{"success":true,"data":{"_id":273782503,"filings":[{"Organization":{"value":null,"Person":["JOHN G APOSTLE II","MICHAEL GIOFFRE","STEPHEN C BAKER","STEVE CALLAWAY","GEORGE HANLEY","WILLIAM J DAUKSEWICZ","MAUREEN H HENDERSON","MARLA LACEY","MITCH KARMAN","BRADLEY J LUCIDO","JAMES ODLAND","SHARON PACHECO","ELLEN C WALSH","DONALD WALTERS","JOHN TRAVAGLINE"],"Title":["CHAIR","CHAIR-ELECT","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT AND CEO","CHIEF COMPLIANCE AND OPERA"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,252936,202041],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,248887,178602],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,4049,23439]},"Basic":{"value":null,"mission":"To provide a forum to serve the needs of the life insurance industry's compliance and ethics professionals.","year":2014,"name":"THE COMPLIANCE AND ETHICS FORUM FOR LIFE INSURERS","phone":2407443030,"website":"WWW.CEFLI.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DONALD J WALTERS","year_formation":2010,"state_legal_domicile":"DE","total_volunteers":12,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"PO BOX 30940, BETHESDA, MD, 20824, USA","city":"BETHESDA","state":"MD","country":"USA","zip_code":20824},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":12,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1284262,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1280030,"Total revenue":{"value":1280030,"MEMBERSHIP DUES":1049229,"PROJECT REVENUES":152795,"REGISTRATION/SPONSORSH":77006,"RESOURCE PROVIDER":1000},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":21,"Investment income total":21,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":4211,"Other total":4211,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1145265,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":837450,"Current officers":463125,"Disqualified persons":0,"Other salaries and wages":288710,"Pension plan contributions":6303,"Other employee benefits":46862,"Payroll taxes":32450},"Other expenses":{"value":307815,"Management services":0,"Legal":1658,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":4143,"Office expenses":37246,"Information technology":24942,"Royalties":0,"Occupancy":0,"Travel":37513,"Conferences and meetings":101280,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":20222,"Insurance":16656,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":62241,"PAYROLL EXPENSES":46493,"PUBLICATION EXPENSES":9143,"EQUIPMENT LEASE AND MAI":4256,"MISCELLANEOUS":2349},"All other expenses":1914},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":791148,"Non-interest bearing cash":541024,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":38015,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2422,"Land, building, equipment":3397,"Investments publicly traded":206290,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":411441,"Sum of Total Liabilities":0,"Accounts payable, accrued":35491,"Grants payable":0,"Deferred, revenue":375950,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":379707,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":379707,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10823103073983346,"percentile":0.6371099474817896},"Liabilities to Assets Ratio":{"score":0.5200556659436667,"percentile":0.13034406529964784},"Operating Reserve Ratio":{"score":0.6907990727036974,"percentile":0.32514627872146545},"Officer Compensation Ratio":{"score":0.39726788123272777,"percentile":0.11627181207562025},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5286861079146563,"percentile":0.39687879908399015}},"source_xml":"201513159349302381_public.xml"},{"Organization":{"value":null,"Person":["STEVE CALLAWAY","JAMES ODLAND","JOHN APOSTLE II","TIMOTHY BOLDEN","WILLIAM DAUKSEWICZ","JIM GOLEMBIEWSKI","GEORGE HANLEY","MAUREEN HENDERSON","MITCH KARMAN","MARLA LACEY","BRADLEY LUCIDO","TIMOTHY O'DISCROLL","SHARON PACHECO","NANCY SWEET","SUSAN VOSS","DONALD WALTERS","KELLY IRELAND"],"Title":["CHAIRMAN","CHAIRMAN-ELECT","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","PRESIDENT & CEO","VICE PRESIDENT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,415097,254226],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,324125,206231],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,90972,47995]},"Basic":{"value":null,"mission":"To provide a forum to serve the needs of the life insurance industry's compliance and ethics professionals.","year":2017,"name":"THE COMPLIANCE AND ETHICS FORUM FOR LIFE INSURERS","phone":2407443030,"website":"WWW.CEFLI.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DONALD J WALTERS","year_formation":2010,"state_legal_domicile":"DE","total_volunteers":15,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"PO BOX 30940, BETHESDA, MD, 20824, USA","city":"BETHESDA","state":"MD","country":"USA","zip_code":20824},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":15,"Number of independent voting members":15,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1396701,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1394008,"Total revenue":{"value":1394008,"MEMBERSHIP DUES":1264646,"PROJECT REVENUES":95535,"REGISTRATION/SPONSORSH":33827},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2693,"Investment income total":2693,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1266923,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":826727,"Current officers":778953,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":3834,"Other employee benefits":5316,"Payroll taxes":38624},"Other expenses":{"value":440196,"Management services":0,"Legal":1309,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":45903,"Advertising":3634,"Office expenses":57174,"Information technology":37331,"Royalties":0,"Occupancy":0,"Travel":83461,"Conferences and