{"success":true,"data":{"_id":270169709,"filings":[{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"Provide medical and prescription drug benefits for employees and covered beneficiaries of Endless Horizons and other related entities.","primary_activities":"Provide medical and perscription drug benefits for employees and covered beneficiaries of Endless Horizons and other related entities.","year":2009,"name":"Endless Horizons Voluntary Employee","phone":"5408969947","website":"WWW.ENDLESSHORIZSONVA.COM","type":"990","principal_officer":"KATHERINE OLSON","year_formation":2008,"state_legal_domicile":"VA","total_volunteers":0,"tax_period_begin":"2009-05-01T00:00:00","tax_period_end":"2010-04-30T00:00:00","address":"3586 HORIZONS WAY, HARRISONBURG, VA, 22802, USA","city":"HARRISONBURG","state":"VA","country":"USA","zip_code":"22802"},"Governance":{"501c determination":true,"Number of voting members":0,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":245,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":true,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":true,"Audit committee":false,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":true},"Revenues":{"value":3814545,"Contributions":{"value":0},"Program revenue":{"value":3814300,"Total revenue":{"value":3814300,"VARIOUS":3814300},"Unrelated business revenue":245},"Investment income":{"value":245,"Investment income total":245},"Other revenues":{"value":0}},"Expenses":{"value":4072749,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":3223861,"Benefits paid to members Total":3223861},"Salaries":{"value":0},"Other expenses":{"value":848888,"Legal":1836,"Accounting":10500,"Other services":17948,"Insurance":818594,"Itemized Expenses":10}},"Assets":{"value":255273,"Non-interest bearing cash":9384,"Savings and temp cash investments":92453,"Accounts receivable":153436},"Liabilities":{"value":633668,"Accounts payable, accrued":126668,"Other liabilities":507000},"Fund balance":{"value":-378395},"Form990Details":{"program_service_accomplishments":[{"description":"Provide medical and perscription drug benefits for employees and covered beneficiaries of Endless Horizons and other related entities.","expense":4072749,"revenue":3814300}],"program_service_revenue_detail":[{"business_code":"525100","description":"EMPLOYER CONTRIBUTIONS","total_revenue":2583943,"related_or_exempt_function_income":2583943},{"business_code":"525100","description":"PARTICIPANT CONTRIBUTI","total_revenue":1230357,"related_or_exempt_function_income":1230357}],"functional_expense_allocations":{"legal_fees":{"total":1836},"accounting_fees":{"total":10500},"other_service_fees":{"total":17948},"insurance":{"total":818594}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true},"principal_officer_detail":{"person_name":"KATHERINE OLSON","address_line1":"350 CALIFORNIA STREET 11TH FLOOR","city":"SAN FRANSICO","state":"CA","zip":"94104"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"audited_financial_statement_separate":true,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"phone":"5408969947","business_name_line1":"the Plan Sponsor","address_line1":"3586 Horizons Way","city":"Harrisonburg","state":"VA","zip":"22802"},"officers_directors_key_employees":[{"title":"Trustee","average_hours_per_week":40.0,"reportable_comp_from_org":6975,"reportable_comp_from_related_orgs":0,"other_compensation":0,"institutional_trustee":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleD":{"land_buildings_equipment":{"total_book_value":0},"other_liabilities":{"liabilities":[{"description":"CLAIMS INCURRED BUT NOT REPORTED","amount":507000}],"total_liability":507000},"net_assets_reconciliation":{"total_revenue":3814545,"total_expenses":4072749,"excess_or_deficit_for_year":-258204,"total_adjustments":0,"excess_or_deficit_per_financial_statements":-258204},"revenue_reconciliation":{"total_revenue_audited_financial_statements":3814545,"revenue_not_reported":0,"revenue_subtotal":3814545,"revenue_not_reported_financial_statement":0,"total_revenue_per_990":3814545},"expense_reconciliation":{"total_expenses_audited_financial_statements":3979822,"other_expenses_included":540741,"expenses_not_reported":540741,"expenses_subtotal":3439081,"other_expenses_not_included":633668,"expenses_not_reported_financial_statement":633668,"total_expenses_per_990":4072749},"supplemental_information":[{"identifier":"Part XIII, Line 2d - Other Adjustments:","explanation":"Beginning Benefit Obligations: 520522. Financial statement revisions:2008 FORM 990 WAS FILED BEFORE AUDIT RELEASED.: 20219."