{"success":true,"data":{"_id":310528961,"filings":[{"Organization":{"value":null,"Person":["Sally O'Day","Jim Taylor","Brian McFarland","Kimberlee Brown","Donna Reeves","Walter Bailey","JoAnn Combs"],"Title":["Director","Director","Assistant Treasurer","Treasurer","Secretary","Vice President","President"],"Hours":[0.5,0.5,6.0,6.0,0.75,0.5,0.5],"Total Compensation":[0,0,7200,14400,0,0,0],"Direct compensation":[0,0,7200,14400,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"A financial institution (credit union) organized to provide its members with low interest loans and to promote savings.","year":2019,"name":"422 HEEKIN CAN EMPLOYEES CREDIT UNION INC","phone":5133882330,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JoAnn Combs","year_formation":1941,"state_legal_domicile":"OH","total_volunteers":5,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"8200 Broadwell Road, Cincinnati, OH, 452441608, USA","city":"Cincinnati","state":"OH","country":"USA","zip_code":452441608},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":4,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":30888,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":24663,"Total revenue":{"value":24663,"Interest on Loans":23132,"Fees and Charges":1375,"GAP Income":156},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":6225,"Investment income total":6225,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":35026,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":23395,"Current officers":21600,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":1795},"Other expenses":{"value":11631,"Management services":0,"Legal":0,"Accounting":3086,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":1913,"Information technology":2192,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":287,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1236,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2490,"Credit Report Expense":723,"Supervisory Fee":978,"Miscellaneous Operating Expense":789},"All other expenses":427},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":606645,"Non-interest bearing cash":147618,"Savings and temp cash investments":25939,"Pledges and grants receivable":0,"Accounts receivable":5012,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":234736,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2778,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":182775,"Investments program related":7787,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":300792,"Sum of Total Liabilities":0,"Accounts payable, accrued":6187,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":294605},"Fund balance":{"value":305853,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.13396788396788398,"percentile":0.1929194879061785},"Liabilities to Assets Ratio":{"score":0.4958286971787454,"percentile":0.13662097100615667},"Operating Reserve Ratio":{"score":17.319848112830467,"percentile":0.9364463339530126},"Officer Compensation Ratio":{"score":0.6166847484725633,"percentile":0.04330108173341076},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.5714285714285714,"percentile":0.13672735574814468},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.38038597438015215,"percentile":0.09235532558206042}},"source_xml":"202021369349301912_public.xml"},{"Organization":{"value":null,"Person":["Brian McFarland","Kimberlee Brown","Sally O'Day","Jim Taylor","JoAnn Combs"],"Title":["Treasurer","Assistant Treasurer","Secretary","Vice President","President"],"Hours":[6.5,6.5,0.75,0.5,0.5],"Total Compensation":[13200,10800,0,0,0],"Direct compensation":[13200,10800,0,0,0],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"A financial institution (credit union) organized to provide its members with low interest loans and to promote savings.","year":2021,"name":"422 HEEKIN CAN EMPLOYEES CREDIT UNION INC","phone":5133882330,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Kimberlee Brown","year_formation":1941,"state_legal_domicile":"OH","total_volunteers":5,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"8200 Broadwell Road, Cincinnati, OH, 452441608, USA","city":"Cincinnati","state":"OH","country":"USA","zip_code":452441608},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":3,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":25033,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":15567,"Total revenue":{"value":15567,"Interest on Loans":14501,"Fees and Charges":1066},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":6466,"Investment income total":6466,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":3000,"Other total":3000,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":36157,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":26063,"Current officers":24000,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":2063},"Other expenses":{"value":10094,"Management services":0,"Legal":0,"Accounting":3346,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":958,"Information technology":2287,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":235,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1123,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2145,"Supervisory Fee":765,"Credit Report Expenses":724,"Miscellaneous Operating Fee":605,"ASI Assessment":51},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":552181,"Non-interest bearing cash":111342,"Savings and temp cash investments":26239,"Pledges and grants receivable":0,"Accounts receivable":3417,"Receivables from officers":11253,"Receivables from disqual persons":0,"Other net note and loans":119608,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2446,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":270089,"Investments program related":7787,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":267427,"Sum of Total Liabilities":0,"Accounts