{"success":true,"data":{"_id":261574455,"filings":[{"Organization":{"value":null,"Person":["JOHN OCHS","STEVE SCHWAB","MARSHA THRALL","JOHN FAGEAUX","DEBBIE KARMELICH","MARCY RUSSELL"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[10.0,10.0,10.0,10.0,10.0,10.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Health & welfare benefits provided to members whose employers contribute to the fund.","year":2014,"name":"OCU HEALTH AND WELFARE TRUST","phone":6262793000,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JOHN L FAGEAUX JR","year_formation":2008,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"4399 SANTA ANITA AVENUE No 150, EL MONTE, CA, 91731, USA","city":"EL MONTE","state":"CA","country":"USA","zip_code":91731},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":33951730,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":33152828,"Total revenue":{"value":33152828,"CONTRIBUTIONS - RETIREE":17067718,"CONTRIBUTIONS - ACTIVE":15741452,"CONTRIBUTIONS - TEMP":343658},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":432907,"Investment income total":432907,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":365995,"Other total":365995,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":20148931,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":19092914,"Benefits paid to members Total":19092914},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1056017,"Management services":480220,"Legal":98805,"Accounting":22280,"Lobbying services":0,"Investment management fees":61812,"Other services":0,"Advertising":0,"Office expenses":33106,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":23249,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":298677,"BENEFIT CONSULTING":131667,"REINSURANCE FEES":77175,"ACTUARIAL SERVICES":50754,"INVESTMENT CONSULTING":39081},"All other expenses":37868},"Functional Expenses":{"value":null,"Program Service Expenses":20148931,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":117901656,"Non-interest bearing cash":-4611,"Savings and temp cash investments":3787085,"Pledges and grants receivable":0,"Accounts receivable":635314,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3061,"Land, building, equipment":0,"Investments publicly traded":113480807,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":2649666,"Sum of Total Liabilities":0,"Accounts payable, accrued":823666,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1826000},"Fund balance":{"value":115251990,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.40654184632123314,"percentile":0.8875229050035676},"Liabilities to Assets Ratio":{"score":0.022473526580491794,"percentile":0.44974624446727723},"Operating Reserve Ratio":{"score":5.851509243840281,"percentile":0.8294513282348398},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.9137855500136995,"percentile":0.9943862300147809}},"source_xml":"201502789349301070_public.xml"},{"Organization":{"value":null,"Person":["JOHN OCHS","STEVE SCHWAB","LISA LYNCH","JOHN FAGEAUX","DEBBIE KARMELICH","REX MCNAMARA"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[10.0,10.0,10.0,10.0,10.0,10.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Health & welfare benefits provided to members whose employers contribute to the fund.","year":2016,"name":"OCU HEALTH AND WELFARE TRUST","phone":6262793000,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"REX J MCNAMARA","year_formation":2008,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"4399 SANTA ANITA AVENUE No 150, EL MONTE, CA, 91731, USA","city":"EL MONTE","state":"CA","country":"USA","zip_code":91731},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":37823422,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":34502386,"Total revenue":{"value":34502386,"CONTRIBUTIONS - RETIREE":17625101,"CONTRIBUTIONS - ACTIVE":16272149,"CONTRIBUTIONS - TEMP":605136},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3292872,"Investment income total":600950,"Net investment gain":2691922,"Income from invest bond proceeds":0},"Other revenues":{"value":28164,"Other total":28164,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":18655534,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":17559986,"Benefits paid to members Total":17559986},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1095548,"Management services":569819,"Legal":103130,"Accounting":23442,"Lobbying services":0,"Investment management fees":102048,"Other services":0,"Advertising":0,"Office expenses":22558,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":2909,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":23374,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":231555,"BENEFIT CONSULTING":105000,"ACTUARIAL SERVICES":51030,"INVESTMENT CONSULTING":45150,"REINSURANCE FEES":30375},"All other expenses":16713},"Functional Expenses":{"value":null,"Program Service Expenses":18655534,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":156499634,"Non-interest bearing cash":-9692,"Savings and temp cash investments":30961925,"Pledges and grants receivable":0,"Accounts