{"success":true,"data":{"_id":133570894,"filings":[{"Organization":{"value":null,"Person":["ELIEZER GOLDFISCHER","AKIVA WEISSHAUS"],"Title":["PRESIDENT","TREAS"],"Hours":[3.0,2.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"The mission of the organization is to provide assistance to local needy families or charitable organizationsin crisis by providing interest free loans and / or direct monetary assistance","year":2014,"name":"GEMILAS CHESED INC","phone":null,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ELIEZER GOLDFISCHER","year_formation":1996,"state_legal_domicile":"NY","total_volunteers":2,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"6 MEADOW LA, Monsey, NY, 10952, USA","city":"Monsey","state":"NY","country":"USA","zip_code":10952},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":2,"Number of independent voting members":2,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":17189,"Contributions":{"value":10299,"Other contributions":10299,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":6890,"Investment income total":6890,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":17511,"Grant expense":{"value":16486,"Grants to domestic orgs":0,"Grants to domestic individuals":16486,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1025,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":560,"Office expenses":215,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":250,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":16486,"Management And General Expenses":1025,"Fundraising Expenses":0}},"Assets":{"value":1322802,"Non-interest bearing cash":10946,"Savings and temp cash investments":813940,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":497916,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":280395,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":280395,"Other liabilities":0},"Fund balance":{"value":1042407,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1042407,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9414653646279482,"percentile":0.833116093222592},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.018732910582349178,"percentile":0.34110566434038175},"Liabilities to Assets Ratio":{"score":0.21197049898624284,"percentile":0.24425506322994658},"Operating Reserve Ratio":{"score":75.54120267260579,"percentile":0.9866318638535291},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7105209133464798,"percentile":0.865553498602007}},"source_xml":"201501319349300130_public.xml"},{"Organization":{"value":null,"Person":["ELIEZER GOLDFISCHER","AKIVA WIESSHAUS"],"Title":["PRESIDENT","TREAS"],"Hours":[3.0,2.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"The mission of the organization is to provide assistance to local needy families or charitable organizationsin crisis by providing interest free loans and / or direct monetary assistance","year":2019,"name":"GEMILAS CHESED INC","phone":null,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ELIEZER GOLDFISCHER","year_formation":1996,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"6 MEADOW LA, MONSEY, NY, 10952, USA","city":"MONSEY","state":"NY","country":"USA","zip_code":10952},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":2,"Number of independent voting members":2,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":101915,"Contributions":{"value":82056,"Other contributions":82056,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":19859,"Investment income total":19859,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":36829,"Grant expense":{"value":35450,"Grants to domestic orgs":0,"Grants to domestic individuals":35450,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1379,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":628,"Office expenses":501,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":250,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":35450,"Management And General Expenses":1379,"Fundraising Expenses":0}},"Assets":{"value":1506918,"Non-interest bearing cash":66263,"Savings and temp cash investments":979991,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":460664,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":345246,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":345246,"Other liabilities":0},"Fund balance":{"value":1161672,"Net assets without donor restriction":1161672,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9625566808764832,"percentile":0.8634998348545512},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.6386302310749153,"percentile":0.9493060377497693},"Liabilities to Assets Ratio":{"score":0.22910735687011502,"percentile":0.23503686296873488},"Operating Reserve Ratio":{"score":40.916614624344945,"percentile":0.9767512169431714},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.29274660675705744,"percentile":0.8616852084959653},"Revenue Growth":{"score":0.31527685194002686,"percentile":0.950633439076826},"Asset Growth":{"score":0.022625893884812304,"percentile":0.414953402561997},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8486598605170347,"percentile":0.9808890638977055}},"source_xml":"202021539349301607_public.xml"},{"Organization":{"value":null,"Person":["ELIEZER GOLDFISCHER","AKIVA WIESSHAUS"],"Title":["PRESIDENT","TREAS"],"Hours":[3.0,2.