payable, accrued":3457,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":263970},"Fund balance":{"value":284754,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.4443734270762593,"percentile":0.0822731627644686},"Liabilities to Assets Ratio":{"score":0.48431039822087324,"percentile":0.1396724693682577},"Operating Reserve Ratio":{"score":15.2717592720635,"percentile":0.9274850002798964},"Officer Compensation Ratio":{"score":0.6637718837292917,"percentile":0.035655347593974644},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.10878451190962804,"percentile":0.13476206034350258},"Asset Growth":{"score":-0.04736947389477895,"percentile":0.17022440393100086},"Independent Voting Board Pct":{"score":0.6,"percentile":0.14358321820463743},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.3216949637336346,"percentile":0.028745198117824174}},"source_xml":"202231259349301003_public.xml"},{"Organization":{"value":null,"Person":["Brian McFarland","Mike Mullenix","Daniel Bell","Sally O'Day","Jim Taylor"],"Title":["Manager/Treasurer","Board Member","Secretary","Vice President","President"],"Hours":[5.0,0.5,0.5,0.5,0.5],"Total Compensation":[12000,0,0,0,0],"Direct compensation":[12000,0,0,0,0],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"A financial institution (credit union) organized to provide its members with low interest loans and to promote savings.","year":2024,"name":"422 HEEKIN CAN EMPLOYEES CREDIT UNION INC","phone":5133882330,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"James Taylor","year_formation":1941,"state_legal_domicile":"OH","total_volunteers":5,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"8200 Broadwell Road, Cincinnati, OH, 452441608, USA","city":"Cincinnati","state":"OH","country":"USA","zip_code":452441608},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":4,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":21798,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":13574,"Total revenue":{"value":13574,"Interest on Loans":12751,"Fees and Charges":645,"GAP Income":178},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":8224,"Investment income total":8224,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":35948,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":23918,"Current officers":12000,"Disqualified persons":0,"Other salaries and wages":10000,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":1918},"Other expenses":{"value":12030,"Management services":0,"Legal":0,"Accounting":3239,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":1699,"Information technology":2016,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":717,"Interest":73,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1068,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":3218,"Provision for Loan Losses":1500,"Credit Report Expenses":1020,"Supervisory Fee":698},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":316630,"Non-interest bearing cash":52271,"Savings and temp cash investments":17525,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":4924,"Receivables from disqual persons":0,"Other net note and loans":68026,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2930,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":7787,"Intangible assets":0,"Other assets":163167},"Liabilities":{"value":72239,"Sum of Total Liabilities":0,"Accounts payable, accrued":3743,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":68496},"Fund balance":{"value":244391,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.6491421231305624,"percentile":0.059664388071850635},"Liabilities to Assets Ratio":{"score":0.22814957521397214,"percentile":0.2355327801020266},"Operating Reserve Ratio":{"score":8.808000445087348,"percentile":0.8793302856620884},"Officer Compensation Ratio":{"score":0.3338155112940915,"percentile":0.15812677315832066},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.050590864814661,"percentile":0.21864405878072743},"Asset Growth":{"score":-0.11852204884662552,"percentile":0.0907860123297261},"Independent Voting Board Pct":{"score":0.8,"percentile":0.1938826265975589},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.3359163809368113,"percentile":0.03896241547897431}},"source_xml":"202521069349300812_public.xml"},{"Organization":{"value":null,"Person":["Mike Mullenix","Daniel Bell","Sally O'Day","Jim Taylor","JoAnn Combs"],"Title":["Board Member","Board Member","Secretary","Vice President","President"],"Hours":[0.5,0.5,0.75,0.5,0.5],"Total Compensation":[0,0,0,0,0],"Direct compensation":[0,0,0,0,0],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"A financial institution (credit union) organized to provide its members with low interest loans and to promote savings.","year":2022,"name":"422 HEEKIN CAN EMPLOYEES CREDIT UNION INC","phone":5133882330,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JoAnn Combs","year_formation":1941,"state_legal_domicile":"OH","total_volunteers":5,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"8200 Broadwell Road, Cincinnati, OH, 452441608, USA","city":"Cincinnati","state":"OH","country":"USA","zip_code":452441608},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":4,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":23105,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":17532,"Total revenue":{"value":17532,"Interest on Loans":15843,"Fees and Charges":1689},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5495,"Investment income total":5495,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":78,"Other total":78,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":36525,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":26032,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":24000,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":2032},"Other expenses":{"value":10493,"Management services":0,"Legal":0,"Accounting":3528,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":1068,"Information