receivable":893502,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1897,"Land, building, equipment":0,"Investments publicly traded":124652002,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":2110681,"Sum of Total Liabilities":0,"Accounts payable, accrued":521681,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1589000},"Fund balance":{"value":154388953,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5067729725776795,"percentile":0.9202244532401651},"Liabilities to Assets Ratio":{"score":0.013486811093756296,"percentile":0.4819958114359597},"Operating Reserve Ratio":{"score":8.388912051512436,"percentile":0.8741155222473197},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.01727954347527333,"percentile":0.3931928935793543},"Revenue Growth":{"score":0.059190092426860796,"percentile":0.6430422209661041},"Asset Growth":{"score":0.14622445130416373,"percentile":0.776103522822946},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8292538876110734,"percentile":0.9736792161720412}},"source_xml":"201742869349301534_public.xml"},{"Organization":{"value":null,"Person":["JOHN OCHS","DAWN FEIKEMA","CHRISTOPHER RAPP","JOHN FAGEAUX","REX MCNAMARA"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[10.0,10.0,10.0,10.0,10.0],"Total Compensation":[0,0,0,0,0],"Direct compensation":[0,0,0,0,0],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"Health & welfare benefits provided to members whose employers contribute to the fund.","year":2021,"name":"OCU HEALTH AND WELFARE TRUST","phone":6264342469,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"REX MCNAMARA","year_formation":2008,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"1055 PARK VIEW DRIVE 111, COVINA, CA, 91722, USA","city":"COVINA","state":"CA","country":"USA","zip_code":91722},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":27957263,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":23720845,"Total revenue":{"value":23720845,"CONTRIBUTIONS - ACTIVE":15918450,"CONTRIBUTIONS - RETIREE":6962186,"CONTRIBUTIONS - TEMP":556985,"STOP LOSS RECOVERIES":283224},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4236418,"Investment income total":1062025,"Net investment gain":3174393,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":21642615,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":20284474,"Benefits paid to members Total":20284474},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1358141,"Management services":552103,"Legal":132171,"Accounting":21390,"Lobbying services":0,"Investment management fees":328578,"Other services":0,"Advertising":0,"Office expenses":29427,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":22580,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":256779,"BENEFIT CONSULTING":131220,"ACTUARIAL SERVICES":54500,"INVESTMENT CONSULTING":53750,"BANK FEES AND SERVICE C":17309},"All other expenses":15113},"Functional Expenses":{"value":null,"Program Service Expenses":21642615,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":276724794,"Non-interest bearing cash":-159689,"Savings and temp cash investments":8353542,"Pledges and grants receivable":0,"Accounts receivable":1009898,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":12926,"Land, building, equipment":0,"Investments publicly traded":267508117,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":1862286,"Sum of Total Liabilities":0,"Accounts payable, accrued":116286,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1746000},"Fund balance":{"value":274862508,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2258678898574585,"percentile":0.7807331598419216},"Liabilities to Assets Ratio":{"score":0.006729740306537188,"percentile":0.5171180516294596},"Operating Reserve Ratio":{"score":12.786107131693651,"percentile":0.9137916992623062},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.01303812060923749,"percentile":0.3753265849815039},"Revenue Growth":{"score":-0.03291719797431841,"percentile":0.25946771015924236},"Asset Growth":{"score":0.12067737229487106,"percentile":0.729508608070983},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7680937574801979,"percentile":0.9348711888669328}},"source_xml":"202222869349302052_public.xml"},{"Organization":{"value":null,"Person":["JOHN OCHS","DAWN FEIKEMA","CHRISTOPHER RAPP","JOHN FAGEAUX","REX MCNAMARA"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[10.0,10.0,10.0,10.0,10.0],"Total Compensation":[0,0,0,0,0],"Direct compensation":[0,0,0,0,0],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"Health & welfare benefits provided to members whose employers contribute to the fund.","year":2019,"name":"OCU HEALTH AND WELFARE TRUST","phone":6264342469,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"REX MCNAMARA","year_formation":2008,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"1055 PARK VIEW DRIVE No 111, COVINA, CA, 91722, USA","city":"COVINA","state":"CA","country":"USA","zip_code":91722},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":29744099,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":24400245,"Total revenue":{"value":24400245,"CONTRIBUTIONS - ACTIVE":14986214,"CONTRIBUTIONS - RETIREE":8836193,"CONTRIBUTIONS - TEMP":491544,"STOP LOSS RECOVERIES":86294},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5343854,"Investment income total":1973044,"Net investment gain":3370810,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":21181560,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":19981890,"Benefits paid to members Total":19981890},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1199670,"Management services":506438,"Legal":119408,"Accounting":30874,"Lobbying services":0,"Investment management fees":228384,"Other services":0,"Advertising":0,"Office expenses":32999,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":9616,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":23106,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":237533,"BENEFIT CONSULTING":122400,"ACTUARIAL SERVICES":59404,"INVESTMENT CONSULTING":45151,"CUSTODIAL FEES":10578},"All other expenses":11312},"Functional Expenses":{"value":null,"Program Service Expenses":21181560,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":222850277,"Non-interest bearing cash":-45545,"Savings and temp cash investments":9190487,"Pledges and grants receivable":0,"Accounts receivable":558877,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":7916,"Land, building, equipment":0,"Investments publicly traded":213138542,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":2069346,"Sum of Total Liabilities":0,"Accounts payable, accrued":269346,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1800000},"Fund balance":{"value":220780931,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2878735375376474,"percentile":0.8277072944857408},"Liabilities to Assets Ratio":{"score":0.009285813003499207,"percentile":0.5020641705709131},"Operating Reserve Ratio":{"score":10.52095676616831,"percentile":0.8968950493496803},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.016558104121081097,"percentile":0.3901020650367909},"Revenue Growth":{"score":-0.00677382479830376,"percentile":0.34199242913548183},"Asset Growth":{"score":0.12891196592305296,"percentile":0.745725542618131},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7849631291260798,"percentile":0.9488983143891178}},"source_xml":"202032889349301273_public.xml"},{"Organization":{"value":null,"Person":["JOHN OCHS","STEVE SCHWAB","CHRIS RAPP","JOHN FAGEAUX","DEBBIE KARMELICH","REX MCNAMARA"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[10.0,10.0,10.0,10.0,10.0,10.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Health & welfare benefits provided to members whose employers contribute to the fund.","year":2017,"name":"OCU HEALTH AND WELFARE TRUST","phone":6264342469,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"REX J MCNAMARA","year_formation":2008,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"4399 SANTA ANITA AVENUE No 150, EL MONTE, CA, 91731, USA","city":"EL MONTE","state":"CA","country":"USA","zip_code":91731},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":32917545,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":31981381,"Total revenue":{"value":31981381,"CONTRIBUTIONS - RETIREE":16628169,"CONTRIBUTIONS - ACTIVE":14779531,"CONTRIBUTIONS - TEMP":573681},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":936164,"Investment income total":936164,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":20166180,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":18949233,"Benefits paid to members Total":18949233},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1216947,"Management services":631746,"Legal":114885,"Accounting":16769,"Lobbying services":0,"Investment management fees":165629,"Other services":0,"Advertising":0,"Office expenses":14220,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":7827,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":23171,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":229226,"BENEFIT CONSULTING":105000,"ACTUARIAL SERVICES":70215,"INVESTMENT CONSULTING":45105,"CUSTODIAL FEES":8906},"All other expenses":13474},"Functional Expenses":{"value":null,"Program Service Expenses":20166180,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":188018844,"Non-interest bearing cash":-72457,"Savings and temp cash investments":9215286,"Pledges and grants receivable":0,"Accounts receivable":500358,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":12211,"Land, building, equipment":0,"Investments publicly traded":178363446,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":2292941,"Sum of Total Liabilities":0,"Accounts payable, accrued":707941,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1585000},"Fund balance":{"value":185725903,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3873729040242825,"percentile":0.8797329109974384},"Liabilities to Assets Ratio":{"score":0.012195272299408456,"percentile":0.48766454780387164},"Operating Reserve Ratio":{"score":9.323473459028929,"percentile":0.8852143753995092},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.014133534027487347,"percentile":0.3798437190713633},"Revenue Growth":{"score":0.014619834751308593,"percentile":0.4374608571298187},"Asset Growth":{"score":0.15540234773023964,"percentile":0.7905082023882851},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8030226588583218,"percentile":0.9606688127689419}},"source_xml":"201832859349301458_public.xml"},{"Organization":{"value":null,"Person":["JOHN OCHS","STEVE SCHWAB","LISA LYNCH","JOHN FAGEAUX","DEBBIE KARMELICH","REX MCNAMARA"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[10.0,10.0,10.0,10.0,10.0,10.