable":0,"Accounts receivable":65812,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":1370254,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":15710},"Liabilities":{"value":8842605,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":8842605},"Fund balance":{"value":3396295,"Net assets without donor restriction":648941,"Net assets with donor restriction":2747354,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":null,"percentile":null},"Liabilities to Assets Ratio":{"score":0.7224999795733277,"percentile":0.09021308254388077},"Operating Reserve Ratio":{"score":-29.170658925260152,"percentile":4.971445512451955e-05},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":-5.956648368595111,"percentile":2.5706918845827896e-06},"Revenue Growth":{"score":-0.08854499218856388,"percentile":0.15741278121623775},"Asset Growth":{"score":0.010138650722652055,"percentile":0.3622098857051379},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.3789742943962989,"percentile":0.09043887238237551}},"source_xml":"202313489349300716_public.xml"},{"Organization":{"value":null,"Person":["STEVE LAWSON","SUSAN RUSSELL","NATHAN FRALEY","TRAVIS BAILEY","ALBERT CATES","MELISSA MILLER","ANGELA HOPPER","DOUG DONALDSON"],"Title":["Director","Director","Director","Director","Director","Director","Director","Director"],"Hours":[0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Meeting obligations of insolvent individually self-insured employers.","year":2017,"name":"KENTUCKY INDIVIDUAL SELF INSURERS GUARANTY FUND","phone":8598998700,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1997,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2017-07-01T00:00:00","tax_period_end":"2018-06-30T00:00:00","address":"300 WEST VINE STREET, LEXINGTON, KY, 40507, USA","city":"LEXINGTON","state":"KY","country":"USA","zip_code":40507},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":230395,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":230395,"Investment income total":230395,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":102428,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":102428,"Management services":0,"Legal":50397,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":52031,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":52031,"Management And General Expenses":50397,"Fundraising Expenses":0}},"Assets":{"value":11854805,"Non-interest bearing cash":311393,"Savings and temp cash investments":10318239,"Pledges and grants receivable":0,"Accounts receivable":33053,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":1153866,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":38254},"Liabilities":{"value":7786858,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":7786858},"Fund balance":{"value":4067947,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":758130,"Temporarily restricted net assets":3309817,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.5079763345960089,"percentile":0.47680290494872435},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5554243798693548,"percentile":0.9324734713642364},"Liabilities to Assets Ratio":{"score":0.6568524745873087,"percentile":0.10111977719985644},"Operating Reserve Ratio":{"score":115.73793298707385,"percentile":0.990563347633986},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":-0.0033149991144045686,"percentile":0.30991190238911537},"Revenue Growth":{"score":0.12124659477598576,"percentile":0.8061932034678938},"Asset Growth":{"score":-0.007659480312386189,"percentile":0.2889405625784486},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6389686174031914,"percentile":0.7137755247948007}},"source_xml":"201920859349300502_public.xml"},{"Organization":{"value":null,"Person":["STEVE LAWSON","SUSAN RUSSELL","NATHAN FRALEY","TRAVIS BAILEY","MELISSA MILLER","ANGELA HOPPER","DOUG DONALDSON"],"Title":["Director","Director","Chairman","Director","Director","Director","Director"],"Hours":[0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Meeting obligations of insolvent individually self-insured employers.","year":2019,"name":"KENTUCKY INDIVIDUAL SELF INSURERS GUARANTY FUND","phone":8598998700,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1997,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2019-07-01T00:00:00","tax_period_end":"2020-06-30T00:00:00","address":"300 WEST VINE STREET, LEXINGTON, KY, 40507, USA","city":"LEXINGTON","state":"KY","country":"USA","zip_code":40507},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":164589,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":164589,"Investment income total":164589,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":482830,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":482830,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":23914,"Advertising":0,"Office expenses":7995,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":450921,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":450921,"Management And General Expenses":31909,"Fundraising Expenses":0}},"Assets":{"value":12393849,"Non-interest bearing cash":1159685,"Savings and temp cash investments":5961789,"Pledges and grants receivable":0,"Accounts receivable":22395,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":5238703,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":11277},"Liabilities":{"value":8066400,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":8066400},"Fund balance":{"value":4327449,"Net assets without donor restriction":730895,"Net assets with donor restriction":3596554,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9339125572147546,"percentile":0.8223169906471285},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-1.9335496296836363,"percentile":0.025058904403569095},"Liabilities to Assets Ratio":{"score":0.6508389766568884,"percentile":0.10225704771783892},"Operating Reserve