{"success":true,"data":{"_id":20528886,"filings":[{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"To help struggling individuals & families break the cycle of poor financial decision making by using the car buying process to catalyze lasting change, financial stability and control.","primary_activities":"The Organization pre-negotiates transactions with selected automobile manufacturers and dealers, banks and credit union, supplier of extended warranties and insurance products to facilitate all parts of the transaction relating to the purchase of a new vehicle. The Organization provides a consulting service for the purchase of automobiles, focusing on needs assessment, income verification, credit analysis, credit consulting and financing pre-approval. All within the context that enhances the dignity and the self respect of the clients. The Organization also provides a limited financial guarantee to participating banks and financial institutions in exchange for loans with reduced interest rates to persons of low and moderate income. Clients pay a fee of $800 for this service. In addition, the Organization receives a small loan origination fee from the selected lending institution.\n\nThe Organization receives donations in the form of used vehicles and also purchases used vehicles. Donated vehicles are evaluated and then repaired for use by clients or disposed of with the proceeds going to support the Organization. Vehicles are transferred to clients upon their admittance into the educational and credit repair program to provide an interim transportation solution. The client pays a monthly fee for the use of the used vehicle. The Organization retains a lien on the vehicle. Upon the successful completion of the educational program, the client purchases a new vehicle and the used vehicle is transferred back to the Organization in accordance with a signed agreement with the client.\n\nTo educate clients about personal financial management, credit management and budgeting through financial literacy training. The program also informs clients about the economic and environmental effects of the automobile business and the difference between new and used automobiles. The clients are educated about depreciation, fuel economy, pollution, maintenance, reliability, extended warranties and insurance products.","year":2010,"name":"More Than Wheels Inc fka Bonnie CLAC","phone":"8664552522","website":"www.morethanwheels.org","type":"990","year_formation":2001,"state_legal_domicile":"MA","total_volunteers":2,"tax_period_begin":"2010-01-01T00:00:00","tax_period_end":"2010-12-31T00:00:00","address":"250 Commercial Street, Manchester, NH, 03101, USA","city":"Manchester","state":"NH","country":"USA","zip_code":"03101"},"Governance":{"501c3 determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":34,"Total Gross UBI":0,"Number of employees":34,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":true,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":true,"Audit committee":true,"Federal grant audit required":false,"Federal grant audit performed":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false,"Transfers to exempt non-charitable organization":false},"Revenues":{"value":781682,"Contributions":{"value":447307,"Other contributions":447307},"Program revenue":{"value":330450,"Total revenue":{"value":330450,"VARIOUS":330450}},"Investment income":{"value":2,"Investment income total":246,"Net investment gain":-244,"Income from invest bond proceeds":0},"Other revenues":{"value":3923,"Other total":3923,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0}},"Expenses":{"value":1542663,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1008800,"Current officers":105000,"Disqualified persons":0,"Other salaries and wages":758676,"Pension plan contributions":0,"Other employee benefits":75378,"Payroll taxes":69746},"Other expenses":{"value":533863,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":83025,"Office expenses":61886,"Information technology":20058,"Royalties":0,"Occupancy":55011,"Travel":38006,"Conferences and meetings":0,"Interest":44,"Payments to affiliates":0,"Depreciation and depletion":5063,"Insurance":14722,"Travel entertainment public officials":0,"Itemized Expenses":{"value":247063,"VARIOUS":247063},"All other expenses":8985}},"Assets":{"value":2546015,"Non-interest bearing cash":169495,"Savings and temp cash investments":588700,"Pledges and grants receivable":1540132,"Accounts receivable":38364,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":173098,"Prepaid expenses deferred charges":6326,"Land, building, equipment":28900,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1000},"Liabilities":{"value":79409,"Accounts payable, accrued":49409,"Other liabilities":30000},"Fund balance":{"value":2466606},"Form990Details":{"program_service_accomplishments":[{"description":"The Organization pre-negotiates transactions with selected automobile manufacturers and dealers, banks and credit union, supplier of extended warranties and insurance products to facilitate all parts of the transaction relating to the purchase of a new vehicle. The Organization provides a consulting service for the purchase of automobiles, focusing on needs assessment, income verification, credit analysis, credit consulting and financing pre-approval. All within the context that enhances the dignity and the self respect of the clients. The Organization also provides a limited financial guarantee to participating banks and financial institutions in exchange for loans with reduced interest rates to persons of low and moderate income. Clients pay a fee of $800 for this service. In addition, the Organization receives a small loan origination fee from the selected lending institution.","expense":806352,"grants":128665,"revenue":163753},{"description":"The Organization receives donations in the form of used vehicles and also purchases used vehicles. Donated vehicles are evaluated and then repaired for use by clients or disposed of with the proceeds going to support the Organization. Vehicles are transferred to clients upon their admittance into the educational and credit repair program to provide an interim transportation solution. The client pays a monthly fee for the use of the used vehicle. The Organization retains a lien on the vehicle. Upon the successful completion of the educational program, the client purchases a new vehicle and the used vehicle is transferred back to the Organization in accordance with a signed agreement with the client.","expense":178448,"revenue":158097},{"description":"To educate clients about personal financial management, credit management and budgeting through financial literacy training. The program also informs clients about the economic and environmental effects of the automobile business and the difference between new and used automobiles. The clients are educated about depreciation, fuel economy, pollution, maintenance, reliability, extended warranties and insurance products.","expense":76965,"grants":20000,"revenue":8600}],"program_service_revenue_detail":[{"description":"New Car Program Fees","total_revenue":145349,"related_or_exempt_function_income":145349},{"description":"Financial Literacy Class","total_revenue":8600,"related_or_exempt_function_income":8600},{"description":"Enrollment Fees","total_revenue":18404,"related_or_exempt_function_income":18404},{"description":"Bridge Program Fees","total_revenue":158097,"related_or_exempt_function_income":158097}],"functional_expense_allocations":{"current_officers_directors":{"management_and_general":63000,"fundraising":42000,"total":105000},"disqualified_persons":{"total":0},"other_salaries_and_wages":{"program_services":585420,"management_and_general":124944,"fundraising":48312,"total":758676},"pension_plan_contributions":{"total":0},"other_employee_benefits":{"program_services":49918,"management_and_general":16587,"fundraising":8873,"total":75378},"payroll_taxes":{"program_services":49548,"management_and_general":14144,"fundraising":6054,"total":69746},"management_fees":{"total":0},"legal_fees":{"total":0},"accounting_fees":{"total":0},"lobbying_fees":{"total":0},"professional_fundraising_fees":{"total":0},"investment_management_fees":{"total":0},"other_service_fees":{"total":0},"advertising":{"program_services":43185,"management_and_general":37848,"fundraising":1992,"total":83025},"office_expenses":{"program_services":50085,"management_and_general":11219,"fundraising":582,"total":61886},"information_technology":{"program_services":13395,"management_and_general":6330,"fundraising":333,"total":20058},"royalties":{"total":0},"occupancy":{"program_services":46710,"management_and_general":7885,"fundraising":416,"total":55011},"travel":{"program_services":33631,"management_and_general":3052,"fundraising":1323,"total":38006},"conferences_meetings":{"total":0},"interest":{"management_and_general":42,"fundraising":2,"total":44},"payments_to_affiliates":{"total":0},"depreciation_depletion":{"program_services":2877,"management_and_general":608,"fundraising":1578,"total":5063},"insurance":{"program_services":7033,"management_and_general":5132,"fundraising":2557,"total":14722},"all_other_expenses":{"program_services":8430,"management_and_general":527,"fundraising":28,"total":8985}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"backup_withholding_compliance":false,"employment_tax_returns_filed":true,"lobbying_activities":false,"deductible_non_cash_contributions":true,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_vi":true,"schedule_o_part_xi":true},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"audited_financial_statement_separate":true,"federal_grant_audit_required":false,"federal_grant_audit_performed":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"excess_benefit_transaction":false,"excess_business_holdings":false,"distribution_to_donor":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"person_name":"Terri Steingrebe","phone":"8664552522","address_line1":"250 COMMERCIAL STREET SUITE 4021","city":"MANCHESTER","state":"NH","zip":"03101"},"officers_directors_key_employees":[{"title":"CEO","average_hours_per_week":40.0,"reportable_comp_from_org":105000,"reportable_comp_from_related_orgs":0,"other_compensation":0,"key_employee":true},{"title":"Secretary","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Treasurer","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Director","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Chairman","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Director","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true}]},"ScheduleA":{"public_charity_status":{"publicly_supported_org_170b1_avi":true},"support_170":{"thirty_three_percent_test_current_year":true,"gifts_grants_contributions":{"value":6258026,"current_year":368164,"current_year_minus1":2926100,"current_year_minus2":911879,"current_year_minus3":1768468,"current_year_minus4":283415},"tax_revenues_levied_for_org_benefit":{"value":0},"total_calendar_year_support":{"value":6258026,"current_year":368164,"current_year_minus1":2926100,"current_year_minus2":911879,"current_year_minus3":1768468,"current_year_minus4":283415},"amounts_from_substantial_contributors":1869368,"public_support_total":4388658,"gross_investment_income":{"value":12102,"current_year":246,"current_year_minus1":1439,"current_year_minus2":5142,"current_year_minus3":2891,"current_year_minus4":2384},"other_income":{"value":5078,"current_year":3923,"current_year_minus2":311,"current_year_minus3":844},"unrelated_business_net_income":{"value":0},"total_support":6275206,"public_support_percentage":0.6994},"support_170_prior_schema":{"value_services_facilities_by_government":{"total":0},"value_services_facilities_by_government_prior":{"total":0}}},"ScheduleB":{"attached":true,"required":true},"ScheduleD":{"land_buildings_equipment":{"leasehold_improvements":{"other_cost_or_other_basis":5588,"book_value":5201,"depreciation":387},"equipment":{"other_cost_or_other_basis":52619,"book_value":23586,"depreciation":29033},"other_land_buildings":{"other_cost_or_other_basis":678,"book_value":113,"depreciation":565},"total_book_value":28900},"other_liabilities":{"liabilities":[{"description":"Loan loss reserve","amount":30000}],"total_liability":30000},"net_assets_reconciliation":{"total_revenue":781682,"total_expenses":1542663,"excess_or_deficit_for_year":-760981,"prior_period_adjustments":44966,"total_adjustments":44966,"excess_or_deficit_per_financial_statements":-716015},"revenue_reconciliation":{"total_revenue_audited_financial_statements":781682,"revenue_subtotal":781682,"total_revenue_per_990":781682},"expense_reconciliation":{"total_expenses_audited_financial_statements":1542663,"expenses_subtotal":1542663,"total_expenses_per_990":1542663}},"ScheduleI":{"reported_domestic_org_grants":0,"reported_domestic_individual_grants":0,"total_domestic_grants":0},"ScheduleF":{"reported_foreign_grants":0},"ScheduleM":{"policies":{"any_property_that_must_be_held":false,"forms_8283_received":1,"review_process_unusual_noncash_gifts":false,"third_parties_used":true},"noncash_contributions":{"cars_and_other_vehicles":{"reported":true,"revenue_reported_on_990":38293,"contribution_count":60,"method_of_determining_revenues":"FMV/AUCTION"}},"supplemental_information":[{"identifier":"Part I, Line 32, Hire and Use of Third Parties","explanation":"A third party vehicle auctioneer sells the donated vehicles that More Than Wheels receives and that are not utilized in the program."