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Health & welfare benefits provided to members whose employers contribute to the fund.","year":2015,"name":"OCU HEALTH AND WELFARE TRUST","phone":6262793000,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"REX MCNAMARA","year_formation":2008,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"4399 SANTA ANITA AVENUE No 150, EL MONTE, CA, 91731, USA","city":"EL MONTE","state":"CA","country":"USA","zip_code":91731},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":38434192,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":37525136,"Total revenue":{"value":37525136,"CONTRIBUTIONS - RETIREE":20524144,"CONTRIBUTIONS - ACTIVE":16354067,"CONTRIBUTIONS - TEMP":646925},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":-304926,"Investment income total":438570,"Net investment gain":-743496,"Income from invest bond proceeds":0},"Other revenues":{"value":1213982,"Other total":1213982,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":21648361,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":20629677,"Benefits paid to members Total":20629677},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1018684,"Management services":502514,"Legal":94774,"Accounting":23859,"Lobbying services":0,"Investment management fees":65757,"Other services":0,"Advertising":0,"Office expenses":12531,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":9025,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":23488,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":268131,"BENEFIT CONSULTING":105000,"ACTUARIAL SERVICES":65061,"REINSURANCE FEES":52404,"INVESTMENT CONSULTING":45666},"All other expenses":18605},"Functional Expenses":{"value":null,"Program Service Expenses":21648361,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":131802503,"Non-interest bearing cash":-7662,"Savings and temp cash investments":15825448,"Pledges and grants receivable":0,"Accounts receivable":1256439,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2511,"Land, building, equipment":0,"Investments publicly traded":114725767,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":3214803,"Sum of Total Liabilities":0,"Accounts payable, accrued":1456803,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1758000},"Fund balance":{"value":128587700,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.43674213315060717,"percentile":0.8986471297592526},"Liabilities to Assets Ratio":{"score":0.0243910618298349,"percentile":0.4441201147758315},"Operating Reserve Ratio":{"score":6.088336341028311,"percentile":0.8349575072768018},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.09084542841774078,"percentile":0.6547170910736152},"Revenue Growth":{"score":0.08806348968696982,"percentile":0.7348534415349353},"Asset Growth":{"score":0.1387072572582661,"percentile":0.7634244666197716},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8595775117064909,"percentile":0.9841680127302249}},"source_xml":"201613009349301101_public.xml"},{"Organization":{"value":null,"Person":["KURT SULZBACH","DAWN FEIKEMA","CHRISTOPHER RAPP","JOHN FAGEAUX","REX MCNAMARA","DEBBIE KARMELICH"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[10.0,10.0,10.0,10.0,10.0,10.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Health & welfare benefits provided to members whose employers contribute to the fund.","year":2023,"name":"OCU HEALTH AND WELFARE TRUST","phone":6264342469,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"REX MCNAMARA","year_formation":2008,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"1055 PARK VIEW DRIVE 111, COVINA, CA, 91722, USA","city":"COVINA","state":"CA","country":"USA","zip_code":91722},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":28475257,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":24657885,"Total revenue":{"value":24657885,"CONTRIBUTIONS - ACTIVE":16614110,"CONTRIBUTIONS - RETIREE":7266670,"CONTRIBUTIONS - TEMP":771621,"STOP LOSS RECOVERIES":5484},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3817372,"Investment income total":777246,"Net investment gain":3040126,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":26667501,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":25186056,"Benefits paid to members Total":25186056},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1481445,"Management services":416866,"Legal":74904,"Accounting":48137,"Lobbying services":0,"Investment management fees":414898,"Other services":0,"Advertising":0,"Office