meetings":181504,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":106,"Insurance":13821,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":15953,"EQUIPMENT LEASE AND MAI":9722,"LOCAL TAXES":3275,"MEMBERSHIP DUES":2885,"MISCELLANEOUS":71},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1064354,"Non-interest bearing cash":182432,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":69465,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":6083,"Land, building, equipment":3702,"Investments publicly traded":802672,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":294596,"Sum of Total Liabilities":0,"Accounts payable, accrued":239275,"Grants payable":0,"Deferred, revenue":55321,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":769758,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":769758,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.0929175249391244,"percentile":0.6107972418819327},"Liabilities to Assets Ratio":{"score":0.27678385198909383,"percentile":0.21190614896277324},"Operating Reserve Ratio":{"score":0.8401094620588623,"percentile":0.3758158172399626},"Officer Compensation Ratio":{"score":0.5283059822893735,"percentile":0.06357167869650855},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.037271446648205996,"percentile":0.5496155914678412},"Asset Growth":{"score":0.11533186652510154,"percentile":0.7183070555426434},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5426674512469077,"percentile":0.43600400209343965}},"source_xml":"201812929349301011_public.xml"},{"Organization":{"value":null,"Person":["NANCY SWEET","TIMOTHY BOLDEN","VICKIE BULGER","MEGAN CLAYPOOL","CHAD ESLINGER","JIM GOLEMBIEWSKI","CYNDI HALL","GEORGE HANLEY","MAUREEN HENDERSON","STEVE KOSLOW","MARLA LACEY","BRADLEY LUCIDO","JAMES ODLAND","TIMOTHY O'DRISCROLL","SHARON PACHECO","WAYNE SMILEY","DONALD WALTERS","CARLA STRAUCH"],"Title":["CHAIR","CHAIR-ELECT","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","PRESIDENT & CEO","VICE PRESIDENT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,458106,273709],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,369528,219294],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,88578,54415]},"Basic":{"value":null,"mission":"To provide a forum to serve the needs of the life insurance industry's compliance and ethics professionals.","year":2022,"name":"THE COMPLIANCE AND ETHICS FORUM FOR LIFE INSURERS","phone":2407443030,"website":"WWW.CEFLI.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DONALD J WALTERS","year_formation":2010,"state_legal_domicile":"DE","total_volunteers":16,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"PO BOX 30940, BETHESDA, MD, 20824, USA","city":"BETHESDA","state":"MD","country":"USA","zip_code":20824},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":16,"Number of independent voting members":16,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1455676,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1455408,"Total revenue":{"value":1455408,"MEMBERSHIP DUES":1297018,"MEETINGS & CONFERENCES":81550,"PROJECT REVENUES":76840},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":268,"Investment income total":268,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1611392,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1013934,"Current officers":526545,"Disqualified persons":0,"Other salaries and wages":292115,"Pension plan contributions":22233,"Other employee benefits":132776,"Payroll taxes":40265},"Other expenses":{"value":597458,"Management services":0,"Legal":7263,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":57786,"Advertising":1862,"Office expenses":28935,"Information technology":36475,"Royalties":0,"Occupancy":0,"Travel":41768,"Conferences and meetings":327949,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":33316,"Insurance":25187,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":34231,"BOARD EXPENSES":26099,"EQUIPMENT LEASE & MAINT":3754,"MISCELLANEOUS":2494,"MEMBERSHIP DUES":1884},"All other expenses":2686},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1566383,"Non-interest bearing cash":729888,"Savings and temp cash investments":805970,"Pledges and grants receivable":0,"Accounts receivable":8744,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":9050,"Land, building, equipment":12731,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":700323,"Sum of Total Liabilities":0,"Accounts payable, accrued":169942,"Grants payable":0,"Deferred, revenue":530381,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":866060,"Net assets without donor restriction":866060,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.10697160631898857,"percentile":0.2163188176768849},"Liabilities to Assets Ratio":{"score":0.44709563369878247,"percentile":0.15018259418943256},"Operating Reserve Ratio":{"score":0.9720682490666455,"percentile":0.4156005172728428},"Officer Compensation Ratio":{"score":0.4541508211533879,"percentile":0.08885217286831511},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.016364305971995907,"percentile":0.4462495775999615},"Asset Growth":{"score":0.09960639626250004,"percentile":0.6821418588566253},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4563146729932563,"percentile":0.2238728513395874}},"source_xml":"202303039349300720_public.xml"},{"Organization":{"value":null,"Person":["TIMOTHY BOLDEN","MEGAN CLAYPOOL","VICKIE BULGER","CHAD ESLINGER","JIM GOLEMBIEWSKI","CYNDI HALL","GEORGE HANLEY","MAUREEN HENDERSON","STEVE KOSLOW","MARLA LACEY","BRADLEY LUCIDO","JAMES ODLAND","TIMOTHY O'DRISCROLL","SHARON PACHECO","WAYNE SMILEY","NANCY SWEET","PETE ROCK","ERICH AXMACHER","SCOTT CREUTZMANN","CRAIG FRIEDMAN","KYLE JENNINGS","DONALD WALTERS","CARLA STRAUCH","DEIDRE KEIMACH","NANCY PEREZ"],"Title":["CHAIR (THRU 9/23/24)","CHAIR-ELECT","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR (THRU 9/23/24)","BOARD OF DIRECTOR","BOARD OF DIRECTOR (THRU 9/23/24)","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR (THRU 9/23/24)","BOARD OF DIRECTOR (THRU 9/23/24)","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","PRESIDENT & CEO","SVP - COMPLIANCE & ETHICS","VP - COMPLIANCE & ETHICS","EXEC ASST/OFFICE MGR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,472399,296658,216342,137953],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,403386,238871,176195,106931],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,69013,57787,40147,31022]},"Basic":{"value":null,"mission":"To provide a forum to serve the needs of the life insurance industry's compliance and ethics professionals.","year":2024,"name":"THE COMPLIANCE AND ETHICS FORUM FOR LIFE INSURERS","phone":2407443027,"website":"WWW.CEFLI.