}]},"source_xml":"201102279349300725_public.xml"},{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"To help struggling individuals & families break the cycle of poor financial decision making by using the car buying process to catalyze lasting change, financial stability and control.","primary_activities":"To educate clients about personal financial management, credit management and budgeting through financial literacy training. The program also informs clients about the economic and environmental effects of the automobile business and the difference between new and used automobiles. The clients are educated about depreciation, fuel economy, pollution, maintenance, reliability, extended warranties and insurance products.\n\nThe organization receives donations in the form of used vehicles and also purchases used vehicles. Donated vehicles are evaluated and then repaired for use by clients or disposed of with the proceeds going to support the organization. Vehicles are transferred to clients upon their admittance into the educational and credit repair program to provide an interim transportation solution. The client pays a monthly fee for the use of the used vehicle. The organization retains a lien on the vehicle. Upon the successful completion of the educational program, the client purchases a new vehicle and the used vehicle is transferred back to the organization in accordance with a signed agreement with the client.\n\nThe organization pre-negotiates transactions with selected automobile manufacturers and dealers, banks and credit union, supplier of extended warranties and insurance products to facilitate all parts of the transaction relating to the purchase of a new vehicle. The organization provides a consulting service for the purchase of automobiles, focusing on needs assessment, income verification, credit analysis, credit consulting and financing pre-approval. All within the context that enhances the dignity and the self respect of the clients. The organization also provides a limited financial guarantee to participating banks and financial institutions in exchange for loans with reduced interest rates to persons of low and moderate income. Clients pay a fee of $895 for this service. In addition, the organization receives a small loan origination fee from the selected lending institution.","year":2012,"name":"MORE THAN WHEELS INC","phone":"8664552522","website":"WWW.MORETHANWHEELS.ORG","type":"990","principal_officer":"TERRI STEINGREBE","year_formation":2001,"state_legal_domicile":"NH","total_volunteers":4,"tax_period_begin":"2012-01-01T00:00:00","tax_period_end":"2012-12-31T00:00:00","address":"250 COMMERCIAL STREET NO 4021, MANCHESTER, NH, 03101, USA","city":"MANCHESTER","state":"NH","country":"USA","zip_code":"03101"},"Governance":{"501c3 determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":32,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":32,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":false,"Compensation process for CEO":true,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":true,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":true,"Audit committee":true,"Federal grant audit required":false,"Audited financial statements separate":true,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":true,"Transfers to exempt non-charitable organization":false},"Revenues":{"value":1715426,"Contributions":{"value":1447958,"Other contributions":1447958},"Program revenue":{"value":320133,"Total revenue":{"value":320133,"VARIOUS":320133},"Unrelated business revenue":0},"Investment income":{"value":10117,"Investment income total":10569,"Net investment gain":-452},"Other revenues":{"value":-62782,"Other total":-5131,"Net income":-57651}},"Expenses":{"value":1397461,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":0},"Salaries":{"value":860440,"Current officers":107184,"Other salaries and wages":618071,"Other employee benefits":72280,"Payroll taxes":62905},"Other expenses":{"value":537021,"Accounting":13766,"Other services":122884,"Advertising":22258,"Office expenses":22953,"Information technology":19570,"Occupancy":48899,"Travel":37412,"Depreciation and depletion":8367,"Insurance":13594,"Itemized Expenses":{"value":208203,"VARIOUS":208203},"All other expenses":19115}},"Assets":{"value":1867325,"Non-interest bearing cash":33853,"Savings and temp cash investments":548999,"Pledges and grants receivable":1016769,"Accounts receivable":49199,"Inventories for sale or use":174964,"Prepaid expenses deferred charges":14707,"Land, building, equipment":25306,"Other assets":3528},"Liabilities":{"value":109974,"Accounts payable, accrued":76124,"Other liabilities":33850},"Fund balance":{"value":1757351},"Form990Details":{"program_service_accomplishments":[{"description":"TO EDUCATE CLIENTS ABOUT PERSONAL FINANCIAL MANAGEMENT, CREDIT MANAGEMENT AND BUDGETING THROUGH FINANCIAL LITERACY TRAINING. THE PROGRAM ALSO INFORMS CLIENTS ABOUT THE ECONOMIC AND ENVIRONMENTAL EFFECTS OF THE AUTOMOBILE BUSINESS AND THE DIFFERENCE BETWEEN NEW AND USED AUTOMOBILES. THE CLIENTS ARE EDUCATED ABOUT DEPRECIATION, FUEL ECONOMY, POLLUTION, MAINTENANCE, RELIABILITY, EXTENDED WARRANTIES AND INSURANCE PRODUCTS.","expense":21938,"revenue":0},{"description":"THE ORGANIZATION RECEIVES DONATIONS IN THE FORM OF USED VEHICLES AND ALSO PURCHASES USED VEHICLES. DONATED VEHICLES ARE EVALUATED AND THEN REPAIRED FOR USE BY CLIENTS OR DISPOSED OF WITH THE PROCEEDS GOING TO SUPPORT THE ORGANIZATION. VEHICLES ARE TRANSFERRED TO CLIENTS UPON THEIR ADMITTANCE INTO THE EDUCATIONAL AND CREDIT REPAIR PROGRAM TO PROVIDE AN INTERIM TRANSPORTATION SOLUTION. THE CLIENT PAYS A MONTHLY FEE FOR THE USE OF THE USED VEHICLE. THE ORGANIZATION RETAINS A LIEN ON THE VEHICLE. UPON THE SUCCESSFUL COMPLETION OF THE EDUCATIONAL PROGRAM, THE CLIENT PURCHASES A NEW VEHICLE AND THE USED VEHICLE IS TRANSFERRED BACK TO THE ORGANIZATION IN ACCORDANCE WITH A SIGNED AGREEMENT WITH THE CLIENT.","expense":144834,"revenue":112325},{"description":"THE ORGANIZATION PRE-NEGOTIATES TRANSACTIONS WITH SELECTED AUTOMOBILE MANUFACTURERS AND DEALERS, BANKS AND CREDIT UNION, SUPPLIER OF EXTENDED WARRANTIES AND INSURANCE PRODUCTS TO FACILITATE ALL PARTS OF THE TRANSACTION RELATING TO THE PURCHASE OF A NEW VEHICLE. THE ORGANIZATION PROVIDES A CONSULTING SERVICE FOR THE PURCHASE OF AUTOMOBILES, FOCUSING ON NEEDS ASSESSMENT, INCOME VERIFICATION, CREDIT ANALYSIS, CREDIT CONSULTING AND FINANCING PRE-APPROVAL. ALL WITHIN THE CONTEXT THAT ENHANCES THE DIGNITY AND THE SELF RESPECT OF THE CLIENTS. THE ORGANIZATION ALSO PROVIDES A LIMITED FINANCIAL GUARANTEE TO PARTICIPATING BANKS AND FINANCIAL INSTITUTIONS IN EXCHANGE FOR LOANS WITH REDUCED INTEREST RATES TO PERSONS OF LOW AND MODERATE INCOME. CLIENTS PAY A FEE OF $895 FOR THIS SERVICE. IN ADDITION, THE ORGANIZATION RECEIVES A SMALL LOAN ORIGINATION FEE FROM THE SELECTED LENDING INSTITUTION.","expense":810188,"revenue":411770}],"program_service_revenue_detail":[{"business_code":"561000","description":"NEW CAR PROGRAM FEES","total_revenue":190828,"related_or_exempt_function_income":190828},{"business_code":"611600","description":"BRIDGE PROGRAM FEES","total_revenue":112325,"related_or_exempt_function_income":112325},{"business_code":"561000","description":"ENROLLMENT FEES","total_revenue":16980,"related_or_exempt_function_income":16980}],"functional_expense_allocations":{"current_officers_directors":{"management_and_general":53592,"fundraising":53592,"total":107184},"other_salaries_and_wages":{"program_services":468122,"management_and_general":83333,"fundraising":66616,"total":618071},"other_employee_benefits":{"program_services":42482,"management_and_general":15024,"fundraising":14774,"total":72280},"payroll_taxes":{"program_services":43885,"management_and_general":9143,"fundraising":9877,"total":62905},"accounting_fees":{"management_and_general":13766,"total":13766},"other_service_fees":{"program_services":68379,"management_and_general":24245,"fundraising":30260,"total":122884},"advertising":{"program_services":22054,"management_and_general":204,"total":22258},"office_expenses":{"program_services":18475,"management_and_general":3076,"fundraising":1402,"total":22953},"information_technology":{"program_services":17913,"management_and_general":1477,"fundraising":180,"total":19570},"occupancy":{"program_services":40364,"management_and_general":5388,"fundraising":3147,"total":48899},"travel":{"program_services":30690,"management_and_general":5527,"fundraising":1195,"total":37412},"depreciation_depletion":{"program_services":3765,"management_and_general":4351,"fundraising":251,"total":8367},"insurance":{"program_services":9680,"management_and_general":3484,"fundraising":430,"total":13594},"all_other_expenses":{"program_services":12860,"management_and_general":4191,"fundraising":2064,"total":19115}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"employment_tax_returns_filed":true,"lobbying_activities":false,"deductible_non_cash_contributions":true,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_iii":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"TERRI STEINGREBE","address_line1":"250 COMMERCIAL STREET 4021","city":"MANCHESTER","state":"NH","zip":"03101"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"excess_benefit_transaction":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"phone":"8664552522","business_name_line1":"TERRI STEINGREBE","address_line1":"250 COMMERCIAL STREET SUITE 4021","city":"MANCHESTER","state":"NH","zip":"03101"},"officers_directors_key_employees":[{"title":"CHAIRMAN","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"TREASURER","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"SECRETARY","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"CEO","average_hours_per_week":40.0,"reportable_comp_from_org":107184,"reportable_comp_from_related_orgs":0,"other_compensation":0,"officer":true}]},"ScheduleA":{"public_charity_status":{"publicly_supported_org_170b1_avi":true},"support_170":{"thirty_three_percent_test_current_year":true,"gifts_grants_contributions":{"value":5802274,"current_year":1447958,"current_year_minus1":148173,"current_year_minus2":368164,"current_year_minus3":2926100,"current_year_minus4":911879},"total_calendar_year_support":{"value":5802274,"current_year":1447958,"current_year_minus1":148173,"current_year_minus2":368164,"current_year_minus3":2926100,"current_year_minus4":911879},"gross_receipts_from_admissions_etc":1591147,"amounts_from_substantial_contributors":1519668,"public_support_total":4282606,"gross_investment_income":{"value":17483,"current_year":10569,"current_year_minus1":87,"current_year_minus2":246,"current_year_minus3":1439,"current_year_minus4":5142},"other_income":{"value":-54611,"current_year":-63234,"current_year_minus1":4389,"current_year_minus2":3923,"current_year_minus4":311},"total_support":5765146,"public_support_percentage":0.7428}},"ScheduleB":{"attached":true,"required":true},"ScheduleD":{"land_buildings_equipment":{"leasehold_improvements":{"investment_cost_or_other_basis":5588,"book_value":4345,"depreciation":1243},"equipment":{"investment_cost_or_other_basis":65258,"book_value":20961,"depreciation":44297},"other_land_buildings":{"book_value":0},"total_book_value":25306},"other_liabilities":{"liabilities":[{"description":"LOAN LOSS RESERVE","amount":30000},{"description":"CLIENT DEPOSITS","amount":3850}],"total_liability":33850},"revenue_reconciliation":{"total_revenue_audited_financial_statements":1715426,"revenue_not_reported":0,"revenue_subtotal":1715426,"revenue_not_reported_financial_statement":0,"total_revenue_per_990":1715426},"expense_reconciliation":{"total_expenses_audited_financial_statements":1397461,"expenses_not_reported":0,"expenses_subtotal":1397461,"expenses_not_reported_financial_statement":0,"total_expenses_per_990":1397461}},"ScheduleL":{"business_transactions_involving_interested_persons":[{"person_name":"TERRI STEIGREBE","relationship":"CEO","description":"NEW CAR LOAN PROCESSING FEE","amount":895,"sharing_of_revenues":false,"name":"TERRI STEIGREBE"}]},"ScheduleM":{"policies":{"any_property_that_must_be_held":false,"forms_8283_received":0,"review_process_unusual_noncash_gifts":false,"third_parties_used":true},"noncash_contributions":{"cars_and_other_vehicles":{"reported":true,"revenue_reported_on_990":28203,"contribution_count":10,"method_of_determining_revenues":"FMV/AUCTION"}},"supplemental_information":[{"identifier":"THIRD PARTY USE:","form_and_line_reference":"PART I, LINE 32B:","explanation":"MORE THAN WHEELS RECEIVED 10 DONATED VEHICLES IN 2012. THE ORGANIZATION USES FAIR MARKET VALUE FOR DONATED VEHICLES THAT ARE UTILIZED WITHIN ITS PROGRAM. OTHERWISE A THIRD PARTY VEHICLE AUCTIONEER SELLS THE DONATED VEHICLES THAT ARE NOT UTILIZED IN ITS PROGRAMS."