expenses":34368,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":7232,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":31624,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":437673,"PROVIDER NETWORK AND UT":191577,"BENEFIT CONSULTING":131808,"INVESTMENT CONSULTING":60000,"ACTUARIAL SERVICES":54288},"All other expenses":15743},"Functional Expenses":{"value":null,"Program Service Expenses":26667501,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":273775612,"Non-interest bearing cash":11918,"Savings and temp cash investments":7653270,"Pledges and grants receivable":0,"Accounts receivable":773813,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":4497,"Land, building, equipment":0,"Investments publicly traded":265332114,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":2377768,"Sum of Total Liabilities":0,"Accounts payable, accrued":202768,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":2175000},"Fund balance":{"value":271397844,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.06348515133682552,"percentile":0.5540038384414387},"Liabilities to Assets Ratio":{"score":0.008685097926107457,"percentile":0.5053973236452306},"Operating Reserve Ratio":{"score":10.266264244257458,"percentile":0.8946089927790765},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.025374193558528255,"percentile":0.4286491613974624},"Revenue Growth":{"score":-0.02450787234507385,"percentile":0.28271252076304415},"Asset Growth":{"score":0.09419565814355656,"percentile":0.6683049107792444},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7311256253529834,"percentile":0.8947394629571375}},"source_xml":"202412889349302091_public.xml"},{"Organization":{"value":null,"Person":["JOHN OCHS","STEVE SCHWAB","CHRISTOPHER RAPP","JOHN FAGEAUX","DEBBIE KARMELICH","REX MCNAMARA"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[10.0,10.0,10.0,10.0,10.0,10.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Health & welfare benefits provided to members whose employers contribute to the fund.","year":2018,"name":"OCU HEALTH AND WELFARE TRUST","phone":6264342469,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"REX J MCNAMARA","year_formation":2008,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"4399 SANTA ANITA AVENUE No 150, EL MONTE, CA, 91731, USA","city":"EL MONTE","state":"CA","country":"USA","zip_code":91731},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":37243177,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":31221345,"Total revenue":{"value":31221345,"CONTRIBUTIONS - ACTIVE":15234021,"CONTRIBUTIONS - RETIREE":13591424,"STOP LOSS RECOVERIES":1875501,"CONTRIBUTIONS - TEMP":520399},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":6021832,"Investment income total":1644147,"Net investment gain":4377685,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":20813042,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":19663444,"Benefits paid to members Total":19663444},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1149598,"Management services":551017,"Legal":63183,"Accounting":23720,"Lobbying services":0,"Investment management fees":205468,"Other services":0,"Advertising":0,"Office expenses":20659,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":5024,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":23108,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":235514,"BENEFIT CONSULTING":112251,"ACTUARIAL SERVICES":55540,"INVESTMENT CONSULTING":45288,"PHARMACY BENEFIT MANAGE":22435},"All other expenses":21905},"Functional Expenses":{"value":null,"Program Service Expenses":20813042,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":190117034,"Non-interest bearing cash":-21172,"Savings and temp cash investments":15193858,"Pledges and grants receivable":0,"Accounts receivable":1213410,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":12859,"Land, building, equipment":0,"Investments publicly traded":173718079,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":2036490,"Sum of Total Liabilities":0,"Accounts payable, accrued":301490,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1735000},"Fund balance":{"value":188080544,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.4411582556450541,"percentile":0.9001726014683251},"Liabilities to Assets Ratio":{"score":0.010711770308808837,"percentile":0.4947290625056331},"Operating Reserve Ratio":{"score":9.134514502973664,"percentile":0.8831124239858908},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.015782349380276478,"percentile":0.386860422570332},"Revenue Growth":{"score":0.01697555437998796,"percentile":0.4493359325458985},"Asset Growth":{"score":0.13345833246414476,"percentile":0.7541027361293385},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8067232292174702,"percentile":0.9627522531774066}},"source_xml":"201902879349301270_public.xml"},{"Organization":{"value":null,"Person":["JOHN OCHS","DAWN FEIKEMA","CHRISTOPHER RAPP","JOHN FAGEAUX","REX MCNAMARA","DEBBIE KARMELICH"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[10.0,10.0,10.0,10.0,10.0,10.