Ratio":{"score":25.66917755731831,"percentile":0.9601566934956315},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.14733563242506093,"percentile":0.7518832460297806},"Revenue Growth":{"score":-0.03789751698981944,"percentile":0.24693891206548088},"Asset Growth":{"score":-0.0031244397906872124,"percentile":0.3062638025337366},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5791166412256857,"percentile":0.5438065444186976}},"source_xml":"202141309349301044_public.xml"},{"Organization":{"value":null,"Person":["LISA SMITH","ROB CRAWFORD","KELLY GOLEBIESKI","NATHAN FRALEY","TRAVIS BAILEY","ALBERT CATES","ANGELA HOPPER","DOUG DONALDSON"],"Title":["Director","Director","Director","Director","Director","Director","Director","Director"],"Hours":[0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Meeting obligations of insolvent individually self-insured employers.","year":2015,"name":"KENTUCKY INDIVIDUAL SELF INSURERS GUARANTY FUND","phone":5022235322,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1997,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2015-07-01T00:00:00","tax_period_end":"2016-06-30T00:00:00","address":"5932 TIMBER RIDGE DRIVE SUITE 101, PROSPECT, KY, 40059, USA","city":"PROSPECT","state":"KY","country":"USA","zip_code":40059},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1049686,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":249452,"Investment income total":249452,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":800234,"Other total":800234,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1145921,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1145921,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":42470,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":1103451,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":1103451,"Management And General Expenses":42470,"Fundraising Expenses":0}},"Assets":{"value":12706313,"Non-interest bearing cash":705796,"Savings and temp cash investments":11635028,"Pledges and grants receivable":0,"Accounts receivable":510,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":334588,"Investments program related":0,"Intangible assets":0,"Other assets":30391},"Liabilities":{"value":8556971,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":8556971},"Fund balance":{"value":4149342,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":603144,"Temporarily restricted net assets":3546198,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9629381082989141,"percentile":0.8640454190263669},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.09167979757756128,"percentile":0.23186130578340258},"Liabilities to Assets Ratio":{"score":0.6734424848498538,"percentile":0.09820552149752636},"Operating Reserve Ratio":{"score":11.088297535344932,"percentile":0.9016500551001878},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":1.5,"percentile":0.9999901456811091},"Revenue Growth":{"score":1.163641289076504,"percentile":0.9981429796483672},"Asset Growth":{"score":0.01086408190718062,"percentile":0.36526722490325436},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7275657536506699,"percentile":0.8900416228116926}},"source_xml":"201720409349300017_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["STEVE LAWSON","MIA KUO","GEOFFREY MANUAL","NATHAN FRALEY","TRAVIS BAILEY","STEVEN RUDOLF","MELISSA MILLER","ANGELA HOPPER","DOUG DONALDSON"],"Title":["Director","Director","Director","Director","Director","Director","Director","BOARD CHAIR","Vice President"],"Hours":[0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Meeting obligations of insolvent individually self-insured employers.","year":2023,"name":"KENTUCKY INDIVIDUAL SELF INSURERS GUARANTY FUND","phone":8598998700,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1997,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2023-07-01T00:00:00","tax_period_end":"2024-06-30T00:00:00","address":"300 WEST VINE STREET 1700, LEXINGTON, KY, 40507, USA","city":"LEXINGTON","state":"KY","country":"USA","zip_code":40507},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1234486,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1019811,"Total revenue":1019811,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":214675,"Investment income total":214675,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1866402,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1866402,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1866402,"CLAIMS AND RESERVE ADJUSTMENT T":1306407,"LOSS ADUSTMENT EXPENSES":542164,"ADMINSTRATIVE EXPENSES":17831},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":1848571,"Management And General Expenses":17831,"Fundraising Expenses":0}},"Assets":{"value":13562087,"Non-interest bearing cash":261092,"Savings and temp cash investments":13238467,"Pledges and grants receivable":0,"Accounts receivable":21862,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":40666},"Liabilities":{"value":9980129,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":9980129},"Fund balance":{"value":3581958,"Net assets without donor restriction":669435,"Net assets with donor restriction":2912523,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9904463239966523,"percentile":0.9067254477052838},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.5118859185118341,"percentile":0.0729911208782967},"Liabilities to Assets Ratio":{"score":0.735884454951513,"percentile":0.08818762669341056},"Operating Reserve Ratio":{"score":7.266434026538763,"percentile":0.8577063165044514},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.04549398348048534,"percentile":0.5140728242735011},"Revenue Growth":{"score":0.08016350662880063,"percentile":0.7129804686701657},"Asset Growth":{"score":0.010665213454022255,"percentile":0.36443371097056293},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6248539760604572,"percentile":0.6761256087783676}},"source_xml":"202521159349301447_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}