}]},"source_xml":"201302269349301525_public.xml"},{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"To help struggling individuals & families break the cycle of poor financial decision making by using the car buying process to catalyze lasting change, financial stability and control.","primary_activities":"More than wheels couples the need for reliable transportation with a set of transformative services designed to produce long-term family stability and self-sufficiency. Using behavior change techniques, and providing financial education and credit repair services, and supporting the practice of making an on-time payments for car loans, more than wheels works with low to moderate income individuals and families to obtain a new or slightly used, but certified, car through a set of car dealer and bank and credit union partners. More than wheels helps clients to select a car that fits into their budget and retains good value after the loan is repaid, thereby ending a cycle of poor financial decisions made even worse by poor car choices. Mtw partially guarantees its loans based on program confidence and history of client success. More than wheels provides ongoing support and advocacy for the life of the loan (generally 66 months), monitors credit scores annually, and provides additional counseling or education as needed to achieve long term success.","year":2015,"name":"MORE THAN WHEELS INC","phone":"8664552522","website":"WWW.MORETHANWHEELS.ORG","type":"990","principal_officer":"DAVID REEVES","year_formation":2001,"state_legal_domicile":"NH","total_volunteers":0,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"PO BOX 4259, CONCORD, NH, 03302, USA","city":"CONCORD","state":"NH","country":"USA","zip_code":"03302"},"Governance":{"501c3 determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":9,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":9,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":false,"Compensation process for CEO":true,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":false,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false,"Transfers to exempt non-charitable organization":false},"Revenues":{"value":523402,"Contributions":{"value":426251,"Other contributions":421865,"Fundraising revenue":4386},"Program revenue":{"value":107343,"Total revenue":{"value":107343,"NEW CAR PROGRAM FEES":84772,"ENROLLMENT FEES":20126,"BRIDGE PROGRAM FEES":2445}},"Investment income":{"value":0},"Other revenues":{"value":-10192,"Net income from fundraising events":0,"Net income":-10192}},"Expenses":{"value":632140,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":0},"Salaries":{"value":421234,"Current officers":79846,"Other salaries and wages":289342,"Other employee benefits":25550,"Payroll taxes":26496},"Other expenses":{"value":210906,"Accounting":14170,"Other services":21241,"Advertising":2380,"Office expenses":6247,"Information technology":11013,"Travel":5354,"Interest":669,"Depreciation and depletion":74971,"Insurance":6546,"Itemized Expenses":{"value":61371,"DUES AND SUBSCRIPTIONS":29978,"BAD DEBT":16768,"TELEPHONE":10625,"LOAN GUARANTEES":4000},"All other expenses":6944},"Functional Expenses":{"Program Service Expenses":347947,"Management And General Expenses":208918,"Fundraising Expenses":75275}},"Assets":{"value":499795,"Non-interest bearing cash":58038,"Savings and temp cash investments":60159,"Pledges and grants receivable":22962,"Accounts receivable":2071,"Inventories for sale or use":10398,"Prepaid expenses deferred charges":4213,"Land, building, equipment":341954},"Liabilities":{"value":59022,"Accounts payable, accrued":16472,"Secured mortgages and notes payable":20000,"Other liabilities":22550},"Fund balance":{"value":440773,"Unrestricted net assets":417811,"Temporarily restricted net assets":22962},"Form990Details":{"program_service_accomplishments":[{"description":"MORE THAN WHEELS COUPLES THE NEED FOR RELIABLE TRANSPORTATION WITH A SET OF TRANSFORMATIVE SERVICES DESIGNED TO PRODUCE LONG-TERM FAMILY STABILITY AND SELF-SUFFICIENCY. USING BEHAVIOR CHANGE TECHNIQUES, AND PROVIDING FINANCIAL EDUCATION AND CREDIT REPAIR SERVICES, AND SUPPORTING THE PRACTICE OF MAKING AN ON-TIME PAYMENTS FOR CAR LOANS, MORE THAN WHEELS WORKS WITH LOW TO MODERATE INCOME INDIVIDUALS AND FAMILIES TO OBTAIN A NEW OR SLIGHTLY USED, BUT CERTIFIED, CAR THROUGH A SET OF CAR DEALER AND BANK AND CREDIT UNION PARTNERS. MORE THAN WHEELS HELPS CLIENTS TO SELECT A CAR THAT FITS INTO THEIR BUDGET AND RETAINS GOOD VALUE AFTER THE LOAN IS REPAID, THEREBY ENDING A CYCLE OF POOR FINANCIAL DECISIONS MADE EVEN WORSE BY POOR CAR CHOICES. MTW PARTIALLY GUARANTEES ITS LOANS BASED ON PROGRAM CONFIDENCE AND HISTORY OF CLIENT SUCCESS. MORE THAN WHEELS PROVIDES ONGOING SUPPORT AND ADVOCACY FOR THE LIFE OF THE LOAN (GENERALLY 66 MONTHS), MONITORS CREDIT SCORES ANNUALLY, AND PROVIDES ADDITIONAL COUNSELING OR EDUCATION AS NEEDED TO ACHIEVE LONG TERM SUCCESS.","expense":244387,"revenue":20126}],"program_service_revenue_detail":[{"business_code":"561000","total_revenue":84772,"related_or_exempt_function_income":84772},{"business_code":"561000","total_revenue":20126,"related_or_exempt_function_income":20126},{"business_code":"611600","total_revenue":2445,"related_or_exempt_function_income":2445}],"functional_expense_allocations":{"current_officers_directors":{"management_and_general":36863,"fundraising":42983,"total":79846},"other_salaries_and_wages":{"program_services":192422,"management_and_general":96285,"fundraising":635,"total":289342},"other_employee_benefits":{"program_services":4305,"management_and_general":5423,"fundraising":15822,"total":25550},"payroll_taxes":{"program_services":16367,"management_and_general":7448,"fundraising":2681,"total":26496},"accounting_fees":{"management_and_general":14170,"total":14170},"other_service_fees":{"program_services":14612,"management_and_general":6629,"total":21241},"advertising":{"program_services":2170,"management_and_general":25,"fundraising":185,"total":2380},"office_expenses":{"program_services":2875,"management_and_general":2230,"fundraising":1142,"total":6247},"information_technology":{"program_services":9467,"management_and_general":1135,"fundraising":411,"total":11013},"travel":{"program_services":3216,"management_and_general":87,"fundraising":2051,"total":5354},"interest":{"management_and_general":669,"total":669},"depreciation_depletion":{"program_services":68580,"management_and_general":5752,"fundraising":639,"total":74971},"insurance":{"management_and_general":5361,"fundraising":1185,"total":6546},"all_other_expenses":{"program_services":1775,"management_and_general":4512,"fundraising":657,"total":6944}},"fundraising_and_gaming_summary":{"gross_income_fundraising_events":0,"fundraising_direct_expenses":0},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"employment_tax_returns_filed":true,"lobbying_activities":false,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_iii":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"DAVID REEVES"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"excess_benefit_transaction":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_in_care_of_detail":{"phone":"8664552522","business_name_line1":"LISA BYBEE","address_line1":"PO BOX 4259","city":"CONCORD","state":"NH","zip":"03302"},"contractor_compensation_group":[{"business_name_line1":"RUARK CONSULTING LLC","compensation":176470,"services_description":"DEVELOP TECHNOLOGY INFRASTRUCTURE","address_line1":"530 HOPMEADOW STREET","city":"SIMSBURY","state":"CT","zip":"06070","name":"RUARK CONSULTING LLC","address":"530 HOPMEADOW STREET, SIMSBURY, CT, 06070"}],"officers_directors_key_employees":[{"person_name":"DAVID REEVES","title":"CHAIRMAN","average_hours_per_week":2.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"DAVID REEVES"},{"person_name":"JOHN GARGASZ","title":"VICE CHAIR","average_hours_per_week":2.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"JOHN GARGASZ"},{"person_name":"ANNE FARNSWORTH","title":"DIRECTOR","average_hours_per_week":3.0,"reportable_comp_from_org":6120,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"ANNE FARNSWORTH"},{"person_name":"RUSTY SACHS","title":"SECRETARY","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"RUSTY SACHS"},{"person_name":"CHARLES HALL","title":"TREASURER","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"CHARLES HALL"},{"person_name":"RANDY HOUK","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"RANDY HOUK"},{"person_name":"DONNA DEBLOIS","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"DONNA DEBLOIS"},{"person_name":"JIM SOUCY","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"JIM SOUCY"},{"person_name":"TERRI STEINGREBE","title":"CEO","average_hours_per_week":40.0,"reportable_comp_from_org":73726,"reportable_comp_from_related_orgs":0,"other_compensation":0,"officer":true,"name":"TERRI STEINGREBE"}]},"ScheduleA":{"public_charity_status":{"publicly_supported_org_170b1_avi":true},"support_170":{"thirty_three_percent_test_current_year":true,"gifts_grants_contributions":{"value":2586208,"current_year":426251,"current_year_minus1":306738,"current_year_minus2":257088,"current_year_minus3":1447958,"current_year_minus4":148173},"total_calendar_year_support":{"value":2586208,"current_year":426251,"current_year_minus1":306738,"current_year_minus2":257088,"current_year_minus3":1447958,"current_year_minus4":148173},"gross_receipts_from_admissions_etc":1060874,"amounts_from_substantial_contributors":793200,"public_support_total":1793008,"gross_investment_income":{"value":183,"current_year_minus1":6,"current_year_minus2":27,"current_year_minus3":63,"current_year_minus4":87},"other_income":{"value":-56523,"current_year_minus2":2322,"current_year_minus3":-63234,"current_year_minus4":4389},"total_support":2529868,"public_support_percentage":0.7087}},"ScheduleB":{"attached":true,"required":true},"ScheduleD":{"land_buildings_equipment":{"other_land_buildings":{"other_cost_or_other_basis":502808,"book_value":341954,"depreciation":160854},"total_book_value":341954},"other_liabilities":{"liabilities":[{"description":"LOAN LOSS RESERVE","amount":20000},{"description":"CLIENT DEPOSITS","amount":2550}],"total_liability":22550}},"source_xml":"201623209349310162_public.xml"},{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"To help struggling individuals & families break the cycle of poor financial decision making by using the car buying process to catalyze lasting change, financial stability and control.","primary_activities":"More than wheels couples