technology":1965,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":193,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1105,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2549,"Supervisory Fee":688,"Credit Report Expense":731,"Miscellaneous Operating Expenses":778,"Ohio Credit Union League Dues":352},"All other expenses":85},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":435796,"Non-interest bearing cash":55262,"Savings and temp cash investments":26720,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":3442,"Receivables from disqual persons":0,"Other net note and loans":186637,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2428,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":7787,"Intangible assets":0,"Other assets":153520},"Liabilities":{"value":164462,"Sum of Total Liabilities":0,"Accounts payable, accrued":3453,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":161009},"Fund balance":{"value":271334,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.58082666089591,"percentile":0.06551315054439062},"Liabilities to Assets Ratio":{"score":0.37738299571359074,"percentile":0.1723214739288108},"Operating Reserve Ratio":{"score":11.931444216290211,"percentile":0.9080272475632338},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.08909262505055954,"percentile":0.15673554132017264},"Asset Growth":{"score":-0.0974231769200042,"percentile":0.10640689890482494},"Independent Voting Board Pct":{"score":0.8,"percentile":0.1938826265975589},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.3410756349076281,"percentile":0.043299883228944666}},"source_xml":"202300539349301600_public.xml"},{"Organization":{"value":null,"Person":["Brian McFarland","Elizabeth Morris","Daniel Bell","Sally O'Day","Jim Taylor"],"Title":["Treasurer","Board Member","Secretary","Vice President","President"],"Hours":[0.5,0.5,0.75,0.5,0.5],"Total Compensation":[13200,0,0,0,0],"Direct compensation":[13200,0,0,0,0],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"A financial institution (credit union) organized to provide its members with low interest loans and to promote savings.","year":2023,"name":"422 HEEKIN CAN EMPLOYEES CREDIT UNION INC","phone":5133882330,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"James Taylor","year_formation":1941,"state_legal_domicile":"OH","total_volunteers":5,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"8200 Broadwell Road, Cincinnati, OH, 452441608, USA","city":"Cincinnati","state":"OH","country":"USA","zip_code":452441608},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":3,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":25716,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":20098,"Total revenue":{"value":20098,"Interest on Loans":19073,"Fees and Charges":1025},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5618,"Investment income total":5618,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":38509,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":26115,"Current officers":13200,"Disqualified persons":0,"Other salaries and wages":10800,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":2115},"Other expenses":{"value":12394,"Management services":0,"Legal":0,"Accounting":4378,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":1317,"Information technology":1923,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":137,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1087,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":3400,"Miscellaneous Operating Expenses":1153,"Credit Report Expenses":1083,"Supervisory Fee":664,"Provision for Loan Loss":500},"All other expenses":152},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":420262,"Non-interest bearing cash":64790,"Savings and temp cash investments":28048,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":5011,"Receivables from disqual persons":0,"Other net note and loans":155710,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2445,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":7787,"Intangible assets":0,"Other assets":156471},"Liabilities":{"value":161721,"Sum of Total Liabilities":0,"Accounts payable, accrued":4174,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":157547},"Fund balance":{"value":258541,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.49747239072950694,"percentile":0.07480151034946447},"Liabilities to Assets Ratio":{"score":0.3848099518871561,"percentile":0.1697601571858618},"Operating Reserve Ratio":{"score":10.913344932353477,"percentile":0.9002249073866182},"Officer Compensation Ratio":{"score":0.3427770131657535,"percentile":0.151381628846615},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.04650956357966563,"percentile":0.22727319812612565},"Asset Growth":{"score":-0.09741474545987873,"percentile":0.10641587046414082},"Independent Voting Board Pct":{"score":0.6,"percentile":0.14358321820463743},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.33296672660346527,"percentile":0.03662019489307119}},"source_xml":"202410619349300191_public.xml"},{"Organization":{"value":null,"Person":["Kimberlee Brown","Brian McFarland","Sally O'Day","Jim Taylor","Donna Reeves","Walter Bailey","JoAnn Combs"],"Title":["Treasurer","Assistant Treasurer","Director","Director","Secretary","Vice President","President"],"Hours":[6.5,6.5,0.5,0.5,0.75,0.5,0.5],"Total Compensation":[12700,9400,0,0,0,0,0],"Direct compensation":[12700,9400,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"A financial institution (credit union) organized to provide its members with low interest loans and to promote savings.","year":2020,"name":"422 HEEKIN CAN EMPLOYEES CREDIT UNION INC","phone":5133882330,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JoAnn Combs","year_formation":1941,"state_legal_domicile":"OH","total_volunteers":5,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"8200 