{"success":true,"data":{"_id":260002371,"filings":[{"Organization":{"value":null,"Person":["BANKS OF AMERICA"],"Title":["INSTITUTIONAL TRUSTEE"],"Hours":[0],"Total Compensation":[7970],"Direct compensation":[7970],"Other compensation":[0]},"Basic":{"value":null,"mission":"To provide certain general medical, dental, vision, life insurance,temporary disability, accidental death and disability, and employee assistance benefits for eligible employees of the company and covered dependents of eligible employees.","year":2024,"name":"PALMETTO GOODWILL SVCS H & W PLN","phone":8888663275,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":2018,"state_legal_domicile":"SC","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"PO BOX 653067, DALLAS, TX, 752653067, USA","city":"DALLAS","state":"TX","country":"USA","zip_code":752653067},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":0,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5430654,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5392562,"Total revenue":{"value":5392562,"EMPLOYER CONTRIBUTIONS":4674053,"EMPLOYEE CONTRIBUTIONS":718509},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":38092,"Investment income total":38092,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4848940,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":4719455,"Benefits paid to members Total":4719455},"Salaries":{"value":7970,"Current officers":7970,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":121515,"Management services":0,"Legal":0,"Accounting":19500,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":102015,"ADMINISTRATIVE EXPENSES":85576,"AUDIT":14789,"CONSULTING":1650},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":4806681,"Management And General Expenses":42259,"Fundraising Expenses":0}},"Assets":{"value":1453140,"Non-interest bearing cash":0,"Savings and temp cash investments":893363,"Pledges and grants receivable":0,"Accounts receivable":272002,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":287775,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":187978,"Sum of Total Liabilities":0,"Accounts payable, accrued":187978,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1265162,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9912848993800707,"percentile":0.9081708731763511},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10711674873781316,"percentile":0.635265726573921},"Liabilities to Assets Ratio":{"score":0.12935986897339555,"percentile":0.29942640761807376},"Operating Reserve Ratio":{"score":0.2996819923529679,"percentile":0.1625836481073444},"Officer Compensation Ratio":{"score":0.001643658201586326,"percentile":0.9935063761662125},"Program Expense Growth":{"score":0.16758053456024066,"percentile":0.7750237574775},"Revenue Growth":{"score":0.2967584827746231,"percentile":0.9449907064992352},"Asset Growth":{"score":-0.05220118119404058,"percentile":0.16123349969034104},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7304478387071848,"percentile":0.8938539307889015}},"source_xml":"202523079349301252_public.xml"},{"Organization":{"value":null,"Person":["BANKS OF AMERICA"],"Title":["INSTITUTIONAL TRUSTEE"],"Hours":[0],"Total Compensation":[8590],"Direct compensation":[8590],"Other compensation":[0]},"Basic":{"value":null,"mission":"To provide certain general medical, dental, vision, life insurance,temporary disability, accidental death and disability, and employee assistance benefits for eligible employees of the company and covered dependents of eligible employees.","year":2023,"name":"PALMETTO GOODWILL SVCS H & W PLN","phone":8888663275,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":2018,"state_legal_domicile":"SC","total_volunteers":null,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"PO BOX 653067, DALLAS, TX, 752653067, USA","city":"DALLAS","state":"TX","country":"USA","zip_code":752653067},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":0,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1912136,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1887857,"Total revenue":1887857,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":24279,"Investment income total":24279,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1831823,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":1742482,"Benefits paid to members Total":1742482},"Salaries":{"value":8590,"Current officers":8590,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":80751,"Management services":0,"Legal":0,"Accounting":13455,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":67296,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":1742482,"Management And General Expenses":89341,"Fundraising Expenses":0}},"Assets":{"value":788813,"Non-interest bearing cash":0,"Savings and temp cash investments":730715,"Pledges and grants receivable":0,"Accounts receivable":58098,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":788813,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.951228366496108,"percentile":0.8472267648409367},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.04200171954296138,"percentile":0.5068071500092017},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":0.43061638597178875,"percentile":0.22146294282494106},"Officer Compensation Ratio":{"score":0.004689317690628407,"percentile":0.982408706613328},"Program Expense Growth":{"score":-0.10817386209248192,"percentile":0.1346948288818947},"Revenue Growth":{"score":0.021666929384624257,"percentile":0.4731711933112551},"Asset Growth":{"score":-0.25170934007244966,"percentile":0.04068994655473899},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6039382116109172,"percentile":0.6169785394438786}},"source_xml":"202403199349316905_public.xml"},{"Organization":{"value":null,"Person":["BANKS