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DONALD J WALTERS","year_formation":2010,"state_legal_domicile":"DE","total_volunteers":21,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"PO BOX 30940, BETHESDA, MD, 20824, USA","city":"BETHESDA","state":"MD","country":"USA","zip_code":20824},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":16,"Number of independent voting members":16,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1967738,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1899212,"Total revenue":{"value":1899212,"MEMBERSHIP DUES":1716987,"MEETINGS & CONFERENCES":123875,"PROJECT REVENUES":58350},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":68526,"Investment income total":68526,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1830510,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1301393,"Current officers":996876,"Disqualified persons":0,"Other salaries and wages":85551,"Pension plan contributions":133835,"Other employee benefits":28742,"Payroll taxes":56389},"Other expenses":{"value":529117,"Management services":0,"Legal":5904,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":87341,"Advertising":0,"Office expenses":26202,"Information technology":38131,"Royalties":0,"Occupancy":0,"Travel":22290,"Conferences and meetings":281329,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":7044,"Insurance":9546,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":50395,"BOARD EXPENSES":44204,"MEMBERSHIP DUES":2444,"EQUIPMENT LEASE & MAINT":2162,"MISCELLANEOUS":1585},"All other expenses":935},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1731155,"Non-interest bearing cash":630406,"Savings and temp cash investments":987384,"Pledges and grants receivable":0,"Accounts receivable":19250,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":79660,"Land, building, equipment":14455,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":824281,"Sum of Total Liabilities":0,"Accounts payable, accrued":233403,"Grants payable":0,"Deferred, revenue":590878,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":906874,"Net assets without donor restriction":906874,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.06973895915004945,"percentile":0.5667980318255994},"Liabilities to Assets Ratio":{"score":0.47614511698836903,"percentile":0.14192734578431518},"Operating Reserve Ratio":{"score":0.9457227767125009,"percentile":0.4079778362450308},"Officer Compensation Ratio":{"score":0.6136825256349323,"percentile":0.04383635638156291},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.03676515501701227,"percentile":0.5472383926429182},"Asset Growth":{"score":0.07965234006950515,"percentile":0.6276780455009452},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5249185596957258,"percentile":0.3865557898264993}},"source_xml":"202543099349303069_public.xml"},{"Organization":{"value":null,"Person":["DONALD WALTERS","CARLA STRAUCH","JAMES ODLAND","NANCY SWEET","JOHN APOSTLE II","TIMOTHY BOLDEN","STEVE CALLAWAY","JIM GOLEMBIEWSKI","GEORGE HANLEY","MITCHELL KARMAN","STEVE KOSLOW","MARLA LACEY","BRADLEY LUCIDO","TIMOTHY O'DRISCOLL","SHARON PACHECO","WAYNE SMILEY"],"Title":["PRESIDENT & CEO","VICE PRESIDENT","CHAIRMAN","CHAIRMAN-ELECT","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR"],"Hours":[40.0,40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[383787,172807,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[361035,160547,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[22752,12260,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide a forum to serve the needs of the life insurance industry's compliance and ethics professionals.","year":2020,"name":"THE COMPLIANCE AND ETHICS FORUM FOR LIFE INSURERS","phone":2407443030,"website":"WWW.CEFLI.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DONALD J WALTERS","year_formation":2010,"state_legal_domicile":"DE","total_volunteers":16,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"PO BOX 30940, BETHESDA, MD, 20824, USA","city":"BETHESDA","state":"MD","country":"USA","zip_code":20824},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":14,"Number of independent voting members":14,"Number of employees total":6,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":6,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1375921,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1370596,"Total revenue":{"value":1370596,"MEMBERSHIP DUES":1276351,"PROJECT REVENUES":81780,"MEETINGS & CONFERENCES":12465},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":959,"Investment income total":959,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":4366,"Other total":4366,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1242217,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":909885,"Current officers":452047,"Disqualified persons":0,"Other salaries and wages":364844,"Pension plan contributions":16931,"Other employee benefits":35130,"Payroll taxes":40933},"Other expenses":{"value":332332,"Management