the need for reliable transportation with a set of transformative services designed to produce long-term family stability and self-sufficiency. Using behavior change techniques, and providing financial education, credit repair services, and practice making an on time car loan payment, more than wheels works with low to moderate income individuals and families to obtain a new or slightly used but certified car through a set of car dealer and bank and credit union partners. More than wheels helps clients to select a car that fits into their budget and will have value after the loan is repaid, ending a cycle of poor financial decisions made even worse by poor car choices. Mtw partially guarantees its loans based on program confidence and history of client success. More than wheels provides ongoing support and advocacy for the life of the loan (generally 66 months), monitors credit scores annually, and provides additional counseling or education as needed to achieve long term success.","year":2013,"name":"MORE THAN WHEELS INC","phone":"8664552522","website":"WWW.MORETHANWHEELS.ORG","type":"990","principal_officer":"TERRI STEINGREBE","year_formation":2001,"state_legal_domicile":"NH","total_volunteers":5,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"15 EAGLE COURT, KEENE, NH, 03431, USA","city":"KEENE","state":"NH","country":"USA","zip_code":"03431"},"Governance":{"501c3 determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":24,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":24,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":false,"Compensation process for CEO":true,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":true,"Audit committee":false,"Federal grant audit required":false,"Audited financial statements separate":true,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false,"Transfers to exempt non-charitable organization":false},"Revenues":{"value":374347,"Contributions":{"value":257088,"Other contributions":257088},"Program revenue":{"value":195574,"Total revenue":{"value":195574,"NEW CAR PROGRAM FEES":117229,"BRIDGE PROGRAM FEES":62053,"ENROLLMENT FEES":16212,"FINANCIAL LITERACY CLA":80}},"Investment income":{"value":27,"Investment income total":27},"Other revenues":{"value":-78342,"Other total":2322,"Net income":-80664}},"Expenses":{"value":1078882,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":0},"Salaries":{"value":766105,"Current officers":107500,"Other salaries and wages":558566,"Other employee benefits":49419,"Payroll taxes":50620},"Other expenses":{"value":312777,"Accounting":14244,"Other services":55366,"Advertising":9145,"Office expenses":6635,"Information technology":21005,"Occupancy":29050,"Travel":28288,"Depreciation and depletion":7901,"Insurance":13975,"Itemized Expenses":{"value":105329,"OTHER PROGRAM EXPENSES":41086,"TELEPHONE":34096,"MATCHING SAVINGS PLAN P":21000,"BAD DEBT":9147},"All other expenses":21839},"Functional Expenses":{"Program Service Expenses":758377,"Management And General Expenses":201154,"Fundraising Expenses":119351}},"Assets":{"value":1134177,"Non-interest bearing cash":56707,"Savings and temp cash investments":118547,"Pledges and grants receivable":609441,"Accounts receivable":29778,"Inventories for sale or use":75122,"Prepaid expenses deferred charges":43627,"Land, building, equipment":200955},"Liabilities":{"value":62882,"Accounts payable, accrued":42882,"Other liabilities":20000},"Fund balance":{"value":1071295,"Unrestricted net assets":409157,"Temporarily restricted net assets":662138},"Form990Details":{"program_service_accomplishments":[{"description":"MORE THAN WHEELS COUPLES THE NEED FOR RELIABLE TRANSPORTATION WITH A SET OF TRANSFORMATIVE SERVICES DESIGNED TO PRODUCE LONG-TERM FAMILY STABILITY AND SELF-SUFFICIENCY. USING BEHAVIOR CHANGE TECHNIQUES, AND PROVIDING FINANCIAL EDUCATION, CREDIT REPAIR SERVICES, AND PRACTICE MAKING AN ON TIME CAR LOAN PAYMENT, MORE THAN WHEELS WORKS WITH LOW TO MODERATE INCOME INDIVIDUALS AND FAMILIES TO OBTAIN A NEW OR SLIGHTLY USED BUT CERTIFIED CAR THROUGH A SET OF CAR DEALER AND BANK AND CREDIT UNION PARTNERS. MORE THAN WHEELS HELPS CLIENTS TO SELECT A CAR THAT FITS INTO THEIR BUDGET AND WILL HAVE VALUE AFTER THE LOAN IS REPAID, ENDING A CYCLE OF POOR FINANCIAL DECISIONS MADE EVEN WORSE BY POOR CAR CHOICES. MTW PARTIALLY GUARANTEES ITS LOANS BASED ON PROGRAM CONFIDENCE AND HISTORY OF CLIENT SUCCESS. MORE THAN WHEELS PROVIDES ONGOING SUPPORT AND ADVOCACY FOR THE LIFE OF THE LOAN (GENERALLY 66 MONTHS), MONITORS CREDIT SCORES ANNUALLY, AND PROVIDES ADDITIONAL COUNSELING OR EDUCATION AS NEEDED TO ACHIEVE LONG TERM SUCCESS.","expense":649361,"revenue":117232}],"program_service_revenue_detail":[{"business_code":"561000","total_revenue":117229,"related_or_exempt_function_income":117229},{"business_code":"611600","total_revenue":62053,"related_or_exempt_function_income":62053},{"business_code":"561000","total_revenue":16212,"related_or_exempt_function_income":16212},{"business_code":"611600","total_revenue":80,"related_or_exempt_function_income":80}],"functional_expense_allocations":{"current_officers_directors":{"management_and_general":53750,"fundraising":53750,"total":107500},"other_salaries_and_wages":{"program_services":466696,"management_and_general":79498,"fundraising":12372,"total":558566},"other_employee_benefits":{"program_services":21272,"management_and_general":15680,"fundraising":12467,"total":49419},"payroll_taxes":{"program_services":36392,"management_and_general":9013,"fundraising":5215,"total":50620},"accounting_fees":{"program_services":250,"management_and_general":13994,"total":14244},"other_service_fees":{"program_services":34823,"fundraising":20543,"total":55366},"advertising":{"program_services":8201,"management_and_general":526,"fundraising":418,"total":9145},"office_expenses":{"program_services":3968,"management_and_general":2367,"fundraising":300,"total":6635},"information_technology":{"program_services":19903,"management_and_general":203,"fundraising":899,"total":21005},"occupancy":{"total":29050},"travel":{"program_services":23690,"management_and_general":1334,"fundraising":3264,"total":28288},"depreciation_depletion":{"program_services":3765,"management_and_general":3885,"fundraising":251,"total":7901},"insurance":{"program_services":9582,"management_and_general":3695,"fundraising":698,"total":13975},"all_other_expenses":{"program_services":14504,"management_and_general":4630,"fundraising":2705,"total":21839}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"employment_tax_returns_filed":true,"lobbying_activities":false,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_iii":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"TERRI STEINGREBE"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"excess_benefit_transaction":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_in_care_of_detail":{"phone":"8664552522","business_name_line1":"TERRI STEINGREBE","address_line1":"15 EAGLE COURT","city":"KEENE","state":"NH","zip":"03431"},"contractor_compensation_group":[{"business_name_line1":"RUARK CONSULTING LLC","compensation":175567,"services_description":"DEVELOP TECHNOLOGY INFRASTRUCTURE","address_line1":"530 HOPMEADOW STREET","city":"SIMSBURY","state":"CT","zip":"06070","name":"RUARK CONSULTING LLC","address":"530 HOPMEADOW STREET, SIMSBURY, CT, 06070"}],"officers_directors_key_employees":[{"person_name":"DAVID REEVES","title":"CHAIRMAN","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"DAVID REEVES"},{"person_name":"JOHN MCGUIRE","title":"TREASURER","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"JOHN MCGUIRE"},{"person_name":"TAMMY TRAHAN","title":"SECRETARY","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"TAMMY TRAHAN"},{"person_name":"JOHN GARGASZ","title":"VICE CHAIR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"JOHN GARGASZ"},{"person_name":"ANNE FARNSWORTH","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"ANNE FARNSWORTH"},{"person_name":"RUSTY SACHS","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"RUSTY SACHS"},{"person_name":"TERRI STEINGREBE","title":"CEO","average_hours_per_week":40.0,"reportable_comp_from_org":107500,"reportable_comp_from_related_orgs":0,"other_compensation":0,"officer":true,"name":"TERRI STEINGREBE"}]},"ScheduleA":{"public_charity_status":{"publicly_supported_org_170b1_avi":true},"support_170":{"thirty_three_percent_test_current_year":true,"gifts_grants_contributions":{"value":5147483,"current_year":257088,"current_year_minus1":1447958,"current_year_minus2":148173,"current_year_minus3":368164,"current_year_minus4":2926100},"total_calendar_year_support":{"value":5147483,"current_year":257088,"current_year_minus1":1447958,"current_year_minus2":148173,"current_year_minus3":368164,"current_year_minus4":2926100},"gross_receipts_from_admissions_etc":1516934,"amounts_from_substantial_contributors":1352284,"public_support_total":3795199,"gross_investment_income":{"value":1862,"current_year":27,"current_year_minus1":63,"current_year_minus2":87,"current_year_minus3":246,"current_year_minus4":1439},"other_income":{"value":-52600,"current_year":2322,"current_year_minus1":-63234,"current_year_minus2":4389,"current_year_minus3":3923},"total_support":5096745,"public_support_percentage":0.7446}},"ScheduleB":{"attached":true,"required":true},"ScheduleD":{"land_buildings_equipment":{"leasehold_improvements":{"other_cost_or_other_basis":5588,"book_value":5588},"equipment":{"other_cost_or_other_basis":72563,"book_value":72563},"other_land_buildings":{"other_cost_or_other_basis":176245,"book_value":122804,"depreciation":53441},"total_book_value":200955},"other_liabilities":{"liabilities":[{"description":"LOAN LOSS RESERVE","amount":20000}],"total_liability":20000},"revenue_reconciliation":{"total_revenue_audited_financial_statements":392826,"net_unrealized_gains_investments":18479,"revenue_not_reported":18479,"revenue_subtotal":374347,"revenue_not_reported_financial_statement":0,"total_revenue_per_990":374347},"expense_reconciliation":{"total_expenses_audited_financial_statements":1078882,"expenses_not_reported":0,"expenses_subtotal":1078882,"expenses_not_reported_financial_statement":0,"total_expenses_per_990":1078882}},"source_xml":"201402809349300660_public.xml"},{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"To help struggling individuals & families break the cycle of poor financial decision making by using the car buying process to catalyze lasting change, financial stability and control.","primary_activities":"To educate clients about personal financial management, credit management and budgeting through financial literacy training. The program also informs clients about the economic and environmental effects of the automobile business and the difference between new and used automobiles. The clients are educated about depreciation, fuel economy, pollution, maintenance, reliability, extended warranties and insurance products.\n\nThe organization receives donations in the form of used vehicles and also purchases used vehicles. Donated vehicles are evaluated and then repaired for use by clients or disposed of with the proceeds going to support the organization. Vehicles are transferred to clients upon their admittance into the educational and credit repair program to provide an interim transportation solution. The client pays a monthly fee for the use of the used vehicle. The organization retains a lien on the vehicle. Upon the successful completion of the educational program, the client purchases a new vehicle and the used vehicle is transferred back to the organization in accordance with a signed agreement with the client.\n\nThe organization pre-negotiates transactions with selected automobile manufacturers and dealers, banks and credit union, supplier of extended warranties and insurance products to facilitate all parts of the transaction relating to the purchase of a new vehicle. The organization provides a consulting service for the purchase of automobiles, focusing on needs assessment, income verification, credit analysis, credit consulting and financing pre-approval. All within the context that enhances the dignity and the self respect of the clients. The organization also provides a limited financial guarantee to participating banks and financial institutions in exchange for loans with reduced interest rates to persons of low and moderate income. Clients pay a fee of $895 for this service. In addition, the organization receives a small loan origination fee from the selected lending institution.