OF AMERICA"],"Title":["INSTITUTIONAL TRUSTEE"],"Hours":[0],"Total Compensation":[8770],"Direct compensation":[8770],"Other compensation":[0]},"Basic":{"value":null,"mission":"To provide certain general medical, dental, vision, life insurance,temporary disability, accidental death and disability, and employee assistance benefits for eligible employees of the company and covered dependents of eligible employees.","year":2022,"name":"PALMETTO GOODWILL SVCS H & W PLN","phone":8888663275,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":2018,"state_legal_domicile":"SC","total_volunteers":null,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"PO BOX 653067, DALLAS, TX, 752653067, USA","city":"DALLAS","state":"TX","country":"USA","zip_code":752653067},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":0,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1456044,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1444777,"Total revenue":{"value":1444777,"NET EMPLOYER CONTRIBUTIONS":1396550,"EMPLOYEE CONTRIBUTIONS":48227},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":11267,"Investment income total":11267,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1829062,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":1720479,"Benefits paid to members Total":1720479},"Salaries":{"value":8770,"Current officers":8770,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":99813,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":99813,"ADMINISTRATIVE EXPENSES":98313,"CONSULTING":1500},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":1720479,"Management And General Expenses":108583,"Fundraising Expenses":0}},"Assets":{"value":795138,"Non-interest bearing cash":0,"Savings and temp cash investments":654471,"Pledges and grants receivable":0,"Accounts receivable":140667,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":84823,"Sum of Total Liabilities":0,"Accounts payable, accrued":11781,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":73042},"Fund balance":{"value":710315,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9406345984991215,"percentile":0.8318954266794486},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.2561859394358962,"percentile":0.127342342957426},"Liabilities to Assets Ratio":{"score":0.1066770799534169,"percentile":0.31916558920936755},"Operating Reserve Ratio":{"score":0.43472446532703646,"percentile":0.22324983393148984},"Officer Compensation Ratio":{"score":0.004794807393079075,"percentile":0.9820057854593814},"Program Expense Growth":{"score":-0.10994610207089446,"percentile":0.13341333897743018},"Revenue Growth":{"score":-0.014038685597097695,"percentile":0.31587207865053724},"Asset Growth":{"score":-0.332486160698545,"percentile":0.02762539366221014},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.47384173303178856,"percentile":0.2607738247250261}},"source_xml":"202313129349303901_public.xml"},{"Organization":{"value":null,"Person":["BANKS OF AMERICA"],"Title":["INSTITUTIONAL TRUSTEE"],"Hours":[0],"Total Compensation":[8390],"Direct compensation":[8390],"Other compensation":[0]},"Basic":{"value":null,"mission":"To provide certain general medical, dental, vision, life insurance,temporary disability, accidental death and disability, and employee assistance benefits for eligible employees of the company and covered dependents of eligible employees.","year":2020,"name":"PALMETTO GOODWILL SVCS H & W PLN","phone":8888663275,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":2018,"state_legal_domicile":"SC","total_volunteers":null,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"P O BOX 1802, PROVIDENCE, RI, 29011802, USA","city":"PROVIDENCE","state":"RI","country":"USA","zip_code":29011802},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":0,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1505181,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1497888,"Total revenue":{"value":1497888,"NET EMPLOYER CONTRIBUTIONS":1454022,"EMPLOYEE CONTRIBUTIONS":43866},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":7293,"Investment income total":7293,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2214606,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":2120209,"Benefits paid to members Total":2120209},"Salaries":{"value":8390,"Current officers":8390,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":86007,"Management services":0,"Legal":0,"Accounting":9000,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":77007,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":2197216,"Management And General Expenses":17390,"Fundraising Expenses":0}},"Assets":{"value":1574662,"Non-interest bearing cash":1466184,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":108478,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":62144,"Sum of Total Liabilities":0,"Accounts payable, accrued":8315,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":53829},"Fund balance":{"value":1512518,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9921475874263864,"percentile":0.9096795372705082},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.47132205362677315,"percentile":0.07831427325895989},"Liabilities to Assets Ratio":{"score":0.039464977245910554,"percentile":0.4078726896120007},"Operating Reserve Ratio":{"score":0.7110348296717339,"percentile":0.33238943232357077},"Officer Compensation Ratio":{"score":0.0037884842721459255,"percentile":0.985818152159633},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6257850650187187,"percentile":0.6786570148726607}},"source_xml":"202132779349301068_public.xml"},{"Organization":{"value":null,"Person":["BANKS OF AMERICA"],"Title":["INSTITUTIONAL TRUSTEE"],"Hours":[0],"Total