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Health & welfare benefits provided to members whose employers contribute to the fund.","year":2022,"name":"OCU HEALTH AND WELFARE TRUST","phone":6264342469,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"REX MCNAMARA","year_formation":2008,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"1055 PARK VIEW DRIVE 111, COVINA, CA, 91722, USA","city":"COVINA","state":"CA","country":"USA","zip_code":91722},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":32420042,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":23453686,"Total revenue":{"value":23453686,"CONTRIBUTIONS - ACTIVE":15597732,"CONTRIBUTIONS - RETIREE":6829061,"CONTRIBUTIONS - TEMP":830693,"STOP LOSS RECOVERIES":193351,"COBRA SUBSIDY":2849},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":8966356,"Investment income total":1264189,"Net investment gain":7702167,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":23051925,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":21607258,"Benefits paid to members Total":21607258},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1444667,"Management services":401591,"Legal":127498,"Accounting":24250,"Lobbying services":0,"Investment management fees":333720,"Other services":0,"Advertising":0,"Office expenses":34185,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":28191,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":29580,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":440818,"PROVIDER NETWORK AND UT":182795,"BENEFIT CONSULTING":142273,"INVESTMENT CONSULTING":60000,"ACTUARIAL SERVICES":55750},"All other expenses":24834},"Functional Expenses":{"value":null,"Program Service Expenses":23051925,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":243107541,"Non-interest bearing cash":-95384,"Savings and temp cash investments":8882633,"Pledges and grants receivable":0,"Accounts receivable":1009090,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":15578,"Land, building, equipment":0,"Investments publicly traded":233295624,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":1948924,"Sum of Total Liabilities":0,"Accounts payable, accrued":106924,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1842000},"Fund balance":{"value":241158617,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2889606682187518,"percentile":0.8284104177183794},"Liabilities to Assets Ratio":{"score":0.008016715532489385,"percentile":0.5092163567030954},"Operating Reserve Ratio":{"score":10.546084155661621,"percentile":0.8971153288459638},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.016720131122548415,"percentile":0.3907875828726796},"Revenue Growth":{"score":-0.024471766720334614,"percentile":0.28282058798085363},"Asset Growth":{"score":0.10290169922912783,"percentile":0.6901489755460526},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7767632090130606,"percentile":0.9426083961968513}},"source_xml":"202332869349302303_public.xml"},{"Organization":{"value":null,"Person":["JOHN OCHS","DAWN FEIKEMA","CHRISTOPHER RAPP","JOHN FAGEAUX","REX MCNAMARA"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[10.0,10.0,10.0,10.0,10.0],"Total Compensation":[0,0,0,0,0],"Direct compensation":[0,0,0,0,0],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"Health & welfare benefits provided to members whose employers contribute to the fund.","year":2020,"name":"OCU HEALTH AND WELFARE TRUST","phone":6264342469,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"REX MCNAMARA","year_formation":2008,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"1055 PARK VIEW DRIVE No 111, COVINA, CA, 91722, USA","city":"COVINA","state":"CA","country":"USA","zip_code":91722},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":24169336,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":21622669,"Total revenue":{"value":21622669,"CONTRIBUTIONS - ACTIVE":13909371,"CONTRIBUTIONS - RETIREE":6656538,"CONTRIBUTIONS - TEMP":613015,"STOP LOSS RECOVERIES":443745},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2546667,"Investment income total":1565452,"Net investment gain":981215,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":20205157,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":18893993,"Benefits paid to members Total":18893993},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1311164,"Management services":526229,"Legal":202746,"Accounting":37597,"Lobbying services":0,"Investment management fees":244422,"Other services":0,"Advertising":0,"Office expenses":22903,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":22557,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":239814,"BENEFIT CONSULTING":124164,"ACTUARIAL SERVICES":57025,"INVESTMENT CONSULTING":45000,"BANK FEES AND SERVICE C":13625},"All other expenses":14896},"Functional Expenses":{"value":null,"Program Service Expenses":20205157,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":246925287,"Non-interest bearing cash":-21657,"Savings and temp cash investments":7832887,"Pledges and grants receivable":0,"Accounts receivable":625926,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":19996,"Land, building, equipment":0,"Investments