},{"identifier":"Part XIII, Line 4b - Other Adjustments:","explanation":"Ending Benefit Obligations: 633668."}]},"ScheduleL":{"business_transactions_involving_interested_persons":[{"business_name_line1":"Union Bank of California","relationship":"Union Bank of California is the Trustee for Endless Horizons VEBA Trust.","description":"Endless Horizons Voluntary Employee Beneficiary Association paid Union Bank of California for trustee fees.","amount":6975,"sharing_of_revenues":false,"name":"Union Bank of California"}]},"source_xml":"201140749349300619_public.xml"},{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"Provide medical, prescription drug, vision, dental, life and disability benefits for employees and covered beneficiaries of endless horizons and other related entities.","primary_activities":"Provide medical, prescription drug, vision, dental, life and disability benefits for employees and covered beneficiaries of endless horizons and other related entities.","year":2010,"name":"ENDLESS HORIZONS VOLUNTARY EMPLOYEE","phone":"5408969947","website":"WWW.ENDLESSHORIZONSVA.COM","type":"990","principal_officer":"KATHERINE OLSON","year_formation":2008,"state_legal_domicile":"VA","total_volunteers":0,"tax_period_begin":"2010-05-01T00:00:00","tax_period_end":"2011-04-30T00:00:00","address":"3586 HORIZONS WAY, HARRISONBURG, VA, 22802, USA","city":"HARRISONBURG","state":"VA","country":"USA","zip_code":"22802"},"Governance":{"501c determination":true,"Number of voting members":1,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":67,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":false,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":true},"Revenues":{"value":4405922,"Contributions":{"value":0},"Program revenue":{"value":4405855,"Total revenue":{"value":4318897,"VARIOUS":4318897},"Total other revenue":86958,"Unrelated business revenue":67},"Investment income":{"value":67,"Investment income total":67},"Other revenues":{"value":0}},"Expenses":{"value":3749670,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":2588261,"Benefits paid to members Total":2588261},"Salaries":{"value":6630,"Current officers":6630},"Other expenses":{"value":1154779,"Legal":648,"Accounting":9600,"Other services":44923,"Insurance":1099588,"Itemized Expenses":20}},"Assets":{"value":660465,"Non-interest bearing cash":6618,"Savings and temp cash investments":63101,"Accounts receivable":509250,"Prepaid expenses deferred charges":50024,"Other assets":31472},"Liabilities":{"value":382608,"Accounts payable, accrued":39608,"Other liabilities":343000},"Fund balance":{"value":277857},"Form990Details":{"program_service_accomplishments":[{"description":"PROVIDE MEDICAL, PRESCRIPTION DRUG, VISION, DENTAL, LIFE AND DISABILITY BENEFITS FOR EMPLOYEES AND COVERED BENEFICIARIES OF ENDLESS HORIZONS AND OTHER RELATED ENTITIES.","expense":3749670,"revenue":4405855}],"program_service_revenue_detail":[{"business_code":"525100","description":"EMPLOYER HEALTHCARE CO","total_revenue":2897218,"related_or_exempt_function_income":2897218},{"business_code":"525100","description":"PARTICIPANT HEALTHCARE","total_revenue":1071193,"related_or_exempt_function_income":1071193},{"business_code":"525100","description":"EMPLOYER LIFE AND DISA","total_revenue":126608,"related_or_exempt_function_income":126608},{"business_code":"525100","description":"PARTICIPANT LIFE AND D","total_revenue":112900,"related_or_exempt_function_income":112900},{"business_code":"525100","description":"PARTICIPANT DENTAL