\n\nThe organization pre-negotiates transactions with selected automobile manufacturers and dealers, banks and credit union, supplier of extended warranties and insurance products to facilitate all parts of the transaction relating to the purchase of a new vehicle. The organization provides a consulting service for the purchase of automobiles, focusing on needs assessment, income verification, credit analysis, credit consulting and financing pre-approval. All within the context that enhances the dignity and the self respect of the clients. The organization also provides a limited financial guarantee to participating banks and financial institutions in exchange for loans with reduced interest rates to persons of low and moderate income. Clients pay a fee of $800 for this service. In addition, the organization receives a small loan origination fee from the selected lending institution.","year":2011,"name":"MORE THAN WHEELS INC","phone":"8664552522","website":"WWW.MORETHANWHEELS.ORG","type":"990","principal_officer":"TERRI STEINGREBE","year_formation":2001,"state_legal_domicile":"NH","total_volunteers":3,"tax_period_begin":"2011-01-01T00:00:00","tax_period_end":"2011-12-31T00:00:00","address":"250 COMMERCIAL STREET NO 4021, MANCHESTER, NH, 03101, USA","city":"MANCHESTER","state":"NH","country":"USA","zip_code":"03101"},"Governance":{"501c3 determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":35,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":35,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":true,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":true,"Audit committee":true,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false,"Transfers to exempt non-charitable organization":false},"Revenues":{"value":481163,"Contributions":{"value":148173,"Other contributions":148173},"Program revenue":{"value":328514,"Total revenue":{"value":328514,"VARIOUS":328514},"Unrelated business revenue":0},"Investment income":{"value":87,"Investment income total":87},"Other revenues":{"value":4389,"Other total":4389}},"Expenses":{"value":1508383,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":0},"Salaries":{"value":1039053,"Current officers":103298,"Other salaries and wages":783867,"Other employee benefits":78081,"Payroll taxes":73807},"Other expenses":{"value":469330,"Legal":2700,"Accounting":10850,"Other services":84678,"Advertising":36808,"Office expenses":22317,"Information technology":21138,"Occupancy":50609,"Travel":41399,"Depreciation and depletion":7535,"Insurance":12776,"Itemized Expenses":{"value":162259,"VARIOUS":162259},"All other expenses":16261}},"Assets":{"value":1531668,"Non-interest bearing cash":76686,"Savings and temp cash investments":168147,"Pledges and grants receivable":891982,"Accounts receivable":94712,"Inventories for sale or use":246298,"Prepaid expenses deferred charges":19905,"Land, building, equipment":29410,"Other assets":4528},"Liabilities":{"value":92282,"Accounts payable, accrued":57332,"Other liabilities":34950},"Fund balance":{"value":1439386},"Form990Details":{"program_service_accomplishments":[{"description":"TO EDUCATE CLIENTS ABOUT PERSONAL FINANCIAL MANAGEMENT, CREDIT MANAGEMENT AND BUDGETING THROUGH FINANCIAL LITERACY TRAINING. THE PROGRAM ALSO INFORMS CLIENTS ABOUT THE ECONOMIC AND ENVIRONMENTAL EFFECTS OF THE AUTOMOBILE BUSINESS AND THE DIFFERENCE BETWEEN NEW AND USED AUTOMOBILES. THE CLIENTS ARE EDUCATED ABOUT DEPRECIATION, FUEL ECONOMY, POLLUTION, MAINTENANCE, RELIABILITY, EXTENDED WARRANTIES AND INSURANCE PRODUCTS.","expense":64386,"revenue":11955},{"description":"THE ORGANIZATION RECEIVES DONATIONS IN THE FORM OF USED VEHICLES AND ALSO PURCHASES USED VEHICLES. DONATED VEHICLES ARE EVALUATED AND THEN REPAIRED FOR USE BY CLIENTS OR DISPOSED OF WITH THE PROCEEDS GOING TO SUPPORT THE ORGANIZATION. VEHICLES ARE TRANSFERRED TO CLIENTS UPON THEIR ADMITTANCE INTO THE EDUCATIONAL AND CREDIT REPAIR PROGRAM TO PROVIDE AN INTERIM TRANSPORTATION SOLUTION. THE CLIENT PAYS A MONTHLY FEE FOR THE USE OF THE USED VEHICLE. THE ORGANIZATION RETAINS A LIEN ON THE VEHICLE. UPON THE SUCCESSFUL COMPLETION OF THE EDUCATIONAL PROGRAM, THE CLIENT PURCHASES A NEW VEHICLE AND THE USED VEHICLE IS TRANSFERRED BACK TO THE ORGANIZATION IN ACCORDANCE WITH A SIGNED AGREEMENT WITH THE CLIENT.","expense":176815,"revenue":153267},{"description":"THE ORGANIZATION PRE-NEGOTIATES TRANSACTIONS WITH SELECTED AUTOMOBILE MANUFACTURERS AND DEALERS, BANKS AND CREDIT UNION, SUPPLIER OF EXTENDED WARRANTIES AND INSURANCE PRODUCTS TO FACILITATE ALL PARTS OF THE TRANSACTION RELATING TO THE PURCHASE OF A NEW VEHICLE. THE ORGANIZATION PROVIDES A CONSULTING SERVICE FOR THE PURCHASE OF AUTOMOBILES, FOCUSING ON NEEDS ASSESSMENT, INCOME VERIFICATION, CREDIT ANALYSIS, CREDIT CONSULTING AND FINANCING PRE-APPROVAL. ALL WITHIN THE CONTEXT THAT ENHANCES THE DIGNITY AND THE SELF RESPECT OF THE CLIENTS. THE ORGANIZATION ALSO PROVIDES A LIMITED FINANCIAL GUARANTEE TO PARTICIPATING BANKS AND FINANCIAL INSTITUTIONS IN EXCHANGE FOR LOANS WITH REDUCED INTEREST RATES TO PERSONS OF LOW AND MODERATE INCOME. CLIENTS PAY A FEE OF $895 FOR THIS SERVICE. IN ADDITION, THE ORGANIZATION RECEIVES A SMALL LOAN ORIGINATION FEE FROM THE SELECTED LENDING INSTITUTION.","expense":890664,"revenue":202586},{"description":"TO EDUCATE CLIENTS ABOUT PERSONAL FINANCIAL MANAGEMENT, CREDIT MANAGEMENT AND BUDGETING THROUGH FINANCIAL LITERACY TRAINING. THE PROGRAM ALSO INFORMS CLIENTS ABOUT THE ECONOMIC AND ENVIRONMENTAL EFFECTS OF THE AUTOMOBILE BUSINESS AND THE DIFFERENCE BETWEEN NEW AND USED AUTOMOBILES. THE CLIENTS ARE EDUCATED ABOUT DEPRECIATION, FUEL ECONOMY, POLLUTION, MAINTENANCE, RELIABILITY, EXTENDED WARRANTIES AND INSURANCE PRODUCTS."},{"description":"THE ORGANIZATION RECEIVES DONATIONS IN THE FORM OF USED VEHICLES AND ALSO PURCHASES USED VEHICLES. DONATED VEHICLES ARE EVALUATED AND THEN REPAIRED FOR USE BY CLIENTS OR DISPOSED OF WITH THE PROCEEDS GOING TO SUPPORT THE ORGANIZATION. VEHICLES ARE TRANSFERRED TO CLIENTS UPON THEIR ADMITTANCE INTO THE EDUCATIONAL AND CREDIT REPAIR PROGRAM TO PROVIDE AN INTERIM TRANSPORTATION SOLUTION. THE CLIENT PAYS A MONTHLY FEE FOR THE USE OF THE USED VEHICLE. THE ORGANIZATION RETAINS A LIEN ON THE VEHICLE. UPON THE SUCCESSFUL COMPLETION OF THE EDUCATIONAL PROGRAM, THE CLIENT PURCHASES A NEW VEHICLE AND THE USED VEHICLE IS TRANSFERRED BACK TO THE ORGANIZATION IN ACCORDANCE WITH A SIGNED AGREEMENT WITH THE CLIENT."},{"description":"THE ORGANIZATION PRE-NEGOTIATES TRANSACTIONS WITH SELECTED AUTOMOBILE MANUFACTURERS AND DEALERS, BANKS AND CREDIT UNION, SUPPLIER OF EXTENDED WARRANTIES AND INSURANCE PRODUCTS TO FACILITATE ALL PARTS OF THE TRANSACTION RELATING TO THE PURCHASE OF A NEW VEHICLE. THE ORGANIZATION PROVIDES A CONSULTING SERVICE FOR THE PURCHASE OF AUTOMOBILES, FOCUSING ON NEEDS ASSESSMENT, INCOME VERIFICATION, CREDIT ANALYSIS, CREDIT CONSULTING AND FINANCING PRE-APPROVAL. ALL WITHIN THE CONTEXT THAT ENHANCES THE DIGNITY AND THE SELF RESPECT OF THE CLIENTS. THE ORGANIZATION ALSO PROVIDES A LIMITED FINANCIAL GUARANTEE TO PARTICIPATING BANKS AND FINANCIAL INSTITUTIONS IN EXCHANGE FOR LOANS WITH REDUCED INTEREST RATES TO PERSONS OF LOW AND MODERATE INCOME. CLIENTS PAY A FEE OF $800 FOR THIS SERVICE. IN ADDITION, THE ORGANIZATION RECEIVES A SMALL LOAN ORIGINATION FEE FROM THE SELECTED LENDING INSTITUTION."}],"program_service_revenue_detail":[{"business_code":"611600","description":"BRIDGE PROGRAM FEES","total_revenue":153267,"related_or_exempt_function_income":153267},{"business_code":"561000","description":"NEW CAR PROGRAM FEES","total_revenue":150592,"related_or_exempt_function_income":150592},{"business_code":"561000","description":"ENROLLMENT FEES","total_revenue":24200,"related_or_exempt_function_income":24200},{"business_code":"611600","description":"FINANCIAL LITERACY CLA","total_revenue":455,"related_or_exempt_function_income":455}],"functional_expense_allocations":{"current_officers_directors":{"management_and_general":28048,"fundraising":75250,"total":103298},"other_salaries_and_wages":{"program_services":670156,"management_and_general":113711,"total":783867},"other_employee_benefits":{"program_services":50356,"management_and_general":21231,"fundraising":6494,"total":78081},"payroll_taxes":{"program_services":59717,"management_and_general":8315,"fundraising":5775,"total":73807},"legal_fees":{"management_and_general":2700,"total":2700},"accounting_fees":{"management_and_general":10850,"total":10850},"other_service_fees":{"program_services":13339,"management_and_general":47766,"fundraising":23573,"total":84678},"advertising":{"program_services":36808,"total":36808},"office_expenses":{"program_services":18921,"management_and_general":2830,"fundraising":566,"total":22317},"information_technology":{"program_services":18745,"management_and_general":2274,"fundraising":119,"total":21138},"occupancy":{"program_services":46318,"management_and_general":4077,"fundraising":214,"total":50609},"travel":{"program_services":37567,"management_and_general":2542,"fundraising":1290,"total":41399},"depreciation_depletion":{"program_services":3366,"management_and_general":3961,"fundraising":208,"total":7535},"insurance":{"program_services":9257,"management_and_general":2982,"fundraising":537,"total":12776},"all_other_expenses":{"program_services":11522,"management_and_general":4114,"fundraising":625,"total":16261}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"backup_withholding_compliance":true,"employment_tax_returns_filed":true,"lobbying_activities":false,"deductible_non_cash_contributions":true,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_iii":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"TERRI STEINGREBE","address_line1":"250 COMMERCIAL STREET 4021","city":"MANCHESTER","state":"NH","zip":"03101"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"audited_financial_statement_separate":true,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"excess_benefit_transaction":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"phone":"8664552522","business_name_line1":"TERRI STEINGREBE","address_line1":"250 COMMERCIAL STREET SUITE 4021","city":"MANCHESTER","state":"NH","zip":"03101"},"officers_directors_key_employees":[{"title":"CHAIRMAN","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"TREASURER","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"VICE CHAIRMAN","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"CEO","average_hours_per_week":40.0,"reportable_comp_from_org":103298,"reportable_comp_from_related_orgs":0,"other_compensation":0,"officer":true}]},"ScheduleA":{"public_charity_status":{"publicly_supported_org_170b1_avi":true},"support_170":{"thirty_three_percent_test_current_year":true,"gifts_grants_contributions":{"value":6122784,"current_year":148173,"current_year_minus1":368164,"current_year_minus2":2926100,"current_year_minus3":911879,"current_year_minus4":1768468},"total_calendar_year_support":{"value":6122784,"current_year":148173,"current_year_minus1":368164,"current_year_minus2":2926100,"current_year_minus3":911879,"current_year_minus4":1768468},"gross_receipts_from_admissions_etc":1524208,"amounts_from_substantial_contributors":1860198,"public_support_total":4262586,"gross_investment_income":{"value":9805,"current_year":87,"current_year_minus1":246,"current_year_minus2":1439,"current_year_minus3":5142,"current_year_minus4":2891},"other_income":{"value":9467,"current_year":4389,"current_year_minus1":3923,"current_year_minus3":311,"current_year_minus4":844},"total_support":6142056,"public_support_percentage":0.694}},"ScheduleB":{"attached":true,"required":true},"ScheduleD":{"land_buildings_equipment":{"leasehold_improvements":{"other_cost_or_other_basis":5588,"book_value":4773,"depreciation":815},"equipment":{"other_cost_or_other_basis":61342,"book_value":24637,"depreciation":36705},"total_book_value":29410},"other_liabilities":{"liabilities":[{"description":"LOAN LOSS RESERVE","amount":30000},{"description":"CLIENT DEPOSITS","amount":4950}],"total_liability":34950},"net_assets_reconciliation":{"total_revenue":481163,"total_expenses":1508383,"excess_or_deficit_for_year":-1027220,"excess_or_deficit_per_financial_statements":-1027220},"revenue_reconciliation":{"total_revenue_audited_financial_statements":481163,"revenue_not_reported":0,"revenue_subtotal":481163,"revenue_not_reported_financial_statement":0,"total_revenue_per_990":481163},"expense_reconciliation":{"total_expenses_audited_financial_statements":1508383,"expenses_not_reported":0,"expenses_subtotal":1508383,"expenses_not_reported_financial_statement":0,"total_expenses_per_990":1508383}},"ScheduleM":{"policies":{"any_property_that_must_be_held":false,"forms_8283_received":0,"review_process_unusual_noncash_gifts":false,"third_parties_used":true},"noncash_contributions":{"cars_and_other_vehicles":{"reported":true,"revenue_reported_on_990":49112,"contribution_count":29,"method_of_determining_revenues":"FMV/AUCTION"}},"supplemental_information":[{"identifier":"THIRD PARTY USE:","form_and_line_reference":"PART I, LINE 32B:","explanation":"MORE THAN WHEELS RECEIVED 29 DONATED VEHICLES IN 2011. THE ORGANIZATION USES FAIR MARKET VALUE FOR DONATED VEHICLES THAT ARE UTILIZED WITHIN ITS PROGRAM. OTHERWISE A THIRD PARTY VEHICLE AUCTIONEER SELLS THE DONATED VEHICLES THAT ARE NOT UTILIZED IN ITS PROGRAMS."