Broadwell Road, Cincinnati, OH, 452441608, USA","city":"Cincinnati","state":"OH","country":"USA","zip_code":452441608},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":5,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":24812,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":18659,"Total revenue":{"value":18659,"Interest on Loans":17550,"Fees & Charges":875,"GAP Income":234},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":6153,"Investment income total":6153,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":34787,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":23928,"Current officers":22100,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":1828},"Other expenses":{"value":10859,"Management services":0,"Legal":0,"Accounting":3520,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":751,"Information technology":2201,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":276,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1186,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2925,"Supervisory Fee & ASI":972,"Miscellaneous Operating Expenses":900,"Credit Report Expenses":722,"Ohio Credit Union League":331},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":565829,"Non-interest bearing cash":94606,"Savings and temp cash investments":26113,"Pledges and grants receivable":0,"Accounts receivable":3824,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":167055,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2695,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":263749,"Investments program related":7787,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":269951,"Sum of Total Liabilities":0,"Accounts payable, accrued":6705,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":263246},"Fund balance":{"value":295878,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.4020232145735934,"percentile":0.089445223541218},"Liabilities to Assets Ratio":{"score":0.4770893679892688,"percentile":0.1416608492166107},"Operating Reserve Ratio":{"score":16.265530226808867,"percentile":0.932067217985154},"Officer Compensation Ratio":{"score":0.6352947940322534,"percentile":0.040002988942378366},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.7142857142857143,"percentile":0.1656041307828256},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.3600402550820354,"percentile":0.06458385287686963}},"source_xml":"202131279349302243_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["Brian McFarland","Mike Mullenix","Daniel Bell","Sally O'Day","Jim Taylor"],"Title":["Manager/Treasurer","Board Member","Secretary","Vice President","President"],"Hours":[5.0,0.5,0.5,0.5,0.5],"Total Compensation":[12000,0,0,0,0],"Direct compensation":[12000,0,0,0,0],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"A financial institution (credit union) organized to provide its members with low interest loans and to promote savings.","year":2024,"name":"422 HEEKIN CAN EMPLOYEES CREDIT UNION INC","phone":5133882330,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"James Taylor","year_formation":1941,"state_legal_domicile":"OH","total_volunteers":5,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"8200 Broadwell Road, Cincinnati, OH, 452441608, USA","city":"Cincinnati","state":"OH","country":"USA","zip_code":452441608},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":4,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":21798,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":13574,"Total revenue":{"value":13574,"Interest on Loans":12751,"Fees and Charges":645,"GAP Income":178},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":8224,"Investment income total":8224,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":35948,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":23918,"Current officers":12000,"Disqualified persons":0,"Other salaries and wages":10000,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":1918},"Other expenses":{"value":12030,"Management services":0,"Legal":0,"Accounting":3239,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":1699,"Information technology":2016,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":717,"Interest":73,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1068,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":3218,"Provision for Loan Losses":1500,"Credit Report Expenses":1020,"Supervisory Fee":698},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":316630,"Non-interest bearing cash":52271,"Savings and temp cash investments":17525,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":4924,"Receivables from disqual persons":0,"Other net note and loans":68026,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2930,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":7787,"Intangible assets":0,"Other assets":163167},"Liabilities":{"value":72239,"Sum of Total Liabilities":0,"Accounts payable, accrued":3743,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":68496},"Fund balance":{"value":244391,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.6491421231305624,"percentile":0.059664388071850635},"Liabilities to Assets Ratio":{"score":0.22814957521397214,"percentile":0.2355327801020266},"Operating Reserve Ratio":{"score":8.808000445087348,"percentile":0.8793302856620884},"Officer Compensation Ratio":{"score":0.3338155112940915,"percentile":0.15812677315832066},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.050590864814661,"percentile":0.21864405878072743},"Asset Growth":{"score":-0.11852204884662552,"percentile":0.0907860123297261},"Independent Voting Board Pct":{"score":0.8,"percentile":0.1938826265975589},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.3359163809368113,"percentile":0.03896241547897431}},"source_xml":"202521069349300812_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}