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"The mission of the organization is to provide assistance to local needy families or charitable organizationsin crisis by providing interest free loans and / or direct monetary assistance","year":2017,"name":"GEMILAS CHESED INC","phone":null,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ELIEZER GOLDFISCHER","year_formation":1996,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"6 MEADOW LA, Monsey, NY, 10952, USA","city":"Monsey","state":"NY","country":"USA","zip_code":10952},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":2,"Number of independent voting members":2,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":20912,"Contributions":{"value":8086,"Other contributions":8086,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":12826,"Investment income total":12826,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6283,"Grant expense":{"value":4640,"Grants to domestic orgs":0,"Grants to domestic individuals":4640,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1643,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":765,"Office expenses":628,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":250,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":4640,"Management And General Expenses":1643,"Fundraising Expenses":0}},"Assets":{"value":1540611,"Non-interest bearing cash":586,"Savings and temp cash investments":1055656,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":484369,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":463111,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":463111,"Other liabilities":0},"Fund balance":{"value":1077500,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1077500,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.738500716218367,"percentile":0.563490973391443},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.6995504973221117,"percentile":0.9592877382033754},"Liabilities to Assets Ratio":{"score":0.3006021636870047,"percentile":0.20148123749453078},"Operating Reserve Ratio":{"score":245.20308769696004,"percentile":0.9947332991260158},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":-0.10991659734220686,"percentile":0.13343518985844913},"Revenue Growth":{"score":0.0019963056319870697,"percentile":0.37873752292578833},"Asset Growth":{"score":0.03755530806596201,"percentile":0.4773273276220013},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6254344294992247,"percentile":0.6777120872541164}},"source_xml":"201811279349301026_public.xml"},{"Organization":{"value":null,"Person":["LEON E GOLDFISCHER","JACOB A WIESSHAUS","MORRIS M GRUNFELD"],"Title":["PRESIDENT","TREAS","ASS TREAS"],"Hours":[3.0,2.0,0.0],"Total Compensation":[0,0,0],"Direct compensation":[0,0,0],"Other compensation":[0,0,0]},"Basic":{"value":null,"mission":"The mission of the organization is to provide assistance to local needy families or charitable organizationsin crisis by providing interest free loans and / or direct monetary assistance","year":2024,"name":"GEMILAS CHESED INC","phone":8453567964,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LEON E GOLDFISCHER","year_formation":1996,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"6 MEADOW LA, MONSEY, NY, 10952, USA","city":"MONSEY","state":"NY","country":"USA","zip_code":10952},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":2,"Number of independent voting members":2,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":79182,"Contributions":{"value":48530,"Other contributions":48530,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":30652,"Investment income total":30652,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":56579,"Grant expense":{"value":54890,"Grants to domestic orgs":0,"Grants to domestic individuals":54890,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1689,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":666,"Office expenses":1023,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":54890,"Management And General Expenses":1689,"Fundraising Expenses":0}},"Assets":{"value":1361677,"Non-interest bearing cash":3146,"Savings and temp cash investments":795428,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":563103,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":111809,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":111809,"Other liabilities":0},"Fund balance":{"value":1249868,"Net assets without donor restriction":1249868,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9701479347461072,"percentile":0.8746491666196741},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2854562905710894,"percentile":0.8261233310758662},"Liabilities to Assets Ratio":{"score":0.08211124958415249,"percentile":0.3444028756229178},"Operating Reserve Ratio":{"score":24.066826914579615,"percentile":0.9568314835581565},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.1469656111388365,"percentile":0.751421806836498},"Revenue Growth":{"score":0.11370356383719128,"percentile":0.7924521487598447},"Asset Growth":{"score":-0.003548256909364777,"percentile":0.30460574622766956},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8011116425118958,"percentile":0.959534299672645}},"source_xml":"202541219349300049_public.xml"},{"Organization":{"value":null,"Person":["MORRIS M GRUNFELD","JACOB A WIESSHAUS","LEON E GOLDFISCHER"],"Title":["ASS TREAS","TREAS","PRESIDENT"],"Hours":[0.0,2.0,3.0],"Total Compensation":[0,0,0],"Direct compensation":[0,0,0],"Other compensation":[0,0,0]},"Basic":{"value":null,"mission":"The mission of the organization is to provide assistance to local needy families or charitable organizationsin crisis by providing interest free loans and / or direct monetary assistance","year":2023,"name":"GEMILAS CHESED INC","phone":null,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LEON E GOLDFISCHER","year_formation":1996,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"6 MEADOW LA, MONSEY, NY, 10952, USA","city":"MONSEY","state":"NY","country":"USA","zip_code":10952},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":2,"Number of independent voting members":2,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":66838,"Contributions":{"value":43025,"Other