}]},"source_xml":"201232169349300348_public.xml"},{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"To help struggling individuals & families break the cycle of poor financial decision making by using the car buying process to catalyze lasting change, financial stability and control.","primary_activities":"More than wheels couples the need for reliable transportation with a set of transformative services designed to produce long-term family stability and self-sufficiency. Using behavior change techniques, and providing financial education, credit repair services, and practice making an on time car loan payment, more than wheels works with low to moderate income individuals and families to obtain a new or slightly used but certified car through a set of car dealer and bank and credit union partners. More than wheels helps clients to select a car that fits into their budget and will have value after the loan is repaid, ending a cycle of poor financial decisions made even worse by poor car choices. Mtw partially guarantees its loans based on program confidence and history of client success. More than wheels provides ongoing support and advocacy for the life of the loan (generally 66 months), monitors credit scores annually, and provides additional counseling or education as needed to achieve long term success.","year":2014,"name":"MORE THAN WHEELS INC","phone":"8664552522","website":"WWW.MORETHANWHEELS.ORG","type":"990","principal_officer":"TERRI STEINGREBE","year_formation":2001,"state_legal_domicile":"NH","total_volunteers":4,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"PO BOX 4259, CONCORD, NH, 03302, USA","city":"CONCORD","state":"NH","country":"USA","zip_code":"03302"},"Governance":{"501c3 determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":15,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":15,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":false,"Compensation process for CEO":true,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":true,"Financial statements audited by independent accountant":false,"Audit committee":false,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false,"Transfers to exempt non-charitable organization":false},"Revenues":{"value":379982,"Contributions":{"value":306738,"Other contributions":306738},"Program revenue":{"value":109310,"Total revenue":{"value":109310,"NEW CAR PROGRAM FEES":77494,"ENROLLMENT FEES":16147,"BRIDGE PROGRAM FEES":15669}},"Investment income":{"value":-3519,"Investment income total":6,"Net investment gain":-3525},"Other revenues":{"value":-32547,"Net income":-32547}},"Expenses":{"value":907990,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":0},"Salaries":{"value":598452,"Current officers":94876,"Other salaries and wages":442848,"Other employee benefits":27894,"Payroll taxes":32834},"Other expenses":{"value":309538,"Accounting":20614,"Other services":92678,"Advertising":6925,"Office expenses":5061,"Information technology":19437,"Occupancy":21539,"Travel":26958,"Interest":977,"Depreciation and depletion":34255,"Insurance":11818,"Itemized Expenses":{"value":56734,"TELEPHONE":22995,"BRIDGE PROGRAM EXPENSES":21018,"DUES AND SUBSCRIPTIONS":7266,"LOAN GUARANTEES":5455},"All other expenses":12542},"Functional Expenses":{"Program Service Expenses":589327,"Management And General Expenses":173452,"Fundraising Expenses":145211}},"Assets":{"value":614595,"Non-interest bearing cash":114239,"Savings and temp cash investments":47928,"Pledges and grants receivable":134962,"Accounts receivable":11072,"Inventories for sale or use":27365,"Prepaid expenses deferred charges":32104,"Land, building, equipment":246925},"Liabilities":{"value":65084,"Accounts payable, accrued":19084,"Secured mortgages and notes payable":26000,"Other liabilities":20000},"Fund balance":{"value":549511,"Unrestricted net assets":411852,"Temporarily restricted net assets":137659},"Form990Details":{"program_service_accomplishments":[{"description":"MORE THAN WHEELS COUPLES THE NEED FOR RELIABLE TRANSPORTATION WITH A SET OF TRANSFORMATIVE SERVICES DESIGNED TO PRODUCE LONG-TERM FAMILY STABILITY AND SELF-SUFFICIENCY. USING BEHAVIOR CHANGE TECHNIQUES, AND PROVIDING FINANCIAL EDUCATION, CREDIT REPAIR SERVICES, AND PRACTICE MAKING AN ON TIME CAR LOAN PAYMENT, MORE THAN WHEELS WORKS WITH LOW TO MODERATE INCOME INDIVIDUALS AND FAMILIES TO OBTAIN A NEW OR SLIGHTLY USED BUT CERTIFIED CAR THROUGH A SET OF CAR DEALER AND BANK AND CREDIT UNION PARTNERS. MORE THAN WHEELS HELPS CLIENTS TO SELECT A CAR THAT FITS INTO THEIR BUDGET AND WILL HAVE VALUE AFTER THE LOAN IS REPAID, ENDING A CYCLE OF POOR FINANCIAL DECISIONS MADE EVEN WORSE BY POOR CAR CHOICES. MTW PARTIALLY GUARANTEES ITS LOANS BASED ON PROGRAM CONFIDENCE AND HISTORY OF CLIENT SUCCESS. MORE THAN WHEELS PROVIDES ONGOING SUPPORT AND ADVOCACY FOR THE LIFE OF THE LOAN (GENERALLY 66 MONTHS), MONITORS CREDIT SCORES ANNUALLY, AND PROVIDES ADDITIONAL COUNSELING OR EDUCATION AS NEEDED TO ACHIEVE LONG TERM SUCCESS.","expense":562854}],"program_service_revenue_detail":[{"business_code":"561000","total_revenue":77494,"related_or_exempt_function_income":77494},{"business_code":"561000","total_revenue":16147,"related_or_exempt_function_income":16147},{"business_code":"611600","total_revenue":15669,"related_or_exempt_function_income":15669}],"functional_expense_allocations":{"current_officers_directors":{"management_and_general":47438,"fundraising":47438,"total":94876},"other_salaries_and_wages":{"program_services":375205,"management_and_general":59580,"fundraising":8063,"total":442848},"other_employee_benefits":{"program_services":12439,"management_and_general":3603,"fundraising":11852,"total":27894},"payroll_taxes":{"program_services":23775,"management_and_general":5543,"fundraising":3516,"total":32834},"accounting_fees":{"management_and_general":20614,"total":20614},"other_service_fees":{"program_services":27485,"management_and_general":17693,"fundraising":47500,"total":92678},"advertising":{"program_services":5484,"fundraising":1441,"total":6925},"office_expenses":{"program_services":4381,"fundraising":680,"total":5061},"information_technology":{"program_services":17066,"management_and_general":1136,"fundraising":1235,"total":19437},"occupancy":{"total":21539},"travel":{"program_services":14914,"management_and_general":506,"fundraising":11538,"total":26958},"interest":{"program_services":1,"management_and_general":972,"fundraising":4,"total":977},"depreciation_depletion":{"program_services":30106,"management_and_general":3817,"fundraising":332,"total":34255},"insurance":{"program_services":8186,"management_and_general":2506,"fundraising":1126,"total":11818},"all_other_expenses":{"program_services":6499,"management_and_general":4170,"fundraising":1873,"total":12542}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"employment_tax_returns_filed":false,"lobbying_activities":false,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_iii":true,"schedule_o_part_vi":true,"schedule_o_part_ix":true},"principal_officer_detail":{"person_name":"TERRI STEINGREBE"},"audit_financial_statement_detail":{"accountant_compile_or_review":true,"accountant_compile_or_review_separate":true,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"excess_benefit_transaction":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_in_care_of_detail":{"phone":"8664552522","business_name_line1":"TERRI STEINGREBE","address_line1":"15 EAGLE COURT","city":"KEENE","state":"NH","zip":"03431"},"contractor_compensation_group":[{"business_name_line1":"RUARK CONSULTING LLC","compensation":103100,"services_description":"DEVELOP TECHNOLOGY INFRASTRUCTURE","address_line1":"530 HOPMEADOW STREET","city":"SIMSBURY","state":"CT","zip":"06070","name":"RUARK CONSULTING LLC","address":"530 HOPMEADOW STREET, SIMSBURY, CT, 06070"}],"officers_directors_key_employees":[{"person_name":"DAVID REEVES","title":"CHAIRMAN","average_hours_per_week":2.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"DAVID REEVES"},{"person_name":"JOHN GARGASZ","title":"VICE CHAIR","average_hours_per_week":2.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"JOHN GARGASZ"},{"person_name":"ANNE FARNSWORTH","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"ANNE FARNSWORTH"},{"person_name":"RUSTY SACHS","title":"SECRETARY/TREASURER","average_hours_per_week":2.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"RUSTY SACHS"},{"person_name":"MARY WHITE","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"MARY WHITE"},{"person_name":"TERRI STEINGREBE","title":"CEO","average_hours_per_week":40.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":94876,"other_compensation":0,"officer":true,"name":"TERRI STEINGREBE"}]},"ScheduleA":{"public_charity_status":{"publicly_supported_org_170b1_avi":true},"support_170":{"thirty_three_percent_test_current_year":true,"gifts_grants_contributions":{"value":2503121,"current_year":281738,"current_year_minus1":257088,"current_year_minus2":1447958,"current_year_minus3":148173,"current_year_minus4":368164},"total_calendar_year_support":{"value":2503121,"current_year":281738,"current_year_minus1":257088,"current_year_minus2":1447958,"current_year_minus3":148173,"current_year_minus4":368164},"gross_receipts_from_admissions_etc":1283981,"amounts_from_substantial_contributors":796356,"public_support_total":1706765,"gross_investment_income":{"value":429,"current_year":6,"current_year_minus1":27,"current_year_minus2":63,"current_year_minus3":87,"current_year_minus4":246},"other_income":{"value":-52600,"current_year_minus1":2322,"current_year_minus2":-63234,"current_year_minus3":4389,"current_year_minus4":3923},"total_support":2450950,"public_support_percentage":0.6964}},"ScheduleB":{"attached":true,"required":true},"ScheduleD":{"land_buildings_equipment":{"equipment":{"other_cost_or_other_basis":313119,"book_value":238426,"depreciation":74693},"other_land_buildings":{"other_cost_or_other_basis":19689,"book_value":8499,"depreciation":11190},"total_book_value":246925},"other_liabilities":{"liabilities":[{"description":"LOAN LOSS RESERVE","amount":20000}],"total_liability":20000},"revenue_reconciliation":{"total_revenue_audited_financial_statements":386206,"net_unrealized_gains_investments":6224,"revenue_not_reported":6224,"revenue_subtotal":379982,"revenue_not_reported_financial_statement":0,"total_revenue_per_990":379982},"expense_reconciliation":{"total_expenses_audited_financial_statements":907990,"expenses_not_reported":0,"expenses_subtotal":907990,"expenses_not_reported_financial_statement":0,"total_expenses_per_990":907990}},"source_xml":"201532299349302238_public.xml"},{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"To help struggling individuals & families break the cycle of poor financial decision making by using the car buying process to catalyze lasting change, financial stability and control.","primary_activities":"More than wheels couples the need for reliable transportation with a set of transformative services designed to produce long-term