publicly traded":238468135,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":1804284,"Sum of Total Liabilities":0,"Accounts payable, accrued":249284,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1555000},"Fund balance":{"value":245121003,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.16401687659106565,"percentile":0.7163631450111165},"Liabilities to Assets Ratio":{"score":0.007307003757780385,"percentile":0.5135048825612512},"Operating Reserve Ratio":{"score":12.220904148381525,"percentile":0.9100572544808184},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.01150295493523127,"percentile":0.3689744053346998},"Revenue Growth":{"score":-0.03085149081079349,"percentile":0.2649105463805741},"Asset Growth":{"score":0.12404867107130825,"percentile":0.736282976438162},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7564655744617031,"percentile":0.9237628397664739}},"source_xml":"202132869349300643_public.xml"},{"Organization":{"value":null,"Person":["JOHN OCHS","STEVE SCHWAB","MARSHA THRALL","JOHN FAGEAUX","DEBBIE KARMELICH","MARCY RUSSELL"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[10.0,10.0,10.0,10.0,10.0,10.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Health & welfare benefits provided to members whose employers contribute to the fund.","year":2013,"name":"OCU HEALTH AND WELFARE TRUST","phone":6262793000,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JOHN L FAGEAUX JR","year_formation":2008,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"4399 SANTA ANITA AVENUE No 150, EL MONTE, CA, 91731, USA","city":"EL MONTE","state":"CA","country":"USA","zip_code":91731},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":32288842,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":29902729,"Total revenue":{"value":29902729,"CONTRIBUTIONS - RETIREE":15004238,"CONTRIBUTIONS - ACTIVE":14528958,"CONTRIBUTIONS - TEMP":369533},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2386113,"Investment income total":366868,"Net investment gain":2019245,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":18025289,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":17016773,"Benefits paid to members Total":17016773},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1008516,"Management services":455210,"Legal":131277,"Accounting":14000,"Lobbying services":0,"Investment management fees":51407,"Other services":0,"Advertising":0,"Office expenses":21679,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":26507,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":290458,"BENEFIT CONSULTING":185000,"ACTUARIAL SERVICES":51431,"INVESTMENT CONSULTING":29827,"CUSTODIAL FEES":24200},"All other expenses":17978},"Functional Expenses":{"value":null,"Program Service Expenses":18025289,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":99510132,"Non-interest bearing cash":-30299,"Savings and temp cash investments":3066142,"Pledges and grants receivable":0,"Accounts receivable":697990,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2173,"Land, building, equipment":0,"Investments publicly traded":95774126,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":2334627,"Sum of Total Liabilities":0,"Accounts payable, accrued":618627,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1716000},"Fund balance":{"value":97175505,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.4417486697107317,"percentile":0.9003821118112678},"Liabilities to Assets Ratio":{"score":0.02346119890585614,"percentile":0.4468100709073419},"Operating Reserve Ratio":{"score":5.52058455207015,"percentile":0.821151641415698},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.9159905306624112,"percentile":0.994624011800696}},"source_xml":"201442879349301374_public.xml"},{"Organization":{"value":null,"Person":["KURT SULZBACH","DAWN FEIKEMA","MEGAN ORTEGA","JOHN FAGEAUX","REX MCNAMARA","DEBBIE KARMELICH"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[10.0,10.0,10.0,10.0,10.0,10.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Health & welfare benefits provided to members whose employers contribute to the fund.","year":2024,"name":"OCU HEALTH AND WELFARE TRUST","phone":6264342469,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"REX MCNAMARA","year_formation":2008,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"1055 PARK VIEW DRIVE 111, COVINA, CA, 91722, USA","city":"COVINA","state":"CA","country":"USA","zip_code":91722},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":123830070,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":25774127,"Total revenue":{"value":25774127,"CONTRIBUTIONS - ACTIVE":17721088,"CONTRIBUTIONS - RETIREE":7003294,"STOP LOSS RECOVERIES":661995,"CONTRIBUTIONS - TEMP":387750},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":98055943,"Investment income total":1117107,"Net investment gain":96938836,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":26996924,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":25472026,"Benefits paid to members Total":25472026},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1524898,"Management