services":0,"Legal":27139,"Accounting":70399,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":1871,"Office expenses":23457,"Information technology":34369,"Royalties":0,"Occupancy":0,"Travel":20361,"Conferences and meetings":81606,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":28098,"Insurance":17915,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":22299,"BOARD EXPENSES":12354,"EQUIPMENT LEASE & MAINT":3844,"MISCELLANEOUS":3507,"PUBLICATION EXP":2594},"All other expenses":4818},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1615635,"Non-interest bearing cash":927101,"Savings and temp cash investments":558910,"Pledges and grants receivable":0,"Accounts receivable":24535,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":23108,"Land, building, equipment":81981,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":724144,"Sum of Total Liabilities":0,"Accounts payable, accrued":177673,"Grants payable":0,"Deferred, revenue":546471,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":891491,"Net assets without donor restriction":891491,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.09717418369223232,"percentile":0.6183116931024019},"Liabilities to Assets Ratio":{"score":0.4482101464749154,"percentile":0.14985464568451723},"Operating Reserve Ratio":{"score":1.3006060937823263,"percentile":0.49823867344049694},"Officer Compensation Ratio":{"score":0.4480650321159669,"percentile":0.09139472744703785},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.018369505391995312,"percentile":0.45635778200154486},"Asset Growth":{"score":0.11354343454434757,"percentile":0.7144164827730641},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5400196192105678,"percentile":0.4284455810684902}},"source_xml":"202102999349302055_public.xml"},{"Organization":{"value":null,"Person":["STEVE KOSLOW","JOHN G APOSTLE II","STEPHEN C BAKER","STEVE CALLAWAY","MAUREEN M CLOSSON","WILLIAM J DAUKSEWICZ","JAMES D GALLAGHER","MICHAEL GIOFFRE","MARLA LACEY","BRADLEY J LUCIDO","MICHAEL R MOSER","THOMAS SULLIVAN","DONALD WALTERS","JOHN TRAVAGLINE"],"Title":["CHAIR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT AND CEO","CHIEF COMPLIANCE AND OPERATIONS OFFICER"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,253851,197286],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,246207,173215],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,7644,24071]},"Basic":{"value":null,"mission":"To provide a forum to serve the needs of the life insurance industry's compliance and ethics professionals","year":2013,"name":"COMPLIANCE AND ETHICS FORUM FOR LIFE INSURERS","phone":2407443030,"website":"WWW.CEFLI.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DONALD J WALTERS","year_formation":2010,"state_legal_domicile":"DE","total_volunteers":12,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"PO BOX 30940, BETHESDA, MD, 20824, USA","city":"BETHESDA","state":"MD","country":"USA","zip_code":20824},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":12,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1172127,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1170167,"Total revenue":{"value":1170167,"MEMBERSHIP DUES":941249,"PROJECT REVENUES":134425,"REGISTRATION/SPONSORSH":88826,"RESOURCE PROVIDER":5667},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":21,"Investment income total":21,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1939,"Other total":1939,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1083655,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":771799,"Current officers":451137,"Disqualified persons":0,"Other salaries and wages":230551,"Pension plan contributions":6958,"Other employee benefits":46328,"Payroll taxes":36825},"Other expenses":{"value":311856,"Management services":0,"Legal":390,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":5999,"Office expenses":40089,"Information technology":13256,"Royalties":0,"Occupancy":16993,"Travel":18952,"Conferences and meetings":91688,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":47914,"Insurance":15171,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":61310,"PAYROLL EXPENSES":41954,"PUBLICATION EXPENSES":13361,"EQUIPMENT LEASE AND MAI":4266,"MEMBERSHIP DUES":1729},"All other expenses":94},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":617814,"Non-interest bearing cash":384806,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3019,"Land, building, equipment":23619,"Investments publicly traded":206370,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":383894,"Sum of Total Liabilities":0,"Accounts payable, accrued":34019,"Grants payable":0,"Deferred, revenue":349875,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":233920,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":233920,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07547987547424469,"percentile":0.5782740220014393},"Liabilities to Assets Ratio":{"score":0.6213747179571846,"percentile":0.10789178068049417},"Operating Reserve Ratio":{"score":0.5701205642017063,"percentile":0.2795757053137275},"Officer Compensation Ratio":{"score":0.4163105416391748,"percentile":0.1061719218166909},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5096838299499643,"percentile":0.3464668606384751}},"source_xml":"201412549349300936_public.xml"},{"Organization":{"value":null,"Person":["John G Apostle II","Michael Gioffre","JIM GOLEMBIEWSKI","Steve Callaway","George Hanley","William J Dauksewicz","Maureen H Henderson","Marla Lacey","Mitch Karman","Bradley J Lucido","James Odland","Sharon Pacheco","Ellen C Walsh","TIMOTHY J O'DRISCOLL","Donald Walters","John Travagline","KELLY IRELAND"],"Title":["Chair","Chair-Elect","director","director","director","director","director","director","director","DIRECTOR","director","director","director","DIRECTOR","president and ceo","Chief Comp/Ops Officer","VICE PRESIDENT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,359816,35989,140975],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,292404,35989,132396],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,67412,0,8579]},"Basic":{"value":null,"mission":"To provide a forum to serve the needs of the life insurance industry's compliance and ethics professionals.","year":2015,"name":"THE COMPLIANCE AND ETHICS FORUM FOR LIFE INSURERS","phone":2407443030,"website":"WWW.CEFLI.