contributions":43025,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":23813,"Investment income total":23813,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":43619,"Grant expense":{"value":41590,"Grants to domestic orgs":0,"Grants to domestic individuals":41590,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":2029,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":1231,"Office expenses":523,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":275,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":41590,"Management And General Expenses":2029,"Fundraising Expenses":0}},"Assets":{"value":1355149,"Non-interest bearing cash":2389,"Savings and temp cash investments":858335,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":494425,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":127884,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":127884,"Other liabilities":0},"Fund balance":{"value":1227265,"Net assets without donor restriction":1227265,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9534835736720236,"percentile":0.850471067322952},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.34739220204075527,"percentile":0.8614435547954126},"Liabilities to Assets Ratio":{"score":0.09436895869015141,"percentile":0.331173502580162},"Operating Reserve Ratio":{"score":31.06786033609207,"percentile":0.9684731538910958},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.1646840214226748,"percentile":0.7720006238212307},"Revenue Growth":{"score":0.12660235533089656,"percentile":0.815113228407344},"Asset Growth":{"score":-0.0016504357770781887,"percentile":0.31220718021928173},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8051410111802658,"percentile":0.9618657210857648}},"source_xml":"202421289349302662_public.xml"},{"Organization":{"value":null,"Person":["ELIEZER GOLDFISCHER","AKIVA WEISSHAUS"],"Title":["PRESIDENT","TREAS"],"Hours":[3.0,2.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"The mission of the organization is to provide assistance to local needy families or charitable organizationsin crisis by providing interest free loans and / or direct monetary assistance","year":2013,"name":"GEMILAS CHESED INC","phone":null,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ELIEZER GOLDFISCHER","year_formation":1996,"state_legal_domicile":"NY","total_volunteers":2,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"6 MEADOW LA, Monsey, NY, 10952, USA","city":"Monsey","state":"NY","country":"USA","zip_code":10952},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":2,"Number of independent voting members":2,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":23010,"Contributions":{"value":16762,"Other contributions":16762,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":6248,"Investment income total":6248,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6585,"Grant expense":{"value":5700,"Grants to domestic orgs":0,"Grants to domestic individuals":5700,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":885,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":570,"Office expenses":315,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":5700,"Management And General Expenses":885,"Fundraising Expenses":0}},"Assets":{"value":1370325,"Non-interest bearing cash":0,"Savings and temp cash investments":920967,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":449358,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":327596,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":327596},"Fund balance":{"value":1042729,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1042729,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8656036446469249,"percentile":0.7171767378537537},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.7138200782268579,"percentile":0.9614119855812863},"Liabilities to Assets Ratio":{"score":0.23906445551237845,"percentile":0.22991054236660424},"Operating Reserve Ratio":{"score":208.09794988610477,"percentile":0.9940098123400574},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8132834629030693,"percentile":0.9662701837039283}},"source_xml":"201401479349300715_public.xml"},{"Organization":{"value":null,"Person":["MORRIS M GRUNFELD","JACOB A WIESSHAUS","LEON E GOLDFISCHER"],"Title":["ASS TREAS","TREAS","PRESIDENT"],"Hours":[0.0,2.0,3.0],"Total Compensation":[0,0,0],"Direct compensation":[0,0,0],"Other compensation":[0,0,0]},"Basic":{"value":null,"mission":"The mission of the organization is to provide assistance to local needy families or charitable organizationsin crisis by providing interest free loans and / or direct monetary assistance","year":2022,"name":"GEMILAS CHESED INC","phone":null,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LEON E GOLDFISCHER","year_formation":1996,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"6 MEADOW LA, MONSEY, NY, 10952, USA","city":"MONSEY","state":"NY","country":"USA","zip_code":10952},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":2,"Number of independent voting members":2,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":51894,"Contributions":{"value":42118,"Other contributions":42118,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":9776,"Investment income total":9776,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":46402,"Grant expense":{"value":44020,"Grants to domestic orgs":0,"Grants to domestic individuals":44020,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":2382,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":156,"Office expenses":1976,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":250,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":44020,"Management And General Expenses":2382,"Fundraising Expenses":0}},"Assets":{"value":1336974,"Non-interest bearing