CON","total_revenue":110978,"related_or_exempt_function_income":110978}],"functional_expense_allocations":{"current_officers_directors":{"total":6630},"legal_fees":{"total":648},"accounting_fees":{"total":9600},"other_service_fees":{"total":44923},"insurance":{"total":1099588}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"KATHERINE OLSON","address_line1":"350 CALIFORNIA STREET 11TH FLOOR","city":"SAN FRANSICO","state":"CA","zip":"94104"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"phone":"5408969947","business_name_line1":"THE PLAN SPONSOR","address_line1":"3586 HORIZONS WAY","city":"HARRISONBURG","state":"VA","zip":"22802"},"officers_directors_key_employees":[{"title":"TRUSTEE","average_hours_per_week":40.0,"reportable_comp_from_org":6630,"reportable_comp_from_related_orgs":0,"other_compensation":0,"institutional_trustee":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleD":{"land_buildings_equipment":{"total_book_value":0},"other_liabilities":{"liabilities":[{"description":"CLAIMS INCURRED BUT NOT REPORTED","amount":343000}],"total_liability":343000}},"ScheduleL":{"business_transactions_involving_interested_persons":[{"business_name_line1":"UNION BANK OF CALIFORNIA","relationship":"UNION BANK OF CALIFORNIA IS THE TRUSTEE FOR ENDLESS HORIZONS VEBA TRUST.","description":"ENDLESS HORIZONS VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PAID UNION BANK OF CALIFORNIA FOR TRUSTEE FEES.","amount":6630,"sharing_of_revenues":false,"name":"UNION BANK OF CALIFORNIA"}]},"source_xml":"201240759349300109_public.xml"}],"Latest":{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"Provide medical, prescription drug, vision, dental, life and disability benefits for employees and covered beneficiaries of endless horizons and other related entities.","primary_activities":"Provide medical, prescription drug, vision, dental, life and disability benefits for employees and covered beneficiaries of endless horizons and other related entities.","year":2010,"name":"ENDLESS HORIZONS VOLUNTARY EMPLOYEE","phone":"5408969947","website":"WWW.ENDLESSHORIZONSVA.COM","type":"990","principal_officer":"KATHERINE OLSON","year_formation":2008,"state_legal_domicile":"VA","total_volunteers":0,"tax_period_begin":"2010-05-01T00:00:00","tax_period_end":"2011-04-30T00:00:00","address":"3586 HORIZONS WAY, HARRISONBURG, VA, 22802, USA","city":"HARRISONBURG","state":"VA","country":"USA","zip_code":"22802"},"Governance":{"501c determination":true,"Number of voting members":1,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":67,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":false,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":true},"Revenues":{"value":4405922,"Contributions":{"value":0},"Program revenue":{"value":4405855,"Total revenue":{"value":4318897,"VARIOUS":4318897},"Total other revenue":86958,"Unrelated business revenue":67},"Investment income":{"value":67,"Investment income total":67},"Other revenues":{"value":0}},"Expenses":{"value":3749670,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":2588261,"Benefits paid to members Total":2588261},"Salaries":{"value":6630,"Current officers":6630},"Other expenses":{"value":1154779,"Legal":648,"Accounting":9600,"Other services":44923,"Insurance":1099588,"Itemized Expenses":20}},"Assets":{"value":660465,"Non-interest bearing cash":6618,"Savings and temp cash investments":63101,"Accounts receivable":509250,"Prepaid expenses deferred charges":50024,"Other assets":31472},"Liabilities":{"value":382608,"Accounts payable, accrued":39608,"Other liabilities":343000},"Fund balance":{"value":277857},"Form990Details":{"program_service_accomplishments":[{"description":"PROVIDE MEDICAL, PRESCRIPTION DRUG, VISION, DENTAL, LIFE AND DISABILITY BENEFITS FOR EMPLOYEES AND COVERED BENEFICIARIES OF ENDLESS HORIZONS AND OTHER RELATED ENTITIES.","expense":3749670,"revenue":4405855}],"program_service_revenue_detail":[{"business_code":"525100","description":"EMPLOYER HEALTHCARE CO","total_revenue":2897218,"related_or_exempt_function_income":2897218},{"business_code":"525100","description":"PARTICIPANT