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DONALD J WALTERS","year_formation":2010,"state_legal_domicile":"DE","total_volunteers":14,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"PO Box 30940, BETHESDA, MD, 20824, USA","city":"BETHESDA","state":"MD","country":"USA","zip_code":20824},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":14,"Number of independent voting members":14,"Number of employees total":6,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":6,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1446529,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1446498,"Total revenue":{"value":1446498,"Membership Dues":1213193,"Project Revenues":137425,"Registration/Sponsorsh":95880},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":21,"Investment income total":21,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":10,"Other total":10,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1257580,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":834042,"Current officers":491630,"Disqualified persons":0,"Other salaries and wages":275951,"Pension plan contributions":6205,"Other employee benefits":21771,"Payroll taxes":38485},"Other expenses":{"value":423538,"Management services":0,"Legal":724,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":2575,"Office expenses":48937,"Information technology":37690,"Royalties":0,"Occupancy":0,"Travel":64378,"Conferences and meetings":177048,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":3397,"Insurance":17346,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":69155,"Payroll Expenses":46698,"Equipment Lease and Mai":10446,"Publication Expenses":9631,"EMPLOYEE TRAINING":2380},"All other expenses":2288},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":937142,"Non-interest bearing cash":709988,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":17585,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3358,"Land, building, equipment":0,"Investments publicly traded":206211,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":364886,"Sum of Total Liabilities":0,"Accounts payable, accrued":153566,"Grants payable":0,"Deferred, revenue":211320,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":572256,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":572256,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.13062233802433273,"percentile":0.6717698467741623},"Liabilities to Assets Ratio":{"score":0.38936041709794245,"percentile":0.16824127013779983},"Operating Reserve Ratio":{"score":0.745194739102085,"percentile":0.3443772850208528},"Officer Compensation Ratio":{"score":0.42683566850617854,"percentile":0.10100134453568099},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.10546032481338322,"percentile":0.775897986786123},"Asset Growth":{"score":0.20416486225674566,"percentile":0.8510552936825924},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5826702100044688,"percentile":0.5543671354774224}},"source_xml":"201641189349300814_public.xml"},{"Organization":{"value":null,"Person":["TIMOTHY BOLDEN","MEGAN CLAYPOOL","VICKIE BULGER","CHAD ESLINGER","JIM GOLEMBIEWSKI","CYNDI HALL","GEORGE HANLEY","MAUREEN HENDERSON","STEVE KOSLOW","MARLA LACEY","BRADLEY LUCIDO","JAMES ODLAND","TIMOTHY O'DRISCROLL","SHARON PACHECO","WAYNE SMILEY","NANCY SWEET","PETE ROCK","DONALD WALTERS","CARLA STRAUCH","DEIDRE KEIMACH","NANCY PEREZ"],"Title":["CHAIR","CHAIR-ELECT","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR (THRU 1/1/23)","BOARD OF DIRECTOR","BOARD OF DIRECTOR (THRU 9/22/23)","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR (THRU 2/1/23)","BOARD OF DIRECTOR","BOARD OF DIRECTOR (1/1/23)","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","PRESIDENT & CEO","SVP - COMPLIANCE & ETHICS","VP - COMPLIANCE & ETHICS","EXEC ASST/OFFICE MGR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,494880,324023,174850,155546],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,392984,231032,125616,102584],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,101896,92991,49234,52962]},"Basic":{"value":null,"mission":"To provide a forum to serve the needs of the life insurance industry's compliance and ethics professionals.","year":2023,"name":"THE COMPLIANCE AND ETHICS FORUM FOR LIFE INSURERS","phone":2407443027,"website":"WWW.CEFLI.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DONALD J WALTERS","year_formation":2010,"state_legal_domicile":"DE","total_volunteers":17,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"PO BOX 30940, BETHESDA, MD, 20824, USA","city":"BETHESDA","state":"MD","country":"USA","zip_code":20824},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1863056,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1842074,"Total revenue":{"value":1842074,"MEMBERSHIP DUES":1627767,"MEETINGS & CONFERENCES":158187,"PROJECT REVENUES":56120},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":20982,"Investment income total":20982,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1925546,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1206200,"Current officers":498078,"Disqualified persons":0,"Other salaries and wages":485213,"Pension plan contributions":76318,"Other employee benefits":93834,"Payroll taxes":52757},"Other expenses":{"value":719346,"Management services":0,"Legal":26295,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":89886,"Advertising":563,"Office