cash":12823,"Savings and temp cash investments":1035425,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":288726,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":132928,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":132928,"Other liabilities":0},"Fund balance":{"value":1204046,"Net assets without donor restriction":1204046,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9486660057756131,"percentile":0.843359138988021},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10583111727752727,"percentile":0.6331251748891664},"Liabilities to Assets Ratio":{"score":0.09942452134446893,"percentile":0.32609122253303247},"Operating Reserve Ratio":{"score":28.8128528942718,"percentile":0.9654718962770542},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.2036495640447487,"percentile":0.8077739436384374},"Revenue Growth":{"score":0.15238330731213817,"percentile":0.8512731914069204},"Asset Growth":{"score":0.0020071251262289685,"percentile":0.32845130980560594},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7708497400605892,"percentile":0.937358798316049}},"source_xml":"202331239349303353_public.xml"},{"Organization":{"value":null,"Person":["ELIEZER GOLDFISCHER","AKIVA WEISSHAUS"],"Title":["PRESIDENT","TREAS"],"Hours":[3.0,2.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"The mission of the organization is to provide assistance to local needy families or charitable organizationsin crisis by providing interest free loans and / or direct monetary assistance","year":2015,"name":"GEMILAS CHESED INC","phone":null,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ELIEZER GOLDFISCHER","year_formation":1996,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"6 MEADOW LA, Monsey, NY, 10952, USA","city":"Monsey","state":"NY","country":"USA","zip_code":10952},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":2,"Number of independent voting members":2,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":21031,"Contributions":{"value":12777,"Other contributions":12777,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":8254,"Investment income total":8254,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":12453,"Grant expense":{"value":11755,"Grants to domestic orgs":0,"Grants to domestic individuals":11755,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":698,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":165,"Office expenses":283,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":250,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":11755,"Management And General Expenses":698,"Fundraising Expenses":0}},"Assets":{"value":1467599,"Non-interest bearing cash":10946,"Savings and temp cash investments":1002889,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":453764,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":416614,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":416614,"Other liabilities":0},"Fund balance":{"value":1050985,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1050985,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9439492491769051,"percentile":0.8366316773138489},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.4078740906281204,"percentile":0.8880244662428498},"Liabilities to Assets Ratio":{"score":0.2838745461123917,"percentile":0.2087557129817627},"Operating Reserve Ratio":{"score":117.85103991006183,"percentile":0.9906894525933263},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.26759671194130996,"percentile":0.8491162389749451},"Revenue Growth":{"score":-0.04848113669769721,"percentile":0.2230862933532222},"Asset Growth":{"score":0.03506863946340134,"percentile":0.467046761729683},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7623275999527285,"percentile":0.9295335977264142}},"source_xml":"201641319349302854_public.xml"},{"Organization":{"value":null,"Person":["ELIEZER GOLDFISCHER","AKIVA WIESSHAUS"],"Title":["PRESIDENT","TREAS"],"Hours":[3.0,2.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"The mission of the organization is to provide assistance to local needy families or charitable organizationsin crisis by providing interest free loans and / or direct monetary assistance","year":2018,"name":"GEMILAS CHESED INC","phone":null,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ELIEZER GOLDFISCHER","year_formation":1996,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"6 MEADOW LA, MONSEY, NY, 10952, USA","city":"MONSEY","state":"NY","country":"USA","zip_code":10952},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":2,"Number of independent voting members":2,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":77670,"Contributions":{"value":60195,"Other contributions":60195,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":17475,"Investment income total":17475,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":58584,"Grant expense":{"value":56990,"Grants to domestic orgs":0,"Grants to domestic individuals":56990,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1594,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":480,"Office expenses":864,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":250,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":56990,"Management And General Expenses":1594,"Fundraising Expenses":0}},"Assets":{"value":1546588,"Non-interest bearing cash":3747,"Savings and temp cash investments":1146334,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":396507,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":450002,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":450002,"Other liabilities":0},"Fund balance":{"value":1096586,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1096586,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9727912057899768,"percentile":0.8786195048858885},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.24573194283507147,"percentile":0.7974632128981741},"Liabilities to Assets Ratio":{"score":0.29096436801526976,"percentile":0.2056566917882186},"Operating Reserve Ratio":{"score":26.399494742591834,"percentile":0.9615644613590356},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.358890766981572,"percentile":0.8883608497336335},"Revenue Growth":{"score":0.2692440084198338,"percentile":0.9350392835535413},"Asset Growth":{"score":0.03111157357266696,"percentile":0.4505632036541161},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8274547654327669,"percentile":0.9729244739852927}},"source_xml":"201921359349307782_public.xml"},{"Organization":{"value":null,"Person":["AKIVA WIESSHAUS","ELIEZER GOLDFISCHER"],"Title":["TREAS","PRESIDENT"],"Hours":[2.0,3.