Compensation":[8570],"Direct compensation":[8570],"Other compensation":[0]},"Basic":{"value":null,"mission":"To provide certain general medical, dental, vision, life insurance,temporary disability, accidental death and disability, and employee assistance benefits for eligible employees of the company and covered dependents of eligible employees.","year":2021,"name":"PALMETTO GOODWILL SVCS H & W PLN","phone":8888663275,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":2018,"state_legal_domicile":"SC","total_volunteers":null,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"PO BOX 653067, DALLAS, TX, 752653067, USA","city":"DALLAS","state":"TX","country":"USA","zip_code":752653067},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":0,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2288946,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2275430,"Total revenue":{"value":2275430,"NET EMPLOYER CONTRIBUTIONS":2234011,"EMPLOYEE CONTRIBUTIONS":41419},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":13516,"Investment income total":13516,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2718131,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":2586451,"Benefits paid to members Total":2586451},"Salaries":{"value":8570,"Current officers":8570,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":123110,"Management services":0,"Legal":0,"Accounting":11000,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":112110,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":2586451,"Management And General Expenses":131680,"Fundraising Expenses":0}},"Assets":{"value":1146996,"Non-interest bearing cash":0,"Savings and temp cash investments":920101,"Pledges and grants receivable":0,"Accounts receivable":226895,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":63663,"Sum of Total Liabilities":0,"Accounts payable, accrued":10867,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":52796},"Fund balance":{"value":1083333,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9515549471309513,"percentile":0.8476954154012228},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.18750333122756063,"percentile":0.15790924982049978},"Liabilities to Assets Ratio":{"score":0.055504116840860825,"percentile":0.37962855991072264},"Operating Reserve Ratio":{"score":0.42197966176023155,"percentile":0.2176672643853121},"Officer Compensation Ratio":{"score":0.003152901754919097,"percentile":0.9881951427732795},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6081413161280774,"percentile":0.6290766127314648}},"source_xml":"202201309349304410_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["BANKS OF AMERICA"],"Title":["INSTITUTIONAL TRUSTEE"],"Hours":[0],"Total Compensation":[7970],"Direct compensation":[7970],"Other compensation":[0]},"Basic":{"value":null,"mission":"To provide certain general medical, dental, vision, life insurance,temporary disability, accidental death and disability, and employee assistance benefits for eligible employees of the company and covered dependents of eligible employees.","year":2024,"name":"PALMETTO GOODWILL SVCS H & W PLN","phone":8888663275,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":2018,"state_legal_domicile":"SC","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"PO BOX 653067, DALLAS, TX, 752653067, USA","city":"DALLAS","state":"TX","country":"USA","zip_code":752653067},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":0,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5430654,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5392562,"Total revenue":{"value":5392562,"EMPLOYER CONTRIBUTIONS":4674053,"EMPLOYEE CONTRIBUTIONS":718509},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":38092,"Investment income total":38092,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4848940,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":4719455,"Benefits paid to members Total":4719455},"Salaries":{"value":7970,"Current officers":7970,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":121515,"Management services":0,"Legal":0,"Accounting":19500,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":102015,"ADMINISTRATIVE EXPENSES":85576,"AUDIT":14789,"CONSULTING":1650},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":4806681,"Management And General Expenses":42259,"Fundraising Expenses":0}},"Assets":{"value":1453140,"Non-interest bearing cash":0,"Savings and temp cash investments":893363,"Pledges and grants receivable":0,"Accounts receivable":272002,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":287775,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":187978,"Sum of Total Liabilities":0,"Accounts payable, accrued":187978,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1265162,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9912848993800707,"percentile":0.9081708731763511},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10711674873781316,"percentile":0.635265726573921},"Liabilities to Assets Ratio":{"score":0.12935986897339555,"percentile":0.29942640761807376},"Operating Reserve Ratio":{"score":0.2996819923529679,"percentile":0.1625836481073444},"Officer Compensation Ratio":{"score":0.001643658201586326,"percentile":0.9935063761662125},"Program Expense Growth":{"score":0.16758053456024066,"percentile":0.7750237574775},"Revenue Growth":{"score":0.2967584827746231,"percentile":0.9449907064992352},"Asset Growth":{"score":-0.05220118119404058,"percentile":0.16123349969034104},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7304478387071848,"percentile":0.8938539307889015}},"source_xml":"202523079349301252_public.xml"},"sector":"Mutual/Membership Benefit","donation_categories":[],"zakat_policy":null},"error":null}