expenses":35888,"Information technology":40238,"Royalties":0,"Occupancy":0,"Travel":31341,"Conferences and meetings":416602,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":16444,"Insurance":20768,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":40281,"BOARD EXPENSES":33263,"PUBLICATION EXP":3397,"EQUIPMENT LEASE & MAINT":2149,"MEMBERSHIP DUES":1472},"All other expenses":1040},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1464743,"Non-interest bearing cash":577054,"Savings and temp cash investments":820839,"Pledges and grants receivable":0,"Accounts receivable":18000,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":39214,"Land, building, equipment":9636,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":661213,"Sum of Total Liabilities":0,"Accounts payable, accrued":214228,"Grants payable":0,"Deferred, revenue":446985,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":803530,"Net assets without donor restriction":803530,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.033541664877491606,"percentile":0.31256232576045834},"Liabilities to Assets Ratio":{"score":0.4514191226720319,"percentile":0.1489250827143075},"Operating Reserve Ratio":{"score":0.7606896952864278,"percentile":0.34969572126277143},"Officer Compensation Ratio":{"score":0.5968691477638031,"percentile":0.047067539841576286},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.02946844695776823,"percentile":0.5120692324511856},"Asset Growth":{"score":0.08345549977271785,"percentile":0.6387615659520353},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.47142184415551586,"percentile":0.2555336261242389}},"source_xml":"202443059349301979_public.xml"},{"Organization":{"value":null,"Person":["STEVE CALLAWAY","JAMES ODLAND","JOHN APOSTLE II","WILLIAM DAUKSEWICZ","JIM GOLEMBIEWSKI","GEORGE HANLEY","MAUREEN HENDERSON","MITCH KARMAN","MARLA LACEY","BRADLEY LUCIDO","TIMOTHY O'DISCROLL","SHARON PACHECO","NANCY SWEET","ELLEN WALSH","DONALD WALTERS","KELLY IRELAND"],"Title":["CHAIR","CHAIR-ELECT","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","VICE PRESIDENT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,378006,227634],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,305442,188471],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,72564,39163]},"Basic":{"value":null,"mission":"To provide a forum to serve the needs of the life insurance industry's compliance and ethics professionals.","year":2016,"name":"THE COMPLIANCE AND ETHICS FORUM FOR LIFE INSURERS","phone":2407443030,"website":"WWW.CEFLI.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DONALD J WALTERS","year_formation":2010,"state_legal_domicile":"DE","total_volunteers":14,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"PO BOX 30940, BETHESDA, MD, 20824, USA","city":"BETHESDA","state":"MD","country":"USA","zip_code":20824},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":14,"Number of independent voting members":14,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1329249,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1328409,"Total revenue":{"value":1328409,"MEMBERSHIP DUES":1163180,"PROJECT REVENUES":123430,"REGISTRATION/SPONSORSH":41799},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":21,"Investment income total":21,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":819,"Other total":819,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1261525,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":813444,"Current officers":527314,"Disqualified persons":0,"Other salaries and wages":209710,"Pension plan contributions":7009,"Other employee benefits":30804,"Payroll taxes":38607},"Other expenses":{"value":448081,"Management services":0,"Legal":854,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":43421,"Advertising":1932,"Office expenses":32358,"Information technology":29918,"Royalties":0,"Occupancy":0,"Travel":91102,"Conferences and meetings":214828,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":19752,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":13916,"EQUIPMENT LEASE AND MAI":10645,"MEMBERSHIP DUES":2508,"PUBLICATION EXPENSES":708,"MISCELLANEOUS":55},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":890036,"Non-interest bearing cash":644350,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":38810,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":769,"Land, building, equipment":0,"Investments publicly traded":206107,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":250056,"Sum of Total Liabilities":0,"Accounts payable, accrued":144251,"Grants payable":0,"Deferred, revenue":105805,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":639980,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":639980,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.050949069737874546,"percentile":0.5270927647804147},"Liabilities to Assets Ratio":{"score":0.2809504334656126,"percentile":0.21003063583909753},"Operating Reserve Ratio":{"score":0.7055238699193437,"percentile":0.3303929725586312},"Officer Compensation Ratio":{"score":0.4800856106696261,"percentile":0.07895203382388781},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.048441343710932776,"percentile":0.5997355432799408},"Asset Growth":{"score":0.1189886716891111,"percentile":0.7260119428276168},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5304715372595422,"percentile":0.4017238279547787}},"source_xml":"201711319349303911_public.xml"},{"Organization":{"value":null,"Person":["JAMES ODLAND","NANCY SWEET","JOHN APOSTLE II","TIMOTHY BOLDEN","STEVE CALLAWAY","JIM GOLEMBIEWSKI","GEORGE HANLEY","MAUREEN HENDERSON","MITCHELL KARMAN","STEVE KOSLOW","MARLA LACEY","BRADLEY LUCIDO","TIMOTHY O'DRISCOLL","SHARON PACHECO","WAYNE SMILEY","SUSAN VOSS","MICHAEL BRENNAN","DONALD WALTERS","KELLY IRELAND"],"Title":["CHAIRMAN","CHAIRMAN-ELECT","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","PRESIDENT & CEO","VICE PRESIDENT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,434870,268474],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,350112,219149],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,84758,49325]},"Basic":{"value":null,"mission":"To provide a forum to serve the needs of the life insurance industry's compliance and ethics professionals.","year":2018,"name":"THE COMPLIANCE AND ETHICS FORUM FOR LIFE INSURERS","phone":2407443030,"website":"WWW.CEFLI.