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"The mission of the organization is to provide assistance to local needy families or charitable organizationsin crisis by providing interest free loans and / or direct monetary assistance","year":2020,"name":"GEMILAS CHESED INC","phone":null,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ELIEZER GOLDFISCHER","year_formation":1996,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"6 MEADOW LA, MONSEY, NY, 10952, USA","city":"MONSEY","state":"NY","country":"USA","zip_code":10952},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":2,"Number of independent voting members":2,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":91819,"Contributions":{"value":69786,"Other contributions":69786,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":22033,"Investment income total":22033,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":55538,"Grant expense":{"value":54336,"Grants to domestic orgs":0,"Grants to domestic individuals":54336,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1202,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":530,"Office expenses":422,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":250,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":54336,"Management And General Expenses":1202,"Fundraising Expenses":0}},"Assets":{"value":1583347,"Non-interest bearing cash":169494,"Savings and temp cash investments":1057520,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":356333,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":385394,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":385394,"Other liabilities":0},"Fund balance":{"value":1197953,"Net assets without donor restriction":1197953,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9783571608628326,"percentile":0.8871214745474612},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.39513608294579555,"percentile":0.8829644246138784},"Liabilities to Assets Ratio":{"score":0.24340463587577454,"percentile":0.22770953881550163},"Operating Reserve Ratio":{"score":28.50925492455616,"percentile":0.9650250724547765},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.2789994189530483,"percentile":0.8549529948988904},"Revenue Growth":{"score":0.2725921708300633,"percentile":0.936370806061059},"Asset Growth":{"score":0.021389138744623504,"percentile":0.4097117690316912},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8403365438620679,"percentile":0.9780402821143901}},"source_xml":"202131969349300633_public.xml"},{"Organization":{"value":null,"Person":["ELIEZER GOLDFISCHER","AKIVA WIESSHAUS"],"Title":["PRESIDENT","TREAS"],"Hours":[3.0,2.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"The mission of the organization is to provide assistance to local needy families or charitable organizationsin crisis by providing interest free loans and / or direct monetary assistance","year":2016,"name":"GEMILAS CHESED INC","phone":null,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ELIEZER GOLDFISCHER","year_formation":1996,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"6 MEADOW LA, Monsey, NY, 10952, USA","city":"Monsey","state":"NY","country":"USA","zip_code":10952},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":2,"Number of independent voting members":2,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":21800,"Contributions":{"value":10160,"Other contributions":10160,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":11640,"Investment income total":11640,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":9914,"Grant expense":{"value":8300,"Grants to domestic orgs":0,"Grants to domestic individuals":8300,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1614,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":1190,"Office expenses":174,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":250,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":8300,"Management And General Expenses":1614,"Fundraising Expenses":0}},"Assets":{"value":1525005,"Non-interest bearing cash":996,"Savings and temp cash investments":1049931,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":474078,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":462134,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":462134,"Other liabilities":0},"Fund balance":{"value":1062871,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1062871,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8371999193060319,"percentile":0.6745802888836974},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5452293577981652,"percentile":0.9300502437595775},"Liabilities to Assets Ratio":{"score":0.3030376949583772,"percentile":0.20048305319443557},"Operating Reserve Ratio":{"score":153.8233810772645,"percentile":0.9924391589041721},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.02906181198361781,"percentile":0.4447652572705593},"Revenue Growth":{"score":0.0010213175960496206,"percentile":0.37439691633273614},"Asset