HEALTHCARE","total_revenue":1071193,"related_or_exempt_function_income":1071193},{"business_code":"525100","description":"EMPLOYER LIFE AND DISA","total_revenue":126608,"related_or_exempt_function_income":126608},{"business_code":"525100","description":"PARTICIPANT LIFE AND D","total_revenue":112900,"related_or_exempt_function_income":112900},{"business_code":"525100","description":"PARTICIPANT DENTAL CON","total_revenue":110978,"related_or_exempt_function_income":110978}],"functional_expense_allocations":{"current_officers_directors":{"total":6630},"legal_fees":{"total":648},"accounting_fees":{"total":9600},"other_service_fees":{"total":44923},"insurance":{"total":1099588}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"KATHERINE OLSON","address_line1":"350 CALIFORNIA STREET 11TH FLOOR","city":"SAN FRANSICO","state":"CA","zip":"94104"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"phone":"5408969947","business_name_line1":"THE PLAN SPONSOR","address_line1":"3586 HORIZONS WAY","city":"HARRISONBURG","state":"VA","zip":"22802"},"officers_directors_key_employees":[{"title":"TRUSTEE","average_hours_per_week":40.0,"reportable_comp_from_org":6630,"reportable_comp_from_related_orgs":0,"other_compensation":0,"institutional_trustee":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleD":{"land_buildings_equipment":{"total_book_value":0},"other_liabilities":{"liabilities":[{"description":"CLAIMS INCURRED BUT NOT REPORTED","amount":343000}],"total_liability":343000}},"ScheduleL":{"business_transactions_involving_interested_persons":[{"business_name_line1":"UNION BANK OF CALIFORNIA","relationship":"UNION BANK OF CALIFORNIA IS THE TRUSTEE FOR ENDLESS HORIZONS VEBA TRUST.","description":"ENDLESS HORIZONS VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PAID UNION BANK OF CALIFORNIA FOR TRUSTEE FEES.","amount":6630,"sharing_of_revenues":false,"name":"UNION BANK OF CALIFORNIA"}]},"Ratings":{"Mission Deployment Rate":{"score":null},"Program Expense Ratio":{"score":null},"Fundraising Efficiency":{"score":null,"percentile":null},"Filing Consistency Score":{"score":1.0},"Grant Itemization Coverage":{"score":null},"Independent Voting Board Pct":{"score":0.0},"Operating Margin":{"score":0.14894771173888235,"percentile":0.7018453460259897},"Operating Reserve Ratio":{"score":0.1761395002760243,"percentile":0.15514783234593876},"Liabilities to Assets Ratio":{"score":0.5793009470600259,"percentile":0.12837658713548208},"Officer Compensation Ratio":{"score":0.001768155597692597,"percentile":0.992248459002961},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Foreign Oversight Score":{"score":null},"Major-Donor Itemization":{"score":null},"Related-Party Transparency":{"score":null},"Pay-Setting Controls":{"score":null,"weight":5,"atoms":{"Compensation committee":{"value":null},"Independent compensation consultant":{"value":null},"Form 990 of other organizations reviewed":{"value":null},"Written employment contract":{"value":null},"Compensation survey or study":{"value":null},"Board or committee approval":{"value":null}}},"Governance Policy Score":{"score":0.2222222222222222,"weight":5,"atoms":{"Conflict of interest policy":{"value":false},"Whistle blower policy":{"value":false},"Document retention policy":{"value":false},"Compensation process for CEO":{"value":false},"Compensation process for other employees":{"value":false},"Form 990 provided to governing body":{"value":true},"Minutes of governing body":{"value":true},"Audit committee":{"value":false},"Independent audit financial statements":{"value":false}}},"Categories":{"Financial Efficiency":{"score":null,"weight":45},"Transparency & Controls":{"score":1.0,"weight":20},"Accountability":{"score":0.0925925925925926,"weight":14},"Sustainability":{"score":0.5077501189537941,"weight":13},"Growth":{"score":null,"weight":8}},"Overall Score":{"score":0.5935542094190558,"percentile":0.14331367666530506}},"source_xml":"201240759349300109_public.xml"},"sector":"Mutual/Membership Benefit","donation_categories":[],"zakat_policy":null},"error":null}