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DONALD J WALTERS","year_formation":2010,"state_legal_domicile":"DE","total_volunteers":17,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"PO BOX 30940, BETHESDA, MD, 20824, USA","city":"BETHESDA","state":"MD","country":"USA","zip_code":20824},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":17,"Number of independent voting members":17,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1399691,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1396252,"Total revenue":{"value":1396252,"MEMBERSHIP DUES":1256012,"PROJECT REVENUES":95965,"MEETINGS & CONFERENCES":44275},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1939,"Investment income total":1939,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1500,"Other total":1500,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1404753,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":829403,"Current officers":603773,"Disqualified persons":0,"Other salaries and wages":147217,"Pension plan contributions":7859,"Other employee benefits":31589,"Payroll taxes":38965},"Other expenses":{"value":575350,"Management services":0,"Legal":1575,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":60280,"Advertising":3196,"Office expenses":36848,"Information technology":99220,"Royalties":0,"Occupancy":0,"Travel":101892,"Conferences and meetings":239309,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":1935,"Insurance":13267,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":17468,"TAXES, FEES, & LICENSES":9453,"BAD DEBTS":5000,"MEMBERSHIP DUES":2565,"EMPLOYEE TRAINING":450},"All other expenses":360},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1234872,"Non-interest bearing cash":305517,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":91047,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":25068,"Land, building, equipment":8629,"Investments publicly traded":804611,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":470176,"Sum of Total Liabilities":0,"Accounts payable, accrued":204790,"Grants payable":0,"Deferred, revenue":265386,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":764696,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":764696,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.0036165125016878723,"percentile":0.37610204376524325},"Liabilities to Assets Ratio":{"score":0.3807487739619977,"percentile":0.17116494847050226},"Operating Reserve Ratio":{"score":0.8790669961196025,"percentile":0.38799747547571783},"Officer Compensation Ratio":{"score":0.5006887331794273,"percentile":0.07189676232096259},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.028993432783427975,"percentile":0.5097922617712777},"Asset Growth":{"score":0.11947493367453674,"percentile":0.727012271691338},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4939591909751616,"percentile":0.3069978839620885}},"source_xml":"201942419349300834_public.xml"},{"Organization":{"value":null,"Person":["JAMES ODLAND","NANCY SWEET","JOHN APOSTLE II","TIMOTHY BOLDEN","STEVE CALLAWAY","JIM GOLEMBIEWSKI","GEORGE HANLEY","MAUREEN HENDERSON","MITCHELL KARMAN","STEVE KOSLOW","MARLA LACEY","BRADLEY LUCIDO","TIMOTHY O'DRISCOLL","SHARON PACHECO","WAYNE SMILEY","SUSAN VOSS","DONALD WALTERS","KELLY IRELAND"],"Title":["CHAIRMAN","CHAIRMAN-ELECT","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","PRESIDENT & CEO","VICE PRESIDENT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,435016,263884],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,348577,251805],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,86439,12079]},"Basic":{"value":null,"mission":"To provide a forum to serve the needs of the life insurance industry's compliance and ethics professionals.","year":2019,"name":"THE COMPLIANCE AND ETHICS FORUM FOR LIFE INSURERS","phone":2407443030,"website":"WWW.CEFLI.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DONALD J WALTERS","year_formation":2010,"state_legal_domicile":"DE","total_volunteers":16,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"PO BOX 30940, BETHESDA, MD, 20824, USA","city":"BETHESDA","state":"MD","country":"USA","zip_code":20824},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":16,"Number of independent voting members":16,"Number of employees total":8,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":8,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1431574,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1420941,"Total revenue":{"value":1420941,"MEMBERSHIP DUES":1247701,"PROJECT REVENUES":105150,"MEETINGS & CONFERENCES":68090},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4363,"Investment income total":4363,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":6270,"Other total":6270,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1438483,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":878848,"Current officers":440064,"Disqualified persons":0,"Other salaries and wages":346759,"Pension plan contributions":18157,"Other employee benefits":31953,"Payroll taxes":41915},"Other expenses":{"value":559635,"Management services":0,"Legal":1210,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":59897,"Advertising":8685,"Office expenses":36029,"Information technology":73218,"Royalties":0,"Occupancy":0,"Travel":96503,"Conferences and