family stability and self-sufficiency. Using behavior change techniques, and providing financial education and credit repair services, and supporting the practice of making an on-time payments for car loans, more than wheels works with low to moderate income individuals and families to obtain a new or slightly used, but certified, car through a set of car dealer and bank and credit union partners. More than wheels helps clients to select a car that fits into their budget and retains good value after the loan is repaid, thereby ending a cycle of poor financial decisions made even worse by poor car choices. Mtw partially guarantees its loans based on program confidence and history of client success. More than wheels provides ongoing support and advocacy for the life of the loan (generally 66 months), monitors credit scores annually, and provides additional counseling or education as needed to achieve long term success.","year":2016,"name":"MORE THAN WHEELS INC","phone":"8664552522","website":"WWW.MORETHANWHEELS.ORG","type":"990","principal_officer":"DAVID REEVES","year_formation":2001,"state_legal_domicile":"NH","total_volunteers":0,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"PO BOX 4259, CONCORD, NH, 03302, USA","city":"CONCORD","state":"NH","country":"USA","zip_code":"03302"},"Governance":{"501c3 determination":true,"Number of voting members":8,"Number of independent voting members":5,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":false,"Compensation process for CEO":true,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":false,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false,"Transfers to exempt non-charitable organization":false},"Revenues":{"value":-190276,"Contributions":{"value":94873,"Other contributions":94373,"Fundraising revenue":500},"Program revenue":{"value":60591,"Total revenue":{"value":60591,"NEW CAR PROGRAM FEES":30613,"NEW CAR LOAN LOSS RECAPTURE":20000,"ENROLLMENT FEES":7176,"BRIDGE PROGRAM FEES":2802}},"Investment income":{"value":-341506,"Net investment gain":-341506},"Other revenues":{"value":-4234,"Other total":4864,"Net income from fundraising events":0,"Net income":-9098}},"Expenses":{"value":250497,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":0},"Salaries":{"value":151106,"Other salaries and wages":128794,"Other employee benefits":11745,"Payroll taxes":10567},"Other expenses":{"value":99391,"Accounting":4727,"Other services":7550,"Advertising":272,"Office expenses":11059,"Information technology":9839,"Travel":746,"Interest":356,"Depreciation and depletion":45027,"Insurance":2209,"Itemized Expenses":{"value":16489,"CONTRACT LABOR":7563,"TELEPHONE":5011,"CLIENT REFUNDS":2750,"BRIDGE PROGRAM EXPENSES":1165},"All other expenses":1117},"Functional Expenses":{"Program Service Expenses":120170,"Management And General Expenses":89624,"Fundraising Expenses":40703}},"Assets":{"value":0,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Other liabilities":0},"Fund balance":{"value":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0},"Form990Details":{"program_service_accomplishments":[{"description":"MORE THAN WHEELS COUPLES THE NEED FOR RELIABLE TRANSPORTATION WITH A SET OF TRANSFORMATIVE SERVICES DESIGNED TO PRODUCE LONG-TERM FAMILY STABILITY AND SELF-SUFFICIENCY. USING BEHAVIOR CHANGE TECHNIQUES, AND PROVIDING FINANCIAL EDUCATION AND CREDIT REPAIR SERVICES, AND SUPPORTING THE PRACTICE OF MAKING AN ON-TIME PAYMENTS FOR CAR LOANS, MORE THAN WHEELS WORKS WITH LOW TO MODERATE INCOME INDIVIDUALS AND FAMILIES TO OBTAIN A NEW OR SLIGHTLY USED, BUT CERTIFIED, CAR THROUGH A SET OF CAR DEALER AND BANK AND CREDIT UNION PARTNERS. MORE THAN WHEELS HELPS CLIENTS TO SELECT A CAR THAT FITS INTO THEIR BUDGET AND RETAINS GOOD VALUE AFTER THE LOAN IS REPAID, THEREBY ENDING A CYCLE OF POOR FINANCIAL DECISIONS MADE EVEN WORSE BY POOR CAR CHOICES. MTW PARTIALLY GUARANTEES ITS LOANS BASED ON PROGRAM CONFIDENCE AND HISTORY OF CLIENT SUCCESS. MORE THAN WHEELS PROVIDES ONGOING SUPPORT AND ADVOCACY FOR THE LIFE OF THE LOAN (GENERALLY 66 MONTHS), MONITORS CREDIT SCORES ANNUALLY, AND PROVIDES ADDITIONAL COUNSELING OR EDUCATION AS NEEDED TO ACHIEVE LONG TERM SUCCESS.","expense":76106,"revenue":27167}],"program_service_revenue_detail":[{"business_code":"561000","total_revenue":30613,"related_or_exempt_function_income":30613},{"business_code":"561000","total_revenue":20000,"related_or_exempt_function_income":20000},{"business_code":"561000","total_revenue":7176,"related_or_exempt_function_income":7176},{"business_code":"611600","total_revenue":2802,"related_or_exempt_function_income":2802}],"functional_expense_allocations":{"other_salaries_and_wages":{"program_services":49095,"management_and_general":49948,"fundraising":29751,"total":128794},"other_employee_benefits":{"program_services":5335,"management_and_general":4761,"fundraising":1649,"total":11745},"payroll_taxes":{"program_services":5473,"management_and_general":2363,"fundraising":2731,"total":10567},"accounting_fees":{"management_and_general":4727,"total":4727},"other_service_fees":{"management_and_general":5000,"fundraising":2550,"total":7550},"advertising":{"management_and_general":67,"fundraising":205,"total":272},"office_expenses":{"program_services":770,"management_and_general":9855,"fundraising":434,"total":11059},"information_technology":{"program_services":6580,"management_and_general":2077,"fundraising":1182,"total":9839},"travel":{"management_and_general":529,"fundraising":217,"total":746},"interest":{"management_and_general":356,"total":356},"depreciation_depletion":{"program_services":45027,"total":45027},"insurance":{"program_services":1144,"management_and_general":377,"fundraising":688,"total":2209},"all_other_expenses":{"program_services":115,"management_and_general":762,"fundraising":240,"total":1117}},"fundraising_and_gaming_summary":{"gross_income_fundraising_events":0,"fundraising_direct_expenses":0},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"employment_tax_returns_filed":false,"lobbying_activities":false,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_iii":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"DAVID REEVES"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"excess_benefit_transaction":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_in_care_of_detail":{"person_name":"LISA BYBEE","phone":"6035056308","address_line1":"15 WOODHILL RD","city":"BOW","state":"NH","zip":"03304"},"officers_directors_key_employees":[{"person_name":"DAVID REEVES","title":"CHAIRMAN","average_hours_per_week":2.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"DAVID REEVES"},{"person_name":"JOHN GARGASZ","title":"VICE CHAIR","average_hours_per_week":2.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"JOHN GARGASZ"},{"person_name":"ANNE FARNSWORTH","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"ANNE FARNSWORTH"},{"person_name":"RUSTY SACHS","title":"SECRETARY","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"RUSTY SACHS"},{"person_name":"CHARLES HALL","title":"TREASURER","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"CHARLES HALL"},{"person_name":"RANDY HOUK","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"RANDY HOUK"},{"person_name":"DONNA DEBLOIS","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"DONNA DEBLOIS"},{"person_name":"JIM SOUCY","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"JIM SOUCY"}]},"ScheduleA":{"public_charity_status":{"publicly_supported_org_170b1_avi":true},"support_170":{"thirty_three_percent_test_current_year":true,"gifts_grants_contributions":{"value":2593499,"current_year":155464,"current_year_minus1":426251,"current_year_minus2":306738,"current_year_minus3":257088,"current_year_minus4":1447958},"total_calendar_year_support":{"value":2593499,"current_year":155464,"current_year_minus1":426251,"current_year_minus2":306738,"current_year_minus3":257088,"current_year_minus4":1447958},"gross_receipts_from_admissions_etc":723262,"amounts_from_substantial_contributors":792892,"public_support_total":1800607,"gross_investment_income":{"value":96,"current_year_minus2":6,"current_year_minus3":27,"current_year_minus4":63},"other_income":{"value":-56048,"current_year":4864,"current_year_minus3":2322,"current_year_minus4":-63234},"total_support":2537547,"public_support_percentage":0.7096}},"ScheduleB":{"attached":true,"required":true},"ScheduleN":{"termination_or_liquidation":{"assets_distributed":true,"liabilities_paid":true,"bonds_outstanding":false,"required_to_notify_attorney_general":true,"attorney_general_notified":true},"successor_relationships":{"director_of_successor":false,"employee_of_successor":false,"owner_of_successor":false},"liquidations":[{"business_name_line1":"ST MARY'S BANK","ein":20187390,"irc_section":"CREDIT UNION","distribution_date":"2016-06-30T00:00:00","description":"FINANCIAL LITERACY COURSE","fair_market_value":100,"method_of_fmv_determination":"OUTSTANDING OFFERS","address_line1":"200 MCGREGOR ST","city":"MANCHESTER","state":"NH","zip":"03102","name":"ST MARY'S BANK","address":"200 MCGREGOR ST, MANCHESTER, NH, 03102"},{"business_name_line1":"KEENE HIGH SCHOOL","ein":800391004,"irc_section":"PUBLIC SCHOOL","distribution_date":"2016-06-30T00:00:00","description":"COMPUTER EQUIPMENT","fair_market_value":500,"method_of_fmv_determination":"COMPARABLE SALES","address_line1":"43 ARCH STREET","city":"KEENE","state":"NH","zip":"03431","name":"KEENE HIGH SCHOOL","address":"43 ARCH STREET, KEENE, NH, 03431"},{"business_name_line1":"GOODWILL INDUSTRIES","ein":530196517,"irc_section":"501(C)(3)","distribution_date":"2016-06-30T00:00:00","description":"OFFICE FURNITURE AND SUPPLIES","fair_market_value":300,"method_of_fmv_determination":"COMPARABLE SALES","address_line1":"204 LOUDON ROAD","city":"CONCORD","state":"NH","zip":"03301","name":"GOODWILL INDUSTRIES","address":"204 LOUDON ROAD, CONCORD, NH, 03301"},{"business_name_line1":"SALVATION ARMY","ein":580660607,"irc_section":"501(C)(3)","distribution_date":"2017-06-30T00:00:00","description":"FILE CABINETS","fair_market_value":400,"method_of_fmv_determination":"COMPARABLE SALES","address_line1":"227 SHEEP DAVIS ROAD","city":"CONCORD","state":"NH","zip":"03304","name":"SALVATION ARMY","address":"227 SHEEP DAVIS ROAD, CONCORD, NH, 03304"},{"business_name_line1":"MONADNOCK UNITED WAY","ein":20236885,"irc_section":"501(C)(3)","distribution_date":"2017-06-30T00:00:00","description":"CASH","fair_market_value":108,"method_of_fmv_determination":"ACTUAL VALUE","address_line1":"23 CENTER STRET","city":"KEENE","state":"NH","zip":"03431","name":"MONADNOCK UNITED WAY","address":"23 CENTER STRET, KEENE, NH, 03431"}],"supplemental_information":[{"form_and_line_reference":"SCHEDULE N, PART 1, LINE 1","explanation":"THERE WERE NO OTHER REMAINING ASSETS FOR THE ORGANIZATION TO SELL OR TRANSFER. ASSETS WERE SOLD OR DISPOSED OF AND THE ORGANIZATION'S WEBSITE WAS SHUT DOWN."