Growth":{"score":0.04283262785383269,"percentile":0.49869449793892445},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6902299650404128,"percentile":0.8318572797323724}},"source_xml":"201701299349300230_public.xml"},{"Organization":{"value":null,"Person":["MORRIS M GRUNFELD","JACOB A WIESSHAUS","LEON E GOLDFISCHER"],"Title":["ASS TREAS","TREAS","PRESIDENT"],"Hours":[0.0,2.0,3.0],"Total Compensation":[0,0,0],"Direct compensation":[0,0,0],"Other compensation":[0,0,0]},"Basic":{"value":null,"mission":"The mission of the organization is to provide assistance to local needy families or charitable organizationsin crisis by providing interest free loans and / or direct monetary assistance","year":2021,"name":"GEMILAS CHESED INC","phone":null,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LEON E GOLDFISCHER","year_formation":1996,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"6 MEADOW LA, MONSEY, NY, 10952, USA","city":"MONSEY","state":"NY","country":"USA","zip_code":10952},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":2,"Number of independent voting members":2,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":63211,"Contributions":{"value":54194,"Other contributions":54194,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":9017,"Investment income total":9017,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":62610,"Grant expense":{"value":61120,"Grants to domestic orgs":0,"Grants to domestic individuals":61120,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1490,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":505,"Office expenses":735,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":250,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":61120,"Management And General Expenses":1490,"Fundraising Expenses":0}},"Assets":{"value":1358782,"Non-interest bearing cash":36092,"Savings and temp cash investments":1017162,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":305528,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":160228,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":160228,"Other liabilities":0},"Fund balance":{"value":1198554,"Net assets without donor restriction":1198554,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.976201884682958,"percentile":0.8837885574343648},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.009507838825520875,"percentile":0.4236441796987331},"Liabilities to Assets Ratio":{"score":0.11792031392820923,"percentile":0.309041382553877},"Operating Reserve Ratio":{"score":21.702315923973806,"percentile":0.9509835681600337},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.2539338323318039,"percentile":0.8415549772450923},"Revenue Growth":{"score":0.2060160936890758,"percentile":0.9009048809706788},"Asset Growth":{"score":0.009480624569230456,"percentile":0.3594842138404806},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7543892467143797,"percentile":0.9216694001239505}},"source_xml":"202201329349300025_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["LEON E GOLDFISCHER","JACOB A WIESSHAUS","MORRIS M GRUNFELD"],"Title":["PRESIDENT","TREAS","ASS TREAS"],"Hours":[3.0,2.0,0.0],"Total Compensation":[0,0,0],"Direct compensation":[0,0,0],"Other compensation":[0,0,0]},"Basic":{"value":null,"mission":"The mission of the organization is to provide assistance to local needy families or charitable organizationsin crisis by providing interest free loans and / or direct monetary assistance","year":2024,"name":"GEMILAS CHESED INC","phone":8453567964,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LEON E GOLDFISCHER","year_formation":1996,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"6 MEADOW LA, MONSEY, NY, 10952, USA","city":"MONSEY","state":"NY","country":"USA","zip_code":10952},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":2,"Number of independent voting members":2,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":79182,"Contributions":{"value":48530,"Other contributions":48530,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":30652,"Investment income total":30652,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":56579,"Grant expense":{"value":54890,"Grants to domestic orgs":0,"Grants to domestic individuals":54890,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1689,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":666,"Office expenses":1023,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":54890,"Management And General Expenses":1689,"Fundraising Expenses":0}},"Assets":{"value":1361677,"Non-interest bearing cash":3146,"Savings and temp cash investments":795428,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":563103,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":111809,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":111809,"Other liabilities":0},"Fund balance":{"value":1249868,"Net assets without donor restriction":1249868,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9701479347461072,"percentile":0.8746491666196741},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2854562905710894,"percentile":0.8261233310758662},"Liabilities to Assets Ratio":{"score":0.08211124958415249,"percentile":0.3444028756229178},"Operating Reserve Ratio":{"score":24.066826914579615,"percentile":0.9568314835581565},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.1469656111388365,"percentile":0.751421806836498},"Revenue Growth":{"score":0.11370356383719128,"percentile":0.7924521487598447},"Asset Growth":{"score":-0.003548256909364777,"percentile":0.30460574622766956},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8011116425118958,"percentile":0.959534299672645}},"source_xml":"202541219349300049_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}