services":448117,"Legal":125420,"Accounting":29130,"Lobbying services":0,"Investment management fees":337602,"Other services":0,"Advertising":0,"Office expenses":45631,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":12512,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":30961,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":475687,"PROVIDER NETWORK AND UT":207080,"BENEFIT CONSULTING":127692,"ACTUARIAL SERVICES":80915,"INVESTMENT CONSULTING":60000},"All other expenses":19838},"Functional Expenses":{"value":null,"Program Service Expenses":26996924,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":297725916,"Non-interest bearing cash":46249,"Savings and temp cash investments":6302443,"Pledges and grants receivable":0,"Accounts receivable":1117434,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":18262,"Land, building, equipment":0,"Investments publicly traded":290241528,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":2399943,"Sum of Total Liabilities":0,"Accounts payable, accrued":145389,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":2254554},"Fund balance":{"value":295325973,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.7819841012768547,"percentile":0.970579285908045},"Liabilities to Assets Ratio":{"score":0.00806091398506269,"percentile":0.5089603069647167},"Operating Reserve Ratio":{"score":11.028142169085633,"percentile":0.9011951476266703},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.029558208722341064,"percentile":0.44696791176699935},"Revenue Growth":{"score":0.07288337845690536,"percentile":0.6908678441513938},"Asset Growth":{"score":0.08877324854149057,"percentile":0.6537925725021146},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8449520465559364,"percentile":0.9796669575110547}},"source_xml":"202502869349302055_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["KURT SULZBACH","DAWN FEIKEMA","MEGAN ORTEGA","JOHN FAGEAUX","REX MCNAMARA","DEBBIE KARMELICH"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[10.0,10.0,10.0,10.0,10.0,10.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Health & welfare benefits provided to members whose employers contribute to the fund.","year":2024,"name":"OCU HEALTH AND WELFARE TRUST","phone":6264342469,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"REX MCNAMARA","year_formation":2008,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"1055 PARK VIEW DRIVE 111, COVINA, CA, 91722, USA","city":"COVINA","state":"CA","country":"USA","zip_code":91722},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":123830070,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":25774127,"Total revenue":{"value":25774127,"CONTRIBUTIONS - ACTIVE":17721088,"CONTRIBUTIONS - RETIREE":7003294,"STOP LOSS RECOVERIES":661995,"CONTRIBUTIONS - TEMP":387750},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":98055943,"Investment income total":1117107,"Net investment gain":96938836,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":26996924,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":25472026,"Benefits paid to members Total":25472026},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1524898,"Management services":448117,"Legal":125420,"Accounting":29130,"Lobbying services":0,"Investment management fees":337602,"Other services":0,"Advertising":0,"Office expenses":45631,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":12512,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":30961,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":475687,"PROVIDER NETWORK AND UT":207080,"BENEFIT CONSULTING":127692,"ACTUARIAL SERVICES":80915,"INVESTMENT CONSULTING":60000},"All other expenses":19838},"Functional Expenses":{"value":null,"Program Service Expenses":26996924,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":297725916,"Non-interest bearing cash":46249,"Savings and temp cash investments":6302443,"Pledges and grants receivable":0,"Accounts receivable":1117434,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":18262,"Land, building, equipment":0,"Investments publicly traded":290241528,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":2399943,"Sum of Total Liabilities":0,"Accounts payable, accrued":145389,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":2254554},"Fund balance":{"value":295325973,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.7819841012768547,"percentile":0.970579285908045},"Liabilities to Assets Ratio":{"score":0.00806091398506269,"percentile":0.5089603069647167},"Operating Reserve Ratio":{"score":11.028142169085633,"percentile":0.9011951476266703},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.029558208722341064,"percentile":0.44696791176699935},"Revenue Growth":{"score":0.07288337845690536,"percentile":0.6908678441513938},"Asset Growth":{"score":0.08877324854149057,"percentile":0.6537925725021146},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8449520465559364,"percentile":0.9796669575110547}},"source_xml":"202502869349302055_public.xml"},"sector":"Mutual/Membership Benefit","donation_categories":[],"zakat_policy":null},"error":null}