}]},"source_xml":"201731329349301073_public.xml"}],"Latest":{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"To help struggling individuals & families break the cycle of poor financial decision making by using the car buying process to catalyze lasting change, financial stability and control.","primary_activities":"More than wheels couples the need for reliable transportation with a set of transformative services designed to produce long-term family stability and self-sufficiency. Using behavior change techniques, and providing financial education and credit repair services, and supporting the practice of making an on-time payments for car loans, more than wheels works with low to moderate income individuals and families to obtain a new or slightly used, but certified, car through a set of car dealer and bank and credit union partners. More than wheels helps clients to select a car that fits into their budget and retains good value after the loan is repaid, thereby ending a cycle of poor financial decisions made even worse by poor car choices. Mtw partially guarantees its loans based on program confidence and history of client success. More than wheels provides ongoing support and advocacy for the life of the loan (generally 66 months), monitors credit scores annually, and provides additional counseling or education as needed to achieve long term success.","year":2016,"name":"MORE THAN WHEELS INC","phone":"8664552522","website":"WWW.MORETHANWHEELS.ORG","type":"990","principal_officer":"DAVID REEVES","year_formation":2001,"state_legal_domicile":"NH","total_volunteers":0,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"PO BOX 4259, CONCORD, NH, 03302, USA","city":"CONCORD","state":"NH","country":"USA","zip_code":"03302"},"Governance":{"501c3 determination":true,"Number of voting members":8,"Number of independent voting members":5,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":false,"Compensation process for CEO":true,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":false,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false,"Transfers to exempt non-charitable organization":false},"Revenues":{"value":-190276,"Contributions":{"value":94873,"Other contributions":94373,"Fundraising revenue":500},"Program revenue":{"value":60591,"Total revenue":{"value":60591,"NEW CAR PROGRAM FEES":30613,"NEW CAR LOAN LOSS RECAPTURE":20000,"ENROLLMENT FEES":7176,"BRIDGE PROGRAM FEES":2802}},"Investment income":{"value":-341506,"Net investment gain":-341506},"Other revenues":{"value":-4234,"Other total":4864,"Net income from fundraising events":0,"Net income":-9098}},"Expenses":{"value":250497,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":0},"Salaries":{"value":151106,"Other salaries and wages":128794,"Other employee benefits":11745,"Payroll taxes":10567},"Other expenses":{"value":99391,"Accounting":4727,"Other services":7550,"Advertising":272,"Office expenses":11059,"Information technology":9839,"Travel":746,"Interest":356,"Depreciation and depletion":45027,"Insurance":2209,"Itemized Expenses":{"value":16489,"CONTRACT LABOR":7563,"TELEPHONE":5011,"CLIENT REFUNDS":2750,"BRIDGE PROGRAM EXPENSES":1165},"All other expenses":1117},"Functional Expenses":{"Program Service Expenses":120170,"Management And General Expenses":89624,"Fundraising Expenses":40703}},"Assets":{"value":0,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Other liabilities":0},"Fund balance":{"value":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0},"Form990Details":{"program_service_accomplishments":[{"description":"MORE THAN WHEELS COUPLES THE NEED FOR RELIABLE TRANSPORTATION WITH A SET OF TRANSFORMATIVE SERVICES DESIGNED TO PRODUCE LONG-TERM FAMILY STABILITY AND SELF-SUFFICIENCY. USING BEHAVIOR CHANGE TECHNIQUES, AND PROVIDING FINANCIAL EDUCATION AND CREDIT REPAIR SERVICES, AND SUPPORTING THE PRACTICE OF MAKING AN ON-TIME PAYMENTS FOR CAR LOANS, MORE THAN WHEELS WORKS WITH LOW TO MODERATE INCOME INDIVIDUALS AND FAMILIES TO OBTAIN A NEW OR SLIGHTLY USED, BUT CERTIFIED, CAR THROUGH A SET OF CAR DEALER AND BANK AND CREDIT UNION PARTNERS. MORE THAN WHEELS HELPS CLIENTS TO SELECT A CAR THAT FITS INTO THEIR BUDGET AND RETAINS GOOD VALUE AFTER THE LOAN IS REPAID, THEREBY ENDING A CYCLE OF POOR FINANCIAL DECISIONS MADE EVEN WORSE BY POOR CAR CHOICES. MTW PARTIALLY GUARANTEES ITS LOANS BASED ON PROGRAM CONFIDENCE AND HISTORY OF CLIENT SUCCESS. MORE THAN WHEELS PROVIDES ONGOING SUPPORT AND ADVOCACY FOR THE LIFE OF THE LOAN (GENERALLY 66 MONTHS), MONITORS CREDIT SCORES ANNUALLY, AND PROVIDES ADDITIONAL COUNSELING OR EDUCATION AS NEEDED TO ACHIEVE LONG TERM SUCCESS.","expense":76106,"revenue":27167}],"program_service_revenue_detail":[{"business_code":"561000","total_revenue":30613,"related_or_exempt_function_income":30613},{"business_code":"561000","total_revenue":20000,"related_or_exempt_function_income":20000},{"business_code":"561000","total_revenue":7176,"related_or_exempt_function_income":7176},{"business_code":"611600","total_revenue":2802,"related_or_exempt_function_income":2802}],"functional_expense_allocations":{"other_salaries_and_wages":{"program_services":49095,"management_and_general":49948,"fundraising":29751,"total":128794},"other_employee_benefits":{"program_services":5335,"management_and_general":4761,"fundraising":1649,"total":11745},"payroll_taxes":{"program_services":5473,"management_and_general":2363,"fundraising":2731,"total":10567},"accounting_fees":{"management_and_general":4727,"total":4727},"other_service_fees":{"management_and_general":5000,"fundraising":2550,"total":7550},"advertising":{"management_and_general":67,"fundraising":205,"total":272},"office_expenses":{"program_services":770,"management_and_general":9855,"fundraising":434,"total":11059},"information_technology":{"program_services":6580,"management_and_general":2077,"fundraising":1182,"total":9839},"travel":{"management_and_general":529,"fundraising":217,"total":746},"interest":{"management_and_general":356,"total":356},"depreciation_depletion":{"program_services":45027,"total":45027},"insurance":{"program_services":1144,"management_and_general":377,"fundraising":688,"total":2209},"all_other_expenses":{"program_services":115,"management_and_general":762,"fundraising":240,"total":1117}},"fundraising_and_gaming_summary":{"gross_income_fundraising_events":0,"fundraising_direct_expenses":0},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"employment_tax_returns_filed":false,"lobbying_activities":false,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_iii":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"DAVID REEVES"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"excess_benefit_transaction":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_in_care_of_detail":{"person_name":"LISA BYBEE","phone":"6035056308","address_line1":"15 WOODHILL RD","city":"BOW","state":"NH","zip":"03304"},"officers_directors_key_employees":[{"person_name":"DAVID REEVES","title":"CHAIRMAN","average_hours_per_week":2.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"DAVID REEVES"},{"person_name":"JOHN GARGASZ","title":"VICE CHAIR","average_hours_per_week":2.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"JOHN GARGASZ"},{"person_name":"ANNE FARNSWORTH","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"ANNE FARNSWORTH"},{"person_name":"RUSTY SACHS","title":"SECRETARY","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"RUSTY SACHS"},{"person_name":"CHARLES HALL","title":"TREASURER","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true,"name":"CHARLES HALL"},{"person_name":"RANDY HOUK","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"RANDY HOUK"},{"person_name":"DONNA DEBLOIS","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"DONNA DEBLOIS"},{"person_name":"JIM SOUCY","title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"name":"JIM SOUCY"}]},"ScheduleA":{"public_charity_status":{"publicly_supported_org_170b1_avi":true},"support_170":{"thirty_three_percent_test_current_year":true,"gifts_grants_contributions":{"value":2593499,"current_year":155464,"current_year_minus1":426251,"current_year_minus2":306738,"current_year_minus3":257088,"current_year_minus4":1447958},"total_calendar_year_support":{"value":2593499,"current_year":155464,"current_year_minus1":426251,"current_year_minus2":306738,"current_year_minus3":257088,"current_year_minus4":1447958},"gross_receipts_from_admissions_etc":723262,"amounts_from_substantial_contributors":792892,"public_support_total":1800607,"gross_investment_income":{"value":96,"current_year_minus2":6,"current_year_minus3":27,"current_year_minus4":63},"other_income":{"value":-56048,"current_year":4864,"current_year_minus3":2322,"current_year_minus4":-63234},"total_support":2537547,"public_support_percentage":0.7096}},"ScheduleB":{"attached":true,"required":true},"ScheduleN":{"termination_or_liquidation":{"assets_distributed":true,"liabilities_paid":true,"bonds_outstanding":false,"required_to_notify_attorney_general":true,"attorney_general_notified":true},"successor_relationships":{"director_of_successor":false,"employee_of_successor":false,"owner_of_successor":false},"liquidations":[{"business_name_line1":"ST MARY'S BANK","ein":20187390,"irc_section":"CREDIT UNION","distribution_date":"2016-06-30T00:00:00","description":"FINANCIAL LITERACY COURSE","fair_market_value":100,"method_of_fmv_determination":"OUTSTANDING OFFERS","address_line1":"200 MCGREGOR ST","city":"MANCHESTER","state":"NH","zip":"03102","name":"ST MARY'S BANK","address":"200 MCGREGOR ST, MANCHESTER, NH, 03102"},{"business_name_line1":"KEENE HIGH SCHOOL","ein":800391004,"irc_section":"PUBLIC SCHOOL","distribution_date":"2016-06-30T00:00:00","description":"COMPUTER EQUIPMENT","fair_market_value":500,"method_of_fmv_determination":"COMPARABLE SALES","address_line1":"43 ARCH STREET","city":"KEENE","state":"NH","zip":"03431","name":"KEENE HIGH SCHOOL","address":"43 ARCH STREET, KEENE, NH, 03431"},{"business_name_line1":"GOODWILL INDUSTRIES","ein":530196517,"irc_section":"501(C)(3)","distribution_date":"2016-06-30T00:00:00","description":"OFFICE FURNITURE AND SUPPLIES","fair_market_value":300,"method_of_fmv_determination":"COMPARABLE SALES","address_line1":"204 LOUDON ROAD","city":"CONCORD","state":"NH","zip":"03301","name":"GOODWILL INDUSTRIES","address":"204 LOUDON ROAD, CONCORD, NH, 03301"},{"business_name_line1":"SALVATION ARMY","ein":580660607,"irc_section":"501(C)(3)","distribution_date":"2017-06-30T00:00:00","description":"FILE CABINETS","fair_market_value":400,"method_of_fmv_determination":"COMPARABLE SALES","address_line1":"227 SHEEP DAVIS ROAD","city":"CONCORD","state":"NH","zip":"03304","name":"SALVATION ARMY","address":"227 SHEEP DAVIS ROAD, CONCORD, NH, 03304"},{"business_name_line1":"MONADNOCK UNITED WAY","ein":20236885,"irc_section":"501(C)(3)","distribution_date":"2017-06-30T00:00:00","description":"CASH","fair_market_value":108,"method_of_fmv_determination":"ACTUAL VALUE","address_line1":"23 CENTER STRET","city":"KEENE","state":"NH","zip":"03431","name":"MONADNOCK UNITED WAY","address":"23 CENTER STRET, KEENE, NH, 03431"}],"supplemental_information":[{"form_and_line_reference":"SCHEDULE N, PART 1, LINE 1","explanation":"THERE WERE NO OTHER REMAINING ASSETS FOR THE ORGANIZATION TO SELL OR TRANSFER. ASSETS WERE SOLD OR DISPOSED OF AND THE ORGANIZATION'S WEBSITE WAS SHUT DOWN."}]},"Ratings":{"Mission Deployment Rate":{"score":1.2},"Program Expense Ratio":{"score":0.47972630410743444},"Fundraising Efficiency":{"score":2.330860133159718,"percentile":0.0942877836033568},"Filing Consistency Score":{"score":0.9230769230769231},"Grant Itemization Coverage":{"score":null},"Independent Voting Board Pct":{"score":0.625},"Operating Margin":{"score":-2.3164928840211063,"percentile":0.04424486249622243},"Operating Reserve Ratio":{"score":0.0,"percentile":0.026800149493383534},"Liabilities to Assets Ratio":{"score":null,"percentile":null},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":-0.4749369018201684,"percentile":0.03751283526849689},"Revenue Growth":{"score":-0.25621746276064844,"percentile":0.07240873711025982},"Asset Growth":{"score":-0.3342411889803901,"percentile":0.04125341548000631},"Foreign Oversight Score":{"score":null},"Major-Donor Itemization":{"score":1.0},"Related-Party Transparency":{"score":null},"Pay-Setting Controls":{"score":1.0,"weight":5,"atoms":{"Compensation committee":{"value":true},"Independent compensation consultant":{"value":true},"Form 990 of other organizations reviewed":{"value":true},"Written employment contract":{"value":true},"Compensation survey or study":{"value":true},"Board or committee approval":{"value":true}}},"Governance Policy Score":{"score":0.4444444444444444,"weight":5,"atoms":{"Conflict of interest policy":{"value":true},"Whistle blower policy":{"value":false},"Document retention policy":{"value":false},"Compensation process for CEO":{"value":true},"Compensation process for other employees":{"value":false},"Form 990 provided to governing body":{"value":true},"Minutes of governing body":{"value":true},"Audit committee":{"value":false},"Independent audit financial statements":{"value":false}}},"Categories":{"Financial Efficiency":{"score":0.8113559537359126,"weight":45},"Transparency & Controls":{"score":0.9567307692307693,"weight":20},"Accountability":{"score":0.5497685185185185,"weight":14},"Sustainability":{"score":0.037535357495130546,"weight":13},"Growth":{"score":0.05221931204750395,"weight":8}},"Overall Score":{"score":0.6424810670580744,"percentile":0.21421552695509655}},"source_xml":"201731329349301073_public.xml"},"sector":"Human Services","donation_categories":[],"zakat_policy":null},"error":null}