meetings":251367,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":7308,"Insurance":15155,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":10263,"MEMBERSHIP DUES":4978,"MISCELLANEOUS":2594,"EMPLOYEE TRAINING":2411,"BAD DEBTS":280},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1163128,"Non-interest bearing cash":491672,"Savings and temp cash investments":252554,"Pledges and grants receivable":0,"Accounts receivable":24834,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":34609,"Land, building, equipment":54062,"Investments publicly traded":305397,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":405341,"Sum of Total Liabilities":0,"Accounts payable, accrued":144486,"Grants payable":0,"Deferred, revenue":260855,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":757787,"Net assets without donor restriction":757787,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.004826156384511035,"percentile":0.3729667255591817},"Liabilities to Assets Ratio":{"score":0.3484921693915029,"percentile":0.18259685234984013},"Operating Reserve Ratio":{"score":0.8085795939194276,"percentile":0.3656902356970401},"Officer Compensation Ratio":{"score":0.48585906124716105,"percentile":0.07687540261591065},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.025352999793977527,"percentile":0.49172207911248256},"Asset Growth":{"score":0.09892529574558101,"percentile":0.6804535235378671},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4882858353107792,"percentile":0.2935599133106404}},"source_xml":"202001929349301145_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["TIMOTHY BOLDEN","MEGAN CLAYPOOL","VICKIE BULGER","CHAD ESLINGER","JIM GOLEMBIEWSKI","CYNDI HALL","GEORGE HANLEY","MAUREEN HENDERSON","STEVE KOSLOW","MARLA LACEY","BRADLEY LUCIDO","JAMES ODLAND","TIMOTHY O'DRISCROLL","SHARON PACHECO","WAYNE SMILEY","NANCY SWEET","PETE ROCK","ERICH AXMACHER","SCOTT CREUTZMANN","CRAIG FRIEDMAN","KYLE JENNINGS","DONALD WALTERS","CARLA STRAUCH","DEIDRE KEIMACH","NANCY PEREZ"],"Title":["CHAIR (THRU 9/23/24)","CHAIR-ELECT","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR (THRU 9/23/24)","BOARD OF DIRECTOR","BOARD OF DIRECTOR (THRU 9/23/24)","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR (THRU 9/23/24)","BOARD OF DIRECTOR (THRU 9/23/24)","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","BOARD OF DIRECTOR","PRESIDENT & CEO","SVP - COMPLIANCE & ETHICS","VP - COMPLIANCE & ETHICS","EXEC ASST/OFFICE MGR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,472399,296658,216342,137953],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,403386,238871,176195,106931],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,69013,57787,40147,31022]},"Basic":{"value":null,"mission":"To provide a forum to serve the needs of the life insurance industry's compliance and ethics professionals.","year":2024,"name":"THE COMPLIANCE AND ETHICS FORUM FOR LIFE INSURERS","phone":2407443027,"website":"WWW.CEFLI.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DONALD J WALTERS","year_formation":2010,"state_legal_domicile":"DE","total_volunteers":21,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"PO BOX 30940, BETHESDA, MD, 20824, USA","city":"BETHESDA","state":"MD","country":"USA","zip_code":20824},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":16,"Number of independent voting members":16,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1967738,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1899212,"Total revenue":{"value":1899212,"MEMBERSHIP DUES":1716987,"MEETINGS & CONFERENCES":123875,"PROJECT REVENUES":58350},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":68526,"Investment income total":68526,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1830510,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1301393,"Current officers":996876,"Disqualified persons":0,"Other salaries and wages":85551,"Pension plan contributions":133835,"Other employee benefits":28742,"Payroll taxes":56389},"Other expenses":{"value":529117,"Management services":0,"Legal":5904,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":87341,"Advertising":0,"Office expenses":26202,"Information technology":38131,"Royalties":0,"Occupancy":0,"Travel":22290,"Conferences and meetings":281329,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":7044,"Insurance":9546,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":50395,"BOARD EXPENSES":44204,"MEMBERSHIP DUES":2444,"EQUIPMENT LEASE & MAINT":2162,"MISCELLANEOUS":1585},"All other expenses":935},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1731155,"Non-interest bearing cash":630406,"Savings and temp cash investments":987384,"Pledges and grants receivable":0,"Accounts receivable":19250,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":79660,"Land, building, equipment":14455,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":824281,"Sum of Total Liabilities":0,"Accounts payable, accrued":233403,"Grants payable":0,"Deferred, revenue":590878,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":906874,"Net assets without donor restriction":906874,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.06973895915004945,"percentile":0.5667980318255994},"Liabilities to Assets Ratio":{"score":0.47614511698836903,"percentile":0.14192734578431518},"Operating Reserve Ratio":{"score":0.9457227767125009,"percentile":0.4079778362450308},"Officer Compensation Ratio":{"score":0.6136825256349323,"percentile":0.04383635638156291},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.03676515501701227,"percentile":0.5472383926429182},"Asset Growth":{"score":0.07965234006950515,"percentile":0.6276780455009452},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5249185596957258,"percentile":0.3865557898264993}},"source_xml":"202543099349303069_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}